http://forum.lowyat.net/ Sat, 07 Nov 2026 08:39:40 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/1444309 Hi, I am hoping to seek some constructive advices or help here. I want to purchase a Hyundai i10, but unfortunately, I&#39;m having some problems with bank loans.<br /><br />I&#39;ll cut the long story short, right now I have the necessary documents (copy of IC, driving license, pay slip, appointment letter) but I don&#39;t have epf statement and bank statement because my company doesn&#39;t deal with epf and pays salary by cash (which I don&#39;t bank in). I have a guarantor (my mother who works in the same company, therefore could not provide bank statement and epf statement either), but my dealer who submitted my loan to every bank without my knowledge have banks calling me asking me to provide them with bank statement or epf statement or else it is &quot;difficult to apply&quot;.<br /><br />Many ppl told me it&#39;s easy to apply for a car loan if you have a guarantor, it&#39;s just that my dealer is new and inexperienced in his job. Perhaps I am too young to be credible for the banks, I&#39;m just 20 years old, but I am really able to pay off the car&#39;s monthly installments by myself. I hope someone, especially Hyundai car dealers could help me out with this. Thank you. -Xinc- Serious Kopitiam Wed, 02 Jun 2010 20:31:39 +0800