Lowyat.NET: Latest topics by dampshit

[WTS] MLTA Mortgage Level Term Assurance

dampshit — Sat, 01 Feb 2020 07:03:01 +0800

Hi, My name is Melvin and I am offering MLTA service.

For anyone who interested to get the detail quotation, feel free to pm me your basic detail such as Gender, D.O.B, Loan amount, and Loan tenure so that I can get you the personalize quotation base on your need. No obligation necessary & service come first.

Here are the major differences between MRTA and MLTA:

I will provide 3 type of MLTA quotation:-

MLTA type 1 with NO Surrender Value (will have some value only if you surrender this policy earlier)

MLTA type 2 with Guaranteed Surrender Value.

MLTA type 3 with Non Guaranteed Surrender Value.

My suggestion for you

1) The cheapest and value for money MLTA plan for you would be the MLTA type 3 as the premium is the lowest among all MLTA option which extra benefit as below
- Level coverage throughout the whole coverage tenure. Mean 35 year also cover Rm400k. (MRTA coverage decreasing each year)
- Option to continue the MLTA for when refinance, upgrade bigger house or use it as extra life coverage.
- Bonus with non guaranteed surrender value, although it's non guaranteed, it's still a bonus and better then MRTA that's guaranteed ZERO surrender value at the end of 35 years.
- Premium does not tide up with BLR so worry free for BLR rise.
- Free up your commitment as finance the MRTA premium into the loan, you are lower down your borrowing quota for future investment.

2) If the commitment is ok for you, then MLTA type 2 will be a good choice too, as you guaranteed can get back all your premium paid as early at 15 years. So you will not lose your money to get the protection of Rm400k right after 15 years. After 15 year, the longer you continue this MLTA type 2, more extra surrender value (beside your total paid) you will get back and it's black and white guaranteed.

Please contact me at 012-2510794 or pm me if you interest to know more.
Melvin here
Thanks.

[WTS] Hong Leong Saving Investment Plan 2020

dampshit — Sat, 01 Feb 2020 06:19:52 +0800

Hong Leong Assurance Proudly Presents The Brand New Structured Saving Plan - HLA Wealth Booster Plus

Life has many important milestones. It would be your dream to achieve them all with an intelligent savings approach. Take advantage of the HLA Wealth Booster Plus plan to turn your dreams into a reality! HLA Wealth Booster Plus is an investment-linked insurance plan that allows you to accumulate savings so that you and your family are free of financial worries and life’s uncertainties.

The Plan allows you to invest in a range of funds, namely the dedicated HLA Horizon Funds, which provides higher potential returns while giving you protection from market risk at fund maturity.

The HLA Horizon Funds come with key unique features as below:

SECURE YOUR SAVINGS
Offers a Guaranteed Minimum Unit Price at Fund Maturity to protect your savings from market downturns.

GUARANTEE FIXED YEARLY SAVING INTEREST
Guarantee Saving Interest of RM1,000 every year up to 30 years for every RM10,000 saving.(8~9% p.a)

HIGH RETURN UPON MATURITY
Investment return are 3 ~ 4.5 times of capital upon maturity. (8~9% p.a)

OTHER FEATURES & BENEFIT
GUARANTEED short pay of premium for 6 years only
GUARANTEED yearly Income for 30 years
GUARANTEED maturity benefit
Nomination to serve as Will for Wealth Distribution
Tax relief

Do call me 012-2510794 or pm me for more details.
MELVIN here.
Thanks

[attachmentid=10416762]

Recruitment for Financial Consultant

dampshit — Fri, 16 Aug 2019 05:15:55 +0800

Open Vacancy for Financial Consultant (2 slot only).
财务顾问公开空缺（仅限2个)

Area: Kota Damansara Monday - Friday (10am - 5pm)
地区：哥打白沙罗周一至周五（上午10点至下午5点）

~ Provide financial service to client include loan, insurance, saving, investment.
〜为客户提供金融服务，包括贷款，保险，储蓄，投资

