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        <title>Lowyat.NET: Latest topics by lch78</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 06 Jun 2026 07:22:47 +0800</lastBuildDate>
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            <title>Help&amp;#33; Cannot access lowyet&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/3998798</link>
            <description>This website shows when I try to browse lowyat.net&lt;br /&gt;Only when I am using Firefox browser.&lt;br /&gt;Chrome is OK though.&lt;br /&gt;&lt;br /&gt;[attachmentid=7063361]&lt;br /&gt;&lt;br /&gt;</description>
            <author>lch78</author>
            <category>Feedback and Helpdesk</category>
            <pubDate>Mon, 11 Jul 2016 20:27:29 +0800</pubDate>
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            <title>Abandon all hope?</title>
            <link>http://forum.lowyat.net/topic/3922514</link>
            <description>&lt;img src='https://s3-ap-southeast-1.amazonaws.com/edgemarkets/pictures/tep/abondoned-projects_infoghraphics_desktop.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('a4ec923521c0f130738af3223a13befb')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;a4ec923521c0f130738af3223a13befb&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;VICTIMS of abandoned projects often feel like they are trapped in a nightmare and usually blame themselves.&lt;br /&gt;&lt;br /&gt;That was how Christopher Rozario felt when he found out that the Selayang Springs Condominium (pictured, above) in Selayang, Selangor which he had purchased in 2009 was declared an abandoned project in April 2014.&lt;br /&gt;&lt;br /&gt;Rozario had planned to move from Sungai Buloh to Selayang with his family in 2013 (the expected completion date) to have easier access to the Kuala Lumpur city centre. He also wanted to enjoy the amenities as well as the lifestyle living touted by the project. Selayang Springs is located on Selayang hill, right next to a hot spring recreational park.&lt;br /&gt;&lt;br /&gt;But then he began to notice that construction was slower than expected and, alas, the project was soon included in the list of abandoned projects by the Urban Wellbeing, Housing and Local Government Ministry. Following that, the 276 buyers of the condo had formed an owners’ association with Rozario as the president.&lt;br /&gt;&lt;br /&gt;Rozario tells TheEdgeProperty.com that he gets upset whenever he drives pass the project and sees the almost completed project.&lt;br /&gt;&lt;br /&gt;“I bought the unit at RM220,000 back then, now property prices in nearby areas have all doubled,“ he says, adding that there were 276 buyers of whom 90 of them were first-time home buyers.&lt;br /&gt;&lt;br /&gt;According to the National Housing Department, from 2001 to 2015, there were 28 cases of abandoned projects in Peninsular Malaysia while another 20 are being revived.&lt;br /&gt;&lt;br /&gt;Ryan NgSelayang MCA secretary Ryan Ng (pictured, right), who is also a practising lawyer, believes the figures are just the reported cases that were confirmed as abandoned.&lt;br /&gt;&lt;br /&gt;“There could be cases where the projects are delayed and face a high risk of being abandoned, but are not on the list.&lt;br /&gt;&lt;br /&gt;“It might take a long time before a project is classified abandoned. By then, it will be too late to save the project or to protect the buyers,” he says.&lt;br /&gt;&lt;br /&gt;For instance, data from the National Housing Department showed that a 454-unit landed residential project in Taman Lestari Permai, Sepang, which was supposed to be completed in 2005, was left deserted and was only listed as an abandoned project in July 2015.&lt;br /&gt;&lt;br /&gt;What the law says&lt;br /&gt;&lt;br /&gt;According to the Urban Wellbeing, Housing and Local Government Ministry, a housing project in Peninsular Malaysia is deemed abandoned if:&lt;br /&gt;&lt;br /&gt;1.            There is no significant construction activity at the site for six consecutive.&lt;br /&gt;&lt;br /&gt;2.            The developer is under the control of the Official Receiver.&lt;br /&gt;&lt;br /&gt;3.            The developer admits in writing to the Housing Controller that it is unable to complete the project.