Lowyat.NET: Latest topics by conqu3ror

ALLIANZ PremierLink-Best affordable Life Insurance

conqu3ror — Sat, 25 Nov 2017 16:05:24 +0800

ALLIANZ PREMIER LINK - Build million ringgit legacy through Allianz PremierLink

With Allianz Premier Link Plan high sum assured of Life/TPD RM500,000 from as low as RM100 monthly

Time to change your MLTA to Allianz Premier Link Plan

Allianz PremierLink offers a plan that can help stretch your ringgit to protect yourself and the people who rely on you. It features a high sum assured of a minimum RM500,000 at affordable premiums to suit your financial situation.

High death and Total and Permanent Disability (TPD) coverage.
Flexibility to suit your financial situation.
Pay-out of both the coverage amount and the balance in the investment account in the event of death or TPD.
Receive an additional 1% of your insurance premium starting on the 11th year of your policy.

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Build million ringgit legacy through Allianz PremierLink

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Allianz Malaysia found that the average customer has a life insurance coverage of approximately RM120, 000 , which is not enough to ease the financial wellbeing of their family, given today’s high cost of living.

Built as a legacy plan, the Allianz PremierLink is an investment-linked policy that can help you secure a million ringgit or more in financial protection that lasts beyond your lifetime. And from now till 17 December 2016, Allianz Life Insurance Malaysia Berhad is offering those aged between 16 and 50 years old with a clean bill of health the benefit of a sum assured of up to RM4 million without having to go through a medical check-up. For those who are aged between 51 and 60 years old, the sum assured is up to RM3 million.

“Allianz PremierLink is a contingency plan for the methodical Malaysian. More than a legacy plan – it offers an alternate source of income, protection for personal liability (paying for a housing loan upon death) or as a business continuity measure in securing a business in case of the death of a key personnel,” said Joseph K. Gross, Chief Executive officer for Allianz Life.

Allianz PremierLink covers the insured for up to 100 years of age and offers sum assured of up to RM4 million that covers Total and Permanent Disability. Unlike other products in the market that offer either the sum assured or account value (upon death), whichever is of a higher value, with Allianz PremierLink, upon death, the insured’s loved ones would receive a lump sum payout which includes both the sum assured and the account value.

And in offering simply the best value for customers under one roof, Allianz PremierLink perfectly complements other Allianz Life products including Allianz PrimeSaver (savings), MediSafe Infinite (medical) and PrimeCare (critical illness).

“Start early and plan well. Malaysians often feel worried about the financial well-being of their family upon their death especially if they are the sole breadwinner. And in recognising that need and unwavering desire to protect your loved ones beyond death or disability, we wanted Allianz PremierLink to not just do the bare minimum, but be able to make a huge difference in the lives of our customers,” added Joseph.

What is MRTA and MLTA??

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<WTS> BRAND NEW Samsung Gear S2 Sport Smartwatch

conqu3ror — Mon, 30 May 2016 23:16:53 +0800

Item(s): Samsung Gear S2 Dark Grey

Package includes: FULL Package - Wireless Charging Pad, spare watch strap, USB Charger, Gear S2 Watch

Price: RM1000

Warranty: Unregistered E-warranty

Dealing method:COD

Location: Petaling Jaya

Contact method/details: PM

Item(s) conditions: BRAND NEW- SEAL

Reason for sale: Need Cash- Company Contest Prize

Unifi wifi internet connect keep dropping

conqu3ror — Wed, 04 Mar 2015 21:14:42 +0800

Anyone experience the internet connect via wifi keep dropping? But the internet via LAN connection have no issue.

To resolve the wifi problem, I had to restart the L7-N-R2000 router.

The wifi problem only happen from this week, will it possible the router reaching it end of useful life? Been using it for 1.5 years.

Any recommended solution or any new router to be recommend which also support hypp TV??

