Lowyat.NET: Latest topics by plouffle0789

Who Supplies Your Water? 13 State Water company

plouffle0789 — Thu, 16 Jul 2026 21:33:22 +0800

### 🇲🇾 Master Directory: Malaysian State Water Companies & Ownership Framework

Pejabat Dewan Negeri Selangor
Tingkat 1,
Wisma Dewan Negeri Selangor,
40680 Shah Alam,
Selangor

Gamuda JV, PBA Holdings unit sign 40-year treated water supply deal

(From left) Gamuda Bhd executive director and KAP director Datuk Azmi Mat Nor, KAP director Datuk Redza Rafiq Abdul Razak, PBAPP CEO Datuk Pathmanathan Krishnan Kutty Raman Nair and PBAPP division head of corporate affairs Joyce Lee Suan Imm at the signing of the bulk water supply agreement

KUALA LUMPUR (July 15): Gamuda Bhd (KL:GAMUDA) said on Wednesday its joint venture company has signed a 40-year agreement to supply treated water from northern Perak to Penang under the Northern Perak Water Supply Scheme (NPWSS).

The bulk water supply agreement was signed between Khazanah Air Perak Sdn Bhd's (KAP) wholly-owned unit, Prasarana Air dan Irigasi Perak Sdn Bhd (PAIP Perak), and Perbadanan Bekalan Air Pulau Pinang Sdn Bhd (PBAPP) for the sale and purchase of treated water produced from excess raw water under the project.

KAP is a 50:50 joint venture between Gamuda and Perbadanan Kemajuan Negeri Perak (PKNPk), while PBAPP is a wholly-owned subsidiary of PBA Holdings Bhd (KL:PBA). Under the agreement, PAIP Perak will act as the treated water supplier and PBAPP as the purchaser.

In a statement, KAP said the agreement provides for a 40-year operating period commencing upon the first delivery of treated water, which is targeted for the first quarter of 2032, subject to the completion of the required infrastructure, regulatory approvals and fulfilment of conditions precedent.

PAIP Perak will initially supply 300 million litres per day (MLD) of treated water, with any increase subject to approval from the Perak government. The supply arrangement is also contingent on the continued availability of Perak's surplus raw water resources and the fulfilment of the state's own water requirements.

Under the commercial terms, PBAPP will pay an annual capacity charge of about RM210 million to secure dedicated treatment capacity and distribution infrastructure.

A supply charge starting at RM1.70 per cubic metre will apply to water supplied, with a structured escalation mechanism to provide long-term tariff certainty. The agreement also includes cost pass-through mechanisms for electricity and chemical costs to manage fluctuations in key operating expenses transparently.

KAP director Datuk Redza Rafiq Abdul Razak said the agreement marked an important step in advancing Perak's long-term economic and development priorities while supporting Penang's water security.

"The agreement has been carefully structured to ensure that Perak's long-term interests remain fully safeguarded. The water needs of our residents, industries and agricultural sectors, including future demand arising from the Kerian Integrated Green Industrial Park, will continue to take precedence at all times," he said.

The agreement remains subject to several conditions, including the execution of a definitive agreement between the Perak government and KAP for the NPWSS following the letter of appointment, registration with the National Water Services Commission (SPAN), and approval from PBA Holdings' shareholders.

At Wednesday's close, Gamuda shares rose one sen or 0.24% to RM4.16, valuing the group at RM24.81 billion. PBA Holdings gained one sen or 0.51% to RM1.99, giving it a market capitalisation of RM659.23 million

SURUHANJAYA Perkhidmatan Air Negara (SPAN) is understood to have approved Air Selangor Sdn Bhd’s business plan, which entails the state-controlled entity undertaking a capital expenditure of RM35.4 billion over the next 30 years.

It is understood that the business plan, which was submitted to SPAN in December last year, had to be revised recently in October to account for the Covid-19 pandemic, and was approved on Nov 13.

Details of the revision, however, are not known. Some aspects of the capex are understood to have commenced in January this year, prior to SPAN’s approval. SPAN is the regulatory body for the water services industry.

Air Selangor operates 34 water treatment plants located in various parts of the state and seven dams. It also manages and maintains a total of 29,270km of pipe network to supply water to areas in the state.

Air Selangor has five concession companies —

Syarikat Bekalan Air Selangor Sdn Bhd (Syabas),
Syarikat Pengeluar Air Sungai Selangor Sdn Bhd (Splash),
PNSB Water Sdn Bhd,
Konsortium ABASS Sdn Bhd
and Konsortium Air Selangor Sdn Bhd.

Syabas has the mandate to supply treated water to end-users in Selangor, Kuala Lumpur and the federal capital of Putrajaya