&lt;br /&gt;&lt;br /&gt;“Although there are laws to protect home buyers, there are also loopholes in the law. Some problematic developers could stop construction for five months and resume construction for a month, and repeat that again to avoid being classified as an abandoned project,” says Ng, who is helping the Selayang Springs Condominium Owners’ Association to speed up the project’s revival.&lt;br /&gt;&lt;br /&gt;“Getting exposure may help alert the public and also gather buyers to voice their problems but it won’t solve the problem if there are no white knights willing to revive the project,” he remarks.&lt;br /&gt;&lt;br /&gt;Even if there is a developer willing to revive the project, it will be a long and difficult process to resume construction as there are both legal and practical hurdles such as getting consent of the buyers and their cooperation to fork out the extra money (if needed) to complete the project.&lt;br /&gt;&lt;br /&gt;“The white knight could request buyers to cough up more money to complete the project. This is usually when disagreements among buyers occur,” he explains.&lt;br /&gt;&lt;br /&gt;Ng notes, that in some cases, only a portion of buyers would pay the extra money to resume construction, so the sum may not be enough.&lt;br /&gt;&lt;br /&gt;Datuk Seri Fateh Iskandar Mohamed MansorReal Estate and Housing Developers&amp;#39; Association (Rehda) Malaysia president Datuk Seri Fateh Iskandar Mohamed Mansor (pictured, left) says cost and the safety of the building structure will usually be the main concerns for the white knight as some projects may have been left deserted for some time and would require thorough geotechnical inspection.&lt;br /&gt;&lt;br /&gt;“The challenges would also depend on the type of development – strata or landed – and the land condition,” he adds.&lt;br /&gt;&lt;br /&gt;A glimmer of hope&lt;br /&gt;&lt;br /&gt;According to the National Housing Department, Selayang Springs Condominium has recently been lifted from being classified as an abandoned project to be placed under the list of projects being revived.&lt;br /&gt;&lt;br /&gt;KL Northgate Sdn Bhd will take over the project from the previous developer – Barisan Tenaga Perancang (M) Sdn Bhd.&lt;br /&gt;&lt;br /&gt;Rozario says the buyers are finally seeing some glimmer of hope. “We [committee of the owners’ association] had met up with representatives from KL Northgate in mid-March to discuss the revival plan. KL Northgate will be presenting a draft of the purchasers’ agreement to the owners soon,” he adds.&lt;br /&gt;&lt;br /&gt;Rozario says once the owners and creditors agree to the revival scheme, the project should be completed within 18 months.&lt;br /&gt;&lt;br /&gt;Enforcement is a big issueChang Kim Loong &lt;br /&gt;&lt;br /&gt;Under the amendments to the Housing Development (Control and Licensing) Act 1966, in order to enhance protection of home buyers, all licensed housing developers who fail to complete a housing project or have caused a project to be abandoned shall be deemed to have committed a criminal offence.&lt;br /&gt;&lt;br /&gt;Upon conviction, a developer is liable to a fine of not less than RM250,000 and not more than RM500,000, or jail of up to three years, or both.&lt;br /&gt;&lt;br /&gt;However, the secretary-general of the National House Buyers’ Association (HBA) Chang Kim Loong (pictured, right) notes that such punitive measures will not achieve their objectives without strict enforcement.&lt;br /&gt;&lt;br /&gt;“We have more than ample laws to govern the housing industry. It is the degree of enforcement that is miserably lacking,” he remarks.&lt;br /&gt;&lt;br /&gt;He says the National Housing Department is the regulator and guardian of the housing legislation and it is duty-bound to protect home buyers. Chang concurs that there is little home buyers can do to save or revive an abandoned project.&lt;br /&gt;&lt;br /&gt;“The best they could do is to gather the affected buyers to make a louder representation to the National Housing Department and collectively pursue legal recourse,” he advises.&lt;br /&gt;&lt;br /&gt;The Boss&lt;br /&gt;&lt;br /&gt;Another prominent abandoned project is The Boss Service Suites (pictured, below), a high-rise residential hotel suites development in Klang, Selangor which was launched in 2010 and declared abandoned mid-2015.&lt;br /&gt;&lt;br /&gt;This is a property with 377 units of hotel suites and 62 units of retail units which offered guaranteed rental returns of 7% to 8%.