~ Legal financial company licensed under Bank Negara and PIDM.
〜根据Bank Negara和PIDM许可的法律金融公司。

~ Basic Salary RM2,500 + Commission + Incentive + Yearly Bonus @ Junior Consultant.
〜基本工资RM2,500 +佣金+奖励+年度奖金 @初级顾问

~ Basic Salary RM5,000 + Commission + Incentive + Yearly Bonus @ Senior Consultant.
〜基本工资RM5,000 +佣金+奖励+年度奖金@高级顾问

~ Basic Salary RM7,500 + Commission + Incentive + Yearly Bonus @ Team Leader.
〜基本工资RM5,000 +佣金+奖励+年度奖金@团队经理

~ 8 Company Incentive Trips per Year.
~ 每年约8次公司奖励旅行

~ Fresh graduate with no experience are encourage to apply.
〜鼓励没有经验的新毕业生申请

~ No education qualification also can apply.
~无文凭也可申请

~ Training provided.
〜提供培训

~ Prefer Mandarin & English speaker.
〜会华语和英语优先

~ Only 2 Vacancy needed.
〜只需2个空缺

Recruiting Centre Caller Business Partner

dampshit — Wed, 18 Jul 2018 00:33:14 +0800

We are looking for income driven passionate candidate to join our fast growing team.

Position:
Centre caller to set appointment only.

Job scope:
1) Make marketing call to list of existing client and new client to set an appointment.
2) Briefly explain our product to the customer.
3) Set appointment for our specialist to meet with client for further discussion.
*No need to close sales on the phone just schedule appointment will do.

Remuneration:
RM2,500 - RM10,000++ (Commission + Incentive + Yearly bonus)
*Case commission closed by our specialist will be share among callers*
*Income of second year will be guarantee double of first year*
*Weekly payment of commission*

Non cash benefit:
1) Free Company Trip by the Company ( 4 or 5 times per year for top achiever)
2) Free Learning Course and Seminar by the Company
3) Job career advancement advantage

Working hours:
Full time / Part Time ( Flexible hours)

Job Requirement:
1) At least SPM level & 18 years old and above
2) No experience needed
3) No certificate required
4) Training will be provided by the company
5) Fresh graduate are encourage to apply
6) College student and internship are welcome to apply but based on approval.

Language:
1) English
2) Mandarin
3) Cantonese
3) Bahasa Malaysia

Office: Kota Damansara

Please only whatpps me at or call me at 012-2510794 if you are keen to apply (Serious candidate) nod.gif

[WTH] Telemarketing Executive / Customer Service

dampshit — Wed, 18 Jul 2018 00:21:47 +0800

We are looking for income driven passionate candidate to join our fast growing team.

Position:
Centre caller to set appointment only.

Job scope:
1) Make marketing call to list of existing client and new client to set an appointment.
2) Briefly explain our product to the customer.
3) Set appointment for our specialist to meet with client for further discussion.
*No need to close sales on the phone just schedule appointment will do.

Remuneration:
RM2,500 - RM10,000++ (Basic + Commission + Incentive + Yearly bonus)
*Case commission closed by our specialist will be share among callers*
*Income of second year will be guarantee double of first year*
*Weekly payment of commission*

Non cash benefit:
1) Free Company Trip by the Company ( 4 or 5 times per year for top achiever)
2) Free Learning Course and Seminar by the Company
3) Job career advancement advantage

Working hours:
Full time / Part Time ( Flexible hours)

Job Requirement:
1) At least SPM level & 18 years old and above
2) No experience needed
3) No certificate required
4) Training will be provided by the company
5) Fresh graduate are encourage to apply

Office: Kota Damansara

Please only whatpps me at or call me at 012-2510794 if you are keen to apply (Serious candidate)

Looking for business partner

dampshit — Fri, 13 Oct 2017 00:10:02 +0800

Do you want to be an Part time Business Owner and Earn Extra Income!!!!

