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        <title>Lowyat.NET: Latest topics by YearOne</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Tue, 23 Jun 2026 11:21:58 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>[WTT] Ryzen 5 3600 to Ryzen 7/9 3XXX.</title>
            <link>http://forum.lowyat.net/topic/5109244</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Ryzen 5 3600, to trade with Ryzen 7 or Ryzen 9&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; BOX, Receipt from Gamers Hideout.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;  Offer me the price to topup. &lt;span style='color:red'&gt;(&amp;#33;&amp;#33;&amp;#33;NOTICE&amp;#33;&amp;#33;&amp;#33;: Sellers are required to display the exact selling prices of their products. Failure to do so will result in the deletion of the topic)&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; Long way to go, bought on Dec 2020.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD better. Postage optional.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; Bandar Baru Bangi.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; USED.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; Under heatsink in desktop.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; 6 Core 12 thread is too mainstream, been using since i7 980X &amp;gt; i7 3960X &amp;gt; R5 3600.&lt;br /&gt;I want more juice, thank you.</description>
            <author>YearOne</author>
            <category>CPUs &amp;amp; Motherboards Garage Sales</category>
            <pubDate>Fri, 26 Feb 2021 23:11:12 +0800</pubDate>
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        <item>
            <title>[WTS] Rampage 4 Gene + Intel i7 3960X + 16GB RAM</title>
            <link>http://forum.lowyat.net/topic/5076414</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; &lt;br /&gt;1. Rampage 4 Gene with IO plate&lt;br /&gt;2. Intel i7 3960X Processor&lt;br /&gt;3. Kingston HyperX 4GB RAM 1866Mhz RED X 4 (Total 16GB).&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Motherboard Box.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; SOLD. &lt;span style='color:red'&gt;(&amp;#33;&amp;#33;&amp;#33;NOTICE&amp;#33;&amp;#33;&amp;#33;: Sellers are required to display the exact selling prices of their products. Failure to do so will result in the deletion of the topic)&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; 1 WEEK personal. Still Running.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD / POSTAGE.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; BANGI /KAJANG&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM / WS.&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; USED, GOOD, time to let go.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; BELOW in ATTACHMENT.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Funding for Ryzen onwards. &lt;!--emo&amp;:hehe:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/brows.gif' border='0' style='vertical-align:middle' alt='brows.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:hehe:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/brows.gif' border='0' style='vertical-align:middle' alt='brows.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>YearOne</author>
            <category>CPUs &amp;amp; Motherboards Garage Sales</category>
            <pubDate>Tue, 22 Dec 2020 23:48:10 +0800</pubDate>
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        <item>
            <title>[WTS] GIGABYTE GEFORCE GTX 980Ti</title>
            <link>http://forum.lowyat.net/topic/5074634</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt;GIGABYTE GEFORCE GTX 980Ti - Water Force&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt;Graphic Card, Box, and Cable.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; CANCEL SELL. &lt;span style='color:red'&gt;(&amp;#33;&amp;#33;&amp;#33;NOTICE&amp;#33;&amp;#33;&amp;#33;: Sellers are required to display the exact selling prices of their products. Failure to do so will result in the deletion of the topic)&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; 1MONTH / Personal.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD / POSTAGE&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; BANDAR BARU BANGI / KAJANG&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM / WHATSAPP&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; USED, PRESTINE will service back once pull out.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; BELOW&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Looking for GTX1080Ti.&lt;br /&gt;If too expensive then I&amp;#39;ll cancel selling and keep it.&lt;br /&gt;Do offer me any cheap 1080 for my future build.</description>
            <author>YearOne</author>
            <category>Display Cards Garage Sales</category>
            <pubDate>Fri, 18 Dec 2020 23:45:42 +0800</pubDate>
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        <item>