| No. | State | Water Operator / Company | Company Address | SPAN Domestic Tariff Baseline (First 20m³)* | Listed Status | Menteri Besar / Chief Minister & Strategic Corporate Controls |
|:---:|:---|:---|:---|:---|:---|:---|
| **1** | **Perlis** | Syarikat Air Perlis (SAP) | Syarikat Air Perlis Sdn Bhd,KM 3, Jalan Raja Syed Alwi, 01000 Kangar, Perlis Indera Kayangan | Avg RM0.50 - RM0.90 / m³ | ❌ Not Listed | Wholly owned corporate arm of Perlis State Government. Controlled via State Secretary (SUK). |
| **2** | **Kedah** | Syarikat Air Darul Aman (SADA) | 892, Jalan Sultan Badlishah, 05000 Alor Setar | Avg RM0.50 - RM0.90 / m³ | ❌ Not Listed | 100% state-owned entity heavily overseen by the Kedah Menteri Besar's office. |
| **3** | **Penang** | Perbadanan Bekalan Air Pulau Pinang (PBAPP) | Level 32, KOMTAR, Jalan Penang, 10000 George Town, Penang | Avg RM0.50 - RM0.90 / m³ | ✔️ **Listed** (PBA Holdings Bhd - Bursa: 5041) | Penang Chief Minister acts as non-executive Chairman. Penang State holds controlling equity + Golden Share. |
| **4** | **Perak** | Lembaga Air Perak (LAP) | Jalan St. John, 30200 Ipoh, Perak | Avg RM0.50 - RM0.90 / m³ | ❌ Not Listed | State Statutory Body directly chaired by the Perak Menteri Besar. |

| **5** | **Kelantan** | Air Kelantan Sdn Bhd (AKSB) | Jalan Bayam, 15200 Kota Bharu, Kelantan | Avg RM0.50 - RM0.90 / m³ | ❌ Not Listed | Wholly owned by the Kelantan State Government via its investment wing, PMBK. |
| **6** | **Terengganu** | Syarikat Air Terengganu (SATU) | Jalan Sultan Mahmud, 20400 Kuala Terengganu, Terengganu | Avg RM0.50 - RM0.90 / m³ | ❌ Not Listed | Operated under Terengganu Inc., the strategic investment holding company of the state government. |

| **7** | **Pahang** | Pengurusan Air Pahang Bhd (PAIP) | Jalan Teluk Sisek, 25000 Kuantan, Pahang | Avg RM0.50 - RM0.90 / m³ | ❌ Not Listed | Wholly owned corporate utility entity under the Pahang State Government. |
| **8** | **Selangor** | Pengurusan Air Selangor Sdn Bhd (Air Selangor) | Jalan Pantai Baru, 59200 Kuala Lumpur (HQ / Operations) | Avg RM0.50 - RM0.90 / m³ | ❌ Not Listed | 100% owned by the Selangor State Government via Kumpulan Darul Ehsan Bhd (KDEB). |

| **9** | **Negeri Sembilan** | Syarikat Air Negeri Sembilan (SAINS) | Jalan Pantai Baru, 70100 Seremban, Negeri Sembilan | Avg RM0.50 - RM0.90 / m³ | ❌ Not Listed | Wholly owned corporate vehicle of the Negeri Sembilan State Government. |
| **10** | **Melaka** | Syarikat Air Melaka Berhad (SAMB) |SYARIKAT AIR MELAKA BERHAD, LOT 897, WISMA AIR,JALAN HANG TUAH, 75300 MELAKA Jalan Graha Maj | Avg RM0.94 / m³ | ❌ Not Listed | Wholly owned corporate arm under the Melaka State Government. |
| **11** | **Johor** | Ranhill SAJ Sdn Bhd | Jalan Garuda, Larkin, 80350 Johor Bahru, Johor | Avg RM0.50 - RM0.90 / m³ | ✔️ **Listed Parent** (Ranhill Utilities - Bursa: 5272) | **Private/State Concession:** Chaired corporate-side but heavily tied to Johor State. • ** YTL Power INTERNATIONAL Bhd * holds ultimate control (**53.19%** total block via 70% of SIPP Power) for the Johor data center boom. • • **Datuk Daing A Malek** holds an indirect private stake of **7.819%** (via 49% of SIPP Energy). • **Johor Govt** holds **11.79%** direct institutional stake via PDT (9.07%) & YPJ Corp (2.72%), plus a strategic **Golden Share** at the operating level. |

| **12** | **Sabah** | Jabatan Air Negeri Sabah (JANS) | Wisma Jabatan Air, Jalan Penampang, 88200 Kota Kinabalu, Sabah | State Framework (~RM0.30 - RM0.90) | ❌ Not Listed | Operates entirely as a direct State Government Department under the Sabah Ministry of Works. |
| **13** | **Sarawak** | Kuching Water Board (KWB) / LAKU Management / JBALB | Jalan Batu Lintang, 93200 Kuching, Sarawak | State Framework (~RM0.40 - RM1.00) | ❌ Not Listed | State Statutory Bodies managed completely under the Sarawak Ministry of Utility and Telecommunication. |

***Tariff Note:** Domestic baseline structures for Peninsular Malaysia reflect unified adjustments approved nationally by SPAN. East Malaysia (Sabah & Sarawak) operates outside of SPAN, maintaining independent state legislative authority over utility tariffs.

Undi got saluran? Easy count vote by " race " ?

plouffle0789 — Thu, 16 Jul 2026 05:55:16 +0800

1) During the voting process, ballot papers are observed to have serial numbers printed on them.

2) At specific polling streams (saluran), the demographic composition of voters in line can sometimes appear highly concentrated with one particular ethnic group.

(I notice myself when I voting)

Does this combination of serial numbers and localized voter streams allow authorities or political parties to trace individual votes and calculate support rates by ethnicity?

For example, following an election, an MCA councilor (Ahli Majlis) from Iskandar Puteri quickly reported that Barisan Nasional received only 15% support from Chinese voters in the Skudai zone.

What is the actual mechanism used to derive these specific statistics so rapidly?

KOM Genting 2026 [cycling event]

plouffle0789 — Wed, 15 Jul 2026 22:01:36 +0800

2025 at Genting

8am - 1pm closed road

Age 70 still can cycling 100 km every week???