&lt;br /&gt;&lt;br /&gt;Benny Wong, an automotive parts manufacturer, and Low Eng Kee, an IT solutions provider, are victims of this abandoned project.&lt;br /&gt;&lt;br /&gt;Wong who is an experienced investor never thought he would end up being a victim as he is very cautious and would do his due diligence before investing.&lt;br /&gt;&lt;br /&gt;“It was not impulse buying. I had done my research on the project and on the hospitality market. I was confident that this project would do well as it had a unique design which could make it an iconic building in Klang. Demand for hotel rooms will increase as the number of tourists and business travellers are rising in this area,” he notes.&lt;br /&gt;&lt;br /&gt;According to him, before the project was abandoned, it already had a take-up of 80%, which meant that the developer should have had sufficient funds to complete the project. However, the construction of the 28-floor tower stopped at the 26th floor. By the time it was declared abandoned, the retail units were already about 90% completed.&lt;br /&gt;&lt;br /&gt;Wong says this project was popular among investors at that time as the price doubled from 2011 to 2013. The unit he purchased in 2010 at RM480 psf was selling at RM1,150 psf in 2013.&lt;br /&gt;&lt;br /&gt;“All the buyers were very happy to see the capital appreciation, and most of us were looking forward to even better investment returns as the construction neared completion. We never expected that it would become an abandoned project,” he says.&lt;br /&gt;&lt;br /&gt;Meanwhile, Low says 2011 was a property market boom year so everyone was enthusiastic about property investments. Besides local buyers, there were also foreign buyers from Singapore, Taiwan, Pakistan and China.&lt;br /&gt;&lt;br /&gt;“Sometimes, we overlook the risk in investments. Developer Interest Bearing Schemes (DIBS) and guaranteed rental return schemes may sound good at that time but you soon realise that there are also high-risk investments and sometimes promises made are too good to be true,” he says.&lt;br /&gt;&lt;br /&gt;In March 2015, the purchasers of The Boss were informed by KPMG Deal Advisory Sdn Bhd that in November 2014 the company had been appointed liquidator of the project by the Kuala Lumpur High Court. Following that, The Boss Purchasers’ Association (TBPA) was formed.&lt;br /&gt;&lt;br /&gt;An inspection committee with representatives from TBPA, the contractor, guarantor and company shareholders was also formed at end-2014.&lt;br /&gt;&lt;br /&gt;The Boss Service Suites&lt;br /&gt;&lt;br /&gt;A project is considered ready to be revived when at least 50% of its buyers agree to it, or when the total purchase value by purchasers who agree to have the property revived amounts to at least 75% of the project’s GDV. The Boss sits on 2.15 acres of freehold land and had a GDV of RM118 million.&lt;br /&gt;&lt;br /&gt;Wong says the buyers’ association has managed to get the support from 85% of buyers. “If there is any white knight willing to take over the development, it should have no problems getting the approval of the purchasers,” he adds.&lt;br /&gt;&lt;br /&gt;Despite this unfortunate incident, Low says he is still interested in property investments as it is still the best tool to earn passive income.&lt;br /&gt;&lt;br /&gt;“The problem is, I don’t have the extra budget for property investments anymore, almost half my expenses now goes to the mortgage. I still have to support my family,” he replies.&lt;br /&gt;&lt;br /&gt;Social impact of abandoned projects&lt;br /&gt;&lt;br /&gt;Rehda’s Fateh Iskandar says the buyers are not the only victims when a development is abandoned as the stalled project also has a negative impact on the area where it is located.&lt;br /&gt;&lt;br /&gt;He notes that abandoned construction sites tend to become favourite spots for illegal activities, which will affect the safety and well-being of the surrounding community. Eventually, it will impact the value of the properties nearby too, he adds.&lt;br /&gt;&lt;br /&gt;He emphasises that no project should be abandoned in the first place, hence thorough feasibility studies need to be done before a project starts.&lt;br /&gt;&lt;br /&gt;A project could be stalled due to various reasons such as offering the wrong product for a particular location, litigations by contractors, land and squatter issues, market conditions, legal problems and dispute among shareholders.