            <title>[WTS] Intel Core i5 4670K</title>
            <link>http://forum.lowyat.net/topic/4831309</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Intel Core i5, 4670K (OC ready)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Processor only, no Heat Sink.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; SOLD&lt;br /&gt;&lt;span style='color:red'&gt;(&amp;#33;&amp;#33;&amp;#33;NOTICE&amp;#33;&amp;#33;&amp;#33;: Sellers are required to display the exact selling prices of their products. Failure to do so will result in the deletion of the topic)&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; Ended.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD / Postage.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; Bangi / Tesco Ampang&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Used - Refer Below&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; Attached Below.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Mobo kaput. Moving on to new platform.&lt;br /&gt;If want the Mobo, please let me know. I&amp;#39;ll quote the price and picture.&lt;br /&gt;&lt;br /&gt;Fast Sell, Need Money.&lt;br /&gt;Thank you.</description>
            <author>YearOne</author>
            <category>CPUs &amp;amp; Motherboards Garage Sales</category>
            <pubDate>Sun, 01 Sep 2019 19:44:02 +0800</pubDate>
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            <title>Custom AIO Setup.</title>
            <link>http://forum.lowyat.net/topic/4696612</link>
            <description>Hi All,&lt;br /&gt;&lt;br /&gt;I was wondering, if there any possible to Customize AIO.&lt;br /&gt;Since this AIO is big hit over the market, but the expansion is little less than full custom watercool.&lt;br /&gt;&lt;br /&gt;The initial idea was like this :&lt;br /&gt;&lt;br /&gt;1. Normal ID-Cooling Frostflow 240.&lt;br /&gt;2. Tubing.&lt;br /&gt;3. Reservoir and D5 pump.&lt;br /&gt;&lt;br /&gt;The purpose of this idea is for :&lt;br /&gt;&lt;br /&gt;1. Increase the waterflow as it will combine Build in Pump and D5 puml.&lt;br /&gt;2. Use different solution (liquid) for better heat transfer.&lt;br /&gt;3. Cosmetic purpose, look good with lower budget.&lt;br /&gt;&lt;br /&gt;Hope expert can give extra advice.&lt;br /&gt;</description>
            <author>YearOne</author>
            <category>Casings and Modifications</category>
            <pubDate>Wed, 21 Nov 2018 18:26:35 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Big Office Desk &amp;amp; Chairs</title>
            <link>http://forum.lowyat.net/topic/4651302</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt;&lt;br /&gt;1. Manager Desk - 1 Unit only.&lt;br /&gt;2. Office Chair (Blue) - 5 Unit available.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Desk and Chair itself.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;&lt;br /&gt;1. Manager Desk (RM500).&lt;br /&gt;2. Office Chair (RM60 per unit)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; NONE&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; Koperasi Polis, Kg Attap&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM / Call / Whatsapp (019-3772100 or 013-3470294)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; 8/10 USED&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; Manager Desk&lt;br /&gt;[attachmentid=10010106][attachmentid=10010107]&lt;br /&gt;&lt;br /&gt;Office Chair&lt;br /&gt;[attachmentid=10010108]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Office Clearance.</description>
            <author>YearOne</author>
            <category>Home Electronics &amp;amp; Wares Garage Sales</category>
            <pubDate>Wed, 05 Sep 2018 14:26:41 +0800</pubDate>
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        <item>
            <title>[WTS] Office Table with Drawer</title>
            <link>http://forum.lowyat.net/topic/4651198</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Office Desk, with attached Side Drawer.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Desk and Drawer, self collect at Koperasi Polis, Kg Attap&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM100 each, 4 unit Available. (NEGO). &lt;br /&gt;&lt;span style='color:red'&gt;(&amp;#33;&amp;#33;&amp;#33;NOTICE&amp;#33;&amp;#33;&amp;#33;: Sellers are required to display the exact selling prices of their products. Failure to do so will result in the deletion of the topic)&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; NONE. Check upon pickup&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; Koperasi Polis, Kg Attap&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM or Contact - 0193772100&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Used 8/10.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; Refer to Attachment&lt;br /&gt;[attachmentid=10009813]&lt;br /&gt;[attachmentid=10009817]&lt;br /&gt;[attachmentid=10009819]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Moving out from current office.</description>
