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        <title>Lowyat.NET: Latest topics by evard</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 12 Jun 2026 20:20:21 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>[WTB] Nokia N8</title>
            <link>http://forum.lowyat.net/topic/3027450</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Nokia N8&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; At least phone + charger&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;RM200&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of buyer:&lt;/b&gt; PJ&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM or Post here</description>
            <author>evard</author>
            <category>Garage Sales Archive</category>
            <pubDate>Tue, 12 Nov 2013 08:23:39 +0800</pubDate>
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            <title>[WTFind]  An investor to invest in retail shop</title>
            <link>http://forum.lowyat.net/topic/2473453</link>
            <description>&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;To all MODs,&lt;br /&gt;&lt;br /&gt;I am not sure if I can post this post here. If not, please close/delete this post.&lt;br /&gt;Thank you&amp;#33;&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;To investor,&lt;br /&gt;&lt;br /&gt;I have booked 1 retail shop in One City 6 months ago, after go thru all the loan process.&lt;br /&gt;MBB given the option to approve the loan with condition.&lt;br /&gt;We need to put RM100K into fixed deposit &lt;span style='color:red'&gt;&lt;b&gt;with interest given&lt;/b&gt;&lt;/span&gt; (under our own name), so we have no right to take your money as the fixed deposit is under your name.&lt;br /&gt;&lt;br /&gt;One City has given a guarantee of 9 years rental return.&lt;br /&gt;Besides that, we go it as the early bird so got another extra percentage discount.&lt;br /&gt;&lt;br /&gt;Currently, this retail shop is under 2 name. If you interested to invest, your name will be added in and will divide into 50% (us) and 50% (yours).&lt;br /&gt;We only have RM50K only hand and &lt;b&gt;we need another investor having RM50K on hand to get the loan approval.&lt;/b&gt;&lt;br /&gt;Otherwise, our booking will be cancelled.&lt;br /&gt;&lt;br /&gt;If you are interested, you may PM for the contact number. &lt;span style='color:red'&gt;[PM me only if you are seriously interested&amp;#33; Thanks&amp;#33;]&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;Thank you&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;The retail shop price at 500K+. We could not get the loan because we are too young. &amp;lt; 30 yrs old&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;</description>
            <author>evard</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 17 Aug 2012 12:38:16 +0800</pubDate>
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        <item>
            <title>How to Calculate Home Loan</title>
            <link>http://forum.lowyat.net/topic/970095</link>
            <description>Hi, I am new with this home loan things. Hope you all can help me figure out this. Thanks&amp;#33;&lt;br /&gt;&lt;br /&gt;For example, Public Bank home loan (&lt;a href='https://www.pbebank.com/en/en_content/personal/rates/5hp2.html' target='_blank'&gt;Pbe Bank Home Loan Page&lt;/a&gt;)&lt;br /&gt;What is the different between Non Free Legal Package and Free Legal Documentation Package?&lt;br /&gt;&lt;br /&gt;If I want to buy a house costs RM300,000 with down payment RM20,000 and monthly payment for RM1,500.&lt;br /&gt;I choosed (Fixed for first 5 years)plan, how long can I finish pay for the whole loan?&lt;br /&gt;&lt;br /&gt;What does this means?&lt;br /&gt;&amp;quot;1st 5 years: 5.95% p.a.&lt;br /&gt; Thereafter: BLR - 1.65% p.a&amp;quot;&lt;br /&gt;Is this means 1st 5 years are 5.95% interest, then the following years are 1.65%?&lt;br /&gt;&lt;br /&gt;Why &amp;quot;fixed for first 3 years&amp;quot; plan interest is lower than &amp;quot;fixed for first 5 years&amp;quot;?&lt;br /&gt;I thought the more fixed years I take, the lower interest I get.&lt;br /&gt;Can explain some about this?&lt;br /&gt;&lt;br /&gt;Final thing is &amp;quot;what does means taking home loan are better than put in FD?&amp;quot;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;A person put in FD to collect interest of 3.7% per annum or payup yr loan of interest 6.75% per annum?&lt;br /&gt;example 100k&lt;br /&gt;interest per year in FD is RM3700&lt;br /&gt;interest Housing loan per year is RM6750 &lt;br /&gt;&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;What I think is the interest of FD is credit into the saver account, but  the interest of house loan was paid to the bank because it won&amp;#39;t added into the house value.&lt;br /&gt;The changing of house value is depends on the market right?&lt;br /&gt;&lt;br /&gt;Thanks for your help.  &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>evard</author>
            <category>Property Talk</category>
            <pubDate>Thu, 19 Mar 2009 17:21:14 +0800</pubDate>