&lt;br /&gt;&lt;br /&gt;Fateh Iskandar concurs that amendments to the Housing Development (Control and Licensing) Act 1966 have become very strict with hefty punishments imposed on developers found guilty, including jail terms.&lt;br /&gt;&lt;br /&gt;“Whilst the laws have become more punitive, perhaps what is needed now is stricter enforcement,” he adds.&lt;br /&gt;&lt;br /&gt;In Budget 2016, the government has proposed to provide stamp duty exemption to white knight developers.&lt;br /&gt;&lt;br /&gt;Fateh Iskandar says the stamp duty exemption will assist to reduce the overall cost of reviving an abandoned project. However, “the stamp duty exemption alone is not sufficient to encourage or persuade developers to become white knights as there are many other factors that developers need to consider when reviving a project”, he explains.&lt;br /&gt;&lt;br /&gt;“More incentives are needed such as lower interest rates for financing, subsidising the revival cost and fast-tracking certain approvals,” he says.&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.theedgeproperty.com.my/content/when-your-dream-home-becomes-nightmare' target='_blank'&gt;Source&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>lch78</author>
            <category>Property Talk</category>
            <pubDate>Fri, 15 Apr 2016 08:13:39 +0800</pubDate>
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            <title>My Ukrainian Wife</title>
            <link>http://forum.lowyat.net/topic/3756588</link>
            <description>Not bad huh...&lt;br /&gt;&lt;br /&gt;[YOUTUBE]EaqqDnblUMI[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;Video got English subtitles...</description>
            <author>lch78</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 26 Oct 2015 23:49:53 +0800</pubDate>
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            <title>TPPA</title>
            <link>http://forum.lowyat.net/topic/3734643</link>
            <description>Read the text: &lt;a href='http://www.bloomberg.com/news/articles/2015-10-05/pacific-rim-nations-led-by-u-s-agree-to-historic-trade-accord' target='_blank'&gt;http://www.bloomberg.com/news/articles/201...ic-trade-accord&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Which business will benefit and which will doom?&lt;br /&gt;&lt;br /&gt;Different perspective: &lt;a href='http://www.zerohedge.com/news/2015-10-05/trans-pacific-partnership-deal-struck-corporate-secrecy-wins-again' target='_blank'&gt;http://www.zerohedge.com/news/2015-10-05/t...recy-wins-again&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;More updates on TPPA:&lt;br /&gt;&lt;br /&gt;1. &lt;a href='http://www.thestar.com.my/Business/Business-News/2015/10/12/TPPA-whats-in-it-for-Malaysia/?style=biz' target='_blank'&gt;What&amp;#39;s In It For Malaysia&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;2. &lt;a href='http://www.nst.com.my/news/2015/11/112333/tppa-necessary-penangs-growth-says-daps-wong' target='_blank'&gt;TPPA Necessary For Penang&amp;#39;s Growth&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;3. &lt;a href='http://www.businesscircle.com.my/11-things-malaysians-know-trans-pacific-partnership-tpp-negotiations/' target='_blank'&gt;11 Things Malaysians Should Know About TPPA&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;4. &lt;a href='http://fta.miti.gov.my/index.php/pages/view/71?mid=40' target='_blank'&gt;MITI release information&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;5. &lt;a href='https://www.google.com/url?sa=t&amp;rct=j&amp;q=&amp;esrc=s&amp;source=web&amp;cd=7&amp;cad=rja&amp;uact=8&amp;ved=0CDYQFjAGahUKEwidzquLpJvJAhXEBY4KHcLSDgc&amp;url=http%3A%2F%2Ffta.miti.gov.my%2Fmiti-fta%2Fresources%2Fauto%2520download%2520images%2F555e5f99650cf.pdf&amp;usg=AFQjCNG3GTHURgmIQxrEik1J6nmvIFc1Tw&amp;sig2=TOpZfrJgzhiCArrXfnbI0w' target='_blank'&gt;TPPA Brief Download&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>lch78</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 05 Oct 2015 21:33:24 +0800</pubDate>
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            <title>[USED]PS Vita 16Gb Memory Card</title>
            <link>http://forum.lowyat.net/topic/3555712</link>
