Lowyat.NET: Latest topics by Tikietic

[Need Suggestion]: Bedroom Arrangement

Tikietic — Sat, 18 Mar 2023 16:11:00 +0800

Need you guys bright minds' help..

If i wouldn't want my bed to face the bathroom door, what are the practical ways to do it?
the WIDTH of the room is not much as compared to the LENGTH (bedroom door to window).

Realistically, with a king bed, there is about 6 feet from the bed end to the bathroom door/wall.
Have considered concealed door la, partition la, etc.. but not sure the best approach..

Thank you for all your suggestions.

[Need Suggestion]: Bedroom Arrangement

Tikietic — Sat, 18 Mar 2023 16:10:12 +0800

Healthy food, kids and time.. How to manage?

Tikietic — Fri, 01 Mar 2019 18:17:39 +0800

Hi,
For parents with baby(ies) or kids, how do you all find time to prepare healthy food for the family? Do you have methods/techniques to share?
Thanks in advance for your contributions here.

Not here to talk bad about outside food..

[WTS] Home-Breed Siberian Husky Puppies

Tikietic — Fri, 03 Jul 2015 21:37:48 +0800

All Sold, Thank you very much !!!

~~Puppy #1: Female, Cooper Red (Rare), Pink Collar.~~
BOOKED

~~Puppy #2: Female, Copper Red (Rare), Orange Collar.~~
BOOKED

~~Puppy #3: Male, Sable, Yellow Collar.~~
BOOKED

~~Puppy #4: Female, Brown, Green Collar.~~
BOOKED

~~Puppy #5: Female, Sable, Blue Collar.~~
BOOKED

~~Puppy #6: Male, Black, Grey/Silver Collar.~~
BOOKED

WTS Siberian Husky Puppies Open for Booking

Tikietic — Fri, 26 Sep 2014 00:46:42 +0800

Item(s):
All Sold, Thank you very much !!!

#1 .. Booked

#2 .. Booked

#3 .. Booked

#4 .. Booked

#5 .. Booked

#6 .. Booked

#7 .. Booked

#8 .. Booked

Puppies' Dad and Mom

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Location of seller: Subang Jaya

Contact method/details: PM, Whatsapps, SMS or call 012-328 3032

WTS Asus TF300T Keyboard Dock, Chargers & Cables

Tikietic — Thu, 12 Dec 2013 18:35:16 +0800

Item(s):
Superb condition Original Asus TF300T
Keyboard Dock, Chargers and Cables

Price:
1. Original TF300T Keyboard Dock RM 180
2. Original TF300T Charger & Cable RM 60
3. OEM TF300T Charger RM 20
4. OEM TF300T Cable RM 10

Warranty:
Bought end 2011, thus warranty is N/A

Dealing method:
COD (PJ area, Putra LRT, Subang area). Poslaju can be considered; Buyers bear the shipping.

Location of seller:
Subang Jaya

Contact method/details:
pm, 012-328 3032

Age of item:
Over a year

Item(s) conditions:
In superb working condition

Picture:

Original Charger and Cables

OEM Charger(Top) and OEM Cable(Bottom)

Reason for sale:
No longer have the tablet thus selling these items off

likimikuku.. u kambing or itik?

Tikietic — Thu, 12 Sep 2013 15:21:10 +0800

QUOTE

Published: Sunday April 15, 2012 MYT 12:00:00 AM
Updated: Sunday May 26, 2013 MYT 1:08:15 AM
Tax rebate for those who pay zakat

MUSLIMS who meet the criteria are obliged to pay the zakat or tithes, a form of income tax under the Islamic law.

In Malaysia, due to the dual system, many end up double paying their tax dues while a few use the facility to dodge tax.

This week, the Inland Revenue Board Malaysia (IRB) clarifies the uncertainties.

> Can a non-Muslim make voluntary zakat contributions and claim tax relief from it?

Zakat is compulsory only for Muslims. As the Income Tax Act 1967, Section: 6A(3) states, “a rebate shall be granted for any zakat, fitrah or any other Islamic religious dues, payment of which is obligatory.”

A Muslim has to make two compulsory payments levied on the same source of income every year, namely income tax and zakat.

Therefore, this rebate is given to relieve a Muslim from the burden of “double taxation” on the same income.

