OPR hike effect already signed hire purchase loan?

presidentlky — Tue, 26 Jul 2022 18:09:11 +0800

Anyone faced problem your loan bank request to re-sign again loan agreement (fixed rate loan) to a new rate due to OPR hike? Now my new loan agreement that bank asked me to sign again is 0.5% higher than the previous agreement that has been signed on 13th May 2022.

It seem like I'm forced to sign the new loan agreement as my car arrived on 15th July 2022, but the bank doesn't release loan and asked to sign new agreement on 19th July 2022 for the new fixed rate.

The bank might got the rights to change his offer anytime, but not when the car has been arrived, and after few days when bank need to release the loan amount to car dealer, only ask to sign new agreement.

I've sent complain to the bank, and while waiting their reply, would like to check if anyone facing the same problem, and how would you react to this situation.

Going out?!

presidentlky — Thu, 10 Jan 2013 10:52:01 +0800

The couple has been married only two weeks.
The husband, although very much in love, can't wait to go out on the town and party with his old buddies.

"Honey," says he to his new bride, "I'll be right back..."

"Where are you going, Coochy Coo?" asks the wife.

"I'm going to the bar, Pretty Face. I'm going to have a beer."

"You want a beer, My Love?" She opens the refrigerator door shows him 25 different brands of beer from 12 different countries: Germany, Holland, Japan, India, including six places he's never even heard of.

The husband is nonplussed, and all he can think to say is, "Yes, Honey Pie, but the bar you know...the frozen glass..."

He hasn't finished the sentence before wifey interrupts him by saying, "You want a frozen glass, Puppy Face?" She hands him a mug out of the freezer that is so cold that it burns his fingers.

"Yes, Tootsie Roll," hubby says a bit desperately, "but at the bar they have those hors d'oeuvres that are really delicious... I won't be long. I'll be right back. I promise. OK?"

"You want hors d'oeuvres, Pookie Pooh?" She opens the oven and removes 15 different hors d'oeuvres: chicken wings, pigs in a blanket, mushroom caps, pork strips, etc.

"But, Sweetie, Honey...at the bar...you know...the swearing, the dirty words and all that..."

"You want dirty words, Cutie Pie? Here...
DRINK YOUR f***ING BEER IN YOUR FROZEN f***ING MUG AND EAT YOUR f***ING SNACKS, BECAUSE YOU AREN'T GOING ANYWHERE! GOT IT, *******...!!!

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OPR hike effect already signed hire purchase loan?

Going out?!