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        <item>
            <title>[WTA] Where can I get foam rubber for RMA?</title>
            <link>http://forum.lowyat.net/topic/941736</link>
            <description>Hi, I&amp;#39;m going to send my Hitachi hard disk for RMA.&lt;br /&gt;Just saw the Guide to RMA, said MUST use foam rubber to pack it.&lt;br /&gt;So now I&amp;#39;m looking for foam rubber.&lt;br /&gt;Anyone got it before? Where can I get it(better in PJ area)? Price?&lt;br /&gt;&lt;br /&gt;Thanks a lot for your help&amp;#33;</description>
            <author>evard</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 20 Feb 2009 00:02:32 +0800</pubDate>
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        <item>
            <title>[need help] Can I connect to streamyx by using</title>
            <link>http://forum.lowyat.net/topic/898590</link>
            <description>&lt;s&gt;I am looking for a dial up service and I found this TM 1515.&lt;br /&gt;&lt;br /&gt;I got a question to ask:&lt;br /&gt;- If I connected to the internet, will I be able to receive calls or make calls with the phone?&lt;br /&gt;- About the speed 56.6kps, roughly how long will it takes to load &amp;quot;www.google.com&amp;quot;?&lt;br /&gt;- If I get this package (1515 RM10- 1200 Minutes). During the 1200 Minutes connected to internet, is there any 1515 call charges? Or the call changed is included?&lt;br /&gt;- If I want to get a new phone number, how much do I need to pay? How long will it takes? &lt;span style='font-size:8pt;line-height:100%'&gt;(*question added)&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;Thanks ya.&lt;/s&gt;&lt;br /&gt;&lt;br /&gt;Another question:&lt;br /&gt;&lt;br /&gt;If I have a ADSL modem, streamyx acc, splitter.&lt;br /&gt;Will I be able to connect to streamyx by using other ppl house phone line? (phone line did not register for streamyx service before)</description>
            <author>evard</author>
            <category>Networks and Broadband</category>
            <pubDate>Tue, 06 Jan 2009 20:25:58 +0800</pubDate>
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        <item>
            <title>I am planning to get a 22&amp;quot; Wide LCD Monitor</title>
            <link>http://forum.lowyat.net/topic/725292</link>
            <description>I am planning to get a 22&amp;quot; Wide LCD Monitor. &lt;br /&gt;Any recommended brand?&lt;br /&gt;My budget is RM800.&lt;br /&gt;&lt;br /&gt;If Wide and Normal just RM100 different. Should I get Wide screen?&lt;br /&gt;What is the different between this 2?&lt;br /&gt;&lt;br /&gt;Thanks for helping ^^</description>
            <author>evard</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sun, 22 Jun 2008 19:38:57 +0800</pubDate>
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        <item>
            <title>[WTA] Epson C59 &amp;amp; Canon iP1880</title>
            <link>http://forum.lowyat.net/topic/660217</link>
            <description>I am looking a printer to print photos.&lt;br /&gt;Now considering Epson C59 &amp;amp; Canon iP1880, dunno wanna choose which one.&lt;br /&gt;Please give some comments.&lt;br /&gt;Usually use to print photos</description>
            <author>evard</author>
            <category>Technical Support</category>
            <pubDate>Wed, 26 Mar 2008 19:36:15 +0800</pubDate>
        </item>
        <item>
            <title>Anywhere to get cheaper gym accessories?</title>
            <link>http://forum.lowyat.net/topic/651790</link>
            <description>&lt;span style='font-size:13pt;line-height:100%'&gt;Anyone know where to get cheaper de gym accessories?&lt;br /&gt;I am going to a bench set (can be adjust to flat or incline), and barbell set.&lt;br /&gt;Please let me know the loaction, shop name, and price (if u know) ^^&lt;br /&gt;Thx alot for d answer.&lt;/span&gt;</description>
            <author>evard</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Fri, 14 Mar 2008 16:04:54 +0800</pubDate>
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        <item>
            <title>ON Whey Gold Standard Protein 5lb (NEW)</title>
            <link>http://forum.lowyat.net/topic/651060</link>
            <description>Hi.&lt;br /&gt;My supplement is going to finish soon, so I am going to buy another one.&lt;br /&gt;Now I am having the double chocolate, but I wanna go try another taste.&lt;br /&gt;Had anyone tried Vanilla, Strawberry or Cookies &amp;amp; Cream?&lt;br /&gt;Which is tasty?&lt;br /&gt;&lt;br /&gt;Thx for answering ya ^^&lt;br /&gt;</description>
            <author>evard</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Thu, 13 Mar 2008 16:44:42 +0800</pubDate>
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            <title>[WTA] Wat the different between</title>
            <link>http://forum.lowyat.net/topic/646175</link>
            <description>Hello, anyone can answer me these ques?&lt;br /&gt;Thanks alot for helping&amp;#33;&lt;br /&gt;&lt;br /&gt;What the different between Wira Sedan 1.5 and Wira A/B 1.5?&lt;br /&gt;Exterior?&lt;br /&gt;Interior?&lt;br /&gt;Weight?&lt;br /&gt;Horsepower?&lt;br /&gt;Any other different spec?</description>