Please note that the zakat must be administered by official authorities under the purview of state governments.

As for the non-Muslims, they have the choice to make donations to approved organisations/institutions and claim for tax relief up to 7% of their aggregate income.

sos

QUOTE

Zakat is discrimanatory, but here's why I'll be paying it
on Sunday, August 16, 2009
Zakat is the biggest piece of discriminatory legislation in Malaysia.

People may think it's the NEP or Syariah courts, but to me , it's so easy to prove economic discrimination against the non-Muslims of Malaysia by a so-called 'Islamic' government.

Here's how it works:

1) If you're a Muslim who owes the Tax Authority Rm10,000. All you have to do is pay Rm10,000 into Zakat and you don't owe the government any more money.

2) If you're a non-Muslim who owes the Tax Authority Rm10,000. You have to pay Rm41,666.67 to a Charity like UniCef before you don't owe the government any more money. If you're on the lower tax-scale (like myself), you'll have to pay RM150,000 before you stop owing the government.

So a Muslim can make a 'charitable' contribution to Zakat and stop paying taxes, but a non-Muslim cannot do the same.

Zakat is not a charity, a charitable contribution is something you do with disposable income. The Zakat money (most of the time) is meant to offset Tax contributions, which means it doesn't come from disposable income.

The Muslim in the example above HAD to pay Rm10,000 , it was just a matter of to whom.

Of course, I know a lot of Muslims who don't claim tax-deductions of their zakat mostly out of principled...and a few out of ignorance.

sos

.... still dunno wat i is toking abt? or u is too fattasslazy to search oo?

New Proposed Dog Park in PJ

Tikietic — Fri, 14 Jun 2013 10:51:36 +0800

QUOTE

Land in Ara Damansara to be converted into dog park

GOOD news for dog owners living in Petaling Jaya — a plot of land in Ara Damansara has been identified to be converted into a dog park.

It will be the first public dog park managed by the local council.

The site is located in Jalan PJU 1A/5, Ara Damansara.

It is deemed suitable as it is located far from a residential area, has enough parking space and is not too close to main roads.

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not quite sure where exactly is the location of the field.. from the map, there're several huge tracts of land oo..

so who is will b going when is finally open ?
any constructive idea(s) to a good dog park tht u can share?

wanna ask.. silverstone st60f-p

Tikietic — Tue, 09 Apr 2013 14:29:25 +0800

hi,

planing to setup a i5, single hd7850 n 1 hdd.. rig
been looking at silverstone, corsair and seasonic psu..

formally i is use a silverstone strider.. is jus a 80+ psu, nothing moar.
so i is tinking of this 600w strider plus.. full modular

PureOC - Review

however, i is a bit konfius xia.. compare to an alternative..
seasonic g-550.. a 550w semi modular but gold rated psu..
Techpowerup - Review

pricing wise.. both pun is similar range dy..
which is better in ur opinion?

st60f-ps last tiem is silver rating.. nao is jus st60f-p only..

Quake II

Tikietic — Mon, 08 Apr 2013 14:01:58 +0800

...

whn cainis say "go holland"..

Tikietic — Wed, 03 Apr 2013 18:37:32 +0800

go holland means ... godai.. n holland, literary oso is gonna godai oso

QUOTE

The Netherlands, Berlin's most important ally in pushing for greater budgetary discipline in Europe, has fallen into an economic crisis itself. The once exemplary economy is suffering from huge debts and a burst real estate bubble, which has stalled growth and endangered jobs.

Michel Scheepens is familiar with risk. The 41-year-old oversees the energy market for the Dutch bank ING, and it's his job to determine whether his employer should finance such projects as a wind farm in Cyprus or a gas-fired power plant in Turkey. Until now, it was always other people's money that was involved.

For some time, however, Scheepens has been experiencing what a poor investment feels like on a personal level. Six years ago, the father of three bought half of a duplex for his family in the commuter town of Nieuw-Vennep, near the North Sea coast. The red brick building cost €430,000 ($552,000), but the bank generously offered him a loan of €500,000, so that there was enough money left over for renovations, along with notary and community fees. Scheepens had intended to resell the house after a few years, as is common in the Netherlands. But then prices tumbled following the Lehman bankruptcy. If the family were to sell the house today, it would have to pay the lender €60,000. His house is "onder water," as Scheepens says.

