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        <title>Lowyat.NET: Latest topics by sumpit</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 22 Jul 2026 12:04:51 +0800</lastBuildDate>
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        <item>
            <title>Flexi interest rate</title>
            <link>http://forum.lowyat.net/topic/5200961</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I have a question.&lt;br /&gt;I&amp;#39;m taking a flexi home loan soon in the amount of 240k for 10 years.&lt;br /&gt;&lt;br /&gt;I&amp;#39;m thinking of withdrawing 60k from my epf.&lt;br /&gt;&lt;br /&gt;But I don&amp;#39;t know how flexi really works.&lt;br /&gt;&lt;br /&gt;Would it be better to take a loan of 240k and add 60k later, hoping that that would lower the interest rate and monthly repayment&lt;br /&gt;&lt;br /&gt;OR&lt;br /&gt;&lt;br /&gt;Take a 180k loan?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Any advice, please?  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>sumpit</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Fri, 01 Oct 2021 09:19:48 +0800</pubDate>
        </item>
        <item>
            <title>Afterbirth care services</title>
            <link>http://forum.lowyat.net/topic/4151280</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Has anybody tried staying here &lt;a href='http://afterbirth.care/' target='_blank'&gt;http://afterbirth.care/&lt;/a&gt;?&lt;br /&gt;It seems kinda new, so I&amp;#39;d appreciate it if anybody can provide a feedback on this place.&lt;br /&gt;</description>
            <author>sumpit</author>
            <category>Pregnancy &amp;amp; Parenting</category>
            <pubDate>Sun, 18 Dec 2016 19:59:54 +0800</pubDate>
        </item>
        <item>
            <title>(WTS) Prada BN2530</title>
            <link>http://forum.lowyat.net/topic/3255538</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I got a leather bag that I bought Italy. Here it is&amp;#33;  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Item(s): Prada handbag (100% authentic or your money back&amp;#33;)&lt;br /&gt;Dimension: 42 cm x 34 cm x 9 cm&lt;br /&gt;Material: Signature Prada Tessuto Nylon with Saffiano Leather Trim&lt;br /&gt;Item(s) conditions: New, bought in Italy&lt;br /&gt;Package includes: Detachable Shoulder strap, ID Tag, dustbag and authenticity card&lt;br /&gt;Price: RM1450&lt;br /&gt;Dealing method: Prefers COD in KL/Selangor area so that you can inspect it yourself, though poslaju is also possible.&lt;br /&gt;&lt;br /&gt;[attachmentid=4010440]&lt;br /&gt;&lt;br /&gt;Thanks for reading&amp;#33;</description>
            <author>sumpit</author>
            <category>Women&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Thu, 12 Jun 2014 12:11:38 +0800</pubDate>
        </item>
        <item>
            <title>(WTS) Prada BN1336</title>
            <link>http://forum.lowyat.net/topic/3232380</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I got a leather bag that I bought Italy. Here it is&amp;#33;   &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s)&lt;/b&gt;: Prada handbag (100% authentic or your money back&amp;#33;)&lt;br /&gt;&lt;b&gt;Dimension&lt;/b&gt;: 34 cm x 30.5 cm x 15 cm&lt;br /&gt;&lt;b&gt;Item(s) conditions&lt;/b&gt;: New, bought in Italy&lt;br /&gt;&lt;b&gt;Package includes&lt;/b&gt;: Detachable Shoulder strap, ID Tag, dustbag and authenticity card&lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;: pm me for best price&lt;br /&gt;&lt;b&gt;Dealing method&lt;/b&gt;: Prefers COD in KL/Selangor area so that you can inspect it yourself&lt;br /&gt;&lt;br /&gt;Please note that this is a display unit.</description>
            <author>sumpit</author>
            <category>Women&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Wed, 21 May 2014 18:40:44 +0800</pubDate>
        </item>
        <item>
            <title>(WTS) Prada BR4891</title>
            <link>http://forum.lowyat.net/topic/3232239</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I got a leather bag that I bought Italy.  &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s):&lt;/b&gt; Prada (authentic or your money back)&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Authenticity card, dustbag and warranty card&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; Prefers COD in KL/Selangor area so that you can inspect it yourself&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; New, bought in Italy&lt;br /&gt;&lt;b&gt;Dimension:&lt;/b&gt; 33cm x 38cm x 18cm&lt;br /&gt;&lt;b&gt;Color:&lt;/b&gt; Ivory&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; pm me for more details&lt;br /&gt;&lt;br /&gt;[attachmentid=3980935] [attachmentid=3980926]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Thanks for reading&amp;#33;</description>
            <author>sumpit</author>
            <category>Women&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Wed, 21 May 2014 16:36:53 +0800</pubDate>
        </item>
        <item>
            <title>(WTS) Prada BN2419</title>
