Lowyat.NET: Latest topics by plouffle0789

Which chicken breast brand is your favourite?

plouffle0789 — Thu, 05 Nov 2026 19:07:01 +0800

| Day | Recipe | Protein | Carbs | Fat | Calories |
| **Day 1** 🗓️ | Teriyaki Garlic Chicken Breast & Rice 🍱🍗🥢🍚 | 50g 💪 | 45g 🌾 | 8g 🥑 | ~450 kcal 🔥 |
| **Day 2** 🗓️ | Korean Gochujang Spicy Glazed Chicken 🇰🇷🍗🌶️🍚 | 52g 💪 | 48g 🌾 | 9g 🥑 | ~480 kcal 🔥 |
| **Day 3** 🗓️ | Sesame Ginger Soy Chicken Stir-Fry 🥢🍗🧄🥦 | 48g 💪 | 42g 🌾 | 10g 🥑 | ~450 kcal 🔥 |
| **Day 4** 🗓️ | Thai Basil Chicken Breast (Pad Krapow) 🇹🇭🍗🌿🍳 | 51g 💪 | 44g 🌾 | 10g 🥑 | ~470 kcal 🔥 |
| **Day 5** 🗓️ | Hainanese Steamed Chicken Breast Bowl 🇸🇬🐔🍚🥒 | 49g 💪 | 40g 🌾 | 7g 🥑 | ~420 kcal 🔥 |
| **Day 6** 🗓️ | Chinese Black Pepper Garlic Chicken 🇨🇳🍗🫑🧄 | 50g 💪 | 43g 🌾 | 8g 🥑 | ~440 kcal 🔥 |
| **Day 7** 🗓️ | Japanese Miso Honey Glazed Chicken 🇯🇵🍗🍯🍚 | 48g 💪 | 46g 🌾 | 9g 🥑 | ~460 kcal 🔥 |

Seara / Sadia: Best for value and convenient storage in large 1kg–2kg frozen bags.

CP Brand: Best for consistent size and clean processing in chilled or frozen aisles.

Lacto / Kampong Poultry: Best for unfrozen freshness, lower fat content, and antibiotic-free quality.

Two "Zero-Yuan Noodle Shops" in Nanjing Go Viral

plouffle0789 — Wed, 04 Nov 2026 19:19:54 +0800

Two "Zero-Yuan Noodle Shops" in Nanjing Go Viral with Long Queues

Recently, two "Zero-Yuan Noodle Shops" in Nanjing offering free vegetarian noodles went viral. Free since their opening, long queues form outside daily. The owner stated the goal is to help those in need. In response, some praised the owner’s goodwill, while others expressed concern over the impact on similar small businesses nearby.

The two "Zero-Yuan Noodle Shops" in Nanjing are located in Yinxiang (Jiangning District) and Daishan (Yuhua District), respectively.
A mainland media reporter visited the site and found that one of the shops has provided free noodles since its opening, attracting daily queues of diners with a very popular atmosphere. Most of the queueing diners are people busy making a living who are reluctant to spend extra money, including the elderly, sanitation workers, and delivery riders.

On the afternoon of November 2, a long queue formed in front of the Yinxiang location, with many people having visited multiple times.
The operator, Mr. Zhang, stated that opening the noodle shop was meant to perform good deeds by offering free vegetarian noodles without any entry threshold, welcoming everyone to dine.

According to reports, the Yinxiang location opened last month, serving several hundred portions of vegetarian noodles per meal, topped with shiitake mushrooms, shredded carrots, dried tofu, and other ingredients. The shop requests patrons to queue orderly, maintain hygiene, and avoid waste.

The Daishan location opened about seven or eight days ago, serving over 1,000 diners daily, with queues taking at most dozens of minutes to get food.

Regarding whether they will charge fees in the future, Mr. Zhang said that since it is called a "Zero-Yuan Noodle Shop," it will not charge. The initial idea was to offer 500 bowls per shop daily across 10 locations, totaling 5,000 bowls daily

. The actual output now exceeds expectations, and another shop may be added in the future.
The free noodles have indeed solved meal problems for nearby residents and disadvantaged groups. Some elderly individuals living alone have visited five or six times, and unemployed individuals have also relied on this to fulfill basic needs.

However, nearby merchants of similar categories feel differently. As the free noodle shop draws large crowds, surrounding noodle shops and restaurants operating on thin margins are complaining that their business is being stolen, with some even considering closing down.

A low-cost fried noodle shop saw a significant drop in business, and the owner is considering not renewing the lease upon expiration.

Meanwhile, a staff member at another shop selling topped fried noodles mentioned that their shop felt no significant impact, noting that some older customers said they were unaccustomed to plain vegetarian noodles, while some young people rushing to work did not have time to queue and would still dine at their shop.

Netizens have engaged in heated discussions online: some praised the owner's threshold-free goodwill, while others worried that low-margin snack shops nearby face the risk of closure due to diverted customer traffic.

Furthermore, quite a few netizens questioned potential unfair competition, commenting: "Free meals daily cost at least several thousand yuan; it is unlikely to be sustainable and may well be a tactic to squeeze out similar shops before charging money again."

On the morning of November 4, a reporter from Jimu News arrived at the noodle shop located in Huijin Jiulong Commercial Street, Jiangning District.

Around 10:00 AM, under a light rain and an hour before the shop's scheduled opening, a large crowd of diners had already gathered.

The staff invited them inside to sit and wait. Once all the indoor seats were filled, dozens of people queued up outside, forming a line tens of meters long. Most of those waiting were elderly individuals, including nearby residents and some migrant workers. Several people mentioned they had visited multiple times, noting that receiving a free bowl of vegetarian noodles provided meaningful support.

A notice posted at the shop indicates business hours are from 11:00 AM to 12:30 PM for lunch, and 17:00 PM to 19:00 PM for dinner, with Tuesdays off.

The kitchen serves food quickly—producing about six bowls per minute—allowing the line to move fast. By nearly 12:00 PM, no one was queuing outside, with only occasional diners arriving.
Diners are required to bring their own bowls and utensils; otherwise, they cannot be served inside.

Some people went to nearby shops to buy disposable tableware before returning.

Every person receives the same standard serving of vegetarian noodles: a bowl of noodle soup topped with a piece of vegetarian chicken (marinated tofu skin cake), a few pieces of shiitake mushrooms, and mixed vegetables. Staff members inside are sparse, and some noted they were there voluntarily to help out.

The reporter learned on-site that the shop owner, a Nanjing native, runs the establishment at a financial loss purely as an act of charity and to promote vegetarianism.

The owner stated that having been dedicated to charitable causes for years and having experimented with vegetarian noodle shops before, he wished to undertake a purely philanthropic effort—and a free noodle shop was the best way to achieve that vision. The Yinxiang branch opened on October 8 as his first location. Currently, there are two such "zero-yuan noodle shops" in Nanjing.

Each shop serves approximately six bowls per minute, distributing nearly 3,000 bowls of vegetarian noodles daily. His goal is to reach 5,000 bowls per day, with plans to consider expanding to additional locations based on future demand.

Jb area now many airbnb

plouffle0789 — Wed, 04 Nov 2026 06:26:12 +0800

Austin duta

Mount austin

Bukit indah

APAD: Only Licensed Terminals May Sell bus ticket

plouffle0789 — Mon, 02 Nov 2026 20:38:24 +0800

Outlines a specific directive issued by Malaysia's Land Public Transport Agency (APAD), which caused concern among bus operators.

What

The Directive: APAD issued a regulation stating that express bus tickets should be sold exclusively through authorized/licensed bus terminals under a centralized system, granting terminals exclusive rights to handle ticket transactions and schedule management.

The Concern: The Pan-Malaysia Bus Operators Association (PMBOA) voiced surprise, noting that APAD issued the directive without prior consultation. Operators who spent money developing their own individual websites and booking platforms worried how this would affect direct digital sales.

Who

APAD (Land Public Transport Agency): The Malaysian government body that introduced the policy.