            <description>Good as new.&lt;br /&gt;&lt;br /&gt;Selling cause upgraded.&lt;br /&gt;&lt;br /&gt;Price: RM99&lt;br /&gt;&lt;br /&gt;[attachmentid=4417221]&lt;br /&gt;&lt;br /&gt;PM for transaction details.   &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;SOLD&lt;/span&gt;&lt;/b&gt;</description>
            <author>lch78</author>
            <category>Games Garage Sales</category>
            <pubDate>Sun, 19 Apr 2015 11:37:15 +0800</pubDate>
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        <item>
            <title>Maxis trade in program ends this month&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/3348713</link>
            <description>&lt;a href='http://www.maxis.com.my/en/personal/devices/trade-up-offer-september2014.html' target='_blank'&gt;Maxis Trade In &amp;lt;==== Click Here&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;What do you think? Worth it?&lt;br /&gt;&lt;br /&gt;Time to ditch your old smartphones....</description>
            <author>lch78</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Sun, 14 Sep 2014 14:43:39 +0800</pubDate>
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            <title>[WTS] Samsung Galaxy S2 (Non-G)</title>
            <link>http://forum.lowyat.net/topic/3104476</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Samsung Galaxy S2 (i9100) 16Gb internal memory.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Charger, USB cable, Earphone&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM490&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; Expired from SME. Personal warranty 1 week.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD. Post to within Malaysia&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; Petaling Jaya&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt; 2 years&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Good&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;[attachmentid=3821194]&lt;br /&gt;&lt;br /&gt;[attachmentid=3821196]&lt;br /&gt;&lt;br /&gt;[attachmentid=3821198]&lt;br /&gt;&lt;br /&gt;[attachmentid=3821199]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Not using anymore</description>
            <author>lch78</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sat, 18 Jan 2014 16:27:32 +0800</pubDate>
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            <title>Condominium that can rear dogs LEGALLY</title>
            <link>http://forum.lowyat.net/topic/2191797</link>
            <description>I heard some condos allow dogs and pets to be reared but I just don&amp;#39;t know which or where. Any forumers here can shed some lights here regarding which condo, name?  &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>lch78</author>
            <category>Property Talk</category>
            <pubDate>Mon, 16 Jan 2012 11:06:36 +0800</pubDate>
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            <title>Wine Investment: Better than mutual funds?</title>
            <link>http://forum.lowyat.net/topic/2040652</link>
            <description>Hi, I have been approached by a wine investment broker recently to invest on premium wines. First time I have heard of this actually, so I need some opinions and advice, good or bad, anything matters. Not sure exactly how it works, still gathering information. I&amp;#39;ve been told it will be something like &lt;a href='http://www.langtons.com.au/' target='_blank'&gt;this.&lt;/a&gt; &lt;br /&gt;&lt;br /&gt;More info:&lt;br /&gt;[attachmentid=2444741]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>lch78</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 20 Sep 2011 19:49:25 +0800</pubDate>
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        <item>
            <title>Which Android browser you use?</title>
            <link>http://forum.lowyat.net/topic/1770798</link>