We are offering New Sales & Partner Management System!

ARE YOU AN EMPLOYEE OR STUDENT WHO LIVE FROM PAYCHECK TO PAYCHECK OR NO INCOME???

If "No", join us now, we will show you how to earn more money & better lifestyle!!!

If "Yes", do you face the below problems:

Problems:
→ Not much income to live up to your expected lifestyle
→ Commitment increase but income remain the same over the years
→ Income being affected by the economic recession
→ Use time to earn Money (No working = No Income / 0)
→ Keen for looking for a part time business to increase your income
→ Dream to earn passive income even you are not working

Now We Solve Your Problems & Offer You an Business Opportunity!

Now We are looking for Business Partners:-

√ Up to 50% profit margin and potential earn up to 6 figures income annual (RM 12X,XXX) and keep increase year by year:-"
√ 30% Retail Profit for all Product Sales by "Yourself"
√ Maximum of 21% and minimum of 3% Performance Profit for achieving target by "Your Direct Business Partners' business partner"
√ 6% Leadership Bonus from direct Business Partner By "Your Direct Business Partners' Business Partners' Business Partners"
√ "Official E-commerce Website / Apps " to Serve You Better Than Others
√ "Payment" Will Be Calculated Automatically for you
√ "Business Status " Become Real Time & Can Check 24 Hours

1. Start Your Business With low capital (RMXX) Cost.

A starting capital RMXX to join us. 1 year to cancel any time & get full refund if you wish to exit the business!

2. We Have 500 products to let you sell include world class nutrition product and skin product.

(Celcom Broadband) (Unifi) (Maxis Fibre)

Normally if you want to become the seller of one of the above products, you need to pay bulk purchases the product and sell. Now you can sell without holding inventory of the products and you can sell those products single by single.

3. Attractive & Innovative Income Scheme

We pay commission for unlimited level of Overriding Scheme. We take as an example. Just assume A is your Direct Agent, B is A's Direct Agent, C is B's Direct Agent, please have a look at the table below:

[attachmentid=3368055]

That means if you successfully did an Office in a Box (RM198), you will get 195% x RM198 = RM386.1.

If C successfully did an Office in a Box (RM198), B will get 15% x RM198 = RM29.70, A will get 10% x RM198 = RM19.80, and you will get 5% x RM198 = RM9.90.

Just imagine if you have 10 Direct Agents, each of your Direct Agent has 10 Direct Agent, that means you have 10 in level A, 100 in level B, 1,000 in level C. If Everyone successfully did 1 Office in a Box (RM198), how much you earn?

[attachmentid=3368059]

The above example is only for Streamyx, we have similar commission scheme for TM Fixed Line, Celcom and also Unifi. After you join us and activate your account, you can read the commission structure through the Online Management System.

4. Innovative Agent Structure

Now you can recruit everybody to become your business partner. Your business partner also can recruit everybody to become their business partner, Everybody can Recruit Everybody to become business partner with the same Innovative Agent & Commission Structure.

5. Most Powerful Online Real-Time Business Management System

We provide you The Most Powerful Online Real-Time Business Management System to manage your sales and abusiness partner. The system may help you to keep on business partner and Getting Prospect Customers for 24 hours. Our team member will update all your sales status and payment status online automatically so that you are able to get the fastest information.

6. Online Marketing Tool

We provide you with Online Marketing Tool to send email to all your prospects. The online marketing tool will lead your prospect to our business website (Online Shopping Store). We have also provide professional training and class to guide you success in this business.

7. 24 Hours Marketing Web Page

You will having login account once you join us. This web page not only for you to Get Your Prospect Customers, it can also help you to learn and update the latest product.

