Lowyat.NET: Latest topics by jessy123

BANK REFINANCING

jessy123 — Wed, 04 Jan 2012 18:29:43 +0800

hi am thinking of refinancing my commercial loan and am looking for a bank with a good rate -2 BLR that comes with free moving cost?

Renting to African diplomat

jessy123 — Tue, 20 Dec 2011 14:46:51 +0800

anyone has ever rented to an african diplomat? generally i dont rent to african students or africans who are here on a tourist visa ..but
if its a diplomat would that be "safe" in terms of keeping the place clean and paying the rental on time?

i have met the prospective tenant and he seems like an okay guy - clean and well dressed..polite and generally easy going..his rental will be paid
by the embassy..

WTA - computation of RPGT

jessy123 — Mon, 05 Sep 2011 20:44:13 +0800

currently for sale of prop, the seller's lawyer will deduct 2% of the purchase price to be forwarded to income tax dept.

The computation of RPGT is 5% of profit - how is this computed? is this based on gross amount?

If nett, what can be deducted and when should the supporting docs be submitted to the tax dept?

How soon does the Tax dept normally refund the balance?

group property purchase

jessy123 — Mon, 08 Aug 2011 20:08:51 +0800

Can someone pls explain how does a group purchase generally work for property launches?

I have a general idea of the concept but am interested to know in detail of how to go about it...

Thanks

wooden fences

jessy123 — Sat, 06 Aug 2011 14:11:23 +0800

my house wooden fences that are about 6 years old are rotting in some places so i need them replaced..

location: taman setiawangsa..

Anyone have a contact/s?

calculation of rental yield

jessy123 — Tue, 19 Jul 2011 16:29:16 +0800

hi fellow investors -

I like to get some views on the calculation of rental yield - do you base it on purchase price or current market price?

There seems to be some split opinion on this matter - for easy computation, assuming you bought a property at RM200k five years ago and which you are renting it out at say RM1K per month, and current market value is now RM400k, do you base your rental yield on 200K or 400 K? There is a big disparity of 6% yield vs 3% yield..

Thoughts please..

property

jessy123 — Tue, 19 Jul 2011 12:57:18 +0800

help ! should the car porch area be included when computing total build up?

commercial loan

jessy123 — Fri, 20 May 2011 11:45:37 +0800

anyone knows which bank has the best rate in town for commercial loan? And what are the rate and terms?

selling to a foreigner

jessy123 — Mon, 11 Apr 2011 20:38:07 +0800

<deleted>

sorry - i posted my query here by mistake - now i cant seem to be able to remove it entirely

house fencing

jessy123 — Fri, 18 Mar 2011 21:12:44 +0800

anyone knows of a good and reliable installer of spikes on fences? dont know what is called but basically its metal spikes on fences to keep out
burglars and 4 legged animals ie cats..

fire insurance for condo - clarification needed

jessy123 — Thu, 03 Mar 2011 19:23:30 +0800

hi

for the fire insurance bought by management of the building - i understand that this covers the structure of the building and the common areas.

my question is that is it really necessary for an owner to take up a separate fire insurance to cover the unit itself - dont mean the contents insurance.