2022 KOM at Cameron Highlands

1.12 this one is Tan Sri Lim Goh Tong house?

Last time news reporter said need to bypass 3 big gate only can reach his house....

Understanding the Mystery: Gohtong Villa Hidden in the Woods

It is highly likely that Sin Chew Daily or other local Malaysian media outlets described Gohtong Villa as a "mysterious estate hidden deep within the forests of Genting Highlands" during their coverage.

According to media profiles of Lim Goh Tong's private residence, several distinct features perfectly match your memory:

1. Hidden Among a Sea of Trees ("Hidden under a tree in Genting")
Gohtong Villa is not located at the bustling peak where the theme parks are; instead, it sits quietly at the mid-hill of Genting Highlands (around 3,000 feet above sea level).

The mansion is entirely enveloped by dense, primitive tropical rainforest and towering trees, making the main structure completely invisible from the main public road.

To the general public and casual tourists, it resembled a highly classified, heavily guarded sanctuary shrouded in permanent mountain mist.

2. The Real Origin of the "3 Super Big Doors" and "Very Secret Place"

Your memory of the "3 big doors" and the "extremely secretive nature" of the place aligns precisely with the path journalists had to navigate when covering the funeral.

Here is the text with a highly respectful tone, keeping the language dignified for the late Lim Goh Tong while still using engaging, relevant emojis. 🕊️✨

The estate was notoriously difficult to access because visitors had to pass through 3 strict layers of security checkpoints: 🚧🔏🛡️

🚧 The First (1st) Gate (The Mid-Hill Intersection Checkpoint): ⛰️👮‍♂️

Located where the private driveway splits off from the main public mountain road. 🛣️🔀

This gate features a 24-hour guardhouse manned by auxiliary police and security officers to ensure absolute privacy. 🏪💂‍♂️⌚🛡️

During the funeral, public vehicles and members of the press were requested to stop right here for strict identity verification. 🚗🛑📋🪪👮‍♀️

🌲 The 2nd ( Second ) Gate (The Outer Perimeter Entrance): 🛣️🌳

After passing the first checkpoint, vehicles traveled along a winding private road flanked by a thick forest before arriving at the secondary perimeter gate of the estate. 🚘🔄🌲🌲🚧🏢

🏰 The Third (3rd ) Gate (The Mansion's Main Entrance): 🏛️🙏

Only after clearing the first two gates could visitors approach the grand main entrance of the massive white mansion, which led directly into the funeral hall. 🔓🏛️

📰 The Media Presence & Dignified Arrangements 📸
When the late Tan Sri Lim Goh Tong passed away, numerous reporters traveled up the mountain but stayed at the very first outer security gate out of respect for the family's privacy. 📸🚧

The media set up temporary tents along the roadside, completely separated from the residence by the dense trees. ⛺🛣️🎥🌳🌳🌳🌲🏛️

It was only when top state leaders, including the Prime Minister and Deputy Prime Minister, arrived to pay their respects that the Lim family graciously eased restrictions, permitting journalists to pass through the three gates to enter the private funeral hall. 🏎️💨👔🇲🇾🤝💼🔓🚶‍♂️📸🏛️🕯️

The source of this detailed atmosphere comes from the live, on-the-scene reporting by Malaysian Chinese Media (specifically Sin Chew Daily and Guang Ming Daily) between October 24 and October 29, 2007.

While international wire services (like China News Service or Xinhua) only published the condensed, official political statements, the local Malaysian Chinese journalists who were stationed on the foggy roads of Genting mid-hill wrote extensive "behind-the-scenes color pieces" (花絮新闻).

They described the immense logistical friction of waiting outside the forested estate, the heavily guarded entry checkpoints, and the rare moment the family allowed them past the perimeter gates to witness the interior of the villa.[/quote]

Malaysian PM Pays Last Respects to Lim Goh Tong; Lim Family Exceptionally Opens Three Locations for Photography

October 26, 2007

According to a report by Malaysia's Guang Ming Daily on October 25, Malaysian Prime Minister Abdullah Ahmad Badawi personally visited Gohtong Villa on the afternoon of October 25 to pay his last respects to the late prominent Chinese businessman, Lim Goh Tong.

One of Lim Goh Tong's dying wishes was that no one should film or photograph his remains. Consequently, photography was strictly prohibited inside the funeral hall, and the use of flash photography (magnesium lights) was banned even outdoors as a mark of respect for the late tycoon.

However, during Prime Minister Badawi's visit, and in consideration of the media's work, the Lim family made an exception by designating three specific locations within the funeral hall where photojournalists were permitted to take photos:

In front of the altar

The group photo area for the Prime Minister and the Lim family
The first-floor living room

Prior to this arrangement, reporters and photographers were strictly prohibited from roaming freely around other areas of the mansion.

On October 23, Prime Minister Badawi described the late Lim Goh Tong as a resilient and persevering entrepreneur who contributed significantly to the nation's economic development across various sectors.

"He was also widely recognized as a prominent philanthropist. His passing is not only a loss to the nation but also a loss to society," Badawi said

What will be the biggest headline of the year

plouffle0789 — Wed, 15 Jul 2026 16:51:30 +0800

[Prediction Pool] What will be the biggest headlines on Dec 31, 2026?

Thread Title: [Ultimate Prediction Pool] What will be the biggest headline of the year on Dec 31, 2026? Lock in your bets now!

