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        <title>Lowyat.NET: Latest topics by mariochuah</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 17 Apr 2026 08:43:41 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>Nasi kandar franchise</title>
            <link>http://forum.lowyat.net/topic/4771707</link>
            <description>Is that possible for non Muslim to take for Nasi kandar franchise in Malaysia ? &lt;br /&gt;How much initial investment capital and royalty ? &lt;br /&gt;&lt;br /&gt;Anyone can advise ? &lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>mariochuah</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 27 Apr 2019 22:02:42 +0800</pubDate>
        </item>
        <item>
            <title>Buy Module 16 book</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Stock Exchange</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
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            <title>Buy Module 16 book</title>
            <link>http://forum.lowyat.net/topic/4678389</link>
            <description>Anyone have the the for module 16 (future and derivative rules and regulation) &lt;br /&gt;Please sell me the book. &lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>mariochuah</author>
            <category>Services Noticeboard</category>
            <pubDate>Mon, 22 Oct 2018 10:51:47 +0800</pubDate>
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        <item>
            <title>Wechat, Alipay exchange Services</title>
            <link>http://forum.lowyat.net/topic/4149388</link>
            <description>Are u feeling the stressed from ringgit depreciation ? Are u keen to shop at China with convenience price ? Are u want to send Remimbi via Wechat or Alipay ? &lt;br /&gt;&lt;br /&gt;Now everyone can have this service. u can send money via WECHAT Red Packet(微信红包） OR ALIPAY（支付宝). &lt;br /&gt;We provides a decent exchange rates at daily basic. 100% cheaper than money changers &lt;br /&gt;&lt;br /&gt;Anyone interested to change use Wechat Money can add me: alexchuah2288. &lt;br /&gt;&lt;br /&gt;[attachmentid=8266423] [attachmentid=8266427]&lt;br /&gt;&lt;br /&gt;Thanks.&lt;br /&gt;</description>
            <author>mariochuah</author>
            <category>Services Noticeboard</category>
            <pubDate>Fri, 16 Dec 2016 18:05:34 +0800</pubDate>
        </item>
        <item>
            <title>Iphone 4 For Sales 700 only.</title>
            <link>http://forum.lowyat.net/topic/3184490</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;Apple Original Iphone 4 16G Black &lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt;&lt;br /&gt;Free postage&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;&lt;br /&gt;700 included postage&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt;&lt;br /&gt;None.. Working well condition&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;&lt;br /&gt;COD or Postage&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt;&lt;br /&gt;Penang.. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt;&lt;br /&gt;0164415798. whatapps or wechat &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt;&lt;br /&gt;3 years++&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt;&lt;br /&gt;Working well.. latest iOS.&lt;br /&gt;Cheapest in the market. Mudah price checked.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt;&lt;br /&gt;Upgrade to Iphone 5s</description>
            <author>mariochuah</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sun, 06 Apr 2014 16:02:54 +0800</pubDate>
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        <item>
            <title>Wish Me Luck</title>
            <link>http://forum.lowyat.net/topic/2584044</link>
            <description>Dear all lyt members,&lt;br /&gt;&lt;br /&gt;Please wish me luck as i am going to meet a female members for a dinner at Garden/Midvalley at 8pm&lt;br /&gt;with this champage. Hope i dont trouble the dinner.&lt;br /&gt;&lt;br /&gt;[attachmentid=3149127]</description>
            <author>mariochuah</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Sat, 10 Nov 2012 18:47:30 +0800</pubDate>
        </item>
        <item>
            <title>Job Hopping</title>
            <link>http://forum.lowyat.net/topic/2555939</link>