            <description>As we all know, Android is about choices. This applies to browsers as well. I have used and tested 6 of the 8 listed above. Still I find the stock browser (SGS) is still indispensable as it still gives me the best overall experience in browsing smoothness despite it lacks certain features as in Miren and Skyfire which I find handy and ease of use. Personally I do find Dolphin is not my preference despite dolphin mini is quite fast and smooth as well. &lt;br /&gt;&lt;br /&gt;Firefox, Opera, Skyfire and Dolphin seems to be the top popular ones out there at the moment. Currently I am using &lt;b&gt;Skyfire 3.0&lt;/b&gt; and find it is superb with its facebook integration and a host of other shortcuts but it still cannot beat my stock browser in smoothness. &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt; The only two that I haven&amp;#39;t tried out of the list up there is &lt;u&gt;TianTian&lt;/u&gt; and &lt;u&gt;Firefox&lt;/u&gt;. Or maybe there are others that I didn&amp;#39;t come across so far. &lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.theandroidphone.com/the-best-android-browsers-compared-in-2011-96846/' target='_blank'&gt;http://www.theandroidphone.com/the-best-an...-in-2011-96846/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Do share which is your preference and your experience if you got a story to tell.... Or if your preference is not listed, you can post here for others (and me) to check it out as well...   &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;</description>
            <author>lch78</author>
            <category>Android</category>
            <pubDate>Sun, 27 Feb 2011 15:44:38 +0800</pubDate>
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        <item>
            <title>I have a TAX question to ask.</title>
            <link>http://forum.lowyat.net/topic/1737409</link>
            <description>Hi, sorry if I post at the wrong section. I have to seek clarification on some tax related issue coz I am not very sure.&lt;br /&gt;&lt;br /&gt;I have a property on Guarantee Rental Return (GRR) scheme paying me rental income every quarter. I know I need to declare this income in my income tax filing but I also understand that I can deduct out the necessary costs associated with the property. The issue I am not clear is what are the items that I can deduct out.&lt;br /&gt;&lt;br /&gt;Anyone please help. Thank you.</description>
            <author>lch78</author>
            <category>Property Talk</category>
            <pubDate>Sun, 30 Jan 2011 14:39:07 +0800</pubDate>
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        <item>
            <title>Play Android Apps &amp;amp; Games on your Windows PC</title>
            <link>http://forum.lowyat.net/topic/1729250</link>
            <description>I already created the thread, so click here to find out:&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/topic/1729050' target='_blank'&gt;http://forum.lowyat.net/topic/1729050&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>lch78</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Mon, 24 Jan 2011 00:09:42 +0800</pubDate>
        </item>
        <item>
            <title>Play Android Apps on your Windows PC</title>
            <link>http://forum.lowyat.net/topic/1729050</link>
            <description>This is not new. Been around for awhile, I&amp;#39;m not sure how many know about this, so it is worth to share. As some would know that installing and playing Android apps and games can be done on PC via Android SDK. A group of people make it easy for all. It is called YouWave and this is from their website:&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.youwave.com/index.html' target='_blank'&gt;http://www.youwave.com/index.html&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;i&gt;&lt;span style='color:green'&gt;We announce our product - YouWave for Android - to all who want the benefit of accessing Android apps on Windows-based PCs. Although tens of thousands of Android apps are out there and many of them are freely downloadable, PC owners are still not able to use those apps without owning Android phones. There is an Android emulator available to download, but it is only targeted to developers. It is also very slow and cumbersome for the average person to use.&lt;br /&gt;Seeing a need for such capability, the YouWave team has set a goal to make a user-friendly, high performance Windows-based platform that can run Android apps without the need of an Android smart phone. We did it.&lt;br /&gt;Now, you can download YouWave Android software directly to your PC. Best of all, it is FREE. Just download, install and start enjoying the fun of the Android world right on your PC&amp;#33;&lt;/span&gt;&lt;/i&gt;&lt;br /&gt;&lt;br /&gt;If you don&amp;#39;t own an Android phone and like to know what is Android all about before you get the phone, you can do it via your Windows PC. Check it out&amp;#33;&lt;br /&gt;&lt;br /&gt;[YOUTUBE]6SvcnNAXt-Y[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>lch78</author>