Hey guys,

Let's fast-forward straight to the end of this year! 2026 has been an absolute rollercoaster so far, and things are only getting crazier. From major local political shakeups to an insane stock market run and massive global geopolitical tensions, this year is bound to go down in history.

When the clock strikes midnight on New Year's Eve, what will be the single biggest event that defined the WHOLE year of 2026? How will the world look?

Hey guys, inspired by that classic "traveler from 2015" thread, let's fast-forward to the end of this year. We are officially halfway through 2026, and a lot of crazy things are brewing both globally and right here at home.

Drop your predictions for these 4 hot zones:

1. 🗳️ Politics & Elections: Early GE16 or Status Quo?

Malaysia Context: Following the recent drama with the dissolution of the Johor and Negeri Sembilan state governments, speculation is flying high.

Do you think PM Anwar Ibrahim will pull the trigger on an early 16th General Election (GE16) before Dec 31, or will the coalition government hold out until 2027?

Global Context: With shifting power dynamics across Asia, will we see major regime changes or new political leaders rising in neighboring countries by the end of the year?

2. 📈 The Stock Market: Will Bursa Fly Higher or Die Down?

Bursa Malaysia (KLCI): As of today (15 July 2026), the KLCI is sitting strong at 1716.67, hovering very close to its 52-week high ceiling of 1,771.25 (Range: 1,511.50 - 1,771.25).

Driven by the massive AI data center boom in Johor and the global technology upcycle, local stocks have had an incredible run.

But with GE16 election rumors causing noise and foreign fund volatility, will we break past the 1,771 resistance level to hit new highs by Dec 31, or are we going to see massive profit-taking and a steep drop?

Are you Team Bull 🚀 or Team Bear 🐻?

US Markets: Will the S&P 500 keep riding the AI wave toward the predicted 7,800 mark, or will tighter global monetary policies pop the bubble?

3. 🪖 Geopolitics: Iran vs. US / Middle East

Tensions are constantly on a knife-edge, especially with recent direct flare-ups affecting global oil prices.

Will these proxy conflicts escalate into a direct, full-scale Iran-US war by the end of the year, or will diplomacy and defense deterrence keep a lid on it?

4. 🚀 Wildcard Prediction

What is one "black swan" event or massive piece of news (in Tech, AI, Crypto, or Entertainment) that absolutely no one sees coming right now, but will be breaking news by Dec 31?

5)

As October or December 2026 approaches, geopolitical analysts predict a critical flashpoint in the Taiwan Strait. Speculation suggests a potential Chinese amphibious invasion or naval blockade timed around the winter weather window.

A military move by China would immediately trigger global alliances. The United States is predicted to intervene with naval assets, while Japan provides vital logistical and defensive support from its southern islands.

Meanwhile, tensions on the Korean Peninsula would skyrocket; North Korea might launch provocative missile tests to distract US forces, forcing South Korea to rapidly fortify its borders.

By December 31, 2026, Northeast Asia could face a historic realignment.

Peninsular allowed to stay in East how many days

plouffle0789 — Wed, 15 Jul 2026 09:47:04 +0800

How many days are Peninsular Malaysians allowed to stay in East Malaysia?

30 days or 90 days?

(go car-free) 4 KTM-walkable condos

plouffle0789 — Tue, 14 Jul 2026 12:00:48 +0800

https://www.instagram.com/reel/DYbTrafuKvf/...g_web_copy_link

https://www.instagram.com/reel/DYi8RxdCvSr/

[YOUTUBE]4C2p-wi5sz4[/YOUTUBE]

Aeon

《北上列车》 2009年9月11日滚石唱片
曲目

https://www.facebook.com/watch/?v=394284168...ckrecordstaipei

《南下专线》 2010年4月30日滚石唱片
曲目

Eco Sky,Jalan Ipoh

| No. | Property Name | KTM Station | Link Type | Developer | Year Completed | No. of Floors | Total Units | Size Range (sq ft) | Bedrooms & Bathrooms Configuration |
| **1** | **United Point Residence** | Segambut Utara KTM (KA05A) | Direct Bridge | ****** UOA Development Bhd ********* 5200.KL | 2019 | 45 storeys (3 Towers) | 2,509 | 667 – 1,206 | • 1 Bed, 1 Bath • 2 Beds, 2 Baths • 3 Beds, 2 Baths • 4 Beds, 3 Baths |
| **2** | **Eco Sky** | Taman Wahyu KTM (KA07) | Direct Bridge | ***** Eco World Development Group Bhd ****** | 2018 | 40–41 storeys (3 Towers) | 1,115 | 861 – 1,905 | • 2 Beds, 2 Baths • 3 Beds, 2 Baths • 3 Beds, 3 Baths • 4 Beds, 3 Baths |
| **3** | **Suasana Sentral Loft** | KL Sentral KTM (KA01) | Short Walk (Covered) | *** MRCB, UMLand & CapitaLand Ltd ******** | 2008 | 37 storeys (2 Towers) | 600 | 811 – 3,004 | • 1-2 Beds, 1-2 Baths • 3 Beds, 2-3 Baths • 4+ Beds, 4+ Baths |
| **4** | **Savio @ Riana Dutamas** | Segambut KTM (KA05) | Short Walk (~8 mins) | ****** IJM Land Bhd & FCW Holdings Bhd ****** | 2019 | 38 storeys (1 Tower) | 1,018 | 653 – 1,177 | • 1 Bed, 1 Bath • 2 Beds, 2 Baths • 3 Beds, 2 Baths |

https://www.youtube.com/watch?v=c-HWD5Bvsxc

https://www.youtube.com/watch?v=ol7wF4oT1OQ

https://www.youtube.com/watch?v=81l9OeaHRC0

The land for the station was first earmarked in 2016 to be constructed as a KTM station alongside the development of UOA Development Berhad's United Point Residence.