PMBOA (Pan-Malaysia Bus Operators Association): Led by Datuk Mohamad Ashfar, who raised industry concerns.
Express Bus Operators & Terminals: The stakeholders managing routes, schedules, and terminal counters.
When
Announced: Mid-October 2026 (the directive was issued around October 16, 2026).
Effective Date: Set to take effect on November 1, 2026.
Why

The policy was intended to better regulate ticket sales, streamline terminal operations, and handle commercial structures directly through authorized terminal operators rather than external platforms.
How (Clarifications & Current Status)

Following pushback from operators, it was clarified that bus operators who own or manage their own specific stations/depots can still allow passengers to buy tickets via official channels or online agents.

Major online travel agencies (like Easybook and redBus) continue functioning by integrating their systems with authorized terminal networks or operator inventories, meaning you can still book tickets online, though major terminals like TBS or Larkin still require physical/QR boarding pass exchanges at the kiosks before boarding.

Bruce Lee- Jeet Kune Do

plouffle0789 — Sat, 31 Oct 2026 15:18:00 +0800

| No. | Event | Year | Age |
| 1 | Born in the Year and Hour of the Dragon (Chinese zodiac) | 1940 | 0 |
| 2 | First film appearance (*Golden Gate Girl*, as a baby) + started child acting career | 1941 | 0–1 |
| 3 | Won Hong Kong Crown Colony Cha-Cha Championship | 1958 | 17 |
| 4 | Involved in street fights; parents sent him to the US for safety | 1959 | 18 |
| 5 | Studied philosophy (and drama) at University of Washington, Seattle | 1961–1964 | 20–23 |
| 6 | Rejected by US military draft (mainly due to eyesight + other medical reasons) | \~1963 | 22–23 |
| 7 | Began teaching martial arts to students of all races (broke traditional barriers) | Early 1960s (Seattle) | 19–24 |
| 8 | Developed and named his own martial art **Jeet Kune Do** (“Way of the Intercepting Fist”) | \~1967 | 26–27 |
| 9 | Peak physical speed, power, and one-inch punch fame (while training celebrities) | Late 1960s – early 1970s | 28–32 |
| 10 | Died of cerebral edema (brain swelling) | July 20, 1973 | 32 |

These two phrases serve as the core philosophical foundation of martial artist and philosopher Bruce Lee. Blending Chinese Daoist philosophy (particularly the works of Zhuangzi and the Daodejing) with Zen Buddhist concepts, they eventually became the guiding principles of his proprietary martial art, Jeet Kune Do.

Below is a detailed breakdown of the meaning:

1. "Using no way as way" (以無法為有法)
Literal Meaning: Having no fixed method or form is itself the ultimate and most effective method.

Deeper Insight:

Traditional martial arts often emphasize "forms" or "routines" (fixed sequences of techniques), but in real combat, an opponent will never follow a script.

"No way" does not mean lawlessness, chaos, or reckless fighting. Rather, it means refusing to be bound by rigid forms. When your mind is free from prescriptive rules, you can react fluidly and adapt your responses directly to your opponent’s actions.

The highest form of technique is to have no fixed technique, mirroring how water takes the shape of whatever container it enters.

2. "Having limitation as no limitation" (以無限為有限)
Literal Meaning: Embracing the limitless and boundlessness as your only limit or boundaries.

Deeper Insight:

The possibilities of combat, the universe, and human potential are infinite. If you confine yourself to a single style, tradition, or school, you impose artificial limitations on yourself.

Practitioners must avoid clinging to fixed routines. Instead, they should internalize all available techniques and possibilities, making the infinite universe of movement their personal resource without letting any single system define their boundaries.

💡 Core Philosophical Summary

Together, these eight Chinese characters represent a state of liberation that transcends form to reach the essence:
Breaking Free from Dogma: Refusing to be restricted by traditional styles, rigid doctrines, or formal conventions.

Adaptability ("Be water, my friend"): This aligns directly with Lee’s famous quote—water adapts perfectly to its vessel, remaining formless yet capable of penetrating anything.

Mastery and Integration: Starting with fundamental learning (forms and limits), advancing to mastery, and ultimately transcending all restrictions (formlessness and infinity) to reach a state of pure, intuitive response.

This philosophy extends beyond martial arts into artistic creation, business strategy, and personal development, reminding us to maintain mental flexibility, step outside rigid frameworks, and adapt seamlessly to a constantly changing world.

Using no way as way” (以無限為有限，以無法為有法), which means the art of boxing should not be restrained by a set of movements nor certain individual form, it should transcend the techniques and styles covered by any set of movements, i.e., an art of boxing which has no fixed style, and it is better to refer to it as a concept of the art of boxing than a school of boxing.

Bruce Lee with his wife Linda, son Brandon, and daughter Shannon
1970s
Courtesy of Bruce Lee Foundation

Jun Fan Gung Fu Institute membership card
1960s
Collection of Hong Kong Heritage Museum

https://www.youtube.com/watch?v=dUb0TRYbPsc

Agoda no longer free cancellation & refund?

plouffle0789 — Wed, 28 Oct 2026 12:52:38 +0800

I booked a KL hotel for Dec 11- 12 (1 night) on Oct 25.

I would like to request a cancellation of the hotel due to a sudden change in my travel plans.

It says non-refundable, but there's a button to request free cancellation.

Has anyone tried this before and gotten a refund?

Lifts: Otis / TKE/KONE / Schindler vs Newer Brands

plouffle0789 — Mon, 26 Oct 2026 20:22:42 +0800

Observing a shift in elevator reliability and brands in newer high-rises—what are your thoughts?

https://www.youtube.com/watch?v=ZZ5UOUWt-oU

https://www.youtube.com/watch?v=FEimBC0N-Tw

https://www.youtube.com/watch?v=ytROE0D-IMs

https://www.youtube.com/watch?v=TQxl4tY1OKA

https://www.youtube.com/watch?v=MxErgs4FayM

https://www.youtube.com/watch?v=bhO8EEdi6fA

https://www.youtube.com/watch?v=lnHRLyywnPo

https://www.youtube.com/watch?v=WMCAkaP7cd8

https://youtu.be/bPtXSGi7Lmg?is=9MqqRFTC0-rLXdab

https://youtu.be/bKhjV1DVh1M?is=6uGaWpZBnbkNNvrV

https://youtube.com/shorts/FBVmBc_SITs?is=KoAcqxXs_S3kxBEP

https://www.youtube.com/watch?v=wH8lmY4cofg

https://www.youtube.com/watch?v=u59ODP78SY8

[YOUTUBE]fY4eelX7HDM[/YOUTUBE]

Growing up, many of us took reliable elevators for granted. They rarely broke down, and it was common for property developers to stick to established global brands—

such as Schindler, KONE, TKE, Otis, and several well-known Japanese manufacturers.

In recent years, however, I’ve noticed a growing trend in some newer high-rise developments where elevator performance seems less consistent.

Some residents and visitors experience frequent downtime, slower speeds, rough rides, or less durable interior finishes from lesser-known or budget brands.

I’d love to hear your experiences and thoughts:

Have you noticed a difference in ride quality or maintenance standards between traditional brands and newer/budget brands in your area?

What brands or models have you found to be the most reliable (or problematic) in everyday residential or commercial use?