[WTS] Samsung Galaxy Note 2, Topez Blue

conqu3ror — Mon, 05 Jan 2015 17:29:52 +0800

Item(s): Note 2 N7100 Topaz Blue (rare colour)

Package includes: USB Cable, Charger, earphone (Brand New), handset unit, box

Price: ITEM SOLD

Warranty: expired on 23/4/2015

Dealing method: COD / Courier

Location of seller: Cheras/PJ

Contact method/details:PM ME

Age of item: 1 year 8 months

Item(s) conditions:9/10 (A picture speak thousand words)

Reason for sale: Upgrade to Note 4

WTS-Fullset Sony DSLR A100 with Flash &Tamron Lens

conqu3ror — Tue, 05 Aug 2014 16:14:32 +0800

Item(s): Fullset Sony DSLR A100 with external Flash light, Tamron 28-300mm Telephoto Lens, Tamron 2x adapter, 1GB Compact Flash, 2 unit battery and camera bag.

Full package with additional lens & external flash for basic user. Unbeatable Deal

Package includes:

Sony DSLR Alpha A100 Body- RM2990

18-70mm Sony Kit Lens

Sony battery

Battery Charger

Tamron Telephoto Lens AF28-300mm f/3.8-6 LD Asph IF Super with Lens Hood - RM1300

HVLF36AM External Flash Gun - RM900

Tamron 2x adapter - RM500

Camera Bag- RM100

1GB Compact Flash

1 unit extra battery - RM150

Total bought at RM 5,940

Now selling at RM 1,300 (80% Discount)

Sony A100 review
www.dpreview.com/reviews/sonydslra100

Dealing method:COD/Poslaju

Location:KL Cheras, PJ

Contact method/details: Call/Whatapps 0163076088 or PM me

Item(s) conditions:Very mint because always kept in dry cabinet, almost dustless, 9/10 for exterior, and 10/10 functional

Reason for sale: Upgraded

WTS-Fullset Sony DSLR A100 with Flash &Tamron Lens

conqu3ror — Tue, 05 Aug 2014 16:12:34 +0800

Item(s): Fullset Sony DSLR A100 with external Flash light, Tamron 28-300mm Telephoto Lens, Tamron 2x adapter, 1GB Compact Flash, 2 unit battery and camera bag.

Full package with additional lens & external flash for basic user. Unbeatable Deal

Package includes:

Sony DSLR Alpha A100 Body- RM2990

18-70mm Sony Kit Lens

Sony battery

Battery Charger

Tamron Telephoto Lens AF28-300mm f/3.8-6 LD Asph IF Super with Lens Hood - RM1300

HVLF36AM External Flash Gun - RM900

Tamron 2x adapter - RM500

Camera Bag- RM100

1GB Compact Flash

1 unit extra battery - RM150

Total bought at RM 5,940

ITEM SOLD

Sony A100 review
www.dpreview.com/reviews/sonydslra100

Dealing method:COD/Poslaju

Location:KL Cheras, PJ

Contact method/details: Call/Whatapps 0163076088 or PM me

Item(s) conditions:Very mint because always kept in dry cabinet, almost dustless, 9/10 for exterior, and 10/10 functional

Reason for sale: Upgraded

WTS Huawei mediapad 7 youth with 12Mths Malay Mail

conqu3ror — Sun, 29 Jun 2014 15:37:58 +0800

Item(s): Huawei MEDIA PAD 7 YOUTH with 12 Months Malay Mail

Processor: Cortex-A9 Dual 1.6GHz
RAM : 1GB
Internal Storage: 8GB
Extended: Up to 32GB microSD
Connectivity: HSPA+ (up to 21Mbps DL / 5.76Mbps UL), HSPA / UMTS, EDGE/GPRS/GSM, Wi-Fi: 802.11b/g/n
Display: 7” WSVGA（1024x600）TN
GPS: GPS/A-GPS
Battery: Non-removable Li-Po 4100 mAh battery

Package includes: Huawei MEDIA PAD 7 Youth Tablet, Charger, User Manual, Warranty card

Price: ITEM SOLD

Market Price for the unit: RM599

Warranty: 1 year Original Huawei Warranty

Dealing method: COD

Location of seller: KL, PJ

Age of item: BRAND NEW! Unopen Set.

