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        <title>Lowyat.NET: Latest topics by ahchat</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 05 Jun 2026 10:02:05 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>civil war movie</title>
            <link>http://forum.lowyat.net/topic/5553472</link>
            <description>yesterday i just watched civil war on HBO...&lt;br /&gt;&lt;br /&gt;ok la, quite nice, especially the shooting scene when theyre taking white house...&lt;br /&gt;&lt;br /&gt;but, that scene to happen, the plot was, the federal armed forces just surrender instead of fighting the rebel forces of 2 states....&lt;br /&gt;&lt;br /&gt;im not sure how the US military forces works though, i thought the federal govt can dispatch troops from other states to stop the 2 rebel states?&lt;br /&gt;&lt;br /&gt; &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 26 Jan 2026 13:26:33 +0800</pubDate>
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        <item>
            <title>Buying house</title>
            <link>http://forum.lowyat.net/topic/5551017</link>
            <description>Hello there, need some clarification here, since im not sure it is correct place to ask or not..&lt;br /&gt;&lt;br /&gt;im planning to buy my 1st house end of 2026, price of house around 350k....&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;but the thing is, i have a personal loan now....is it possible to get a housing loan, combining it with existing personal loan?&lt;br /&gt;&lt;br /&gt;lets say, balance of loan is around 50k to pay, i apply for 400k loan, pay off my personal loan as well...&lt;br /&gt;&lt;br /&gt;possible? &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Fri, 02 Jan 2026 15:28:20 +0800</pubDate>
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            <title>Langkawi Custom Regulation</title>
            <link>http://forum.lowyat.net/topic/5546496</link>
            <description>hi guys, need clarification on bringing in live demo unit electronics product into Langkawi, is there any restriction on this?&lt;br /&gt;&lt;br /&gt;heard that you need to declare with custom to bring in  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;this is my first time handling such senario...&lt;br /&gt;&lt;br /&gt;the units are brought in from our office in KL, and they are only for display (Live Demo Unit) at an expo over there...&lt;br /&gt;&lt;br /&gt;appreciate any input on this</description>
            <author>ahchat</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 17 Nov 2025 14:24:19 +0800</pubDate>
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            <title>Prudential Takaful</title>
            <link>http://forum.lowyat.net/topic/5517867</link>
            <description>Hey guys, want to check if anyone here have any experience surrendering their policy before....there will be a surrender value, as shown in the yearly statement...&lt;br /&gt;&lt;br /&gt;if i surrender, will there be any hidden charges or deduction from the surrender value?&lt;br /&gt;&lt;br /&gt;coz im thinking of switching to another company  &lt;!--emo&amp;:nod:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/nod.gif' border='0' style='vertical-align:middle' alt='nod.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 10 Apr 2025 18:22:50 +0800</pubDate>
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        <item>
            <title>portable gaming device</title>
            <link>http://forum.lowyat.net/topic/5499076</link>
            <description>hey guys, im interested to buy the steam deck oled, but looking at youtube, so many selection nowadays,&lt;br /&gt;&lt;br /&gt;any pointers on what shud i look for before i buy one? and where can i go to test one out?&lt;br /&gt;&lt;br /&gt;lenovo legion go and steamdeck oled looks good though, asus rog ally also looking good, but i want to try first&lt;br /&gt;&lt;br /&gt; &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Gamers Hideout</category>
            <pubDate>Wed, 11 Dec 2024 15:46:18 +0800</pubDate>
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        <item>
            <title>AIA insurance, medical card</title>
            <link>http://forum.lowyat.net/topic/5489029</link>
            <description>im not sure which section that discuss this, but im looking to get a medical card/life insurance plan from AIA&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;thinking of terminating my current prudential medical card&lt;br /&gt;&lt;br /&gt;can direct PM me, thanks  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Serious Kopitiam</category>
            <pubDate>Wed, 16 Oct 2024 13:11:54 +0800</pubDate>
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            <title>PARK ALLEY</title>
            <link>http://forum.lowyat.net/topic/5479294</link>
            <description>hey guys, not sure if anyone heard of PARK ALLEY parking service, but the one at my place is increasing the price starting 1st September.&lt;br /&gt;&lt;br /&gt;this is a different parking service provider for cars though..&lt;br /&gt; &lt;br /&gt;I dont mind the price increase, but im pissed that, they wanted to charge every in and out. &lt;br /&gt;&lt;br /&gt;Currently, once u pay, u get the ticket, and as long as u have the ticket, u can still go in and out (moto). But for new price, everytime u come in, u need to pay (come morning, pay 1 time...if u got out, n comes in again, kena pay)&lt;br /&gt;&lt;br /&gt;the thing is, this place didnt have a designated moto parking, just selit2 on empty spaces only. if got proper parking space, i dont mind la....&lt;br /&gt;&lt;br /&gt;no parking space, and then they suka2 re-arrange the moto until calar here and there, n they dont want to take any responsibility...&lt;br /&gt;&lt;br /&gt;checked with SSM, the service provider doesnt even registered...i wanted to make a report, where and who do i report this kind of complaint ya?</description>