            <author>evard</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Thu, 06 Mar 2008 15:03:44 +0800</pubDate>
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            <title>Need Help&amp;#33; Nokia 6630 kena water.</title>
            <link>http://forum.lowyat.net/topic/554470</link>
            <description>My frens de Nokia6630 kena water edi.&lt;br /&gt;Cant switch on, but will vibrating non stop if i put on the battery. and the buzz got a bit sound.&lt;br /&gt;Help him opened it and use hair dryer to dry it. but also no use. Now just opened it and wait alter, see can switch on or not lor &lt;!--emo&amp;:P--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/tongue.gif' border='0' style='vertical-align:middle' alt='tongue.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;Any idea to repair it? Take it to phone shop? or any DIY way to repair it?&lt;br /&gt;Thanks alot.&lt;br /&gt;</description>
            <author>evard</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Thu, 15 Nov 2007 14:32:13 +0800</pubDate>
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        <item>
            <title>[WTGet Comments] Sell phone</title>
            <link>http://forum.lowyat.net/topic/489049</link>
            <description>If you have both of them. And now you gonna sell one of them. Which one will you choose to sell?</description>
            <author>evard</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Mon, 16 Jul 2007 18:20:52 +0800</pubDate>
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        <item>
            <title>[WTAsk] Anyone know how to mod v3x?</title>
            <link>http://forum.lowyat.net/topic/487686</link>
            <description>Just now i modded my v3x. Wanna extend the video record lenght. But after i changed the setting. Now i cant open my camera edi... Wat to do. Anyone know the problem?</description>
            <author>evard</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Fri, 13 Jul 2007 19:03:37 +0800</pubDate>
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        <item>
            <title>[WTAsk] N73</title>
            <link>http://forum.lowyat.net/topic/462891</link>
            <description>my phone is quite lag, any1 know y?&lt;br /&gt;even i took out the memory card also same...&lt;br /&gt;my 6680 is faster than this hp... &lt;br /&gt;if i upgrade firmware myself, will void the warranty? Coz i still left 7months warranty from Nokia Service Centre. or i can straight way go ask them help me upgrade?&lt;br /&gt;i scare after i upgraded the firmware myself, they dun let me claim the warranty.</description>
            <author>evard</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Sat, 26 May 2007 11:22:59 +0800</pubDate>
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        <item>
            <title>MiniSD 1gb only have 467mb.</title>
            <link>http://forum.lowyat.net/topic/462237</link>
            <description></description>
            <author>evard</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Thu, 24 May 2007 23:50:41 +0800</pubDate>
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        <item>
            <title>How to flash v3?</title>
            <link>http://forum.lowyat.net/topic/450433</link>
            <description>I wanna learn how to add chinese language and how to flash the phone. Not interest to ask someone do for me. &lt;!--emo&amp;:P--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/tongue.gif' border='0' style='vertical-align:middle' alt='tongue.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;Just wanan learn something only. Who can teach me?&lt;br /&gt;</description>
            <author>evard</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Tue, 01 May 2007 17:10:45 +0800</pubDate>
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        <item>
            <title>Nokia 6260 White Screen</title>
            <link>http://forum.lowyat.net/topic/437084</link>
            <description>Mine 6260 white screen. Checked, not LCD problem or LCD ribbon problem. Is really white screen. How can i fix this problem? Flash it? Or who can help me, sms me or PM me. Tell me ur price for flashing it or fix it. THanks alot.&lt;br /&gt;&lt;br /&gt;Tried Start button + * + 3. Not working.</description>
            <author>evard</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Wed, 04 Apr 2007 17:40:18 +0800</pubDate>
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        <item>
            <title>[WTA] 6670 can switch on phone. Wat problem?</title>
            <link>http://forum.lowyat.net/topic/435127</link>
            <description>6670 can switch on phone. Got lcd back light but no image. Wat problem?&lt;br /&gt;Board problem? LCD problem? this phone no ribbon rite? Or virus? help help pls.</description>
            <author>evard</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Sat, 31 Mar 2007 21:40:51 +0800</pubDate>