Looking forward to hearing your insights!

| Rank | Company | Headquarter | Approx. Annual Revenue (USD) | Key Financial & Business Highlights |
| :---: | :--- | :---: | :---: | :--- |
| **— THE BIG 4 OLIGOPOLY (Controls over 70% of global industry profits) —** | | | | |
| **1** | **Otis Worldwide** | 🇺🇸 USA | **~$14.4 Billion** | World #1 in profitability. High-margin service & maintenance accounts for ~91% of operating profit. |
| **2** | **Schindler Group** | 🇨🇭 Switzerland | **~$13.3 Billion** | European giant with massive global footprint and strong margins in transit & high-rise dispatch. |
| **3** | **KONE Corporation** | 🇫🇮 Finland | **~$12.2 Billion** | Industry leader in operating efficiency, MRL technology, and large-scale modernization portfolios. |
| **4** | **TK Elevator (TKE)** | 🇩🇪 Germany | **~$9.9 Billion** | Formerly Thyssenkrupp Elevator; highly profitable global operator following private equity spinoff. |
| **— MAJOR REGIONAL GIANTS & OEM SPECIALISTS —** | | | | |
| **5** | **Mitsubishi Electric (Building Systems)** | 🇯🇵 Japan | **~$4.2 Billion** | High-margin leader in ultra-high-speed, premium, and luxury high-rise vertical transportation. |
| **6** | **Hitachi Building Systems** | 🇯🇵 Japan | **~$3.0 Billion** | Powerhouse across Asia/China, dominating major public transit infrastructure and high-speed lifts. |
| **7** | **Hyundai Elevator** | 🇰🇷 South Korea | **~$1.7 Billion** | Domestic market leader in South Korea with growing export profits across East/Southeast Asia. |
| **8** | **Fujitec** | 🇯🇵 Japan | **~$1.6 Billion** | Pure-play elevator specialist with stable global profitability in commercial/residential sectors. |
| **9** | **Toshiba Elevator** | 🇯🇵 Japan | **~$1.2 Billion** | Renowned for double-deck and ultra-fast high-rise commercial systems in East Asia. |
| **10** | **CANNY Elevator** | 🇨🇳 China | **~$550 Million** | Top publicly listed domestic manufacturer in China, leading regional public transit escalators. |
| **11** | **SJEC Corporation** | 🇨🇳 China | **~$450–500 Million** | Major Chinese manufacturer producing heavy-duty transit elevators and escalators globally. |
| **12** | **IFE Elevators Co. Ltd. A [China: Shenzhen] (002774.SZ)** | 🇨🇳 China | **~$350–400 Million** | Major residential & commercial supplier operating across China, SE Asia, and South America. |
| **13** | **Kleemann** | 🇬🇷 Greece | **~$250–300 Million** | One of Europe's largest specialized lift exporters with presence in 100+ countries. |
| **14** | **Dungee Elevator (Dazen / Ningbo)** | 🇨🇳 China | **~$200–250 Million** | Rapidly growing export manufacturer supplying OEM parts and complete lift packages worldwide. |
| **15** | **EITA Resources** | 🇲🇾 Malaysia | **~$80–100 Million** | Leading SE Asian regional manufacturer (EITA-Schneider JV) with major transit contracts. |
| **16** | **Stannah Lifts** | 🇬🇧 UK | **~$300–350 Million** | World leader in high-margin specialized residential stairlifts, homelifts, and platform lifts. |
| **17** | **Wittur Group** | 🇩🇪 Germany | **~$900M–1.0 Billion** *(Components)* | Global leader in elevator safety gear, doors, and motors; primary supplier to smaller OEMs. |
| **18** | **Montanari Giulio** | 🇮🇹 Italy | **~$150–200 Million** *(Gearboxes)* | Premier global manufacturer of heavy-duty elevator traction machines and gearboxes. |
| **19** | **Doppelmayr Group** | 🇦🇹 Austria | **~$1.0 Billion** | Global leader in cable cars, incline elevators, and automated urban people movers. |
| **20** | **Delta Elevator** | 🇨🇦 Canada | **~$100 Million** | Top North American independent manufacturer specializing in custom commercial & industrial lifts. |

MCA Melaka only 2 seats received

plouffle0789 — Sun, 25 Oct 2026 00:17:33 +0800

He said from 11.00

MCA cannot always tolerate wor

[QUOTE]

MCA Decision on Melaka State Election Pending Negotiations: Wee Ka Siong Says "Let's See Over the Next Few Days"

Melaka State Election | MCA | Wee Ka Siong | Barisan Nasional (BN)

(Melaka, 24th) – MCA President Datuk Seri Wee Ka Siong remained reserved, stating that regarding whether MCA will participate in the upcoming Melaka State Election, the party will look at the progress of negotiations over the next few days.

Regarding whether MCA has decided not to contest in the state election, Wee Ka Siong said: "There is still one week left before the nomination date on October 31st. We hope things can be rectified."
"Our two incumbent Melaka state assemblymen are also mentally prepared."

"Johor and Negeri Sembilan do not have such issues. We negotiated smoothly and cooperated with each other—that is the true spirit of Barisan Nasional. I believe we can follow the example of Johor and Negeri Sembilan, where everyone works together to win the state's political landscape."

He emphasized that MCA did not boycott the Barisan Nasional campaign launch held in Melaka tonight; rather, because some individuals went back on their word, MCA decided that it would no longer tolerate it in silence.

Speaking at a press conference after leading central and Melaka state MCA leaders in walking out, he stated that MCA is a long-standing ally of BN over many decades.

If decisions were made together through mutual consultation and discussion, everyone would share the responsibility.

"However, the Melaka state leaders did not know, and the central party leadership did not know either. We were not here to boycott—we had already arrived at the venue.

Yet, what happened on-site was completely different from what was previously discussed."
"Out of party dignity, we left collectively. This is the voice of MCA, representing the decision of the entire party. Everyone feels unsettled that such an incident occurred."

Wee Ka Siong, who is also a Vice Chairman of BN, said that BN made decisions today but repeatedly changed them, leaving people in an awkward and difficult position.

"Everyone rushed to the venue hoping to boost the morale of our grassroots and Barisan Nasional. But no one expected this situation to happen. We are truly deeply disappointed."

"MCA hasn't even submitted its candidate list yet, and you're already asking me to hand over our seats to someone else.

As the President of MCA, I must defend the rights of the party. Matters regarding candidates must at least have our consent and be discussed together—that is what a true coalition is."

In addition, MCA Vice President and Melaka MCA State Liaison Committee Chairman Datuk Wira Lim Ban Hong reiterated that all six Melaka MCA divisions and the state party comrades fully support the President.

"Regarding seat negotiations, we are led by the MCA President, and our decisions and stance remain unanimous."

Those present included MCA Deputy President Datuk Dr. Mah Hang Soon alongside other Melaka MCA leaders.

MCA stages walkout from BN candidate announcement over seat allocations

Party president Wee Ka Siong says seats MCA previously contested were allocated to other parties without proper consultation.

WEE KA SIONG - PRESIDENT MCA

MCA president Wee Ka Siong said the party had met BN’s other component parties only once in Melaka before negotiations concluded.

UOB group have 7 listed companies !

plouffle0789 — Thu, 22 Oct 2026 21:11:18 +0800

Anyone heard Ko-Khawan before?

plouffle0789 — Thu, 22 Oct 2026 05:10:50 +0800

1. General & Regulatory Information

https://kokhawan.com/corporate-information/

https://www.thestar.com.my/business/busines...s-sukuk-tranche

Like mbsb bank?

MBSB BERHAD(MALAYSIA BUILDING SOCIETY BERHAD)

(197001000172 / **** 9417-K ***** )

(Incorporated in Malaysia)

Full Name: Koperasi Khazanah Usahawan (Ko-Khawan) Berhad

Registration Date: 26/03/2024
SKM Registration No.: 202471601320

Regulatory Body: Regulated under the Co-operative Societies Act 1993 by Suruhanjaya Koperasi Malaysia (SKM).

e-SPGA (Sistem Potongan Gaji ANGKASA Online)
│
├── Managed by: BPKP, ANGKASA
├── Core Role: Centralized Automated Salary Deduction Clearing Platform
└── Connected to: Accountant General’s Department (JANM) / Respective Treasury Depts

ANGKASA (Angkatan Koperasi Kebangsaan Malaysia Berhad)
│
├── Official apex movement for all cooperatives in Malaysia
└── Operates "Biro Perkhidmatan Angkasa" (BPA)
└── e-SPGA System (Sistem Potongan Gaji ANGKASA)
└── Direct payroll deduction via Accountant General's Dept (JANM)

Angkatan Koperasi Kebangsaan Malaysia Berhad
(National Cooperative Movement of Malaysia)

2. Business Model & Core Offerings

Ko-Khawan operates primarily as a credit, financing, and wealth development cooperative serving Malaysian civil servants (penjawat awam).

Personal Financing Facilities: Offers fixed-rate credit facilities extending up to 10 years.
Automatic Salary Deduction: Repayments are deducted directly via Biro Angkasa (SPGA).
Savings & Capital Plans: Offers structured cooperative saving/investment returns for depositor members.