Item(s) conditions: BRAND NEW!

WTS Sony Lens Tamron AF28-200mm f/3.8-5.6 LD Asph

conqu3ror — Wed, 02 Apr 2014 17:38:48 +0800

Item(s):WTS Tamron AF28-200mm f/3.8-5.6 LD Asph IF Super for SONY DSLR A-Mount

Package includes: Lens, Original Lens hood, Manual and Box

Price:SOLD

Dealing method:COD/Poslaju

Location:KL Cheras, PJ

Contact method/details:PM me
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Item(s) conditions:Very mint because always kept in dry cabinet, almost dustless, 9/10 for exterior, and 10/10 functional

Reason for sale: Upgraded

WTS SONY Lens-Tamron AF28-200mm f/3.8-5.6 IF Super

conqu3ror — Thu, 02 Jan 2014 12:18:12 +0800

Item(s):WTS Tamron AF28-200mm f/3.8-5.6 LD Asph IF Super

Package includes: Lens, Original Lens hood, Manual and Box

Price:SOLD

Dealing method:COD

Location:KL Cheras, PJ

Contact method/details:PM me
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Item(s) conditions:Very mint because always kept in dry cabinet, almost dustless, 9/10 for exterior, and 10/10 functional

Reason for sale: Upgraded
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WTS-BrandNew INTEGY NiCAD 7.2v 1500mAh BatteryPack

conqu3ror — Fri, 29 Nov 2013 12:27:26 +0800

Item(s):Brand New INTEGY NiCAD 7.2v 1500mAh Battery Pack

Price: RM20

Dealing method: COD/Postage

Location of seller: Cheras/PJ

Contact method/details: jacktai@gmail.com/PM

Age of item: Brand New

Item(s) conditions:
Specification
Capacity : 1500mAh
Voltage : 7.2V
Chemistry : NI-CAD
Rechargeable Times : Up to 1000 cycle times
Battery Plug : 2
Length : 13 cm
Widht : 4.6 cm
Height : 2.4 cm
Usage : RC Car / RC Boat

Brand New INTEGY NiCAD 7.2v 1500mAh Battery Pack

conqu3ror — Fri, 29 Nov 2013 10:54:02 +0800

Item(s):Brand New INTEGY NiCAD 7.2v 1500mAh Battery Pack

Price: RM20

Dealing method: COD/Postage

Location of seller: Cheras/PJ

Contact method/details: jacktai@gmail.com/PM

Age of item: Brand New

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Item(s) conditions:
Specification
Capacity : 1500mAh
Voltage : 7.2V
Chemistry : NI-CAD
Rechargeable Times : Up to 1000 cycle times
Battery Plug : 2
Length : 13 cm
Widht : 4.6 cm
Height : 2.4 cm
Usage : RC Car / RC Boat

ALLIANZ Medical Card -Best Insurance In Malaysia!

conqu3ror — Thu, 19 Sep 2013 11:32:27 +0800

Who gonna paid for your medical fees???

With the rising cost of living due to GST, your medical cost will just follow to go up!!

Have you prepare enough in case of any emergency need for medical?? Please don't forget there is a deposit before admission to hospital.

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ALLIANZ Medical Card- We take care of your hospital bills for your family members...

With Allianz the protection starts from as low as RM 150 monthly**

ALLIANZ Medical Card with No Lifetime Limit and High Annual Limit up to RM1.8mil with affordable premium. The Benefit are as:

- No Overall Lifetime limit
- Overall Annual limit up to RM1.8mil
- No Co-Insurance and no deductible
- Guaranteed Renewal Coverage up to 91 years old with no additional cost
- High entry age of up to 70 years old
- Out-patient benefits for emergency treatment of accidents, cancer as well as kidney dialysis. (As Charge, No lifetime limit)
- Refund of unutilized Room and Board entitlement upon hospitalisation
- No claim reward for increase of R&B
- Outpatient Dengue and Enteric (Typhoid) Fever Treatment Claim
- Second Medical Opinion
- comprehensive benefit ranging from reimbursement for specific pre and post hospitalisation treatments to home nursing care and ambulance fees
- Hassle-free hospital admission and discharge from Our approved network of hospitals with your Medical Card (up to 46 Panel Hospitas in KL-Selangor)
And etc..