"Underwater" is a good description of the crisis in a country where large parts of the territory are below sea level. Ironically, the Netherlands, once a model economy, now faces the kind of real estate crisis that has only affected the United States and Spain until now. Banks in the Netherlands have also pumped billions upon billions in loans into the private and commercial real estate market since the 1990s, without ensuring that borrowers had sufficient collateral.

Private homebuyers, for example, could easily find banks to finance more than 100 percent of a property's price. "You could readily obtain a loan for five times your annual salary," says Scheepens, "and all that without a cent of equity." This was only possible because property owners were able to fully deduct mortgage interest from their taxes.

Instead of paying off the loans, borrowers normally put some of the money into an investment fund, month after month, hoping for a profit. The money was to be used eventually to pay off the loan, at least in part. But it quickly became customary to expect the value of a given property to increase substantially. Many Dutch savers expected that the resale of their homes would generate enough money to pay off the loans, along with a healthy profit.

An Economy on the Brink

More than a decade ago, the Dutch central bank recognized the dangers of this euphoria, but its warnings went unheeded. Only last year did the new government, under conservative-liberal Prime Minister Mark Rutte, amend the generous tax loopholes, which gradually began to expire in January. But now it's almost too late. No nation in the euro zone is as deeply in debt as the Netherlands, where banks have a total of about €650 billion in mortgage loans on their books.

Consumer debt amounts to about 250 percent of available income. By comparison, in 2011 even the Spaniards only reached a debt ratio of 125 percent.

The Netherlands is still one of the most competitive countries in the European Union, but now that the real estate bubble has burst, it threatens to take down the entire economy with it. Unemployment is on the rise, consumption is down and growth has come to a standstill. Despite tough austerity measures, this year the government in The Hague will violate the EU deficit criterion, which forbid new borrowing of more than 3 percent of gross domestic product (GDP).

It's a heavy burden, especially for Dutch Finance Minister Jeroen Dijsselbloem, who is also the new head of the Euro Group, and now finds himself in the unexpected role of being both a watchdog for the monetary union and a crisis candidate.

Even €46 billion in austerity measures are apparently not enough to remain within the EU debt limit. Although Dijsselbloem has announced another €4.3 billion in cuts in public service and healthcare, they will only take effect in 2014.

"Sticking the knife in even more deeply" would be "very, very unreasonable," Social Democrat Dijsselbloem told German daily Frankfurter Allgemeine Zeitung, in an attempt to justify the delay. It's the kind of rhetoric normally heard from Europe's stricken southern countries. The adverse effects of living beyond one's means have become apparent since the financial crisis began. Many of the tightly calculated financing models are no longer working out, and citizens can hardly pay their debts anymore. The prices of commercial and private real estate, which were absurdly high for a time, are sinking dramatically. The once-booming economy is stalling.

Unemployment on the Rise

"A vicious cycle develops in such situations," says Jörg Rocholl, president of the European School of Management and Technology in Berlin and a member of the council of academic advisors to the German Finance Ministry. "Customers have too much debt and cannot service their loans. This causes problems for the banks, which are no longer supplying enough money to the economy. This leads to an economic downturn and high unemployment, which makes loan repayment even more difficult."

The official unemployment rate has already climbed to 7.7 percent. In reality, it is probably much higher, but that has been masked until now by a demographic group called the ZZP. The "Zelfstandigen zonder personeel" ("Self-employed without employees") are remotely related to the German model of the "Ich-AG" ("Me, Inc."). About 800,000 ZZPers currently work in the Netherlands.

One of them is Rob Huisman. The 47-year-old lives with his wife and son in Santpoort, near Haarlem. In 2006 Huisman, an IT specialist, left his position with a large consulting firm to start his own business. It went well at first, with Huisman earning €100 an hour. But over time many customers, both governmental and private, slashed the fees they were willing to pay. Sometimes jobs were simply deleted altogether. "For companies it's worthwhile to let their permanent employees go and then take on temporary work contracts," says the IT expert. "It saves them the social security costs."

There is cutthroat competition among the self-employed, who are undercutting each other to secure occasional jobs. "If you don't accept a job, someone else will snap it up," says Huisman. In addition, he is unable to pay contributions to his retirement fund at the moment. "We are living largely on our savings," he says.