3. Civil Servant Focus & Joint Applications
Joint Financing / Borrowing Options:

Joint Application (Permohonan Bersama): Eligible government servants (e.g., spouses, family members who are also civil servants) can combine income or co-apply for financing facilities.
Benefits of Joint Borrowing:
Higher Financing Margin: Combining salaries allows borrowing a larger total amount.

Salary Deduction Management: Both applicants' repayments are scheduled through ANGKASA direct payroll deductions.

Lower Risk Profile: Joint civil servant incomes improve debt-service capacity within regulatory guidelines (subject to the maximum 60% total deduction threshold under government rules).

4. Strategic Partnerships & Joint Ventures (JV)

ANGKASA (BPA): Direct operational partnership to execute automated monthly salary deductions.

Financial & Business Partners: Joint ventures with corporate partners, funding institutions, and legal firms (e.g., Commerze Capital Sdn Bhd, Kan & Partners) to manage credit operations, fund allocations, and capital structure expansion.

5. What is ANGKASA?

ANGKASA (Angkatan Koperasi Kebangsaan Malaysia Berhad) is the national apex body representing all registered cooperatives in Malaysia.
Biro Perkhidmatan Angkasa (BPA): Manages the official payroll deduction system (SPGA) linked to the Accountant General’s Department (Jabatan Akauntan Negara Malaysia).

Role in Ko-Khawan: Automatically deducts loan installments directly from government employees' payslips, removing payment delay risks and allowing Ko-Khawan to offer fixed, reliable financing terms.

Anyone a fan of Subway Malaysia in 2026?

plouffle0789 — Thu, 15 Oct 2026 14:29:33 +0800

1. Number of Outlets in Malaysia

Current Count: 400 outlets nationwide.

Milestone: Subway Malaysia officially launched its 400th outlet at MRT Bukit Bintang Station.

Growth Goal: Under the master franchise partner, Subway is actively expanding towards a target of 500+ restaurants across Peninsular Malaysia.

✅ Subway Malaysia – Before Pegacorn Sdn Bhd

| Company Information Field | Details |
| **Company Name** | PEGACORN SDN. BHD. |
| **Old SSM Registration No.** | 1338593X |
| **New SSM Registration No.** | 201901029264 |
| **Registration Authority** | Suruhanjaya Syarikat Malaysia (SSM) / Companies Commission of Malaysia (CCM) |
| **Incorporation Date** | 16 August 2019 |
| **Years of Establishment** | ~7 Years |
| **Registered Address / HQ** | Level 11, One City Office Tower, Sky Park One City, Jalan USJ 25/1, 47650 Subang Jaya, Selangor, Malaysia |
| **Primary Business Activities** | Developing and servicing a chain of franchised restaurants, providing training and development programs (workshops, seminars), and offering business management & F&B consultancy services. |
| **Key Master Franchise Role** | Exclusive Master Franchisee for Subway in Peninsular Malaysia (Pegacorn / Pegacorn Restaurants Sdn. Bhd.) |

📅 First Entry

1999: First outlet opened at Ampang Point, Kuala Lumpur

Grew to about 11 outlets within 2 years

By 2002: Only 1 outlet left (almost collapsed)

❓ Who brought Subway in 1999?

Public sources do not clearly name the original franchisee / person who first brought Subway into Malaysia in 1999.

👑 Key People Before Pegacorn

Dato’ Vincent Choo & Datin Cynthia Cheong
Appointed as Development Agents (master franchisee equivalent) in December 2004

Successfully rebuilt and expanded the brand for 14+ years

Grew from 1 outlet → 50 outlets (around 2010) → 100+ outlets (2012) → 200+ outlets

Company linked to them: Urban Ideas

🔄 Transition to Pegacorn
Pegacorn Sdn Bhd became partner around 2019
Took over as master franchisee from ~2020
Official Master Franchise Agreement signed in May 2022

📌 Summary for Forum

Subway first entered Malaysia in 1999 (Ampang Point).

After almost collapsing in 2002, Dato’ Vincent Choo & Datin Cynthia Cheong took over as Development Agents in Dec 2004 and built it up successfully for over 14 years.
Pegacorn only came in much later (2019/2020).

3. Franchise Investment Cost Breakdown (By Location Type)

Initial Franchise Fee: ~USD $10,000 (Approx. MYR 43,000 – MYR 45,000)

Estimated Total Setup Cost by Format:

• Kiosk / Food Court / LRT / MRT Station (30 – 40 m²): RM 520,000 – RM 550,000

• School / Hospital / Non-Traditional (30 – 50 m²): RM 550,000 – RM 650,000

• Shopping Mall / Shophouse / Street Level (50 – 80 m²): RM 660,000 – RM 750,000

• Drive-Thru / Standalone Building (100 – 120 m²): RM 900,000 – RM 1,000,000+

Cost Breakdown Includes:
• Renovation & Leasehold Improvements: ~30% – 35%
• Kitchen Equipment & POS Systems: ~30% – 40%
• Initial Inventory, Signage & Licenses: ~10% – 15%
• Working Capital & Security Deposits: ~10%

Ongoing Fees:
• Royalty Fee: 8% of gross sales
• National Advertising Fund Fee: 4.5% of gross sales

4. Accepted Payment Methods at Subway Malaysia

• Cash: Ringgit Malaysia (MYR)
• Credit & Debit Cards: Visa, Mastercard, MyDebit
• E-Wallets:
- Touch 'n Go eWallet
- GrabPay
- ShopeePay
- Boost
- MAE (Maybank QRPay)
- DuitNow QR

Sell & Split, Buyout, or Co-Own? Navigate inherit

plouffle0789 — Thu, 15 Oct 2026 05:27:26 +0800

Hi everyone,

Seeking advice or real-life experiences from anyone who has navigated a similar family situation.

The house like this

But we got paint...

I and my siblings has lived in our family home since we was born—over 35 years now.

I am considering purchasing a medium-low-cost property of approximately 770 sq. ft. as an investment to collect rental income.

At the same time, my current home is spacious and in a great location, so my plan is to continue living here from now in my 30s through my retirement and for the rest of my life.

In the unfortunate event that my father passes away without leaving a will, his estate must be distributed in accordance with Malaysian law, and the property will be jointly inherited by the 6 legal heirs.

| Beneficiary Category | Relationship / Identity | Legal Share | Individual Share |
| **Spouse** | Wife (Your Mother) | **25%** (1/4) | 25.0% |
| **Parent** | Grandmother (Father's Mother) | **25%** (1/4) | 25.0% |
| **Children** | 4 Siblings (Total) | **50%** (1/2) | **12.5% each** (1/8) |
| **Total** | **All Entitled Beneficiaries** | **100%** | **Fully Distributed** |

It’s a single-storey corner lot house with a mezzanine floor (approx. 3,200 sq ft, 5 bedrooms, 3 bathrooms) with high sentimental value.

Current Situation:

- There are 4 adult children (ages 35, 34, 29, and 27).

- My father HAS NOT WRITTEN A WILL yet.

- We want to plan ahead legally and peacefully to prevent future family misunderstandings.

Because it is a physical home, dividing it four ways practically is tricky.

We are weighing our main options:

1. Will / Trust: Leaving equal 1/4 co-ownership shares to all 4 siblings.

2. Sell & Split: Writing a will to sell the home eventually and divide cash 4 ways.

3. Rental / Shared Asset: Keeping the home to share rental income or family usage.

Questions for Forum Members:

- How did your family handle the balance between emotional value vs. practical fairness among multiple adult siblings?

- Is joint co-ownership between 4 adult siblings usually difficult to manage?

All 4 children legally enjoy completely equal rights of occupation/residence and rights of income (such as rental income).

Drawbacks & Restrictions (Cons / Limitations)

Cons / Disadvantages: Restrictions on sale and disposition.

If the property is to be sold, mortgaged/refinanced, or undergo major renovations in the future, all 4 individuals must sign and give their unanimous consent.

If even 1 person disagrees, the transaction or process cannot proceed smoothly.

- Any gentle ways to start the conversation with our father to get a proper will written?

Thanks in advance for any advice or shared experiences!