**PowerLink product comes with :

Premium Medical Card
Life Insurance
Health Cover- 36 Critical Illness
Prime Care- Early Critical Illness
Payor Cover (Premium Wavier)
Personal Accident
Investment Link / Returns / Savings

Allianz PremierLink - Build million ringgit legacy through Allianz PremierLink

With Allianz Premier Link Plan high sum assured of Life/TPD RM500,000 from as low as RM100 monthly
Time to change your MLTA to Allianz Premier Link Plan

Allianz PremierLink offers a plan that can help stretch your ringgit to protect yourself and the people who rely on you. It features a high sum assured of a minimum RM500,000 at affordable premiums to suit your financial situation.

High death and Total and Permanent Disability (TPD) coverage.
Flexibility to suit your financial situation.
Pay-out of both the coverage amount and the balance in the investment account in the event of death or TPD.
Receive an additional 1% of your insurance premium starting on the 11th year of your policy.

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What is Allianz?
http://en.wikipedia.org/wiki/Allianz

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Allianz SE is a German multinational financial services company headquartered in Munich. Its core business and focus is insurance.

As of 2014, it is the world's largest insurance company, the largest financial services group and the largest company according to a composite measure by Forbes magazine, as well as the largest financial services company when measured by 2013 revenue.

Its Allianz Global Investors division ranks as a top-five global active investment manager, having €1,933 billion of assets under management (AuM), of which €1,408 billion are third-party assets (as of 2015-03-31), with specialized asset managers including PIMCO (bonds), RCM (equities) and Degi (real estate).

Allianz AG was founded in Berlin on 5 February 1890 by then director of the Munich Reinsurance Company Carl von Thieme (a native of Erfurt, whose father was the director of Thuringia) and Wilhelm von Finck (co-owner of the Merck Finck & Co bank). The joint company was listed in Berlin's trade register under the name Allianz Versicherungs-Aktiengesellschaft. The first Allianz products were marine and accident policies first sold only in Germany, however in 1893 Allianz opened its first international branch office in London. It distributed marine insurance coverage to German clientele looking for coverage abroad.

Allianz provided naming rights for the Allianz Arena, a football stadium in the north of Munich, Germany. The two professional Munich football clubs Bayern Munich and TSV 1860 München have played their home games at Allianz Arena since the start of the 2005–06 season. Other stadiums owned by Allianz include the Allianz Parque soccer stadium in Sao Paulo, Brazil, the Allianz Riviera soccer stadium in Nice, France, the Allianz Park rugby stadium in London, UK, and the Allianz Stadion, the new home of Rapid Vienna, a club from the Austrian Football Bundesliga.

The company has also been the sponsor of others sports, including the Women’s British Open (golf), Allianz Open de Lyon (golf), Allianz Championship (golf), Allianz Golf Open du Grand Toulouse (golf), Allianz Suisse Open Gstaad (tennis), Allianz Cup (tennis), Allianz Championship (golf), La Liga (football) and FINA Swimming World Cup (swimming) events. The National Football League of Ireland is named the Allianz National Football League for its sponsorship.

What is Powerlink (Investment Linked Plan)

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PowerLink gives you the flexibility you want for your coverage:
Comprehensive all-in-one insurance coverage
Comes with a personalized investment account for your potential investment returns
It’s easy and convenient to add extra coverage at anytime, to cover your changing needs and budgets.
You do not need to go through hassle of buying a new policy for these additional coverage. Just add on what you need to your existing policy.