            <author>ahchat</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 30 Aug 2024 08:36:45 +0800</pubDate>
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            <title>New absorber with old spring</title>
            <link>http://forum.lowyat.net/topic/5476822</link>
            <description>good morning guys, last week, i have replaced my stock proton preve absorbers (since 2012) to KYB ULTRA RS, but retain the original coil&lt;br /&gt;&lt;br /&gt;thinking of replacing the spring as well becuase old original spring may already be too soft, should i get the original brand spring, or get a lowering sport spring like eibach sport pro kit?&lt;br /&gt;&lt;br /&gt;any suggestion or review are welcomed before i buy coz i dunno if it will be better or worse  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Mon, 19 Aug 2024 10:30:35 +0800</pubDate>
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        <item>
            <title>suruhanjaya tenaga</title>
            <link>http://forum.lowyat.net/topic/5458995</link>
            <description>Hey guys, need some help with the above topic, i am handling logistics stuff for my company, and they are planning to import electrical appliances into Malaysia from overseas.&lt;br /&gt;&lt;br /&gt;Since this is my first time handling this kind of matter (im specialized in custom clerance only), i need some guidance on this&lt;br /&gt;&lt;br /&gt;i have already got an approval for my E-DIK, but what is the next step for it? where do i do the application to get the COA?  &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 23 May 2024 07:59:12 +0800</pubDate>
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        <item>
            <title>Maybank2U Share Trading Cash Account</title>
            <link>http://forum.lowyat.net/topic/5454512</link>
            <description>hi guys, i found out about Maybank2U Share Trading Cash Account, and im wondering, if this is a good starting point in learning stock trading?  &lt;!--emo&amp;:nod:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/nod.gif' border='0' style='vertical-align:middle' alt='nod.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 29 Apr 2024 21:16:51 +0800</pubDate>
        </item>
        <item>
            <title>Gaming Laptop</title>
            <link>http://forum.lowyat.net/topic/5449642</link>
            <description>Hi guys, im looking to snd my laptop for some cleaning, been using it for 2 years, and regularly cleaned the intake...&lt;br /&gt;&lt;br /&gt;just that i wanna do some cleaning on the inside as well...&lt;br /&gt;&lt;br /&gt;any recommended shop in KL area?</description>
            <author>ahchat</author>
            <category>Mobile Computing</category>
            <pubDate>Thu, 04 Apr 2024 09:14:21 +0800</pubDate>
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        <item>
            <title>shipping product for repairs</title>
            <link>http://forum.lowyat.net/topic/5437431</link>
            <description>as per above topic, my HQ team questions that, one of our distributor, when the wanted to ship out products for repairs, they always put the price as low as possible&lt;br /&gt;&lt;br /&gt;eg: actual price usd150, but they put usd10&lt;br /&gt;&lt;br /&gt;these products will have SST based on HS CODE they used&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;what i can think of is, the distributor use normal shipping instead of temporary export (repairs) and when reimporting back after repairs, they just pay a small amount  on the SST since the price they declare is very low...&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;anyone here care to share what else could be the reason?  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 05 Feb 2024 14:37:42 +0800</pubDate>
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            <title>SIRIM certified product</title>
            <link>http://forum.lowyat.net/topic/5432287</link>
            <description>Hey guys, i got a question reagrding SIRIM.&lt;br /&gt;&lt;br /&gt;I know for any SIRIM certified products, they have their own expiration date (valid for 5 years or something, and need renewal)&lt;br /&gt;&lt;br /&gt;Example, i have an imported product from China for sale, with SIRIM approval on 2024, means that, the SIRIM cert is valid until 2029.&lt;br /&gt;&lt;br /&gt;Lets say, if the product still havent sold until 2031, i can still sell it right? Because, logically, i have already got the SIRIM approval for it.&lt;br /&gt;&lt;br /&gt;Correct me if im wrong.  &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 11 Jan 2024 15:07:14 +0800</pubDate>
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            <title>Offered as company resident director</title>
            <link>http://forum.lowyat.net/topic/5429114</link>
            <description>last week my boss whatsapp me, asking, if im willing to accept the position...from what he described, the responsibilities are not much, but im pretty sure it will come with certain level of risk...&lt;br /&gt;&lt;br /&gt;for me, this is quite a big thing for me, something that would look good on my CV, given that i worked for around 9 years only, and never hold any position other than executive  &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 26 Dec 2023 15:49:54 +0800</pubDate>