================================================================================
PROPERTY & FAMILY SUMMARY OVERVIEW
================================================================================

+-----------------------+-------------------------------------------------------+
| Feature | Details |
+-----------------------+-------------------------------------------------------+
| Property Type | Single-storey corner lot with mezzanine floor (2nd lvl)|
| Property Layout | 5 Bedrooms, 3 Bathrooms |
| Built-up / Land Size | Approx. 3,200 sq ft |
| Father's Residency | Lived in property since birth (35+ years) |
| Legal Will Status | No will written currently (Intestate) |
| Children | 4 adult kids (Ages: 36,34, 29, 27) |
+-----------------------+-------------------------------------------------------+

================================================================================
LEGAL & PRACTICAL SOLUTIONS BREAKDOWN
================================================================================

+--------------------------+----------------------------------------------------+----------------------------------------------------+----------------------------------------------------+
| Solution Strategy | Description | Pros | Cons / Challenges |
+--------------------------+----------------------------------------------------+----------------------------------------------------+----------------------------------------------------+
| 1. Write Will | Father specifies selling property upon passing | - Equal financial distribution | - Emotional loss of family childhood home |
| (Sell & Split) | and dividing proceeds equally (25% each). | - Cleanest break for all 4 kids | |
+--------------------------+----------------------------------------------------+----------------------------------------------------+----------------------------------------------------+
| 2. Sibling Buyout | One sibling buys out the remaining 3 siblings' | - Home stays in the family | - Buying sibling needs large amount of cash |
| Clause | shares at fair market value. | - Other 3 siblings get their cash share | or a bank loan |
+--------------------------+----------------------------------------------------+----------------------------------------------------+----------------------------------------------------+
| 3. Joint Co-Ownership | All 4 children's names added to property title | - Everyone retains ownership of family home | - Potential disputes over maintenance fees, |
| | deed equally. | | taxes, and living rights |
+--------------------------+----------------------------------------------------+----------------------------------------------------+----------------------------------------------------+
| 4. Renting Out | Rent the 3,200 sq ft house to external tenants | - Generates passive monthly income for all 4 kids | - Landlord responsibilities and repairs needed |
| | and split monthly rent 4 ways. | | |
+--------------------------+----------------------------------------------------+----------------------------------------------------+----------------------------------------------------+
| 5. No Will | Government intestacy laws decide how property | - None (Default state law applies) | - Long legal delays, administrative fees, |
| (Dying Intestate) | is distributed automatically. | | and high risk of family conflict |
+--------------------------+----------------------------------------------------+----------------------------------------------------+----------------------------------------------------+

Pecca group bhd house huge land !

plouffle0789 — Wed, 14 Oct 2026 04:54:29 +0800

https://www.tatlerasia.com/homes/home-tours...10-architecture

So big house

4 storey

Karaoke cinema room

Huge garden

10 luxury cars at the indoor car park

https://www.optionstheedge.com/topic/people...h-pivoting-peak

We are exploring our options, but we will only move forward if the right person comes along. As the second generation, we are already very hands-on with operations and all the projects,” he adds.

Despite the normalisation of Malaysia’s car sales this year, he highlights that Perusahaan Otomobil Kedua Sdn Bhd’s (Perodua) relatively stable performance has helped to mitigate the overall impact on Pecca.

Perodua contributes to half of Pecca’s OEM sales.

Its other key OEM customers are

Proton Holdings Bhd, Toyota, Nissan and Mitsubishi.

“The normalisation in TIV (total industry volume) is a healthy kind of cycle after the surge in demand last year. Furthermore, Perodua hasn’t launched any new models this year, but new releases, including an EV (electric vehicle) model, are expected next year. So we foresee an increase in TIV in 2026,” he notes.

For the first nine months of 2025, Malaysia’s total industry sales fell 3% to 579,336 units from 595,883 units a year earlier, according to the Malaysian Automotive Association (MAA)

. Perodua’s sales slipped 2% to 255,094 units in the same period. MAA has forecast total sales of 780,000 units for 2025.

Despite softer revenue, Pecca posted a record net profit for the financial year ended June 2025 (FY2025), up 3.8% to RM57.1 million from RM55 million in FY2024. The improved performance was driven by better production cost efficiency and strict cost controls on selling, distribution and administrative expenses.

Revenue declined 7.4% to RM224.5 million from RM242.42 million due to normalised order flows, but net profit margin rose to 25.4%, from 22.7% in FY2024.

Looking ahead to FY2026, Kelly remains optimistic about Pecca’s prospects, citing higher-margin contributions from the automotive and locomotive segments.

For FY2025, Pecca declared a five sen per share dividend, down from 6.5 sen in the previous year. This represents a lower payout ratio of 63.8%, compared with 88% previously, but still exceeds its minimum 40% payout policy, offering a dividend yield of about 3.7%.

As at end-June 2025, Pecca maintained a strong net cash position of close to RM100 million, or 13.8 sen per share, supported by RM104.91 million in cash and cash equivalents against RM5.38 million in borrowings.

Allocation of RM40 million-RM50 million for new plant
To support its new seat assembly business, Hugo says a new manufacturing facility will be set up on its recently acquired land in Bandar Serendah, Rawang, Selangor.

The group has allocated RM40 million to RM50 million in capital expenditure (capex) for the project, with the first phase of operations expected to commence by the second quarter of 2026.

While the OEM segment was Pecca’s largest revenue contributor in FY2025, accounting for 83.1% of total sales, the group is looking to further expand its aviation business, targeting double-digit revenue growth for the segment.

In 2023, Pecca obtained certification from the European Union Aviation Safety Agency, allowing it to provide refurbishment services and supply upholstery seat covers for European-registered aircraft, in addition to Malaysia-registered aircraft. Notably, Pecca is one of only three companies in Southeast Asia to hold this licence.

“Last year, we began promoting ourselves more actively by participating in international air shows to raise our global profile. This year, we have been approached by several international carriers such as Singapore Airlines, Myanmar National Airlines and Maldivian,” says Hugo.

Pecca’s existing commercial airline clients include Malaysia Airlines, AirAsia and Batik Air.

Beyond seat covers, he says the group is setting its sights on bagging other kind of contracts within the aviation segment, such as seat structure work.

“In the aviation and locomotive sectors, clients appoint us as their main contractors for entertainment systems, lighting and plastics. This is a very good challenge for us,” he adds.

To undertake these jobs, Hugo says Pecca has been actively pursuing mergers and acquisitions, strategic alliances and partnerships with other suppliers.

Recently, Pecca signed a memorandum of understanding with Betamek Bhd (KL:BETA) to jointly develop advanced entertainment systems for both in-flight and in-train use.

Under the MoU, Betamek will take the lead on the technical side, focusing on the development of the core digital components, while Pecca will focus on the physical integration and compliance aspects.

Meanwhile, Hugo says the group is targeting to generate more sales from Europe for the replacement equipment manufacturer (REM) segment, whose current biggest exports include Singapore, the Netherlands and the US.

In Indonesia, Pecca is seeking to replicate its Malaysian success through its subsidiary PT Pecca Gemilang Indonesia, which is involved in the upholstery leather wrapping and seat covers business for the automotive industry.

“Although Indonesia’s TIV has declined, we are already in talks with new clients such as Honda, Toyota and BYD there. The Indonesian market may not be very exciting, but we expect to see a healthy increase in sales,” he adds.

Pecca’s shares trade at a 12-month forward price-earnings ratio of 16.3 times. The stock is currently covered by UOB Kay Hian Research, which has a target price of RM1.53, representing an upside potential of 13% from its closing price of RM1.35 last Thursday that valued the group at RM978 million. Since hitting a high of RM1.70 in July, the stock has fallen 21%.

Pecca employs about 800 people, comprising 600 foreign workers and 200 locals.

EU to limit Chinese hybrid vehicle imports to

plouffle0789 — Mon, 12 Oct 2026 20:21:46 +0800

EU to limit Chinese hybrid vehicle imports to 350,000 a year

Brussels uses WTO rules to quickly impose quota, which will halve Chinese market share to 3%

The EU is to limit the number of hybrid electric vehicles imported from China to 350,000 cars a year, the European Commission has confirmed.