In August 2023, the Railway Assets Corporation (RAC) and IDP Industrial Development Sdn Bhd signed an agreement with UOA Development Berhad to develop the new railway station along the KTM line, with UOA undertaking the construction to further integrate it with its existing development.

The signing ceremony was witnessed by Transport Minister Anthony Loke and Segambut MP Hannah Yeoh.[6][7]

Construction of the station was initially expected to be completed by November 2025.

The station connects directly to United Point via an overhead bridge and serves the surrounding neighborhoods of Taman Cuepacs, Taman Sri Segambut, Taman Segambut Aman, and Taman Sri Sinar.

On May 9, 2026, KTMB announced that the Segambut Utara KTM Station would officially begin operations on May 11, 2026.

As part of the Tanjung Malim–Pelabuhan Klang route, the station links passengers to major destinations and rail integration hubs, including

Sungai Buloh, Kepong Sentral, Abdullah Hukum, and Subang Jaya,

facilitating seamless connections to the MRT and LRT networks

Passengers are also able to continue journeys to the Batu Caves–Pulau Sebang sector through interchange stations such as Kuala Lumpur and KL Sentral[3].

The station is expected to benefit

more than 250,000 residents in Segambut, Jalan Ipoh, Kepong,

and nearby areas by improving daily mobility in these densely populated neighborhoods.

Furthermore, KTMB emphasized that the station's opening supports efforts to reduce reliance on private vehicles and strengthens sustainable urban mobility throughout the Klang Valley

United Point (Residensi Berpadu)

UOA Development Bhd (5200.KL)

https://www.instagram.com/reel/DNKTPjSx01e/...g_web_copy_link

Development of Underground Banking in China (地下錢莊)

plouffle0789 — Mon, 13 Jul 2026 20:11:14 +0800

The Development of Underground Banking in China (地下錢莊)

1. The Ancient Roots: "Flying Money" (618 AD – 1911 AD)
The system is based on a concept over 1,200 years old.

* The Tang Dynasty (618 AD – 907 AD): Developed as "Fei Qian" (飛錢) or "Flying Money." Traveling merchants faced high risks of robbery when carrying heavy copper coins across China.

To solve this, they deposited cash with local offices or guilds in the capital in exchange for a paper voucher. They could then redeem this voucher for cash in their home provinces.

* The Qing Dynasty (1644 AD – 1911 AD): This informal value transfer system evolved into highly trusted, family-run Shanxi draft banks (Piaohao).

These institutions operated purely on trust, reputational networks, and localized bookkeeping without moving physical cash over long distances.

2. Economic Reform and Capital Controls (1978 AD – 2000s)

After China opened its economy under Deng Xiaoping in 1978 AD, a massive gap emerged between the rigid state-run financial system and a booming private market.

* Strict Capital Controls: To maintain economic stability and protect its currency value, Beijing implemented strict limits on how much money individuals could move out of the country

(eventually capped at $50,000 USD per person, per year).

* The Demand Shift: As private businesses flourished in coastal manufacturing hubs like

Guangdong, Zhejiang, and Fujian

, legitimate small business owners, importers/exporters, and diaspora families found the official state banks too bureaucratic, slow, or restrictive.

* The Rise of "Money Shops": Underground money shops emerged to fill this void, operating out of the back rooms of innocent-looking businesses like tea shops, convenience stores, and travel agencies.

3. The Era of "Mirror Transactions" and Wealth Migration (2010 AD – 2018 AD)

As China's middle and upper classes exploded with wealth, the underground banking system scaled up dramatically to help the wealthy buy real estate overseas, fund offshore education, or move assets to places like

Hong Kong SAR,China, Vancouver, Sydney, and London.

The hallmark technique developed during this era was the Mirror Transaction (or Token System), which bypasses international banking tracking because no money actually crosses the physical border:

[ Inside Mainland China ] [ Outside Mainland China ]
(Customer) (Customer)
│ ▲
Deposits Yuan (RMB) Receives USD/CAD/EUR
▼ │
(Underground Bank Node A) ───[Balancing Ledger]───► (Underground Bank Node B)

Instead of sending money abroad, the customer hands over RMB to an underground node inside China.

The node contacts its partner overseas, who pays out the equivalent amount in foreign currency

(USD, CAD, EUR) from an offshore pool of cash.

The two nodes simply balance their ledgers later through trade or internal debts.

4. The Digital and Crypto Frontier (2019 AD – 2026 AD)

Today, Chinese underground networks have integrated modern technologies, making them some of the most agile financial operations in the world.

* Smurfing Networks:

Underground banks buy or rent identity cards from rural citizens to open thousands of individual bank accounts. They break millions of dollars into tiny, undetectable chunks (a tactic called "smurfing") and route them through these accounts before regrouping the funds offshore.

* Cryptocurrency Integration: Despite China banning crypto transactions domestically, underground brokers widely utilize stablecoins like USDT (Tether) and encrypted messaging platforms like Telegram.

Brokers can move billions of dollars seamlessly across borders daily by anchoring transactions to blockchain ledgers, rendering the flow virtually untraceable to traditional regulators.