Why Investment Linked Plan?
1. Transparency – Unlike the traditional policy such as whole life or endowment plan, an investment-linked policy reveals all your premium allocation clearly. This is what I call transparent policy – you can actually understand and see where your premium is used. Policy holder will receive a periodic statement that clearly and precisely lists all the premium allocation, relevant insurance charges, investment value and fund unit price. Insurer will get the investment-linked fund performance report annually.

2. Low insurance charges - For fresh graduates, age around 21-30, it is normal for them to seek their first insurance agent and also the first insurance policy. When you are young, insurance charges are very cheap. Investment-linked policy calculates the insurance charges based on your age. They use a mortality table and clearly provide the insurance charges table in the policy. This means you can purchase high coverage with low premium when you are still young. Sometimes, the premium is even lower than a term policy.

3. Flexibility – Once you get older, promoted, married, have kids, your protection needs eventually increase. When you retire, your kids are independent, your protection needs eventually decrease. Looking at this circumstances, investment-linked policy provides the flexibility to increase or reduce the premium, include or exclude certain coverage rider, supplementary benefits and sum assured. Put it simple, you can modify this policy whenever and however you want it to be.

4. Integrated better health card - it provide better hospitalization and surgical benefits only for investment-linked policy holder. A standalone card which is higher in premium and normally comes with co-insurance payment (means patient have to share the medical bill), annual limit and some other charges limit (Kidney Dialysis & Cancer Treatment).

5. All-in-one benefits – All sorts of coverage can be included into your investment-linked policy. This includes accidental benefit, hospitalization income benefit, living assurance, critical illnesses benefit, health card benefit, lady care benefit etc. Almost all available protection riders can be included. You will find it easier and cheaper to have one insurance plan that can give you all the possible benefits you need.

6. You control the investment strategy – Did you ever think that investment-linked policy is risky because it involves investment? Actually, you have the right to control the risk you can bear for your investment. You can choose which fund to invest, which strategy to use, which portfolio allocation to apply, and even when to do the switching from fund to fund which is normally free of charge. If you are skeptical about investment risk, just put all your premium into a fixed-income fund!

Allianz Panel Hospitals for KL/Selangor are as follow:

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How the new GST impact Insurance?

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[b]Kindly PM/email me your name, date of birth, gender, smoker/non-smoker, occupation & contact no. for quotation.
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[WTS]New Full Set Yokomo MR-4TC 4WD R/C Car

conqu3ror — Wed, 10 Jul 2013 21:03:20 +0800

Item(s): New Full set Yokomo MR-4TC High End R/C Car Made in Japan

Package includes:

R/C Car with full bearing
Electric Motor
Electric Speed Control (ESC)
2x NiCad 1500mAh Battery
Fast Charger
Remote Control, servo & receiver.

Price: Item SOLD
Bought at RM1200

Dealing method: COD or Courier

Location: Kuala Lumpur

Contact method/details:
--- PM Me

Item(s) conditions: Brand New

Reason for sale: Trade

The introduction of the MR4TC Custom completes an unrivalled range of R/C Touring cars from the guys at Yokomo. The MR4 Custom has been designed for those who want a kit to progress with their own ability. A brilliant spec for the novice and a great improvement on the basic starter kits on the market,The introduction of the MR4TC Custom completes an unrivalled range of R/C Touring cars from the guys at Yokomo. The MR4 Custom has been designed for those who want a kit to progress with their own ability. A brilliant spec for the novice and a great improvement on the basic starter kits on the market.

Features;
Rolling chassis assembly kit
Un-painted Protoform bodyshell
Steel universal driveshafts
Composite oil filled shock absorbers
Moulded tub chassis with cell slots for low CoG
One piece moulded top deck
Aluminium motor mount
Steel turnbuckles
Front & Rear Ball Differentials
Rear anti-roll bar
Fixed 4wd, twin belt drivetrain

http://www.rcracing.com/Page.cfm?InfoID=1494

http://www.rctech.net/reviews/review_mr4tc...al_speedo.shtml

[WTS]New Fullset Yokomo MR-4TC 4WD R/C Car 1:10

conqu3ror — Wed, 10 Jul 2013 21:01:11 +0800

Item(s): Full Set Yokomo MR-4TC High End R/C Car Made in Japan

Package includes:

R/C Car with full bearing
Electric Motor
Electric Speed Control (ESC)
2x NiCad 1500mAh Battery
Fast Charger
Remote Control, servo & receiver.