[size=7]Kindly pm me for further information or you can contact me at [color=red]012-2510794 (Melvin)

]WTS] G- Shock ROBOT GA-110F-2JR (Limited Edition)

dampshit — Thu, 05 Feb 2015 21:19:28 +0800

Item(s): G- Shock ROBOT GA-110F-2JR (Limited Edition)

Package includes: Full Set

Price: PM me for price:)

Warranty: 1 Year Warranty

Dealing method: COD Cheras & Pos Laju

Location of seller: Cheras

Contact method/details:0122510794 - whatapps (prefer)

Age of item:Brand New

Item(s) conditions: Brand New

Reason for sale: Help friend to sell

[WTS] G-Shocks Polarized Marble Series (Special.E)

dampshit — Thu, 05 Feb 2015 20:12:13 +0800

Item(s): Polarized Marble Series G-Shocks (special Edition): DW-5600PM-1JF, GD-X6900PM-1JF, GA-110PM-1AJF - Newly launch in Japan February 2015

* Due to these model launch in Japan February 2015 - I only have limited stock on hand and pre-order is on the way. Price is increase in Japan due to high Demand.

[b]Package includes: Full Set

Price: DW-5600PM-1JF (No stock) ; GD-X6900PM-1JF (RM700); GA-110PM-1AJF (RM800)

Warranty: 1 year warranty

Dealing method: COD Cheras and POS Laju

Location of seller: Cheras

Contact method/details: 0122510794 - whatapps (prefer)

Age of item: Brand New Imported From JAPAN

Item(s) conditions: Brand New

Reason for sale: Trade Out

[WTS] G-Shock Hanshin Tigers DW-6900BTG-7JR

dampshit — Mon, 28 Apr 2014 21:30:40 +0800

SOLD

[WTS] G-Shock Maharishi GDX6900MH - Limited Edtion

dampshit — Sat, 26 Apr 2014 15:06:12 +0800

Item(s):G-Shock Maharishi GDX6900MH -LIMITED EDITION 8000 PCS WORLDWIDE HOT

Package includes: Full Set* Last set on 28/05/2014

Price:RM1250 (Firm)

Warranty: 1 year warranty

Dealing method:COD Cheras and PJ

Location of seller:Cheras

Contact method/details: 0122510794 - whatapps

Age of item:Brand New Imported From JAPAN

Item(s) conditions:Brand New

Reason for sale: Trade Out

Proton Preve Executive & Newly launch Persona SV

dampshit — Wed, 08 Jan 2014 21:36:35 +0800

Hello all Sifu-Sifu and Master-master here,

I am dilemma from choosing between preve Executive and Persona SV.

My budget is around 60k.

The reason i choose preve is the interior design and those feature that persona SV doesn't come with.

Another reason is the warranty. I just read from Paultan.org that mention persona SV come with 50,00km or 2 yeras warranty while preve come with 5 years warranty.

However, from previous post stated where CVT gb is still new. Persona come with conventional GB and give less problem compare to preve.

Oh ya, and yet persona help me save 12k. LOL~

Dun flame me yea, need all your helps.

Thx~

Recruiting TM, Maxis, Celcom, P1 Agent

dampshit — Thu, 28 Mar 2013 23:42:53 +0800

Do you want to be an Agent and earn extra income!!!!

We are offering New Sales & Partner Management System!

ARE YOU WORKING FOR AGENTS AS THEIR PROMOTER???

If "No", join us now, we will show you how to earn more money!

If "Yes", do you face the below problems:

Problems:
→ Low Commission rate like 1.8 month or 1.5 month
→ Can not expand (Not enough commission to offer other partners)
→ Unmanaged Customer Database
→ Unknown Customer Status
→ Commission never get paid
→ Con-man cheating around

Now We Solve Your Problems & Offer You A Great Deal!

Now We Offer:

√ 200% Commission Rate for Streamyx Sales By "Yourself"
√ 15% Commission Rate for Streamyx Sales By "Your Direct Agents"
√ 10% Commission Rate for Streamyx Sales By "Your Direct Agents' Agents"
√ 5% Commission Rate for Streamyx Sales By "Your Direct Agents' Agents' Agents"
√ "Web-Based Automated Program" to Serve You Better Than Others
√ "Payment" Will Be Calculated Automatically for you
√ "Customer Status" Become Real Time & Can Check 24 Hours

1. Start Your Online Business With 0 Cost.

We don't charge you anything to join us. No deposit, no member fee, no annual fee, no admin fee! Totally no cost involved!