Imports have been soaring in the past two years; about 800,000 battery and plug-in hybrids are likely to be sold this year.

The EU expects that the quota, which will come into force in December, will halve China’s market share, which now stands at 6% in a landmark four-year agreement made in Beijing last week.

The annual limit on imports of hybrids will be taken under the World Trade Organization safeguard measures, which mean it can be implemented swiftly without the type of investigations needed in anti-dumping measures.

Jaguar targets young Americans with Type 01 EV – but it’s too long for UK parking spaces

Read more

Any cars imported above the quota level will not be subject to tariffs, but will remain blocked in customs at docks in Europe.

Chinese vehicles assembled within the EU, such as those made in Hungary or, in future, Spain, will not be subject to the quota, officials have confirmed, but EU companies making cars in China will.

China’s exports of hybrids to the EU tripled to €6.7bn (£5.7bn) in the first half of this year, from €2.2bn a year earlier, according to Chinese customs data.

As part of the deal, China has also agreed to drop some tariffs on auto parts and cut duties by half on footwear, olive oil and ice-cream from the EU.

Officials stressed that the quota is fully supported by China, and further dialogue on cars and other imports including chemicals, renewable energy and furniture is continuing.

“We will continue the dialogue on some products … this is by no means the end of the story,” an official said.

Last month, the EU called for feedback on a new rule that could oblige companies to diversify their supply chains while the“Made in Europe” legislation would do the same in public procurement.

On Thursday, EU leaders will discuss a French-German proposal for a “kill switch” or new instrument that would allow Brussels to block access to the single market for certain goods in the event of any harmful development, such as a ban on rare earths crucial for the tech and automotive industries.

The deal on hybrid EVs comes amid mounting concern over the £1bn-a-day trade deficit the EU is now running with China.

Up until recently, the EU’s strategy for tackling what it says is an “unsustainable” trade imbalance has been to seek to increase exports to China.

Sources said there has been “a paradigm shift” with concerns of deindustrialisation and job losses in the industrial heartlands forcing a renewed focus on curbing imports rather than increasing exports.

“We are closely surveilling, our imports. We know what’s coming in. We know where there’s a surge, and we know what hits the hardest in terms of our deindustrialisation,” said an official.

Andrew Small, the director of the Asia programme at the European Council for Foreign Relations, said China was likely to “suck the EU into drawn-out negotiations” on other sectors but the mood had changed in the EU.

“I think if China had offered a deal like this earlier in the year, say in spring, it would have been much easier to take the heat out. My sense is that things have now moved somewhat too far politically,” he said.