            <author>YearOne</author>
            <category>Home Electronics &amp;amp; Wares Garage Sales</category>
            <pubDate>Wed, 05 Sep 2018 11:38:03 +0800</pubDate>
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        <item>
            <title>[WTB] XBox 360 with Kinect</title>
            <link>http://forum.lowyat.net/topic/4629473</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Xbox 360, With Kinect Camera.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Full Box, Original Games, Official Receipt.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;  &lt;span style='color:red'&gt;(&amp;#33;&amp;#33;&amp;#33;NOTICE&amp;#33;&amp;#33;&amp;#33;: Sellers are required to display the exact selling prices of their products. Failure to do so will result in the deletion of the topic)&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; At least 1 year.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; KL-CYBERJAYA&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; NEW (if possible). USED (Must come with receipt)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for buying:&lt;/b&gt; for Corporate Use.</description>
            <author>YearOne</author>
            <category>Games Garage Sales</category>
            <pubDate>Wed, 01 Aug 2018 15:47:31 +0800</pubDate>
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        <item>
            <title>Secured Business Project,</title>
            <link>http://forum.lowyat.net/topic/4527652</link>
            <description>&lt;br /&gt;Hi all.&lt;br /&gt;&lt;br /&gt;I&amp;#39;ve been holding on this business idea, to start hiring fresh graduate or student.&lt;br /&gt;Providing them with rented house too, and basic need of living (bed, work / study desk, and wardrobe).&lt;br /&gt;&lt;br /&gt;The idea is very simple, I go out to get project, (IT related like building web portal, database creation, ios/android apps).&lt;br /&gt;Pay them necessarily, and they just stay in provided accommodation.&lt;br /&gt;So they have more time to work(even until midningt up to them), less time wasted on transport.&lt;br /&gt;&lt;br /&gt;Making the culture like working from home.&lt;br /&gt;With proper home office.&lt;br /&gt;&lt;br /&gt;Benefit :&lt;br /&gt;1. Easy to monitor their progress.&lt;br /&gt;2. They can brainstorm together since living under 1 roof.&lt;br /&gt;3. Can replace any under perform person without any issue since accommodation were provided.&lt;br /&gt;4. More bonding among the team.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;**Actually I just secured 1 project, to develop registrar system for private collage.&lt;br /&gt;    Weight with quite good number. Wonder if it a good time and good platform to start my idea above or stick to conventional style.</description>
            <author>YearOne</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 20 Feb 2018 11:07:29 +0800</pubDate>
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        <item>
            <title>Shall I go or not</title>
            <link>http://forum.lowyat.net/topic/4527068</link>
            <description>&lt;br /&gt;Since C-HR now official in Malaysia, so it add another competitor to Crossover player.&lt;br /&gt;&lt;br /&gt;I am planning to change to new car by this October or December as still funding for the Downpayment.&lt;br /&gt;Targeting to get CX-3, since my cousin own HR-V already so it won&amp;#39;t go for to my list anymore.&lt;br /&gt;Checking on the C-HR price, I don&amp;#39;t think it a good value for Crossover segment.&lt;br /&gt;&lt;br /&gt;Now wonder, shall I keep my myvi or trade it later with new car.&lt;br /&gt;My myvi already done 130K KM, and it 6 years old coming this May.&lt;br /&gt;&lt;br /&gt;Reason of buying? Getting married and future family planning. &lt;!--emo&amp;:hehe:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/brows.gif' border='0' style='vertical-align:middle' alt='brows.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:hehe:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/brows.gif' border='0' style='vertical-align:middle' alt='brows.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:hehe:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/brows.gif' border='0' style='vertical-align:middle' alt='brows.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>YearOne</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Mon, 19 Feb 2018 10:57:33 +0800</pubDate>
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        <item>
            <title>Regret.</title>
            <link>http://forum.lowyat.net/topic/4519025</link>
