Lowyat.NET: Latest topics by kovin

Pay-off Hosing Loan or Invest

kovin — Fri, 07 Apr 2017 16:03:09 +0800

Currently hold some cash, not sure which one is a better option

Option 1: Pay-off half of the Hosing Loan with interest of 4.25%
Option 2: Invest - return between 3.5-5%pa

As value of money is getting smaller due to inflation or weak in RM and others.
Pay-off Hosing Loan seems not worth.
Don't dare to take high risk investment.

What do you think?

Salary Survey

kovin — Wed, 25 Jan 2017 11:33:28 +0800

Please also list down your Position + Salary
Digital Marketing Specialist
RM4.5

Salary Survey

kovin — Wed, 25 Jan 2017 11:20:32 +0800

Digital Marketing Specialist
RM4K

What is "life" to you?

kovin — Thu, 12 Jan 2017 16:39:21 +0800

in my 30s not sure what is "life"
recently only thinking about money $, is that what life is all about ?
macam no life only!

[wts] Nexus 4 16G Black

kovin — Tue, 11 Feb 2014 02:33:19 +0800

Item(s):Nexus 4 16G Black Used

Package includes:Full set with original BoxSet, Charger, Cable, Quick Start Guide, Screen Protractor, Case Protractor.

Price:RM820 o.n.o

Warranty:none

Dealing method:COD or Post

Location of seller:KL, PJ, Seremban

Contact method/details:0126077251

Age of item:1year1month

---

Item(s) conditions:mint condition

Picture:

Reason for sale:upgrade to nexus5

↑

Happy Meal - Despicable Me 2 Minions "New Zealand

kovin — Thu, 18 Jul 2013 17:50:43 +0800

Item(s): Happy Meal - Despicable Me 2 Minions "New Zealand only Version"

Package includes: [B]Jerry Whistle Limited to NZ[/b]

Price:PM

Warranty:-

Dealing method: Bank in / Airpost

Location of seller:New Zealand

Contact method/details:Forum PM

Age of item:NEW

---

Item(s) conditions:NEW

Picture:

Reason for sale:-

Despicable Me 2 Minions "New Zealand only Version"

kovin — Thu, 18 Jul 2013 17:41:49 +0800

Item(s): Happy Meal - Despicable Me 2 Minions "New Zealand only Version"

Package includes:Happy Meal Toy Minions [B]Tom Babbler [/b]

Price:Pm

Warranty:-

Dealing method:Bank in

Location of seller: Airpost from New Zealand

Contact method/details: Forum PM

Age of item:New

---

Item(s) conditions:New

Picture:·

Reason for sale: -

[WTS] -10% Oversea 海外天 vouchers

kovin — Sat, 20 Oct 2012 19:21:18 +0800

[WTS]

3 x RM100 Oversea 海外天 cash voucher with 10% discount.

COD: PJ

Branch : Restaurants of Oversea

About Oversea : About Oversea

Facebook: facebook of Oversea

Any Nyan Cat Fan?

kovin — Thu, 22 Mar 2012 14:30:15 +0800

Nyan Cat is the name of a YouTube video uploaded in April 2011,
which became an Internet meme.
The video merged a Japanese pop song with an animated cartoon cat with the body of a Pop-Tart
flying through space, and leaving a rainbow trail behind it.
The video ranked at number 5 on the list of most viewed YouTube videos in 2011.
[YOUTUBE]QH2-TGUlwu4[/YOUTUBE]

The making of Nyan Cat T-Shirt
[YOUTUBE]3jh6r6NawFk[/YOUTUBE]

[WTS] Arena Goggles

kovin — Thu, 16 Feb 2012 21:12:09 +0800

Item(s):Arena Goggles x50

Package includes: Brand New Arena Goggles

Price:RM15 Each

Warranty:-

Dealing method:COD or Pos

Location:PJ

Contact method/details:PM
---

Item(s) conditions:New

Fan of Mild Seven

kovin — Wed, 16 Nov 2011 10:00:33 +0800

Any Fan of Mild Seven Cigarettes Ori Blue in here?

[Movie]You Are the Apple of My Eye

kovin — Mon, 07 Nov 2011 23:42:08 +0800

Updated Friday, August 19, 2011 7:21 pm TWN, By Andy Hsiao and Lin Yuting, Special to The China Post
You Are the Apple of My Eye (那些年，我們一起追的女孩)

Helping audiences re-live sweet memories — the bicycle ride to school, playing ball during recess, graduation and staying after school only to get closer to the girl you like, “You Are the Apple of My Eyes” (那些年，我們一起追的女孩) has it all.

The film is a gentle reflection of popular author Giddens Ko's (九把刀) teenage years in Changhua, kicking off right away with a grown-up Giddens, played by Ko Chen-tung (柯震東), waiting to attend a wedding. The film then switches back to a 16-year-old Giddens, biking to school while meeting up with his friends on the way.

Based on a novel, “You Are the Apple of My Eyes” tells the story of five guys, including Giddens, who strived to win over the heart of classmate Shen Chia Yi (沈佳宜), played by Michelle Chen (陳妍希), who successfully imprints her character onto our hearts and that of many Taiwanese teenagers.

The film is split into three parts: high school, university and the aftermath. Each part illustrates a different phase and level of the relationship between Giddens and Shen Chia Yi.

The high school portion of the movie is the longest; it strings our hearts together and spins them right into a memory tunnel with the scarred, drawn and worn out wooden chairs and desks, the girl poking the boy sitting in front with a pen, and the school uniforms.

The university years then show how the pair left their hometown and strived to maintain a long-distance relationship, which received a fine dose of real-life challenges.

The aftermath includes major turning points and decisions. Those with pet-peeves towards loose plot ends and underdeveloped characters need not worry. The film develops each and every character thoroughly, as well as gives a tip of the hat to how Giddens' career began as a writer. A two-part surprise epilogue appears during and after the credits, so be sure to stay for it.

“Maybe in an alternate universe, we will be together,” said Giddens to Shen Chia Yi years after their last encounter ended in unfortunate misunderstandings. Not only do Giddens' words make us feel better about the fictional pair, they also pat faintly on our backs for those times that we may have allowed fate to slip through our fingertips.

Xbox360 vs PS3 which one to buy?

kovin — Thu, 24 Feb 2011 10:36:28 +0800

I search around and can't get any topic regarding the comparison of these two consoles and buying guide,
therefore I'm here to create a new topic hope to seek for help and suggestion from all of you,
Please list down the pros and cons of these two,
suggestion on which is which that is more suitable for different ppl with different needs and wants.

If there is a topic that related to this topic please list down here.

[addedon]February 24, 2011, 10:51 am[/addedon]Please help

Apple Iphone Killer - Google Nexus One

kovin — Sun, 10 Jan 2010 06:02:12 +0800

Google Nexus One getting hot in the US and UK.
Any one out there have one?
Please share with us.