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        <title>Lowyat.NET: Latest topics by pokchik</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 03 Jun 2026 16:12:54 +0800</lastBuildDate>
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            <title>EPF Dividend 2020 : 5.2% (Conv), 4.9% (Shar)</title>
            <link>http://forum.lowyat.net/topic/5109371</link>
            <description>Cukurlah..?&lt;br /&gt;&lt;br /&gt;PETALING JAYA: The Employees Provident Fund (EPF) has declared a dividend of 5.2% for Conventional Savings and 4.9% for Syariah Savings for 2020.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;The pension fund said that the payout amounted to RM42.88bil and RM4.76bil respectively for both the savings.&lt;br /&gt;&lt;br /&gt;Last year, EPF declared dividends of 5.45% for Conventional Savings 2019, and 5% for Syariah Savings 2019.&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin-Syie9^_^+Feb 27 2021, 12:38 PM--&gt;&lt;div class='quotetop'&gt;QUOTE(Syie9^_^ &amp;#064; Feb 27 2021, 12:38 PM)&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;&lt;img src='https://d3q48uqppez4lq.cloudfront.net/wp-content/uploads/2021/02/epf-annual-returns-2020.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Quite slightly better, slightly not. &lt;br /&gt;&lt;br /&gt;Factor in the reason with Pandemic, + So called Financial Crisis. &lt;br /&gt;&lt;br /&gt;Even AFC paid better @6.7%&lt;br /&gt;&lt;br /&gt;Flash crash 1981-1982 @8%.&lt;br /&gt;&lt;br /&gt;Only Slight better than GFC 2008-2009 @4.5%&lt;br /&gt;&lt;br /&gt;source Kicap.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://mypf.my/investing/retire/epf-historical/?fbclid=IwAR1gc9le7DoUfP-cEj3n8iS8HP5rYIL-jO8UtoM05cjJEKJOYMslyfS9K2U' target='_blank'&gt;https://mypf.my/investing/retire/epf-histor...EKJOYMslyfS9K2U&lt;/a&gt;&lt;br /&gt;[right][snapback]100127778[/snapback][/right]&lt;br /&gt;&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;</description>
            <author>pokchik</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 27 Feb 2021 12:10:45 +0800</pubDate>
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            <title>Agong&amp;#39;s Birthday Public Holiday&amp;#33; *woohoo*</title>
            <link>http://forum.lowyat.net/topic/4917115</link>
            <description>&lt;a href='https://www.thestar.com.my/news/nation/2020/03/04/king039s-official-birthday-on-first-monday-of-june' target='_blank'&gt;https://www.thestar.com.my/news/nation/2020...-monday-of-june&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;King&amp;#39;s official birthday falls on June 8 this year&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;PUTRAJAYA: The official birthday of the Yang di-Pertuan Agong this year has been moved to June 8 and from next year onwards, it will be on the first Monday of June.&lt;br /&gt;&lt;br /&gt;The initial date for the celebration was June 6, said Chief Secretary to the Government Datuk Seri Mohd Zuki Ali.&lt;br /&gt;&lt;br /&gt;&amp;quot;The government has agreed that starting 2021 until the end of the reign of Yang di-Pertuan Agong Al-Sultan Abdullah Ri&amp;#39;ayatuddin Al-Mustafa Billah Shah, the official birthday will fall on the first Monday of June,&amp;quot; he said in a statement on Wednesday (March 4).&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;extra Public Holiday for June..&amp;#33;&amp;#33;? (well, it was supposedly on Saturday this year initially)&lt;br /&gt;&lt;br /&gt; &lt;!--emo&amp;:hyper:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxm9.gif' border='0' style='vertical-align:middle' alt='rclxm9.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:hyper:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxm9.gif' border='0' style='vertical-align:middle' alt='rclxm9.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:hyper:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxm9.gif' border='0' style='vertical-align:middle' alt='rclxm9.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>pokchik</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 04 Mar 2020 16:02:26 +0800</pubDate>
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            <title>Makeshift skirt not allowed in public library</title>