No End in Sight

The Dutch were long among Europe's most diligent savers, and in the crisis many are holding onto their money even more tightly, which is also toxic to the economy. "One of the main problems is declining consumption," says Johannes Hers of the Centraal Planbureau in The Hague, the council of experts at the Economics Ministry.

His office expects a 0.5-percent decline in growth for 2013. Some 755 companies declared bankruptcy in February, the highest number since records began in 1981. The banking sector is also laying off thousands of employees at the moment.

Because of the many mortgage loans on the books, the financial industry is extremely inflated, so much so that the total assets of all banks are four-and-a-half times the size of economic output.

In February, the government was forced to nationalize SNS Bank, the country's fourth-largest bank, because it had a large portfolio of bad loans for commercial real estate. The remaining banks only want to securitize a portion of their giant loan portfolios and resell the securities through a special mortgage bank -- primarily to the country's pension funds, where the Dutch have put away large sums for retirement.

Young families like the Scheepens, who have bought a home in recent years, are now hoping that they can at least keep their jobs. Although their duplex has lost value, they can still make the monthly payments.

But the cuts are getting closer. A neighbor recently lost his job, and well-educated people can no longer find jobs. "There is no end to the crisis in sight," says Scheepens.

sos horlan..

[WTS] Fuji Instax Mini 25

Tikietic — Tue, 02 Apr 2013 13:28:33 +0800

Item(s): Superb condition Fuji Instax Mini 25 camera (end 2011)

Package includes: 6 Boxes of Film(New), Camera Bag(New), Rechargeable Batteries (2 New, 2 Ori Panasonic), Battery Charger 240V China Pin(New), Camera with Box.

Price: RM 380 for all

Warranty: Nil

Dealing method: COD (PJ area, Putra LRT, Subang area), Courier Service (Flat rate RM10 only). COD is preferred as buyer shall bear the risk of delivery over postal services.

Location: Subang

Contact method/details: pm, 012-3283032
---

Item(s) conditions: In superb working condition

Picture:

Reason for sale: Funding for DSLR

[WTS] Fuji Instax Mini 25

Tikietic — Tue, 02 Apr 2013 13:21:34 +0800

guise... tis is kiut bo?

Tikietic — Thu, 14 Mar 2013 17:25:48 +0800

a +2mths old mia dog..

anybody at /k got experien keeped tis tiap of dog one bo?!
or do u is got keeped dog ornot?!... share a bit xia..

thks..

in b4..
1. seager cuti mc.. mafak not given riao
2. tis is not spca y0..

srsly WTA.. KL/Sel car plate number ...

Tikietic — Thu, 07 Feb 2013 10:47:21 +0800

i is got ppl tell me hor, that in other states, if u is has sell/buy car tht is has KL/Sel mia plate number (start W or B mia) hor... is has less value than compare to their locally registered mia..

1. issit true?
2. y issit oo?

wat do u tink oo?
pilis share... tenkiu

so hardcore..

Tikietic — Wed, 06 Feb 2013 16:11:13 +0800

bro.. any of u naik bas..

Tikietic — Wed, 06 Feb 2013 13:46:44 +0800

hie..

for those gobek cny.. who still take bas espress one?

.... got sked2 bo?

y0.. who is got go taman sago, Kulim

Tikietic — Wed, 06 Feb 2013 12:05:38 +0800

QUOTE

ALOR SETAR: A Chinese New Year do meant to rebut strict public entertainment guidelines set by the PAS-led state government has backfired on PKR state executive councillor Lim Soo Nee when scantily dressed women performed at the event.

Organised by Lim on Saturday evening at Taman Sago in Kulim, the event was deemed too “racy” by even the DAP, leave alone PAS leaders in the state.

Three women, with their backs, legs and bellies exposed, took turns to perform on stage for about three hours.

They wore “bikini-like” tops with short skirts and moved suggestively to hot numbers such as Gangnam Style.

sos

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dafug.. watodo?!

Tikietic — Wed, 30 Jan 2013 10:59:16 +0800

/k, if u is haz dog, wtf u is goin do?

sos..

dafug... who actually runs d country?!

Tikietic — Tue, 27 Nov 2012 14:19:47 +0800

“You tell us... I will convey to the prime minister and he will immediately do it,” he said.

kicap..