Lowyat.NET: Latest topics by lonely_dream

/K/,tonite.....

lonely_dream — Thu, 10 Feb 2011 11:23:49 +0800

most chinese will celebrating and play fireworks tonite,so what u do tonite ?

hey /k/tards,for those who claim he is handsome

lonely_dream — Wed, 24 Nov 2010 13:04:05 +0800

QUOTE(joeyg @ Nov 24 2010, 11:07 AM)

Hey Guy...i Am finding 2day boy friends to going my dinner....

pls post ur detail at here..

thank!
[right][snapback]37999277[/snapback][/right]

source: http://forum.lowyat.net/topic/1650746

to apply car loans ?

lonely_dream — Sat, 18 Sep 2010 12:02:45 +0800

I got a friend who worked as a freelance carpenter that repair/fix some furniture works at differents areas.The problem is his employer didn't pay EPF for his job.

He did asked me,wondering if he can apply car loans since he disires to buy car soon...Then,he pursuade me to become his Guarantor because he said failed to apply car loans due to no EPF's works..So, I want to ask you guys that if he telling the truth ?? His salary is about Rm 2300 - Rm 2500..He can manage to obtain a salary pay slips if necessary..

Therefore,I'm asking opinions/experience from all of you guys or who worked in bank car-loans departments...hopefully can get some answers from here..
and can you guys list down some basic requirements for applying car loans ??

thanks.
regards

Can PTPTN loan cover the living cost as well ?

lonely_dream — Wed, 01 Sep 2010 16:36:58 +0800

Hi,guys...I'm about to enroll to a college next year and the most concern about is my study fee & living cost fee...I think I will apply for PTPTN loan for the purpose..

I just want to ask,when i apply PTPTN loans ,can I loan the estimated living cost fee as well ?? I mean,example ,the study fees is about Rm 10k for the entire diploma course , can I make loans for Rm 15K something ? I did call the college authorities for enquiry,but they said only can loan for study fee...sigh..

So,I would like to ask is there any ways there I can make loans(PTPTN loan) for
my living costs while i study ? Your helps and advice would be appreciated...
thanks guys....

After work for 3 years,then can go for Degree..

lonely_dream — Sun, 29 Aug 2010 15:39:57 +0800

Well,guys,i need experience/helps from u guys....

i heard ,after u work for 3 years plus , you can use that as enquirement to go for Degree directly..Is that true ? Can someone verify this ?

If it's true ,which university/college provide Degree like this ? and is it limited for few courses' Degree only ?

i Need your guys helps...thanks in advance

mass communications

lonely_dream — Fri, 27 Aug 2010 13:05:16 +0800

I don't know whether there are discussions about mass communications.but i would try mu luck to ask here for any experienced guys and girls.

I do know there are many majors of Mass Communications course such as Journalism,PR and so on ..I do have searching some informations thru google and find it through the website from college.But i think i still can't find sufficient info before i select this course..

So,i want to ask more info /experience for those already took any majors of Mass Communications/ or still studying in Mass Communications..Any info/experience/feeling after studying in this course ,you guys can post here or PM me ..thanks guys

questions about bankrupt

lonely_dream — Fri, 30 Jul 2010 15:37:28 +0800

hi guys, i have some questions about bankrupt...

Here is the story...maybe next year i will apply PTPTN loan for my study.and one of the requirement from the loan is need our parents as guarantor.
What i am concerned about is, my parents are been blacklisted by banks due to
the delayed-payemnt car loan/telekom bill(many years ago)..That was happened many years ago ,about 7 - 8 years ago..and i am wondering,if they already been declared as bankrupt person ??!! would they ?

the reasons i asked is because ,if my parents have been declared as bankrupt,i cannot get loan from PTPTN loan ...

So,i would really wanna hear some advice/explainations from experts/forumer here..i really need advices here..and is there any method/web site i can check if they already declared as bankrupt person ?

thanks guys

i wish to pursue my studies

lonely_dream — Fri, 23 Jul 2010 18:11:40 +0800

hi guys.here is the story ..i'm 22 years old ,a spm level educational guy ,now wishing to pursue my studies next year ..now seeking any advice from u guys

well,after i got my spm results a few years ago,due to my family financial problem ,i reluctant to end my studies and go to work instead..now 4 years have passed,and somehow i wish to pursue to study/learn some course in college..
well my spm result got a few A's ,not too good,but good anough for any entry for any private/local college....

there are few things i quite concern and worry about :

1. well,if i enter private college,i still need to make loan..so i wonder loan such as
PTPTN,KOJADI will approve loans for me (as i was spm leaver few years ago)

2 will i face any problem,such as i need to socialise with other young guys when i m in college/uni ...will i be treated as uncle when i'm with them ??

3. can i do part-ime job when i m study full time in the college ?

i really hope to hear any advice from u guys ,seriously...
Did any guys/gals here experienced this situations before ??
well,i really need to hear that ..thanks guys