            <description>&lt;br /&gt;Just now bought Huawei P10 for RM1500 from Celcom.&lt;br /&gt;&lt;br /&gt;Now full of regret, as should be ask GF to user her CC and buy iphone 8+ instead.&lt;br /&gt;More resale value, more ego and style while using it.&lt;br /&gt;&lt;br /&gt;While P10? nothing in return, same old shitty android.&lt;br /&gt; &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;I full of regret now. Keep telling myself that phone fully paid and nothing can be done.</description>
            <author>YearOne</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 06 Feb 2018 14:24:55 +0800</pubDate>
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        <item>
            <title>New Phone</title>
            <link>http://forum.lowyat.net/topic/4489868</link>
            <description>I middle of Dilemma&lt;br /&gt;&lt;br /&gt;I&amp;#39;ve been using Huawei P8 Lite for almost 3 years now.&lt;br /&gt;Planning to change new phone as current one keep hang.&lt;br /&gt;&lt;br /&gt;The Option as per below :&lt;br /&gt;&lt;br /&gt;1. Apple iPhone 8 by Celcom, upfront RM700+-, and monthly RM268 for 24Month.&lt;br /&gt;&lt;br /&gt;2. Huawei P10 by Celcom, upfront RM1500+-, monthly RM98 with RM300 Rebate. Contract 24Month.&lt;br /&gt;&lt;br /&gt;3. Cash OnePlus 5, RM2200+-. Still need to subscribe postpaid around RM70-100 per month.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Dunwant to waste so much money in 1 shot. But long run also cost me bomb.</description>
            <author>YearOne</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 29 Dec 2017 15:08:39 +0800</pubDate>
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        <item>
            <title>HELP - Find girl</title>
            <link>http://forum.lowyat.net/topic/4428717</link>
            <description>&lt;br /&gt;Dear /k,&lt;br /&gt;&lt;br /&gt;seeking for help to find the girl.&lt;br /&gt;&lt;br /&gt;Wanted to know more of her.&lt;br /&gt;&lt;br /&gt;Drill shared by my friend.&lt;br /&gt;&lt;br /&gt;He fall in love at first sight.&lt;br /&gt;&lt;br /&gt;</description>
            <author>YearOne</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 11 Oct 2017 21:15:20 +0800</pubDate>
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        <item>
            <title>Colleague kantoi me</title>
            <link>http://forum.lowyat.net/topic/4390074</link>
            <description>&lt;br /&gt;How to deal with this.&lt;br /&gt;&lt;br /&gt;As I have topic open over Serious K,&lt;br /&gt;&lt;br /&gt;Keep &amp;quot;bahan&amp;quot; with my issue and look for what I post.&lt;br /&gt;&lt;br /&gt;Shall I create new dupe?&lt;br /&gt;&lt;br /&gt;Kolik is guy, so cannot piap.</description>
            <author>YearOne</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 17 Aug 2017 16:46:09 +0800</pubDate>
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        <item>
            <title>How to Earn RM4000 in 1 month</title>
            <link>http://forum.lowyat.net/topic/4385005</link>
            <description>Dear all /K&lt;br /&gt;&lt;br /&gt;Solution found.&lt;br /&gt;Opt for EPF KWSP for MARA, can clear half of loan around 20K.&lt;br /&gt;The rest will apply for reduction.&lt;br /&gt;&lt;br /&gt;Citibank, will opt for 6 month option, 1K for 5 month and 600 on 6th month.&lt;br /&gt;It&amp;#39;s okey bear the cost, RUGI for 1.6K but better this way as lesson learned.&lt;br /&gt;&lt;br /&gt;Still, try my best to get it cleared on end of December, so I can close year with slight smile in face.&lt;br /&gt;Working hard always paid, but how hard and how good the number based on luck itself.&lt;br /&gt;&lt;br /&gt;Thank You for all support.</description>
            <author>YearOne</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 10 Aug 2017 21:44:30 +0800</pubDate>
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        <item>
            <title>Received Call From TM.</title>
            <link>http://forum.lowyat.net/topic/4307409</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Just wonder, did anyone ever encounter with TM call agent, who call with normal mobile number.&lt;br /&gt;&lt;br /&gt;And rudely said, &amp;quot;Encik bila nak bayar bill ya?&amp;quot; &amp;quot;Dah masuk bulan baru tak bayar lagi ni&amp;quot;.&lt;br /&gt;&lt;br /&gt;While I already get SMS from TM, with confirmation of payment received.</description>
            <author>YearOne</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 02 Jun 2017 08:25:59 +0800</pubDate>
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        <item>
            <title>Terminate UNIFI</title>
            <link>http://forum.lowyat.net/topic/4299233</link>