            <category>Android</category>
            <pubDate>Sun, 23 Jan 2011 21:40:35 +0800</pubDate>
        </item>
        <item>
            <title>Kongregate App&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/1725529</link>
            <description>This app got pull out of Android Market by Google. You won&amp;#39;t find it anymore in the market. Well, download it here:&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.kongregate.com/android' target='_blank'&gt;http://www.kongregate.com/android&lt;/a&gt;&lt;br /&gt; &lt;br /&gt;&lt;br /&gt;Your phone must run &lt;b&gt;FROYO&lt;/b&gt; and has &lt;b&gt;Adobe Flash 10.1&lt;/b&gt; installed.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;!--emo&amp;:peace:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_rolleyes.gif' border='0' style='vertical-align:middle' alt='icon_rolleyes.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:thumbs:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/thumbup.gif' border='0' style='vertical-align:middle' alt='thumbup.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>lch78</author>
            <category>Android</category>
            <pubDate>Fri, 21 Jan 2011 00:02:52 +0800</pubDate>
        </item>
        <item>
            <title>Dell Studio 1555</title>
            <link>http://forum.lowyat.net/topic/1709995</link>
            <description>My dell studio 1555 laptop screen suddenly turned into stripes of colour. Found out that the screen is gone for good. Since there is no more warranty left, I need some recommendation where is the best place to get this fix? Anyone got similar experience can offer some good advice? It is a 15.6&amp;quot; WLED screen.  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Thank you.</description>
            <author>lch78</author>
            <category>Mobile Computing</category>
            <pubDate>Sun, 09 Jan 2011 17:50:08 +0800</pubDate>
        </item>
        <item>
            <title>Virus attacks Android&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/1698150</link>
            <description>Better download and install apps only from android market and other safe venue.. &lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.geek.com/articles/chips/geinimi-android-trojan-appears-in-china-ready-to-steal-your-data-20101230/' target='_blank'&gt;http://www.geek.com/articles/chips/geinimi...-data-20101230/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.pcmag.com/article2/0,2817,2374926,00.asp' target='_blank'&gt;http://www.pcmag.com/article2/0,2817,2374926,00.asp&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Seems like an anti virus is necessary... &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:8pt;line-height:100%'&gt;Could it be anti-virus company itself that release the virus... &lt;/span&gt;&lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>lch78</author>
            <category>Android</category>
            <pubDate>Fri, 31 Dec 2010 08:41:51 +0800</pubDate>
        </item>
        <item>
            <title>Ideos S7</title>
            <link>http://forum.lowyat.net/topic/1696331</link>
            <description>&lt;img src='http://www.maxis.com.my/personal/tablets/images/phonePIC_packages_IdeosS7.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Latest offering from Maxis.&lt;/b&gt;&lt;br /&gt;Guess we&amp;#39;ll be seeing more and more tablets war next year.... &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;Maxis Package:&lt;/span&gt;&lt;br /&gt;&lt;a href='http://www.maxis.com.my/personal/tablets/Tablets_Packages.asp' target='_blank'&gt;http://www.maxis.com.my/personal/tablets/T...ts_Packages.asp&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;Details:&lt;/span&gt;&lt;br /&gt;&lt;a href='http://www.huaweidevice.com/worldwide/productFeatures.do?pinfoId=2586&amp;directoryId=2588' target='_blank'&gt;http://www.huaweidevice.com/worldwide/prod...irectoryId=2588&lt;/a&gt;&lt;br /&gt;</description>
            <author>lch78</author>
            <category>Android</category>
            <pubDate>Wed, 29 Dec 2010 20:23:23 +0800</pubDate>
        </item>
        <item>
            <title>HoneyComb Tablet</title>
            <link>http://forum.lowyat.net/topic/1685249</link>
