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        <title>Lowyat.NET: Latest topics by XavierLim</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 19 Jun 2026 23:41:18 +0800</lastBuildDate>
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            <title>Redraw Facility</title>
            <link>http://forum.lowyat.net/topic/1287543</link>
            <description>My housing loan package does not come with &amp;quot;redraw facility&amp;quot; because it was made in march 2004. According to the staff of Maybank, the housing loan package with redraw facility started since August 2004. I would like to ask if I can request for the redraw facility, so that I can save the interests.Thank you in advance for providing me the solutions.</description>
            <author>XavierLim</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 08 Jan 2010 23:38:41 +0800</pubDate>
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            <title>Seeking advises</title>
            <link>http://forum.lowyat.net/topic/1272173</link>
            <description>I am about to complete my diploma program in a couple of months. It is time for me to decide which course to further studies. My current course is Diploma In Mechatronics. However, I realised that I am not really into it. I thought of switching to business courses and yet I am worried I will regret my decision. As some of my friends think that it would be a waste to switch to other fields of studies. After completing my current program, I will have 6 months vacation before the commencement of degree program in NUS/NTU. Meanwhile, I am planning to get a job which is related to my current course of study to determine whether I am interested in the engineering field. I hope I can discover my real interest in that 6 months period. But then, I am asking myself &amp;quot;does that 6 months period ample for me to explore the direction of my life? Will I be able to make up my mind to choose for a desired course?&amp;quot; Or does the problem lie with my attitude towards life?  Occasionally, I would feel somewhat remorse as I think I shouldn&amp;#39;t be indecisive. Somehow, I feel lost at this time. I wish I can get some advises from every good samaritan in this forum.</description>
            <author>XavierLim</author>
            <category>Education Essentials</category>
            <pubDate>Sat, 26 Dec 2009 09:22:51 +0800</pubDate>
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