            <description>Dear, &lt;br /&gt;&lt;br /&gt;recently, i do get an offer from a smaller company which offer me abt 80% increment and higher position.&lt;br /&gt;I do list down all the pro- &amp;amp; con- which i am able to think of:&lt;br /&gt;&lt;br /&gt;PRO&lt;br /&gt;1.Higher salary&lt;br /&gt;2.Unknown Bonus ( Min 2 months)&lt;br /&gt;3.Incentive (Might be implement soon)&lt;br /&gt;4.Higher position&lt;br /&gt;5.Challenging working place&lt;br /&gt;&lt;br /&gt;CON&lt;br /&gt;1.smaller market capital&lt;br /&gt;2.unfriendly product (compare to MNC)&lt;br /&gt;3.different targeted clients group&lt;br /&gt;4.uncertain future&lt;br /&gt;5.benefits less compare to MNC&lt;br /&gt;&lt;br /&gt;should i accept this offer  ?&lt;br /&gt;&lt;br /&gt;P/S: &lt;br /&gt;1.i am just 24&lt;br /&gt;</description>
            <author>mariochuah</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sat, 20 Oct 2012 17:54:25 +0800</pubDate>
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        <item>
            <title>TANJUNG OFFSHORE BERHAD</title>
            <link>http://forum.lowyat.net/topic/2471871</link>
            <description>Hi all sifu, &lt;br /&gt;&lt;br /&gt;Today read about this:&lt;br /&gt;&lt;br /&gt;RESTRICTED OFFER FOR SALE BY E-CAP (INTERNAL) ONE SDN BHD (&amp;quot;E-CAP&amp;quot;) OF UP TO 177,864,424 ISLAMIC REDEEMABLE CONVERTIBLE PREFERENCE SHARES OF RM0.01 EACH IN KOTA BAYU EKUITI BERHAD (&amp;quot;OFFER RCPS-i&amp;quot;) AT AN OFFER PRICE OF RM1.00 PER OFFER RCPS-i ON A NONRENOUNCEABLE BASIS TO THE SHAREHOLDERS OF TANJUNG OFFSHORE BERHAD (&amp;quot;TANJUNG&amp;quot;), OTHER THAN E-CAP AND/OR ITS AFFILIATES ON THE BASIS OF 75 OFFER RCPS-i FOR EVERY 100 ORDINARY SHARES OF RM0.50 EACH HELD IN TANJUNG AT 5.00 P.M. ON 13 AUGUST 2012&lt;br /&gt;&lt;br /&gt;Do anyone can explain the details ? it sound allien to me  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;since the offer preference share is not listed in bursa, will it caused any trouble if trading in future ? &lt;br /&gt;&lt;br /&gt;beside, i cant even find their preference share promised interest rate in their prospectus, any idea  ?&lt;br /&gt;</description>
            <author>mariochuah</author>
            <category>Stock Exchange</category>
            <pubDate>Thu, 16 Aug 2012 09:22:21 +0800</pubDate>
        </item>
        <item>
            <title>should i start a relationship</title>
            <link>http://forum.lowyat.net/topic/2408418</link>
            <description>i am not sure this is correct place for me. Actually. im just wake up from my eye operation. things come without any expectation. my right vision is gone and thanks god that, i still have abt 70% of my left eye back. But, i am scare, i might turn blind in future. it is just the matter of time. i have no ideal what should i do right now. &lt;br /&gt;&lt;br /&gt;During the operation, i face it alone. stay in hospital alone. i feel kinda depress and sad when saw patients beside me get family to visit. That y, i come here to ask all forumer. &lt;br /&gt;&lt;br /&gt;Let say, your got unhealthy body, will u still plan to start a relationship ? i am lost now. in my opinion, i think since i dont even can take care of myself, what for i still get a gf or wife to let her suffer, isnt it ? do u girls agree with me ? what should i do ?? i dont know... just wish that miracle will happen......&lt;br /&gt;&lt;br /&gt;from&lt;br /&gt;someone in lost</description>
            <author>mariochuah</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Sat, 30 Jun 2012 10:47:21 +0800</pubDate>
        </item>
        <item>
            <title>Hello Kitty Flower</title>
            <link>http://forum.lowyat.net/topic/2224720</link>
            <description>Dear girls. &lt;br /&gt;&lt;br /&gt;do u all know where to buy this flower ? &lt;br /&gt;&lt;br /&gt;Thanks&lt;br /&gt;&lt;br /&gt;[attachmentid=2682497]</description>
            <author>mariochuah</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Mon, 13 Feb 2012 10:15:51 +0800</pubDate>
        </item>
        <item>
            <title>Job Dillema. URGENT</title>
            <link>http://forum.lowyat.net/topic/2094468</link>
