External Hard-disk Problem

chuck89 — Thu, 10 Sep 2015 10:22:17 +0800

I have recently found a problem with my WD external hard-disk, it is not showing any response in any laptop.

I have tried using another USB cable and other computer but it the problem still exist.

The hard-disk does has a light blinking when it is connected to the laptop but it also come with somewhat a hard running sound from the drive.

From the Disk Management in My Computer, it shows that the drive is detected under disk 1 and saying Not Initialized. What does it means by Not Initialized?

Do you have any experience in this situation before? Please advise on what should I do.

Thank you.

Exchange Traded Funds (ETFs)

chuck89 — Sat, 17 Jan 2015 16:08:49 +0800

ETF is the acronym for an innovative financial product known as Exchange Traded Fund. It is an open-ended investment fund listed and traded on a stock exchange. ETF combines the features of an Index fund and a stock. The liquidity of an ETF reflects the liquidity of the underlying basket of shares.

Generally, there are three types of ETFs: equity ETFs, fixed income ETFs and commodity ETFs. These ETFs consists of baskets of stocks, bonds or commodities based on an index which instantly offers broad diversification and avert the risk involved in owning stock of a single company.

ETFs are listed and traded on a stock exchange. With units in an ETF, investors can gain exposure to a geographical region, market, industry or sector, commodity such as gold or oil or even a specific investment style such as growth or value. To determine the exposure, investors will need to look at its underlying benchmark or the assets held in the ETF. For example, Asia’s first Syariah-compliant ETF, MyETF- Dow Jones Islamic Market Malaysia Titans 25 (myETF-DJIM25) trades on Bursa Malaysia and tracks the Dow Jones Islamic Market Malaysia Titans 25 Index. This indicates that MyETF-DJIM25 holds shares of the 25 leading syariah-compliant listed companies in the country.

Why do investors choose ETFs?

Diversified Exposure
Unlike individual shares, ETFs hold a basket of securities with the objective of mimicking the performance of an index. This basket can be made up of shares, bonds or commodities, depending on the index that the ETF is based on.

Instead of holding a few stocks or bonds, investors can use ETFs for exposure to a diversified basket of investment products.

Cost Effectiveness
Lower annual management fees for ETFs compared to unit trusts makes ETFs economical to buy and to maintain in the long run.

Simplicity
ETFs are listed on the Main Market of Bursa Malaysia. Similar to stocks, the buying and selling of ETF units are done based on its current market price in a single transaction. Trades can be done online or through stock brokers.

Transparency
Investors know exactly which stocks or underlying assets is held in the ETF by visiting the ETF’s website, provided by its manager. Here, the list of ETF constituents is updated on a daily basis.

(extracted from Bursa Malaysia)

And currently, there are basically SIX (6) ETFs in Malaysia.

Equity ETF
1) FBMKLCI-ETF (0820EA)
2) CIMB FTSE ASEAN 40 MALAYSIA (0822EA)
3) CIMB FTSE Xinhua China 25 (0823EA)

Equity ETF (Shariah Compliant)
4) MyETF-DJIM25 (0821EA)
5) MyETF MSCI Malaysia Islamic Dividend (0824EA)

Fixed Income ETF
6) ABFMY1 (0800EA)

Please share your comment, idea and past experience in these ETFs. How do you find the ETFs that you have invested in. It is a good choice for personal and small capital of investment? Please advise.

Thank you.

Environmental Science ?

chuck89 — Tue, 15 Feb 2011 11:14:21 +0800

Hello..... I am currently an Env. Sc. student. I am puzzled at the moment as I am not too sure where can I work after this. Anyone of you have come about any environmental companies in Malaysia?

I am currently looking for internship as well.

Thank You..

Where to get good internships?

chuck89 — Sun, 03 Oct 2010 14:37:09 +0800

Does anyone know how to get good internship programmes?

Btw.... what is the different between internships and industrial training.....???

Lowyat.NET: Latest topics by chuck89

External Hard-disk Problem

Exchange Traded Funds (ETFs)

Environmental Science ?

Where to get good internships?