* Global Criminal Synergy: Because these networks need a constant supply of foreign cash to pay out their clients abroad, they have partnered globally.

They absorb billions of dollars in cash generated by foreign entities (such as Latin American drug cartels or European trade operations), using that cash to pay out Chinese clients overseas while using the clients' onshore RMB to pay local supply bills back in China.

Summary: What began centuries ago as a practical safety mechanism for Silk Road merchants to avoid highway robbers has evolved into a highly decentralized, encrypted, and resilient parallel network driven by strict domestic capital controls and global market demands.

The hallmark technique developed during this era was the Mirror Transaction (or Token System), which bypasses international banking tracking because no money actually crosses the physical border:

[ Inside Mainland China ] [ Outside Mainland China ]
(Customer) (Customer)
│ ▲
Deposits Yuan (RMB) Receives USD/CAD/EUR
▼ │
(Underground Bank Node A) ───[Balancing Ledger]───► (Underground Bank Node B)

Electric Motorcycles or electric bicycle better?

plouffle0789 — Sun, 12 Jul 2026 23:06:54 +0800

Government Offers RM2,400 Subsidy on Electric Motorcycles: Ride Home at Half Price

Yadea Group Holdings Ltd
1585.HK

Luyuan Group Holding (Cayman) Ltd.
2451.HK

https://www.luyuan.cn/products-cont-68.html

https://escooter.my/product/engwe-m20-fat-tyre-ebike

QUOTE

https://www.facebook.com/share/v/1BURpEHw5o/

QUOTE

https://www.facebook.com/share/v/1DQ3w7gssG/

If you are looking to switch to an electric motorcycle, take note! The Malaysian government is offering a generous RM2,400 subsidy, allowing you to purchase an electric motorcycle for less than half its original price.

To accelerate the adoption of green mobility, the Malaysia Automotive, Robotics and IoT Institute (MARii) is providing an RM2,400 purchase subsidy per electric motorcycle to eligible citizens through the "Electric Motorcycle Incentive Scheme" (MARiiCas).

This means an electric motorcycle originally priced at RM3,999 can be taken home for just RM1,600 after the subsidy, making eco-friendly travel highly affordable for the public.

According to official data, this scheme opened for applications in January. All completely knocked-down (CKD) or locally assembled electric motorcycles qualify for the scheme.

Eligibility Criteria

Applicants must meet the following three conditions:
Malaysian citizen aged 18 or older.
Annual income not exceeding RM120,000.
Hold a valid motorcycle driving license.

Note: This one-time purchase subsidy is not restricted to employed individuals; students, self-employed individuals, and retirees are also eligible to apply.

Available Models and Pricing

Currently, more than 20 electric motorcycle models have been integrated into the MARiiCas subsidy program. This covers everything from entry-level and urban commuter models to high-performance bikes, with original retail prices ranging from RM3,999 to RM25,900.
For entry-level models, the subsidy brings the out-of-pocket cost down to as low as RM1,600, significantly lowering the barrier to entry. While mid-to-high-end models receive a lower percentage of subsidy relative to their total cost, their overall pricing remains highly competitive compared to traditional internal combustion engine (gasoline) motorcycles.
How to Apply

Register Online: Applicants must register through the official portal at insentif.marii.my and upload the required supporting documents.
Receive QR Code: Once approved, successful applicants will receive a unique QR code.

Redeem Within 30 Days: The QR code must be presented to a registered electric motorcycle dealer within 30 days to complete the purchase or leasing process. If it expires before use, a new application must be submitted.
Background

The scheme was initially announced during the 2024 Budget to assist individuals earning under RM120,000 annually in transitioning toward eco-friendly transport options.

Tengku Zafrul, the Minister of Investment, Trade, and Industry (MITI), previously shared encouraging progress, stating that between 2024 and the first quarter of 2025, a total of 8,658 applications had already been approved, with disbursed subsidies reaching RM20.8 million.

Does anyone still write in a diary every day?

plouffle0789 — Tue, 07 Jul 2026 09:23:42 +0800

Hey everyone, just curious—in this age of micro-blogging and endless scrolling, does anyone still sit down and write in a traditional diary every single day? Or is it a dying art? What keeps you going?

CelcomDigi x IOI Corp: The Ultimate Agritech

plouffle0789 — Sun, 05 Jul 2026 22:17:59 +0800

https://www.thestar.com.my/business/busines...tions-completed

https://www.ioigroup.com/news/celcomdigi-po...ed-connectivity

CelcomDigi has successfully built over 100 new 4G and 4G LTE telecommunication towers (network sites) across more than 100 of IOI's oil palm estates throughout Peninsular Malaysia and Sabah.

Here is a breakdown of why they built so many towers inside the plantations:

Full Coverage: Oil palm estates are massive and usually located in remote areas with very weak or zero signal. By placing super many towers directly inside the estates, they ensure there are no "blind spots."

Smart Farming (IoT): These towers aren't just for making phone calls. They are there to power smart sensors, track plantation trucks (fleet management) via GPS, and help mill factories automate their machinery.

Internet for Workers & Locals: It also means the plantation offices, the field workers, and even the nearby rural villages will now get high-speed internet access.

if you visit an IOI oil palm plantation now, we will definitely see many more telco towers than before ?

Centennial Milestone: JB Hakka Welcome New Wisma

plouffle0789 — Sun, 05 Jul 2026 20:07:47 +0800

It looks like you've shared news reports regarding the Johor Bahru Hakka Association (新山客家公会) celebrating its 100th anniversary in 2026, as well as a separate goodwill visit by the Permas Jaya Johor Bahru Hakka Association (百万镇新山客家公会) to the Klang Hakka Association in December 2025.