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        <item>
            <title>HELP&amp;#33; 6260 problem....</title>
            <link>http://forum.lowyat.net/topic/429347</link>
            <description>Few days ago, i changed my 6260 to a new housing. But after i changed then housing, i just notice tat the housing not nice, so i change back to the old housing. &lt;br /&gt;After i changed back to the old housing, when i switch on my phone. The lcd light turns on, but there didn&amp;#39;t have any words or image comes out. Even &amp;quot;Nokia&amp;quot; words also dun have. But got turns on sound and can makes call.&lt;br /&gt;I checked online about this problem. They say this problem can be fix after i upgraded my firmware. Is this true? or is there any other way to fix this problem?&lt;br /&gt;I tried to format my phone, but it din works.&lt;br /&gt;&lt;br /&gt;Pls contact me if u can help me fix this problem.&lt;br /&gt;0166992723 / 0173683520 (sms me ur price and nickname in LYN) thanks.&lt;br /&gt;&lt;br /&gt;Thanks alot. &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>evard</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Tue, 20 Mar 2007 00:58:20 +0800</pubDate>
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        <item>
            <title>Dismantle Phone and Related Accessories Thread</title>
            <link>http://forum.lowyat.net/topic/422122</link>
            <description>Yesterday found tat my bluetooth got problem, then try to open it. And this is the picture. &lt;!--emo&amp;:P--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/tongue.gif' border='0' style='vertical-align:middle' alt='tongue.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://img257.imageshack.us/img257/7031/03032007vo5.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://img257.imageshack.us/img257/7412/03032007001lt3.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;[addedon]March 8, 2007, 12:54 am[/addedon]&lt;br /&gt;Dismantle of Nokia 6260&lt;br /&gt;&lt;img src='http://img65.imageshack.us/img65/7113/14032007ei9.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://img65.imageshack.us/img65/4221/14032007001bu7.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://img53.imageshack.us/img53/1395/14032007002ry7.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://img65.imageshack.us/img65/664/14032007003tw2.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://img65.imageshack.us/img65/957/14032007004ov9.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://img65.imageshack.us/img65/5348/14032007005tu9.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://img65.imageshack.us/img65/5765/14032007006da1.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Because of this, i spoilted my phone lcd ribbon. T.T&lt;br /&gt;&lt;br /&gt;Hope u happy wif this.&lt;br /&gt;&lt;br /&gt;------&lt;br /&gt;&lt;br /&gt;Other dismantled phones:&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?showtopic=422122&amp;view=findpost&amp;p=10719730' target='_blank'&gt;Moto e398 by night &lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?showtopic=422122&amp;view=findpost&amp;p=10740036' target='_blank'&gt;Samsung N620 by Cosef&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?showtopic=422122&amp;view=findpost&amp;p=10754175' target='_blank'&gt;Samsung E800 by Nightstalker1993&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?showtopic=422122&amp;view=findpost&amp;p=10789868' target='_blank'&gt;Motorola Talkabout by Cosef&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?showtopic=422122&amp;view=findpost&amp;p=10979967' target='_blank'&gt;O2 Xphone by Najmods&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?showtopic=422122&amp;view=findpost&amp;p=10980052' target='_blank'&gt;Nokia Antique Phone by woonkl&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://repair4mobilephone.org/disassembly_sony_ericsson.html' target='_blank'&gt;(Website) Dismantle of Sony Ericsson Phone by YammieR6&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?showtopic=422122&amp;view=findpost&amp;p=11070255' target='_blank'&gt;N93 by woonkl&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.youtube.com/watch?v=M9hgmlrgN9Q' target='_blank'&gt;(Youtube) Dismantle of N95 by StratOS&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?showtopic=422122&amp;view=findpost&amp;p=11180735' target='_blank'&gt;N95 by zac1&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?showtopic=422122&amp;view=findpost&amp;p=11234929' target='_blank'&gt;Nokia 8910 by evard&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?showtopic=422122&amp;view=findpost&amp;p=11234953' target='_blank'&gt;Nokia 8850 by evard&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?showtopic=422122&amp;view=findpost&amp;p=11273044' target='_blank'&gt;Motorola E2 by StratOS&lt;/a&gt;</description>
            <author>evard</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Mon, 05 Mar 2007 19:03:45 +0800</pubDate>
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