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        <item>
            <title>External hard disk repair</title>
            <link>http://forum.lowyat.net/topic/5377167</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;i am looking for shop or expert to have my old external hdd repaired.&lt;br /&gt;&lt;br /&gt;When i plugged it in, the hdd is alive, but it wont detect on the PC&lt;br /&gt;&lt;br /&gt;i suspect that, it the processor inside or anything that launch it is not functioning&lt;br /&gt;&lt;br /&gt;any suggestion on where i can get it fixed? i need it done as there is so much important documents inside  &lt;!--emo&amp;:unsure:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/unsure.gif' border='0' style='vertical-align:middle' alt='unsure.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Technical Support</category>
            <pubDate>Fri, 05 May 2023 20:07:37 +0800</pubDate>
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        <item>
            <title>Loreal Studio Remix Hair Cream</title>
            <link>http://forum.lowyat.net/topic/5376891</link>
            <description>As per title above, anyone here using Loreal Studio Remix hair cream?&lt;br /&gt;&lt;br /&gt;2 3 Watson outlet that i went to didnt have, did Watson stop selling it? Or the product was discontinued??&lt;br /&gt;&lt;br /&gt;Any hair styling product that you guys can suggest? &lt;br /&gt;&lt;br /&gt;I like it because when i use it, even kena water, my hair can still be styled back&lt;br /&gt;&lt;br /&gt;This doesnt work with wax or those oily hair cream</description>
            <author>ahchat</author>
            <category>Men&amp;#39;s Style &amp;amp; Fashion</category>
            <pubDate>Thu, 04 May 2023 17:05:22 +0800</pubDate>
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            <title>Country of origin markings</title>
            <link>http://forum.lowyat.net/topic/5364569</link>
            <description>Hi all, i am trying to find the related guideline or regulations, regarding the MADE IN XXXX markings that we usually find on daily products such laptops, watch, phones etc&lt;br /&gt;&lt;br /&gt;But i could not find one thats related to consumer electronics...the one i found is for cosmetics products&lt;br /&gt;&lt;br /&gt;Where can i find these guideline/regulations for this?&lt;br /&gt;&lt;br /&gt;Your assistance is highly appreciated  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 16 Mar 2023 08:18:46 +0800</pubDate>
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            <title>Shipping Certificate of Origin</title>
            <link>http://forum.lowyat.net/topic/5360905</link>
            <description>Hi guys, any expert on logistics, shipping or forwarding field?&lt;br /&gt;&lt;br /&gt;Need your assistance with below query:&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;1.	COO definition: What’s calculation formula to decide the finish good we assembled in MY to meet the definition of “made in MY”?&lt;br /&gt;2.	Import parts tariffs exemption: Any tariff exemption for the materials/sub-assemblies imported for building Finish goods for export ?&lt;br /&gt;3.	Form E process: Is the Form-E application easy to process ? (E-process to save working time?) &lt;br /&gt;&lt;br /&gt;i know how Form E works, but how do one apply for it and what are the requirements.  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 02 Mar 2023 15:15:20 +0800</pubDate>
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            <title>Exit Interview Question</title>
            <link>http://forum.lowyat.net/topic/5307362</link>
            <description>hi guys, i have formally accept a new job offer and tendered my resignation&lt;br /&gt;&lt;br /&gt;just now my current employer accepted my resignation and handed me the exit interview form&lt;br /&gt;&lt;br /&gt;in that form, they wanted to know my new employer name, position, salary etc&lt;br /&gt;&lt;br /&gt;is it a norm or usual practice for all employer to know where their resigned employee went to next?  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>ahchat</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Wed, 07 Sep 2022 16:33:44 +0800</pubDate>
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        <item>
            <title>dating your best friend&amp;#39;s ex</title>
            <link>http://forum.lowyat.net/topic/5245058</link>
            <description>i have a friend, kinda best friend&lt;br /&gt;&lt;br /&gt;im close to his family and childrens too....&lt;br /&gt;&lt;br /&gt;this friend introduced me to his ex, which go wayy back&lt;br /&gt;&lt;br /&gt;yeah, i kinda like the girl too, but, my mind is still stuck, whether to actually seriously make her my GF or not&lt;br /&gt;&lt;br /&gt;coz, u all know, people behave differently when their ex is around, and i dont want those old flames to spark and leads to a bigger problem&lt;br /&gt;&lt;br /&gt; &lt;!--emo&amp;:unsure:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/unsure.gif' border='0' style='vertical-align:middle' alt='unsure.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;any advice?</description>
            <author>ahchat</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Tue, 22 Feb 2022 10:18:44 +0800</pubDate>
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