25949,
Jalan Tampoi,
Batu 4 3/4
81200 Johor Bahru, Johor

Tee yih jia food factory opposite

112, Jalan Tampoi,
Kawasan Perindustrian Tampoi,
81200

Malaysia

Directions

QUOTE

https://www.facebook.com/share/v/1D6XgvJXiA/

https://www.enanyang.my/news/20230114/Finance/538391

President is austin heighs developer boss

南洋街is his project also

客家炸肉

Use sandakan pork

1. The Centenary Theme: "转屋咖 · 回家" (Going Home)

Meaning: "转屋咖" (Zon Vug Ka) is the Hakka phrase for "going home."

Significance: The theme signifies not just a physical return, but a spiritual and cultural journey back to ancestral roots and shared heritage, calling upon Hakka people from all over to reconnect.

2. Major Milestones in 2026

New Hakka Building (客家大楼): The brand-new building will officially open and be put into use in July 2026, serving as a permanent cultural and spiritual hub for the community.

National Federation AGM: The association will host the National Annual General Meeting of the Federation of Hakka Associations Malaysia.

3. Key Events Throughout 2026

The association has planned a year-long series of cultural activities:

February: The 20th and final "100 Families' Rice & Blessings" (百家米·百家福) event at the old premises, alongside a Chinese New Year gathering.

March:

Participation in the famous Johor Chingay Parade (柔佛古庙游神) featuring a prize-winning float designed in collaboration with Southern University College.

April – June: Cultural food streams and traditional Hakka Zong (rice dumpling) making for the Dragon Boat Festival.

July & August: The Official Opening of the Hakka Building and the grand 100th Anniversary Gala Celebration.

September – December:
Mid-Autumn celebrations (making Hakka preserved mustard green mooncakes),

客家梅菜月餅

youth pickleball tournaments,

a delegation to the World Hakka Conference, and a year-end closing sharing session.

No more website to download youtube videos?

Thu, 01 Jan 1970 07:30:00 +0800

No more website to download youtube videos?

plouffle0789 — Sat, 04 Jul 2026 06:22:03 +0800

Anyone know which website can just put link to download?

I want to download this

savetube.us | 9xbuddy | KeepVid | SaveFrom

All cannot use

philips egg cooker

plouffle0789 — Thu, 02 Jul 2026 05:59:19 +0800

https://www.instagram.com/philipshomeliving..._1/?img_index=4

Egg-cited ！！！！

RM 93

Anyone buy this product before?

Can steam 6 eggs at 1 time

Poached 3 eggs at 1 time

No fap - feel better?

plouffle0789 — Tue, 30 Jun 2026 23:45:08 +0800

No one is coming to save you. The only one who can change your life is you. No matter how deep a rut you're in right now, the moment you decide to take responsibility for your actions, you set yourself up for a massive transformation. In just a few years, your life will be completely unrecognizable.

Here are the top five benefits of NoFap:

You walk more in the spirit 🕊️✨
You have more wisdom for life 🧠💡
You have a higher standard for life 📈👑
You have a controlled mood 🧘‍♂️⚓
You have better human connection with people 🤝❤️"

Look at you right now!

When you actually dig deep and find that mental willpower 🧠💪 to crush a week, push through two weeks, and completely conquer a whole month 📆, something amazing shifts.

You start to unlock a profound, unshakeable respect for yourself 📈🫡—because you proved you are the master of your own mind. And that self-respect?

It naturally explodes into massive confidence 🔥😎.

When you walk with that kind of confidence, it ripples out and elevates every single part of your journey, leading to a much better, stronger life, yeah? 🚀✨

You are already doing it—keep that fire burning! 💯🦅"

Stressed or bored, you tell yourself: 'Just 5 minutes of scrolling, just one quick video.' It feels harmless.

But the moment your brain catches a glimpse of soft porn or a trigger, your willpower shatters. Next thing you know, you're clicking on porn and jerking off.

Afterward, your energy is completely drained. You’re hit with exhaustion and heavy guilt.

All your plans—gym, building your side hustle—are ruined, so you just lie there slacking off.

This is the 'bottomless pit.'

A trap of instant gratification that eats away at your time and your soul.

He highlights this term to warn us that we must destroy this unconscious, vicious cycle.

Old uncle & aunties" attack" young lady

plouffle0789 — Tue, 30 Jun 2026 18:17:23 +0800

Cimb youth savings account

plouffle0789 — Tue, 30 Jun 2026 06:36:53 +0800

Hi everyone, I’m looking for some advice from fellow parents here.

My nephews are currently in the 12–17 age bracket, and I am thinking about opening a CIMB Malaysia Youth Savers Account for them so they can start managing their own pocket money.

Before I sign up, I have two main questions for anyone whose kids are already using it:

Tracking Transactions:

Does the CIMB OCTO app show a clear, reliable transaction history for every single cent they spend?

Are you able to monitor exactly where they use the money (like fast food, online shopping, or gaming skins)?

I’ve compiled a quick comparison of the major Malaysian youth/teen bank accounts. Would love to get feedback from parents whose kids are currently using any of these!