            <description>Check out the video:&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;Motorola teases Android 3.0, criticizes iPad and Galaxy Tab &lt;/span&gt;&lt;br /&gt;&lt;a href='http://www.techspot.com/news/41656-motorola-teases-android-30-criticizes-ipad-and-galaxy-tab.html' target='_blank'&gt;http://www.techspot.com/news/41656-motorol...galaxy-tab.html&lt;/a&gt;&lt;br /&gt;</description>
            <author>lch78</author>
            <category>Android</category>
            <pubDate>Tue, 21 Dec 2010 08:21:23 +0800</pubDate>
        </item>
        <item>
            <title>Android GPS Software</title>
            <link>http://forum.lowyat.net/topic/1669980</link>
            <description>Android GPS software discovery based on user comments and some research:&lt;br /&gt;&lt;br /&gt;&lt;b&gt;1. PapagoX5 &lt;/b&gt;&lt;br /&gt;Most updated Malaysia map &lt;span style='color:blue'&gt;(3-1-2011)&lt;/span&gt;. Worldwide map is limited. Multi-asian language support. &lt;b&gt;No horizontal view.&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;You can buy it here:&lt;br /&gt;&lt;a href='http://www.m3shoppe.com/index.php?page=shop.product_details&amp;flypage=flypage-ask.tpl&amp;product_id=9257&amp;category_id=19&amp;option=com_virtuemart&amp;Itemid=26' target='_blank'&gt;http://www.m3shoppe.com/index.php?page=sho...emart&amp;Itemid=26&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Maps can be downloaded here free:&lt;br /&gt;&lt;a href='http://malfreemaps.com/index.php' target='_blank'&gt;http://malfreemaps.com/index.php&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;2. Aura &lt;/b&gt;&lt;br /&gt;Great UI. Need some time to learn to use it coz UI is abit confusing for first time user. &lt;a href='https://market.android.com/details?id=com.sygic.aura&amp;feature=search_result#?t=W251bGwsMSwxLDEsImNvbS5zeWdpYy5hdXJhIl0' target='_blank'&gt;Link&lt;/a&gt;.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;3. Brut Map&lt;/b&gt;&lt;br /&gt;Good. It has the support of googlemap. &lt;s&gt;Require alot of memory for map storage compare to other GPS.&lt;/s&gt; Now maps can be pre-cache and cache size is smaller compare to previous. You cannot find this in the market. Follow the link: &lt;a href='http://forum.xda-developers.com/showthread.php?t=1007132' target='_blank'&gt;Updated Link&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;4. N-Drive&lt;/b&gt;&lt;br /&gt;Refer to post #8 below. &lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?showtopic=1669980&amp;view=findpost&amp;p=38383654' target='_blank'&gt;http://forum.lowyat.net/index.php?showtopi...post&amp;p=38383654&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;5. Navigon&lt;/b&gt;&lt;br /&gt;Limited Asia map support.&lt;b&gt; Very expensive compare to other options.&lt;/b&gt; For further info: &lt;a href='http://www.navigon.com/portal/int/index.html' target='_blank'&gt;http://www.navigon.com/portal/int/index.html&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;6. Waze&lt;/b&gt;&lt;br /&gt;&lt;b&gt;New UI is cuter now&amp;#33;&lt;/b&gt; The only free GPS app but map in Malaysia is generally poor, &lt;a href='https://market.android.com/details?id=com.waze&amp;feature=search_result#?t=W251bGwsMSwxLDEsImNvbS53YXplIl0' target='_blank'&gt;Market Link&lt;/a&gt;.. Great for communicating with other Waze users about traffic jam, accident, etc....For more information, go here: &lt;a href='http://world.waze.com/' target='_blank'&gt;http://world.waze.com/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;7. PapagoM7 &lt;/b&gt;&lt;br /&gt;UI is in chinese. Same as X5.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;8. A-GPS&lt;/b&gt;&lt;br /&gt;Android default GPS. Voice navigation works only in USA. Useful if you are using it by walking or traveling in public transport. &lt;s&gt;Not recommend for driving use though.&lt;/s&gt; I use SmartApp Protector to set GoogleMap always screen on. Therefore I can use it for driving nagivation now. &lt;b&gt;Maps area can be pre-cache using WIFI. Then outside just use it offline.&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;9. Garmin &lt;/b&gt;&lt;br /&gt;Currently only available for Asus-Garmin model.</description>
            <author>lch78</author>
            <category>Android</category>
            <pubDate>Thu, 09 Dec 2010 11:08:32 +0800</pubDate>
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