Lowyat.NET: Latest topics by kesuki17

Help on JPJ saman estimate?

kesuki17 — Sat, 01 Nov 2025 15:23:32 +0800

Just received this saman, can I know how much is the estimated will be?

Will it be around RM100+?

Any help will be much appreciated!

Lalulintas letak kenderaan di tempat yang tidak dibenarkan.

Apply for AKPK?

kesuki17 — Tue, 19 Aug 2025 23:46:43 +0800

So I have outstanding credit card around RM7K+ .Applied for balance conversion,yet barely able to survive after pay the monthly payment.

Other than credit card, I also have other bnpl payment. Spaylater, boost payflex. And also postpaid monthly payment around RM250 per month.

The worst decision is using the cc to paid for the postpaid payment. Now cc is unable to use due to max limit.

So I am thinking about going to akpk program.

My questions are
1. What will happen to my credit card after the akpk program completed? Can I still use it?
2. How long I will under ccris record?
3. If I have bnpl, like boost payflex and shopee paylater, will it be likely be frozen?

(Advice needed)salary for full time video editor

kesuki17 — Tue, 03 Jun 2025 13:31:46 +0800

I have been working in family owned company for almost 4 years. And my current salary is RM2K. How much should I ask for salary increase? Is RM2.8K reasonable?

Carrozzeria satellite speaker? OEM and original

kesuki17 — Mon, 05 May 2025 10:19:03 +0800

Recently stumbled upon a pair of satellite speakers priced around RM100+, but I noticed a similar model from japan goes for about RM400+. Are these the original products or just OEM version? I know the low price might be a red flag, but could the price difference just be due to distributor or regional pricing? And does the sounds comparable?

Personal loan for low income and not so good ctos?

kesuki17 — Fri, 17 Jan 2025 19:23:29 +0800

I currently have a total loan of RM10,000 and am looking for advice on debt consolidation. My monthly income is RM2k, and my CTOS score isn’t very good. I’ve tried applying for personal loans from banks and platforms like BigPay but got rejected.

Are there any reliable agencies or organizations that offer debt consolidation plans for someone in my situation? Any advice would be greatly appreciated!

Recruitment talent from sg?

kesuki17 — Mon, 11 Nov 2024 09:46:12 +0800

A friend of mine has send me this recruiter she saw from TikTok.Just want to verify if this is legit?

Need help on getting new phone

kesuki17 — Mon, 04 Nov 2024 10:38:50 +0800

Hi! So I have 3 phones to select:
1.https://www.gsmarena.com/oppo_a3_pro-13160.php
2.https://www.gsmarena.com/xiaomi_redmi_note_13-12776.php
3.https://www.gsmarena.com/realme_12x-12890.php

Basically I am using this phone for heavy gaming like ZZZ.Don't mind setting the phone to low graphic.
As long as the game is running smoothly and software update are good.

Buying from tabao?

kesuki17 — Mon, 09 Sep 2024 12:16:38 +0800

Will they charge any custom tax shipping fee upon reaching Malaysia?

Personal loan from JCL credit?

kesuki17 — Wed, 04 Sep 2024 11:43:06 +0800

Just want to ask if anyone has experience dealing with JCL credit for personal loan? Is it true that they will deduct twice monthly on your card? And they will spam call you even you pay? Is the customer service hotline hard to reach?

I had apply for device loan from aeon credit and I am on time payment. So far no issue with them.

How realiable are Lazada return policy?

kesuki17 — Wed, 07 Aug 2024 11:16:29 +0800

Wanted to buy this,
https://www.lazada.com.my/products/shuga-fa...1269329223.html

message with the seller,not response(unsurprisingly). If I have already purchased it and once the item had arrived,but not as described.Is it easy to ask for refund/return from Lazada?

Need help on verifying if this website is legit?

kesuki17 — Tue, 18 Jun 2024 09:55:51 +0800

https://ansuranmudah.com.my/

So I was searching for installment for JBL speaker and come across this site. Had google the shop which comes out ukhwah computer shop located in KL chow kit. Message the seller about the aeon loan. He says that they will post aeon document for me to sign. (I located at the east.)

Recommend cheap but powerful bluetooth soundbar

kesuki17 — Mon, 20 May 2024 10:24:38 +0800

Hey all, can anyone recommend me a cheap (Below RM300) but powerful portable soundbar?(rumble bass). Use it for pc,music on phone and also taking it outside. I looking at sonicgear and vinnifier which suite my budget but not sure is worth for the price.

Bezza 1.3cc 131000km maintenance cost?

kesuki17 — Mon, 06 May 2024 22:35:52 +0800

Does anyone know the maintenance price for bezza 1.3cc at 131,000km? At Perodua site only show 100,000km.

RM600 below 850w power supply?

kesuki17 — Wed, 30 Aug 2023 06:47:35 +0800

Any good recommendation on 850w power supply below RM600? Previously I have the super flower sf-850f14rg but now it's not function anymore.

Plextone earphone with detachable mic?

kesuki17 — Thu, 20 Jul 2023 11:40:09 +0800

I am looking for a earphone with a detachable mic. Been eyeing on the plextone g30 because I heard that the bass is quite good. Is it really worth the price?

Plextone g30 earphone actually good?

kesuki17 — Thu, 20 Jul 2023 10:59:49 +0800

Is the plextone g30 earphone is actually good or just a hype?

Saman road act 1987 rate?

kesuki17 — Sat, 21 Jan 2023 19:11:27 +0800

What is the saman rate for section 115 road transport act 1987? (illegal park) for east malaysia?

Upgrade from old smartwatch

kesuki17 — Wed, 11 Jan 2023 11:08:08 +0800

My current smartwatch is Huawei gt2e.Want to upgrade to one with wear os features.

Priorities:
Battery life
Able to read notification (whatapps etc)
Can control music via watch
Good heart rate monitor

Is samsung watch 4 the best bet?

Honor pad 8 worth buying for the price?

kesuki17 — Sat, 26 Nov 2022 07:05:25 +0800

Is the honor pad 8 worth buying? It looks decent for me and feels premium. Plus the screen size is 12inch*. And I am not thinking about buying the Xiaomi pad 5.

Unifi mobile plan 99 vs 59

kesuki17 — Tue, 11 Oct 2022 06:55:24 +0800

So I currently subscribe to unifi mobile plan 99.Is there any difference for the 59(79 without the unifi home) package?

Note that my area didn't support home fiber unifi and maxis yet.