            <description>Since paying unifi advance RM199/month, exclude 6% GST,&lt;br /&gt;Plan to terminate my Unifi and seek for other alternative.&lt;br /&gt;&lt;br /&gt;Reason of termination :&lt;br /&gt;1. Haven&amp;#39;t use on daily basis.&lt;br /&gt;2. Rarely at home, only come back by 10pm, and out by 6am.&lt;br /&gt;3. Most torrent site down, nothing to download from internet.&lt;br /&gt;4. Didn&amp;#39;t play online game that require unlimited quota.&lt;br /&gt;&lt;br /&gt;Alternative requirement :&lt;br /&gt;1. At least can provide 50GB per month (since once I start download, it will entire game/software/movie package).&lt;br /&gt;2. Stable and fast, may use it on weekend for movie streaming, 720p minimum.&lt;br /&gt;3. Didn&amp;#39;t as expensive as unifi.&lt;br /&gt;4. Portable will greater.&lt;br /&gt;&lt;br /&gt;Please don&amp;#39;t suggest TIME, as at my place not in TIME coverage.&lt;br /&gt;Any advice from expert.&lt;br /&gt;&lt;br /&gt;Thank You.&lt;br /&gt;&lt;br /&gt;After research regarding to advice, there will narrowed down option/alternative :&lt;br /&gt;&lt;br /&gt;1. Downgrade to Unifi Lite (RM129)&lt;br /&gt;    - Unifi Lite 10Mbps, without 600min free call.&lt;br /&gt;    - Unlimited, come with HyppTV Everywhere.&lt;br /&gt;    - Have to topup with other data plan for phone (Range RM30-50/month).&lt;br /&gt;&lt;br /&gt;2. Digi Infinite Plan 150. (RM150)&lt;br /&gt;    - Unlimited&lt;br /&gt;    - Mobile, can register up to 6 supplementary line.&lt;br /&gt;    - Can use in MiFi &amp;amp; phone.</description>
            <author>YearOne</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 24 May 2017 09:34:43 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Nikon 1 J5 mirrorless camera</title>
            <link>http://forum.lowyat.net/topic/4156956</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Nikon 1 J5 mirrorless camera + 10-30mm Kit Lense.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt;&lt;br /&gt;1. Camera&lt;br /&gt;2. Kit Lense&lt;br /&gt;3. 16 GB micro SD card&lt;br /&gt;4. 1 original battery + 1 additional battery&lt;br /&gt;5. Nikon bag&lt;br /&gt;6. USB cable&lt;br /&gt;7. Battery wall charger&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM1500. (Nego)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; Original Nikon warranty until 30th October 2018&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD/POSTAGE&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; Cyberjaya&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM/Whatsapp (0133150150)&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; 95% brand new item.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; Refer Attachment.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Got this as a gift on 1st November 2016</description>
            <author>YearOne</author>
            <category>Compacts &amp;amp; Prosumers Garage Sales</category>
            <pubDate>Sat, 24 Dec 2016 12:12:39 +0800</pubDate>
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        <item>
            <title>CCRIS Issue.</title>
            <link>http://forum.lowyat.net/topic/4155784</link>
            <description>&lt;br /&gt;Hi all,&lt;br /&gt;&lt;br /&gt;Make long story short, recently I try to make Loan for Satria Neo (Used) with RM28K amount.&lt;br /&gt;With my current salary and commitment, should be green light to proceed.&lt;br /&gt;&lt;br /&gt;But then the car shop call me, said that I have CCRIS. Bank can&amp;#39;t proceed with the loan.&lt;br /&gt;As far as I remember, not much loan and all paid accordingly.&lt;br /&gt;Even my Citibank Credit Card should be paid off more than a year ago.&lt;br /&gt;&lt;br /&gt;What should I do? &lt;br /&gt;Afraid when go to BNM, I already declare as Bankrupt due to unknown piling interest or anything that I missed out.&lt;br /&gt;But I need to make sure all my record clear again.&lt;br /&gt;Don&amp;#39;t want this Hassle with Loan Life.&lt;br /&gt;&lt;br /&gt;Any advice from expert, I advance with THANK YOU &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>YearOne</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 23 Dec 2016 09:35:40 +0800</pubDate>
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        <item>
            <title>Grabcar Car Question.</title>
            <link>http://forum.lowyat.net/topic/4148876</link>
            <description>&lt;br /&gt;Hi /K all,&lt;br /&gt;&lt;br /&gt;I&amp;#39;ve been driving with grabcar for past 3 month.&lt;br /&gt;And I&amp;#39;m using my lousy myvi to earn some money with it.&lt;br /&gt;&lt;br /&gt;But since it my own car, and I did mod it last time before I use it for Grabcar.&lt;br /&gt;&lt;br /&gt;As i&amp;#39;m rolling with HWL Hi Low Soft Hard setting.&lt;br /&gt;All adjustable, fresh bush with all UR bar.&lt;br /&gt;&lt;br /&gt;Did I should change back to stock, since the ride quite stiff and bump hard.&lt;br /&gt;Pity my passengers if they not used with this kind of ride.&lt;br /&gt;&lt;br /&gt;Note, kindly go around Pandan Area around 6pm-9pm, vietnam thailand amoi so  &lt;!--emo&amp;:hehe:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/brows.gif' border='0' style='vertical-align:middle' alt='brows.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>YearOne</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 16 Dec 2016 07:36:20 +0800</pubDate>
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