            <link>http://forum.lowyat.net/topic/4873113</link>
            <description>&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;I’M a 14-year-old girl. I love reading, and my family often visits the Petaling Jaya Community Library. However, I recently had a bad experience there that has made rethink things a little. I don’t really know who to blame exactly, but here it is.&lt;br /&gt;&lt;br /&gt;On the afternoon of Nov 26, my mother took my sisters and me to the library after we had been shopping; I was wearing a pair of casual denim shorts. Nothing too revealing but they did end above my knees since it was hot outside. We forgot about the rule (depicted in a picture sign outside) “no shorts, no slippers and no short skirts”. It wasn’t our first time at this library but this time it just slipped our minds.&lt;br /&gt;&lt;br /&gt;The young adult fiction books are on the third floor, which is where I usually go to read. As I walked to the lift, a male voice called out to me to stop. I turned around to see an auxiliary policeman sitting by a desk, smiling condescendingly. He pointed at my shorts. I stared at him in shock, and he continued smiling sarcastically as he told me to “go home and change to long pants if you want to come in”.&lt;br /&gt;&lt;br /&gt;Just then, my mother came up to me. Having remembered the “no shorts” rule, she brought me her shawl to tie around my waist and fashion into a skirt, as we had done at Batu Caves. Three other library staff were now watching too. The shawl went just past my knees.&lt;br /&gt;&lt;br /&gt;I walked towards the lift but the guard stopped me again with that smile.&lt;br /&gt;&lt;br /&gt;“You still can’t come in.” Bewildered, I asked why, and he told me that “skirts aren’t allowed”. Based on the picture outside, short skirts aren’t allowed. Mine extended past my knees. My mother asked why this skirt wasn’t allowed, and he looked at his female colleague. “You don’t understand, is it? You don’t know? Your first time here?” I shook my head. My mother asked them where it said that this long skirt wasn’t allowed. They exchanged looks. “Is she going to sit here and read or just borrow?” I couldn’t understand why they wouldn’t let me read. “Later people see and then ... not nice,” they said.&lt;br /&gt;&lt;br /&gt;I don’t understand. I didn’t go there to show off my body. I just went to read and borrow books like always. I was following the rules, so why wouldn’t they let me in? And this makeshift shawl-skirt, was it really considered indecent? I’m not entering a temple or a mosque or a church. It’s a public library.&lt;br /&gt;&lt;br /&gt;I felt ashamed for a moment and wanted to hide, but then I thought, why should I? If someone raped me, would it be my fault? For wearing the wrong thing?&lt;br /&gt;&lt;br /&gt;This incident opened up bigger, scarier questions to me about the Malaysian mindset.&lt;br /&gt;&lt;br /&gt;I only went to borrow books but instead returned humiliated. My 10-year-old sister, who was wearing a skirt with a hemline slightly above the knees, was terrified that she would also be asked to leave.&lt;br /&gt;&lt;br /&gt;My mum was apologetic to me and deeply disappointed that I was denied the right to borrow books from the library just because of the way I was dressed. I hope in future that children won’t be judged for what they wear.&lt;br /&gt;&lt;br /&gt;ABS&lt;br /&gt;&lt;br /&gt;Kuala Lumpur&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.thestar.com.my/opinion/letters/2019/12/03/teens-skirt-not-nice-no-entrance-to-library?itm_source=parsely-api' target='_blank'&gt;https://www.thestar.com.my/opinion/letters/...ance-to-library&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;TLDR;&lt;br /&gt;- girl wear shorts, not allowed to go in.&lt;br /&gt;- mother use shawl as makeshift &amp;#39;skirt&amp;#39; but still not allowed to go in.&lt;br /&gt;&lt;br /&gt;Which party is right in this matter?&lt;br /&gt;&lt;br /&gt;----&lt;br /&gt;&lt;br /&gt;Updated with my stance:&lt;br /&gt;&lt;br /&gt;out of the story, the best approach should be:&lt;br /&gt;&lt;br /&gt;1. mom &amp;amp; daughter KNOWS the dress rule but forgot about it.