| No. | Automaker / Group | Primary Brands / Joint Ventures | HQ City (China/Global) | Headquarters Address | Main Manufacturing Base Addresses in China |
| :-: | :--- | :--- | :--- | :--- | :--- |
| **1** | **Volkswagen Group (大众集团)** | VW, Audi | Shanghai / Changchun | • **SAIC VW:** No. 1199 Yandao Road, Anting, Jiading District, Shanghai • **FAW-VW:** No. 9753 Automobile Road, Changchun Auto ETDZ, Changchun, Jilin | • **Anting, Shanghai:** SAIC VW Plant & MEB EV Factory, Jiading, Shanghai • **Changchun, Jilin:** FAW-VW Plant & Audi FAW NEV Factory, Changchun • **Foshan, Guangdong:** FAW-VW MEB Plant, Nanhai District, Foshan • **Hefei, Anhui:** VW Anhui Smart EV Plant, Economic & Tech Dev Zone, Hefei |
| **2** | **Audi (奥迪)** | FAW-Audi, SAIC-Audi, Audi FAW NEV | Changchun, Jilin | No. 9753 Automobile Road, Changchun Auto Economic & Tech Development Zone, Changchun, Jilin | • **Changchun, Jilin:** Audi FAW NEV Factory (PPE Platform EV Base), Changchun • **Foshan, Guangdong:** FAW-VW Plant (Producing Audi Q4 e-tron), Nanhai District, Foshan |
| **3** | **BMW Group (宝马)** | BMW, MINI | Shenyang, Liaoning | No. 1 BMW Avenue, Shenyang Economic & Tech Development Area (Tiexi), Shenyang, Liaoning | • **Shenyang (Tiexi Plant):** No. 1 BMW Avenue, Tiexi District, Shenyang, Liaoning • **Shenyang (Dadong Plant):** No. 15 Dongling Road, Dadong District, Shenyang, Liaoning • **Zhangjiagang (MINI Spotlight Automotive JV):** Economic & Tech Dev Zone, Zhangjiagang, Jiangsu |
| **4** | **MINI (迷你)** | MINI (Spotlight Automotive JV with Geely/GWM) | Zhangjiagang, Jiangsu | Spotlight Automotive Co., Ltd., Economic & Tech Development Zone, Zhangjiagang, Jiangsu | • **Zhangjiagang, Jiangsu:** Spotlight Automotive Manufacturing Plant (Global production base for Electric MINI Cooper & Aceman), Zhangjiagang, Jiangsu |
| **5** | **Mercedes-Benz Group (奔驰)** | Mercedes-Benz, smart (JV) | Beijing | Beijing Benz, No. 9 Bojin Road, Beijing Economic-Technological Development Area (BDA / Yizhuang), Daxing District, Beijing | • **Beijing (Yizhuang Base):** No. 9 Bojin Road, BDA, Daxing District, Beijing • **Beijing (Shunyi Base):** Shunyi District Industrial Park, Beijing • **Ningbo, Zhejiang (smart JV):** Hangzhou Bay New Zone, Ningbo, Zhejiang |
| **6** | **Volvo Cars (沃尔沃)** | Volvo Cars (Geely Subsidiary) | Shanghai (China HQ) | Volvo Cars China HQ, No. 1888 West Tianshan Road, Changning District, Shanghai | • **Chengdu, Sichuan:** No. 368 Car City 7th Road (E), Longquanyi District, Chengdu • **Daqing, Heilongjiang:** High-tech Industrial Development Zone, Daqing, Heilongjiang • **Taizhou, Zhejiang:** Luqiao District, Taizhou, Zhejiang |
| **7** | **Jaguar Land Rover (捷豹路虎)** | CJLR (Chery Jaguar Land Rover JV) | Changshu, Jiangsu | Chery Jaguar Land Rover Co., Ltd., No. 8 Changshun Road, Changshu Economic Development Zone, Changshu, Jiangsu | • **Changshu, Jiangsu:** No. 8 Changshun Road, Changshu Economic Development Zone, Changshu, Jiangsu *(CJLR Manufacturing Plant)* |
| **8** | **Bentley (宾利)** | Bentley Motors | Crewe, UK / Beijing (China Sales) | *Imports Only.* VW Group China HQ, No. 3A Xiaguangli, Chaoyang District, Beijing | • *No vehicle assembly in China.* All Bentley vehicles are handcrafted and imported directly from Crewe, United Kingdom. |
| **9** | **Rolls-Royce (劳斯莱斯)** | Rolls-Royce Motor Cars | Goodwood, UK / Beijing (China Sales) | *Imports Only.* BMW Group China HQ, Gateway Tower, No. 18 East Third Ring Road, Chaoyang District, Beijing | • *No vehicle assembly in China.* All Rolls-Royce vehicles are handcrafted and imported directly from Goodwood, United Kingdom. |
| **10** | **BYD Company Limited** | BYD (Dynasty/Ocean), Denza, Yangwang, Fangchengbao | Shenzhen, Guangdong | No. 3009 BYD Road, Pingshan District, Shenzhen, Guangdong | • **Shenzhen:** Pingshan District, Shenzhen • **Xi'an:** High-tech Zone, Xi'an, Shaanxi • **Changsha:** Yuhua District, Changsha, Hunan • **Hefei:** Changfeng County, Hefei, Anhui • **Zhengzhou:** Airport Economy Zone, Zhengzhou, Henan |
| **11** | **Geely Holding Group** | Geely Galaxy, Geometry, Lynk & Co, Volvo, Polestar, Lotus, smart | Hangzhou, Zhejiang | No. 1760 Jiangling Road, Binjiang District, Hangzhou, Zhejiang | • **Ningbo:** Hangzhou Bay New Zone, Ningbo, Zhejiang • **Taizhou:** Luqiao District, Taizhou, Zhejiang • **Chengdu:** Longquanyi District, Chengdu, Sichuan • **Baoji:** High-tech Zone, Baoji, Shaanxi |
| **12** | **Zeekr Intelligent Tech** *(Geely)* | Zeekr (001, 007, 009, X, Mix) | Hangzhou, Zhejiang | No. 262 Nanshan Road, Shangcheng District, Hangzhou, Zhejiang | • **Zeekr Factory:** Hangzhou Bay New Zone, Cixi, Ningbo, Zhejiang |
| **13** | **Toyota (丰田)** | GAC Toyota, FAW Toyota | Guangzhou / Tianjin | • **GAC Toyota:** Huangge Town, Nansha District, Guangzhou, Guangdong • **FAW Toyota:** TEDA Microelectronics Area, Binhai New Area, Tianjin | • **Guangzhou:** Huangge Town, Nansha District, Guangzhou, Guangdong • **Tianjin:** TEDA, Binhai New Area, Tianjin • **Chengdu:** Longquanyi District, Chengdu, Sichuan • **Changchun:** Changchun Auto Development Zone, Jilin |
| **14** | **Honda (本田)** | GAC Honda, Dongfeng Honda | Guangzhou / Wuhan | • **GAC Honda:** No. 111 Huangpu Guangkong Road, Huangpu District, Guangzhou, Guangdong • **Dongfeng Honda:** No. 208 Sanjiang Kou Road, WEDZ, Wuhan, Hubei | • **Guangzhou:** Huangpu, Zengcheng & Nansha Plants, Guangzhou, Guangdong • **Wuhan:** Plants 1, 2, 3 & EV Plant, WEDZ, Wuhan, Hubei |
| **15** | **Nissan (日产)** | Dongfeng Nissan | Guangzhou, Guangdong | No. 8 Middle Chuangye Road, Huadu District, Guangzhou, Guangdong | • **Guangzhou:** Huadu Auto City, Guangzhou, Guangdong • **Zhengzhou:** Economic & Tech Development Zone, Zhengzhou, Henan • **Xiangyang:** High-tech Development Zone, Xiangyang, Hubei • **Dalian:** Jinzhou District, Dalian, Liaoning |
| **16** | **Hyundai Motor Group (现代)** | Beijing Hyundai | Beijing | No. 18 Shunren Road, Renhe Town, Shunyi District, Beijing | • **Beijing:** Shunyi District (Plants 1, 2 & 3), Beijing • **Cangzhou:** Economy & Tech Development Zone, Cangzhou, Hebei |
| **17** | **Kia Corporation (起亚)** | Yueda Kia | Yancheng, Jiangsu | No. 188 Route 1, Yancheng Economic & Tech Development Zone, Yancheng, Jiangsu | • **Yancheng:** Plants 1, 2 & 3, Tinghu District / ETDZ, Yancheng, Jiangsu *(Key global export hub for Kia)* |
| **18** | **Mazda (马自达)** | Changan Mazda | Nanjing, Jiangsu | No. 68 Changda Road, Jiangning Economic & Tech Development Zone, Nanjing, Jiangsu | • **Nanjing:** No. 68 Changda Road, Jiangning District, Nanjing, Jiangsu |
| **19** | **Mitsubishi Motors (三菱)** | GAC Mitsubishi *(Asset Restructured to GAC Aion)* | Changsha, Hunan | No. 21 Dayuan Road, Xingsha / Langli Street, Changsha ETDZ, Changsha, Hunan | • **Changsha Base:** Xingsha Development Zone, Changsha, Hunan *(Now converted to EV production)* |
| **20** | **Suzuki (铃木)** | Changan Suzuki *(Restructured / Heritage Plant)* | Chongqing | Baishiyi Industrial Park, Jiulongpo District, Chongqing | • **Chongqing:** Jiulongpo District, Chongqing *(Acquired by Changan; produces domestic models)* |
| **21** | **Isuzu (五十铃)** | Qingling Motors (庆铃汽车), Jiangxi Isuzu | Chongqing / Nanchang | • **Qingling Isuzu:** No. 1 Xiejiawan Zhengjie, Jiulongpo District, Chongqing • **Jiangxi Isuzu:** No. 88 Changbei Sanjiadian Road, Nanchang, Jiangxi | • **Chongqing:** Baishiyi High-tech Zone / Jiulongpo, Chongqing • **Nanchang:** Economic & Tech Development Zone, Nanchang, Jiangxi |
| **22** | **Subaru (斯巴鲁)** | Independent Imports / Joint Sourcing | Beijing (China Sales HQ) | No. 16 East Third Ring North Road, Chaoyang District, Beijing | • *No mass domestic vehicle assembly plants in China.* (Vehicles imported directly from Gunma Plant, Japan). |
| **23** | **XPeng Inc.** | XPeng, MONA | Guangzhou, Guangdong | No. 8 Songgang Road, Changxing Street, Tianhe District, Guangzhou, Guangdong | • **Guangzhou:** No. 8 Songgang Road, Tianhe District, Guangzhou, Guangdong • **Zhaoqing:** High-Tech Industrial Development Zone, Zhaoqing, Guangdong • **Wuhan:** Economic & Tech Development Zone, Wuhan, Hubei |
| **24** | **NIO Inc.** | NIO, Onvo (乐道), Firefly (萤火虫) | Shanghai | Building 20, No. 56 Antuo Road, Jiading District, Shanghai | • **F1 Plant:** NeoPark, Economic & Tech Development Zone, Hefei, Anhui • **F2 Plant:** Xinqiao Industrial Park, Hefei, Anhui |
| **25** | **Li Auto** | Li Auto (L6, L7, L8, L9, MEGA) | Beijing | Building 3, No. 1 North Yard, Lize East Road, Chaoyang District, Beijing | • **Changzhou:** Wujin District, Changzhou, Jiangsu • **Beijing:** Shunyi District, Beijing |
| **26** | **Leapmotor** | Leapmotor (C10, C11, C16, T03) | Hangzhou, Zhejiang | No. 451 Wuen Road, Binjiang District, Hangzhou, Zhejiang | • **Jinhua:** Jinhua Economic & Tech Development Zone, Jinhua, Zhejiang |
| **27** | **SAIC Motor** | MG, IM Motors (智己), Rising Auto (飞凡), SAIC-GM-Wuling | Shanghai | No. 489 Weihai Road, Jing'an District, Shanghai | • **Shanghai:** Lingang Special Area / Anting, Jiading, Shanghai • **Nanjing:** Pukou District, Nanjing, Jiangsu • **Zhengzhou:** Economic & Tech Development Zone, Zhengzhou, Henan • **Liuzhou (Wuling):** Hexi Road, Liuzhou, Guangxi |
| **28** | **Changan Automobile** | Deepal (深蓝), Avatr (阿维塔), Changan Nevo (启源) | Chongqing | No. 260 Jianxin East Road, Jiangbei District, Chongqing | • **Chongqing:** Yubei District / Liangjiang New Area, Chongqing • **Nanjing:** Jiangning District, Nanjing, Jiangsu |
| **29** | **Chery Automobile** | Chery NEV, Exeed Sterra (星纪元), iCAR, Luxeed (鸿蒙智行) | Wuhu, Anhui | No. 8 Changchun Road, Economy & Tech Development Zone, Wuhu, Anhui | • **Wuhu:** Chery Industrial Park, Wuhu, Anhui • **Qingdao:** Jimo District, Qingdao, Shandong • **Kaifeng:** Shunhe District, Kaifeng, Henan |
| **30** | **GAC Group / Seres** | GAC Aion, Hyptec, AITO (问界) | Guangzhou / Chongqing | • **GAC:** No. 368 Guangfu Road, Panyu District, Guangzhou, Guangdong • **Seres:** No. 1 Fastening Road, Shapingba District, Chongqing | • **Guangzhou:** Panyu Auto City, Guangzhou, Guangdong • **Chongqing:** Shapingba District & Liangjiang New Area, Chongqing |