            <description>Dear seniors, &lt;br /&gt;&lt;br /&gt;with much luck, i was offer by Mbb as Investment Share Executive and JP Morgan as Treasury Operations. &lt;br /&gt;&lt;br /&gt;Well, for me.. i think both of it also look excellent and suit my interest until i cant make a correct decision.&lt;br /&gt;&lt;br /&gt;below is my own analyzing. &lt;br /&gt;&lt;br /&gt;Investment share executive.&lt;br /&gt;pro&lt;br /&gt;-basic 2.8k + allowance ( car, petrol, travel,outstation) + quarterly performance bonus&lt;br /&gt;-placed in my hometown, (where i think is easier for me to hit target + save living cost)&lt;br /&gt;-working life might be more challenging as SALES is part of the job duty&lt;br /&gt;-good direct manager n regional manger&lt;br /&gt;-free sponsorship to further study ( CFA or MBA)&lt;br /&gt;con&lt;br /&gt;-compare to JPM, the name is slightly not that famous. ( only South East Asia)&lt;br /&gt;-might just become King of Kampung &lt;br /&gt;-if cant hit target, no bonus ( current economic, dont think can make it)&lt;br /&gt;&lt;br /&gt;Treasury Operation &lt;br /&gt;-basic 3k + unknown performance bonus&lt;br /&gt;-placed in KL ( where have to rent room + transportation fees + Living cost )&lt;br /&gt;-will play supporting role in Treasury Services ( report, various back end duties) &lt;br /&gt;-NO SALES required&lt;br /&gt;-good LEARNING and WORKING EXPERIENCE &lt;br /&gt;-good future promotion + enlighten my FUTURE RESUME&lt;br /&gt;-good reputation ( i guess is dream of most banker) &lt;br /&gt;-no politics as adopt western working cultural&lt;br /&gt;-their name ( JP Morgan) is kinda hard for me to reject ( Everyone will pay more attention when heard abt it)&lt;br /&gt;con&lt;br /&gt;-cant save much ( as high expenses )&lt;br /&gt;-parents dont really encourage (i am the youngest)&lt;br /&gt;-Gf in hometown ( she said  OK for me to chase my career but, i know her heart also not really like me to go)&lt;br /&gt;-might be become slave in KL ( where in my hometown, i can be king)&lt;br /&gt;&lt;br /&gt;I am Male n 23 years old anyway. Kindly advise. Thanks n appreciated</description>
            <author>mariochuah</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Thu, 03 Nov 2011 12:38:35 +0800</pubDate>
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        <item>
            <title>Problems due to Car</title>
            <link>http://forum.lowyat.net/topic/1915025</link>
            <description>dear all, im encounter a situation where the car i drive (AUDI TT) is comparetively more luxurious then my supervisor n manager.&lt;br /&gt;after they realized abt it, i feel like my job volume is increasing significanly. &lt;br /&gt;feel insane with it ?? &lt;br /&gt;should i resign ??? &lt;br /&gt;what should i do ?? &lt;br /&gt;HELP &amp;#33;&amp;#33;  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;Headache</description>
            <author>mariochuah</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sun, 12 Jun 2011 12:21:48 +0800</pubDate>
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        <item>
            <title>Research Analyst</title>
            <link>http://forum.lowyat.net/topic/1820216</link>
            <description>Hi, may i know what is the salary range for a research analyst for fresh grad in a fund house ? &lt;br /&gt;thank.. &lt;br /&gt;</description>
            <author>mariochuah</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sun, 03 Apr 2011 23:17:11 +0800</pubDate>
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        <item>
            <title>Do u BELIEVE on 工字不出头 ？？？</title>
            <link>http://forum.lowyat.net/topic/1677054</link>
            <description>Dear all bro, sis: &lt;br /&gt;&lt;br /&gt;Do u believe on 工字不出头 ?? sorry, i don&amp;#39;t know how to translate it, anyone can help me translate it, please. thanks&lt;br /&gt;&lt;br /&gt;all your serious opinions and advices is highly appreciated. &lt;br /&gt;&lt;br /&gt;p/s: (not becoming boss of wan tan mee or cendol.. )</description>
            <author>mariochuah</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 14 Dec 2010 21:35:53 +0800</pubDate>
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        <item>
            <title>where to find real-daily DATA for warrant</title>
            <link>http://forum.lowyat.net/topic/1476343</link>