2. We Have Varieties of Broadband Products for You to Sell.

(Streamyx) (TM Fixed Line) (Celcom Broadband) (Unifi) (Maxis Fibre)

Normally if you want to become the dealer of one of the above products, you need to pay a security deposit. Now if you join us, we won't charge you anything and you can sell those products.

3. Attractive & Innovative Commission Scheme

We pay commission for 4 level of Overriding Scheme. We take Streamyx as an example. Just assume A is your Direct Agent, B is A's Direct Agent, C is B's Direct Agent, please have a look at the table below:

[attachmentid=3368055]

That means if you successfully did an Office in a Box (RM198), you will get 195% x RM198 = RM386.1.

If C successfully did an Office in a Box (RM198), B will get 15% x RM198 = RM29.70, A will get 10% x RM198 = RM19.80, and you will get 5% x RM198 = RM9.90.

Just imagine if you have 10 Direct Agents, each of your Direct Agent has 10 Direct Agent, that means you have 10 in level A, 100 in level B, 1,000 in level C. If Everyone successfully did 1 Office in a Box (RM198), how much you earn?

[attachmentid=3368059]

The above example is only for Streamyx, we have similar commission scheme for TM Fixed Line, Celcom and also Unifi. After you join us and activate your account, you can read the commission structure through the Online Management System.

4. Innovative Agent Structure

Now you can recruit everybody to become your agent. Your agents also can recruit everybody to become their agents, Everybody can Recruit Everybody to become agents with the same Innovative Agent & Commission Structure.

5. Most Powerful Online Real-Time Business Management System

We provide you The Most Powerful Online Real-Time Business Management System to manage your sales and agents. The system may help you to keep on Recruiting Agents and Getting Prospect Customers for 24 hours. Our team member will update all your sales status and payment status online automatically so that you are able to get the fastest information.

6. Email Marketing Tool

We provide you with Email Marketing Tool to send email to all your prospects. The email will lead your prospect to This Web Page (Online Broadband Store). We have also prepare for you Prospect Management Tool so that you will know who (Which Email That You Sent) visited your page.

7. 24 Hours Marketing Web Page

You will own This Web Page (Online Broadband Store) once you join us. This web page not only for you to Get Your Propest Customers, it can also help you to Recruit Agents 24 hours. What you need to do is just use our Email Recruiting Tool to send email to persons who wish to start a business, the mail will lead the person to this web page. If the person join in through your web page, he/she will Become Your Direct Agent.

>>>CLICK HERE TO REGISTER IF YOU READY TO EARN $$$<<<

Kindly pm me for further information or you can contact me at 012-2510794 (Melvin)

XDL (Red Chip)

dampshit — Fri, 30 Mar 2012 15:22:06 +0800

Hi there, can anyone provide some information for this counter. I am thinking to cash in this counter for short term. Current price is 0.240. Any independent advice? Thanks.

Quantity Survey in UTAR

dampshit — Wed, 23 Nov 2011 01:09:48 +0800

Hello guys, i am now a foundation student and having some troble to choose my course....

Some uni offer 3 years study and as Utar, they offer 4 years and they said that once graduates from utar, u will accredited by the Board of Quantity Surveyors Malaysia (BQSM) and Royal Institute of Chartered Surveyors (RICS).

But i dont really know about the BQSM and RICS.

Any one can futher explain this? And what is the salary pay for a fresh graduates QS with BQSM AND RICS? Thx guys

JERNEH

dampshit — Tue, 18 Jan 2011 00:57:21 +0800

I just brought 1 unit of Jerneh at 2.920?

~ i just need some opinion about this shares. Thank you~