            <link>http://forum.lowyat.net/topic/3232170</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I got a leather bag that I bought Italy. Here it is&amp;#33;  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s):&lt;/b&gt; Prada handbag (100% authentic or your money back&amp;#33;)&lt;br /&gt;&lt;b&gt;Dimension:&lt;/b&gt; 36 cm x 31 cm x 16 cm&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; New, bought in Italy&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Detachable Shoulder strap, ID Tag, dustbag and authenticity card&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; pm me for price&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; Prefers COD in KL/Selangor area so that you can inspect it yourself&lt;br /&gt;&lt;br /&gt;[attachmentid=3980795][attachmentid=3980797]&lt;br /&gt;&lt;br /&gt;Thanks for reading&amp;#33;</description>
            <author>sumpit</author>
            <category>Women&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Wed, 21 May 2014 15:26:03 +0800</pubDate>
        </item>
        <item>
            <title>(WTS) Balenciaga Linea Metallica</title>
            <link>http://forum.lowyat.net/topic/3209189</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I got some leather bags that I bought Italy. Here they are&amp;#33;  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s):&lt;/b&gt; Balenciage Linea Metallica&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Mirror, dustbag and warranty card&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; Prefers COD in KL/Selangor area&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; New, bought in Italy&lt;br /&gt;&lt;b&gt;Dimension:&lt;/b&gt; 29cm x 19cm x 12cm&lt;br /&gt;&lt;b&gt;Material:&lt;/b&gt; Monk leather&lt;br /&gt;&lt;b&gt;Color:&lt;/b&gt; Very dark blue&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM1890 (price is negotiable)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;[attachmentid=3950841][attachmentid=3950842]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s):&lt;/b&gt; Balenciage Linea Metallica&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Mirror, dustbag and warranty card&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; Prefers COD in KL/Selangor area&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; New, bought in Italy&lt;br /&gt;&lt;b&gt;Dimension:&lt;/b&gt; 38cm x 24cm x 16cm&lt;br /&gt;&lt;b&gt;Material:&lt;/b&gt; Monk leather&lt;br /&gt;&lt;b&gt;Color:&lt;/b&gt; Brick red&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM2500 (price is negotiable)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;[attachmentid=3950844][attachmentid=3950845]</description>
            <author>sumpit</author>
            <category>Women&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Tue, 29 Apr 2014 20:02:16 +0800</pubDate>
        </item>
        <item>
            <title>Laminated floor underlay</title>
            <link>http://forum.lowyat.net/topic/3131589</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I bought some laminated floor and plan to install it myself.&lt;br /&gt;But I have no idea where to buy the PE foam for the underlay.&lt;br /&gt;I need very little of it as  my room is on 13 x 10 feet.&lt;br /&gt;&lt;br /&gt;Any idea where to find them?&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33; &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>sumpit</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Fri, 14 Feb 2014 17:23:30 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] George Gina and Lucy</title>
            <link>http://forum.lowyat.net/topic/2875816</link>
            <description>GGL is a cool and hip brand from Germany. With its signature, yet functional carabiner and multiple compartments, this bags made from strong nylon makes it easy for you to stay organized. Totally suitable for work and leisure and may even be used as a diaper bag. And with its eye-catching color and design, you are sure to stand out in the crowd&amp;#33; And as it is yet to reach our shore, you can be almost certain that you are one of the very few to own one.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s):&lt;/b&gt; George Gina and Lucy (Miss No No)&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Authenticity Card and Dustbag&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM 600&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; Poslaju/COD around KL/Selangor&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Brand New</description>
            <author>sumpit</author>
            <category>Women&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Sun, 07 Jul 2013 06:55:21 +0800</pubDate>
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        <item>
            <title>downgrade from nvidia to intel on m1330</title>
            <link>http://forum.lowyat.net/topic/1413247</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;My dell M1330 is giving me signs like it&amp;#39;s gonna to bust anytime soon.&lt;br /&gt;One night, I got a blue screen with a warning telling me to change the video adapter,&lt;br /&gt;just so you know, I&amp;#39;ve already had it changed once while it still under warranty.&lt;br /&gt;&lt;br /&gt;I am thinking of downgrading the NVidia to Intel GPU,&lt;br /&gt;but I dont know how much it&amp;#39;s gonna cost,&lt;br /&gt;or if it&amp;#39;s worth all the trouble at all (and intel wont go bust like nvidia).&lt;br /&gt;&lt;br /&gt;If anybody had any experience, do care to share &lt;!--emo&amp;;)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/wink.gif' border='0' style='vertical-align:middle' alt='wink.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;</description>
            <author>sumpit</author>
            <category>Mobile Computing</category>
            <pubDate>Wed, 05 May 2010 18:30:02 +0800</pubDate>
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