            <description>Dear Sifu,&lt;br /&gt;&lt;br /&gt;Do u face any problem to collect stock price and volume data for malaysia market ??&lt;br /&gt;Recently, I have done some research on the malaysia warrant market, unfortunately, it is so hard for me to collect the data...&lt;br /&gt;does anyone know any website to look for it? ?&lt;br /&gt;&lt;br /&gt;your help is really appreciate&lt;br /&gt;&lt;br /&gt;thx&lt;br /&gt;&lt;br /&gt;best regard,&lt;br /&gt;mario</description>
            <author>mariochuah</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 01 Jul 2010 19:58:50 +0800</pubDate>
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        <item>
            <title>CGPA ~ a bias indicator</title>
            <link>http://forum.lowyat.net/topic/1442584</link>
            <description>Hi guys, recently they are many fresh graduates come to job market. I found out an abnormal phenomena is the most the famous University graduate is hard to get 1st class but they r thousands of 1st class from some private U or unfamous local U.&lt;br /&gt;&lt;br /&gt;Since some U r applying bell curve for their academic result, that mean even u get 80 marks, doesn&amp;#39;t mean u sure will get an A.( it is my experience)&lt;br /&gt;besides. Some U had also fixed the number of candidate for the result. It means to just have a certain number student can get A, certain number will fail..&lt;br /&gt;Every uni have their own standard, u cannot compare Harvard Uni with UM, Oxford with USM, NUS with UTU, this is totally a bullshit if we just compare their cgpa.  &lt;br /&gt;&lt;br /&gt;So, do u guys think that our job market is getting something wrong??? Since most the interviewer or some MNC is hired based on their result.&lt;br /&gt;</description>
            <author>mariochuah</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 01 Jun 2010 11:50:45 +0800</pubDate>
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        <item>
            <title>SAP trainee</title>
            <link>http://forum.lowyat.net/topic/1403370</link>
            <description>Hi all, &lt;br /&gt;&lt;br /&gt;I am posting this topic because many of many friends wish to enter SAP field. Unfortunately. &lt;!--emo&amp;:blush:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blush.gif' border='0' style='vertical-align:middle' alt='blush.gif' /&gt;&lt;!--endemo--&gt; The chances to get into this field are relatively much harder  than investment or financial field. &lt;!--emo&amp;:shock:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/shocking.gif' border='0' style='vertical-align:middle' alt='shocking.gif' /&gt;&lt;!--endemo--&gt;   No company willing to hire a fresh graduates as SAP trainee at nowadays.  &lt;!--emo&amp;:shakehead:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/shakehead.gif' border='0' style='vertical-align:middle' alt='shakehead.gif' /&gt;&lt;!--endemo--&gt;  &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;how come like that ??  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  &lt;br /&gt;&lt;br /&gt;Is it meaning that SAP is going to outdated or substitute by oracle? &lt;!--emo&amp;:unsure:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/unsure.gif' border='0' style='vertical-align:middle' alt='unsure.gif' /&gt;&lt;!--endemo--&gt;  or any other reasons ?? Because the job market for SAP seem like become narrower.    &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>mariochuah</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 26 Apr 2010 13:03:13 +0800</pubDate>
        </item>
        <item>
            <title>reject JOB offer from Delolite</title>
            <link>http://forum.lowyat.net/topic/1398010</link>
            <description>haiz... just now received a phone call from Delolite. they offer me to work in there.&lt;br /&gt;Unfortunately, i had rejected it.. since i had promise to work in EA consulting liao....&lt;br /&gt;Am i stupid or moron ?? give up a MNC company n go to a unfamous company  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt; &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:blink:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blink.gif' border='0' style='vertical-align:middle' alt='blink.gif' /&gt;&lt;!--endemo--&gt;   &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;SAd.. regreting right now &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>mariochuah</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Wed, 21 Apr 2010 14:37:47 +0800</pubDate>
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