Price: RM400
Bought at RM1200

Dealing method: COD or Courier

Location: Kuala Lumpur

Contact method/details:
--- PM Me

Item(s) conditions: Brand New

Reason for sale: Trade

The introduction of the MR4TC Custom completes an unrivalled range of R/C Touring cars from the guys at Yokomo. The MR4 Custom has been designed for those who want a kit to progress with their own ability. A brilliant spec for the novice and a great improvement on the basic starter kits on the market,The introduction of the MR4TC Custom completes an unrivalled range of R/C Touring cars from the guys at Yokomo. The MR4 Custom has been designed for those who want a kit to progress with their own ability. A brilliant spec for the novice and a great improvement on the basic starter kits on the market.

Features;
Rolling chassis assembly kit
Un-painted Protoform bodyshell
Steel universal driveshafts
Composite oil filled shock absorbers
Moulded tub chassis with cell slots for low CoG
One piece moulded top deck
Aluminium motor mount
Steel turnbuckles
Front & Rear Ball Differentials
Rear anti-roll bar
Fixed 4wd, twin belt drivetrain

http://www.rcracing.com/Page.cfm?InfoID=1494

http://www.rctech.net/reviews/review_mr4tc...al_speedo.shtml

Why always girls want nice guys?

conqu3ror — Sat, 04 Jun 2011 18:44:00 +0800

Whats is the meaning of nice guys to girls? Do girls really need a nice guys?

Recently I heard a lady said, guys must be nice then only can attract girls.
(What the F***, the guys who agree must be a boring lonely virgin)

Then telling me, how to you do if your gf earn more & more capable then you.
(Who to hell intend to get these gals, let them be alone forever)

Guys how to you reply those statement.

Girls Attitude change towards guys

conqu3ror — Sat, 07 May 2011 00:22:50 +0800

Any comment that a girl will change her attitude from cold to admire him when she found out something about the guy. Like money, career, professional, capable, cleverness & etc.

Will you like this kind of realistic girls? As she will only make friend or like you once she notice something good from you.

This is how girls reject guys approach...

conqu3ror — Mon, 25 Apr 2011 00:06:45 +0800

1. You are good, together with you, I don't care about your money or career.

2. You totally not fat, I don't care much about appearance.

3. We can be friend, and understand each other more first.

4. I think we better to be friend.

5. You are a good person, but I'm not suitable you.

6. Currently I don't think to get into relationship.

7. I don't wanna jeopardize the friendship.

8. Your criteria so good, give me sometime to consider.

9. You are so funny, you remind my childhood, but I don't have courage to accept you.

Guys, sound familiar with the statement above? Lets share other statement, how girls reject guys approach or confess & your story. The best person learn from mistake.

P.S. Never be a Mr nice guys to confess, or approach girl, better just attract the girls you like, you won't die attempting & get these statement.

Want woman really want?

conqu3ror — Sat, 16 Apr 2011 13:13:41 +0800

Guys... Want woman really want?

Know a girl for few months, we are friend & often chit chat.. but just seem there is some barrier to move forward, may be due to she broke up last year.

Any guideline or tips about getting a girl & win her heart?

Nowadays many girls prefer to be single?

conqu3ror — Tue, 15 Mar 2011 12:33:04 +0800

Recently meet some girls (pretty & high educate & >25+), they are single, and after know them for a while, they just said they prefer to be single.

Any comment and any ideal to break the ice?

Career woman more demanding & hard to Approach?

conqu3ror — Wed, 23 Feb 2011 11:13:55 +0800

How to you see about high educated & good career single ladies?

Meet few of these ladies, found there are demanding & hard to approach.

Any comment how get these ladies? Or better go for those simple & not demanding girls.