🏀 Full 2026 NBA Schedule with Asian timing

plouffle0789 — Thu, 08 Oct 2026 04:20:28 +0800

anyone study yijing?

plouffle0789 — Tue, 06 Oct 2026 09:20:48 +0800

YouTube 短片《蔡志忠人生智慧》分享了七句能讓人豁然開朗的人生智慧，影片連結為：

以下為影片中的七句話與內容總結：

第一句：身體健康就是最大的福

公名利祿皆為外物，唯有身心健康、家人平安，才是人生最堅實的底色。失去健康，再多財富也形同虛設。

第二句：命裡有時終須有，命裡無時莫強求
該努力時全力以赴，該放下時坦然釋懷。世間得失皆有定數，強求只會徒增痛苦。

第三句：世間本無事，庸人自擾之

多數煩惱皆是自心度出的虛妄。他人的閒言或小事本如過眼雲煙，反覆揣摩、自我糾纏才會讓煩惱深根。

第四句：好人品才是一輩子的底牌

人品是生命的根本，弄虛作假或許能得一時之利，唯有誠實守信、寬厚善良才能贏得人心、行穩致遠。

第五句：智者寡言，不爭就是慈悲

真正的智慧從不在口舌之爭。不爭不是懦弱，而是看透了紛爭的無謂，沉默是金、少言是福。

第六句：放過自己，別跟自己較勁

人生本就不完美，接納自己的缺憾、放過自己的過失，就是最好的休息。

第七句：人生本是一場體驗，活好當下才是真

過往不可追，未來不可期，唯有當下的每一呼每一吸才是真實可觸的存在。不念過往、不懼未來，方能不負此生。

YouTube video views will be stored in your YouTube History, and your data will be stored and used by YouTube according to its Terms of Service

The I Ching or Yijing (Chinese: 易經 Mandarin pronunciation:[î tɕíŋ] ⓘ), usually translated as the Book of Changes or Classic of Changes, is an ancient Chinese divination text that is among the oldest of the Chinese classics. The I Ching was originally a divination manual in the Western Zhou period (1000–750 BC).

Over the course of the Warring States and early imperial periods (500–200 BC), it transformed into a cosmological text with a series of philosophical commentaries known as the Ten Wings.[1] After becoming part of the Chinese Five Classics in the 2nd century BC, the I Ching was the basis for divination practice for centuries across the Far East and was the subject of scholarly commentary. Between the 18th and 20th centuries, it took on an influential role in Western understanding of East Asian philosophical thought.[2]

2027 Budget is Coming: What's Your Take on Costs

plouffle0789 — Thu, 01 Oct 2026 20:54:20 +0800

[Discussion] 2027 Budget is Coming: What's Your Take on Costs, Subsidies & M40 Help?

With the 2027 Malaysian Budget just around the corner, Sin Chew recently rolled out an online public pulse survey covering the hot topics we all complain about: rising cost of living, M40 squeeze, subsidy rationalization, and government spending.

Since we can't actually vote directly inside a locked Google Form here, let's turn this into our own Lowyat kopitiam debate.

Take a look at the five key questions below and drop your thoughts

💰 Q1 | What good news do you actually want to see in the 2027 Budget?

(Select what you care about most)

[ ] Cash assistance / Direct aid (e.g., more STR/SARA cash handouts)
[ ] Maintain or increase fuel subsidies (Keep RON95 affordable)
[ ] Lower prices of daily essentials (Tackle inflation on food & goods)
[ ] Home purchase / Rental incentives (Help us buy or rent a roof over our heads)
[ ] Reduce personal income tax (Give working adults some breathing room)
[ ] Education, childcare, and family support (Help with schooling & daycare)
[ ] Medical aid / Healthcare fee waivers (Cheaper meds and hospital care)
[ ] Public transport concessions (Better/cheaper LRT, MRT, buses)

📉 Q2 | How should the government help the squeezed M40 group?

(As usual, T20 gets taxed, B40 gets aid, but M40 pays for everything. How to fix this?)

[ ] Lower income tax brackets
[ ] First-time homebuyer / Mortgage interest reliefs
[ ] Children's education and childcare assistance
[ ] Medical and insurance tax reliefs
[ ] Direct cash assistance / Cost-of-living aid
[ ] Fuel subsidies tailored for middle-income earners
[ ] Honestly, M40 doesn't need special aid—just focus fully on B40.

✂️ Q3 | What should be done with existing subsidies under fiscal pressure?

[ ] Maintain existing subsidies as they are.
[ ] Increase subsidies to further ease the people's burden.
[ ] Targeted approach: Retain only for those truly in need (RON95 target subsidy, etc.).
[ ] Gradually reduce subsidies and channel the savings into public healthcare and education.
[ ] Comprehensive review; stop adding any new subsidies.

🪓 Q4 | Where should the government cut spending the most?
(Where is taxpayer money being wasted?)

[ ] Streamline the bloated civil service and cut overlapping administrative functions.
[ ] Cut non-essential expenditures of government departments and GLCs.
[ ] Make Cabinet members and politicians take a pay cut.
[ ] Review and plug leaks in various subsidy programs.
[ ] Delay or cancel non-essential mega infrastructure/development projects.
[ ] Cut general government administration and operational costs.
[ ] Don't cut spending—just increase government revenue (e.g., targeted taxes)

⚖️ Q5 | The Ultimate Dilemma: Short-Term Relief vs. Long-Term Nation Building

(If the government has limited funds, what should be the top priority?)
[ ] Prioritize easing people's immediate daily living burden (Cash is king right now).
[ ] Balance both and achieve steady equilibrium.
[ ] Prioritize heavy investment in healthcare, education, and public services.
[ ] Prioritize economic growth and creating high-paying jobs.
[ ] Prioritize slashing national debt and fixing the country's fiscal health.

If you were the Finance Minister presenting the 2027 Budget next friday 9 oct 2026, what is the one thing you would do that politicians are too scared to touch?

Let's hear your thoughts below!

Jb commercial property so bad?

plouffle0789 — Tue, 29 Sep 2026 21:08:55 +0800

Mout austin area business so bad?

https://www.orientaldaily.com.my/news/south...26/09/14/847738

RM 28,000 jb town area shoplot rental

Tvb star come to plaza sungei wang !

plouffle0789 — Fri, 25 Sep 2026 18:04:29 +0800

If anyone cannot attend on sep 26,don't worried

November also should have another event

This is last year one

QUOTE

As one of the world's most influential television media outlets, TVB has consistently produced quality dramas over the years. With the new year fast approaching, three TVB artistes will make an appearance at the TVBI 2025 Programme Presentation to share their latest updates.

At the TVBI 2025 Programme Presentation, alongside showcasing innovative programs and television dramas, they will also network and hold exchange meetings with industry professionals to explore and understand the latest trends and seek out further collaboration opportunities.

There will be only one fan meeting in each location, where fans can participate in on-site gaming sessions and take the opportunity to interact and communicate with the artistes. In addition to the three TVB artistes from Hong Kong, Malaysian TVB artistes Alvin Chen (陈泓升), Joey Leong (梁宸语), Low Chuan Min (刘传民), and Wilson Wong (王郑浚仁) will also attend the Malaysia stop fan meeting.

Come down to the fan meeting venue to support your idols and witness the charm and elegance of all the artistes!

The event dates are as follows:

Singapore "TVBI Programme Presentation 2025"

Date: November 8
Time: 4:00 PM
Location: Lyrebird Room, Level 3, Grand Copthorne Waterfront Hotel Singapore

Singapore Fan Meeting

Date: November 9
Time: 2:00 PM
Location: Gain City Megastore

Kuala Lumpur, Malaysia Fan Meeting

Date: November 10
Time: 3:00 PM
Location: Pavilion Kuala Lumpur Main Entrance

Malaysia "TVBI Programme Presentation 2025"

Date: November 11
Time: 6:00 PM
Location: Sunway Putra Hotel Kuala Lumpur

Causewaylink express bus from ksl mall to tbs

plouffle0789 — Fri, 25 Sep 2026 09:37:57 +0800