========================================================================
MALAYSIAN YOUTH BANK ACCOUNTS COMPARISON (AGES 12-17)
========================================================================

1. CIMB YOUth Savers Account
- Age Group: 12 to 24 years old
- Main App: CIMB OCTO

- Tracking: Full digital transaction history (Debit Card & DuitNow QR)

- Parent Visibility: App sits on the teen's phone. Parents must review
the screen with their teen or set up the app together.

- Habit Controls: Daily spending limits can be set in the portal.*****

2. Maybank imteen Account

- Age Group: 12 to below 18 years old
- Main App: MAE App / Maybank2u
- Tracking: Tracks all expenditures, QR scans, and movie/food purchases.
- Parent Visibility: Logged into the teen's own MAE app profile.
- Habit Controls:

Daily spending cap defaults to RM500, but can be
lowered manually by parents for strict budgeting.

- Bonus feature: Cash rewards for excellent exam results (SPM/STPM).

3. Bank Islam / Other Local Junior Debit Accounts
- Age Group: 12 and above

- Main App: Respective bank apps (e.g., GO by Bank Islam)

- Tracking: Standard statement tracking of debit card transactions.
- Parent Visibility: Requires checking the teen's app directly.

Financial Discipline:

Have you noticed any improvement in your teenager's spending habits after giving them this card/app?

Does seeing their balance digitally actually teach them to budget better, or does it make them spend faster?

Would love to hear your experiences, pros and cons, or any alternative banking recommendations you have for teens in Malaysia.

Thanks in advance

Trip.com 7.7 Mega Sale

plouffle0789 — Tue, 30 Jun 2026 01:29:19 +0800

Find the best hotel deals on Trip.com for July 7 by accessing the Trip.com Hotel Search.

The Trip.com 7.7 Mega Sale typically launches exactly at 12:00 AM (midnight).

However, specific promotions, coupon codes, and flash discounts roll out at different hours throughout the day:

12:00 AM (Midnight): Main promo codes drop (e.g., up to S$100 off flights/hotels) and Hotel Happy Hours begin.

12:00 PM, 2:00 PM, & 5:00 PM: Flash sales for specific hotel properties (e.g., S$99 luxury stays) and 1-for-1 attraction tickets kick off.
7:00 PM: Daily high-value coupon drops take place.

⚠️ Crucial Note on Hotel Check-In Times
If your "12 AM" question was instead about checking into a hotel at midnight on July 7:
Standard check-in is usually between 2:00 PM and 3:00 PM.

If you show up at 12:00 AM (midnight) on July 7 without having paid for the night of July 6, you will not be allowed to check in because the previous day's guests are still in those rooms.

| Hotel Name | Star Rating | Approx. Price (SGD) | Location / Category | Special Features & Highlights |
| :--- | :---: | :---: | :--- | :--- |
| DoubleTree by Hilton Johor Bahru | 4★ | $113 - $150 | Central Business District | Famous warm cookies at check-in, top-tier service, and excellent on-site dining. |
| Amari Johor Bahru | 5★ | $122 - $125 | Opposite Komtar JBCC / City Square | Walking distance from JB Customs; offers a premium, relaxing spa-like atmosphere. |
| Capri by Fraser, Johor Bahru | 4★ | $118 - $120 | Near CIQ Checkpoint | Studio rooms equipped with micro-kitchenettes and microwaves; beautiful rooftop pool views. |
| St. Giles Southkey | 4★ | $109 - $119 | Connected to Mid Valley Southkey | Directly accessible to the mall; features a stunning rooftop infinity pool and family rooms. |
| Holiday Villa Johor Bahru City Centre | 4★ | $78 - $80 | Taman Abad Area | Highly popular 7.7 promo target; features a massive rooftop infinity pool and 24-hour dining. |
| Ramada by Wyndham Meridin Johor Bahru | 4★ | $88 | Near Legoland area | Routine 3 PM / 9 PM Flash Deal favorite; deluxe rooms can drop to around S$50 nett with breakfast. |
| KSL Resort Johor Bahru City Centre | 4★ | $59 | Inside KSL City Mall complex | Built right on top of the mall; incredibly convenient for food, massages, and the Monday night market. |

Anyone know this time jb so many nice hotels inside promo?

Taman nusa melati，gelang patah

plouffle0789 — Mon, 29 Jun 2026 21:37:26 +0800

https://nusamelati.com/

5.8 km to eco botanic

Kimlun Corp. Bhd

5171

158 units of terrace house and

42 units of shop office

1,147,937 sq.ft converts to approximately
26.35 acres

(since 1 acre = 43,560 sq ft).

No work 1024 days,can you do that?

plouffle0789 — Sun, 28 Jun 2026 20:31:51 +0800

Lowyat.NET: Latest topics by plouffle0789

Who Supplies Your Water? 13 State Water company

Undi got saluran? Easy count vote by " race " ?

KOM Genting 2026 [cycling event]

What will be the biggest headline of the year

Peninsular allowed to stay in East how many days

(go car-free) 4 KTM-walkable condos

Development of Underground Banking in China (地下錢莊)

Electric Motorcycles or electric bicycle better?

Does anyone still write in a diary every day?

CelcomDigi x IOI Corp: The Ultimate Agritech

​Centennial Milestone: JB Hakka Welcome New Wisma

No more website to download youtube videos?

No more website to download youtube videos?

philips egg cooker

No fap - feel better?

Old uncle & aunties" attack" young lady

Cimb youth savings account

Trip.com 7.7 Mega Sale

Taman nusa melati，gelang patah

No work 1024 days,can you do that?

Centennial Milestone: JB Hakka Welcome New Wisma