&lt;br /&gt;&lt;br /&gt;2. mom should&amp;#39;ve asked first with the library staffs if covering the shorts with her shawl a-la kain batik wrap&lt;br /&gt;is okay for the daughter to enter.&lt;br /&gt;&lt;br /&gt;3. staffs should get acknowledgement from the person-in-charge of the day/the hour to get approval.&lt;br /&gt;&lt;br /&gt;everything should be done courteously and professionally.&lt;br /&gt;&lt;br /&gt;though the story is one-sided, i always observe that Courtesy and Professionalism&lt;br /&gt;are the two missing aspects for Malaysians in general, which are the missing points for this story.&lt;br /&gt;&lt;br /&gt;not about being taliban, not about going against the rule, not about trying backdoor or anything.</description>
            <author>pokchik</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 03 Dec 2019 15:37:33 +0800</pubDate>
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            <title>Any postpaid unlimited call + SMS available?</title>
            <link>http://forum.lowyat.net/topic/4268152</link>
            <description>Hi [@Maxis]&lt;br /&gt;&lt;br /&gt;Are there any postpaid plans available strictly for &lt;b&gt;Unlimited Call + SMS&lt;/b&gt; on non-smartphone?&lt;br /&gt;&lt;b&gt;No data needed&amp;#33;&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;&lt;img src='http://cdn2.gsmarena.com/vv/bigpic/nokia-1202.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;It&amp;#39;s for my 2nd line, very useful for long battery life.</description>
            <author>pokchik</author>
            <category>Maxis Postpaid</category>
            <pubDate>Mon, 17 Apr 2017 14:14:00 +0800</pubDate>
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            <title>WTS Used PS3/PS4 Games/Accessories</title>
            <link>http://forum.lowyat.net/topic/4162158</link>
            <description>&lt;b&gt;WTS PS3/PS4 Games/Accessories&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;PS3 Move Sharpshooter (SOCOM 4) RM120 *very good condition, unused&amp;#33;&lt;br /&gt;PS3 Move Motion Controller RM120 *used 2-3 times&lt;br /&gt;PS3 Move Navigation Controller RM100 *used 2-3 times&lt;br /&gt;PS3 Eye RM100 *slightly dusty&lt;br /&gt;PS3 SOCOM 4 RM40 &lt;br /&gt;&lt;br /&gt;*buy one set for RM400, and I&amp;#39;ll throw in the SOCOM 4 game disc together.&lt;br /&gt;&lt;br /&gt;&lt;img src='http://ps3maven.walyou.netdna-cdn.com/wp-content/uploads/2011/03/81QQW6GyZQL._AA1500_-e1301262043213.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;PS4 Infamous Second Son R3 RM70&lt;br /&gt;PS4 Tomb Raider Definitive Edition R1 RM70&lt;br /&gt;PS4 Camera (Ver 1) RM180&lt;br /&gt;PS4 Uncharted 4 Nathan Drake Figure RM200&lt;br /&gt;&lt;br /&gt;COD Melaka (JJ Ayer Keroh), McD Melaka Mall.&lt;br /&gt;Postage via Poslaju extra charges may apply.&lt;br /&gt;&lt;br /&gt;PM for enquiries, price is still negotiable.</description>
            <author>pokchik</author>
            <category>Games Garage Sales</category>
            <pubDate>Fri, 30 Dec 2016 16:10:48 +0800</pubDate>
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            <title>Are you allowed to bring pork-based dish</title>
            <link>http://forum.lowyat.net/topic/2840281</link>
            <description>Hi /k/,&lt;br /&gt;&lt;br /&gt;Does your office policy prevent you from bringing pork to the office for lunch/snack/etc.?&lt;br /&gt;Can you bring pork to the office and eat in the pantry/canteen?&lt;br /&gt;&lt;br /&gt;Note 1: &lt;br /&gt;From my POV, muslims are not offended because non-muslims eat pork,&lt;br /&gt;it&amp;#39;s just that religion prevents from physical touch of pork, whereby we need to clean it up&lt;br /&gt;with a procedure which involves water with soil (air + tanah bersih).&lt;br /&gt;&lt;br /&gt;Note 2:&lt;br /&gt;For buddhists/hindus, is eating beef in front of you an offensive gesture?&lt;br /&gt;&lt;br /&gt;Note 3:&lt;br /&gt;For vegetarians, I assume eating non-veggie dishes would not be against your belief, right?&lt;br /&gt;and is this due to religion or strictly diet-based ruling (to eat veggies only).</description>
            <author>pokchik</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 07 Jun 2013 12:11:59 +0800</pubDate>
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