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        <title>Lowyat.NET: Latest topics by mcloudteo</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 20 Jun 2026 02:21:12 +0800</lastBuildDate>
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        <item>
            <title>Selling half of the house share SPA question.</title>
            <link>http://forum.lowyat.net/topic/5016634</link>
            <description>I&amp;#39;m selling my house to my ex-wife (we getting divorce)  &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;the house is in joint name so I selling half of my share to her (she buying the house), we agree of 50/50 split let say I will get 200k after settle the remaining house loan together, but in S&amp;amp;P it stated the vendor (me) have to settle the sum in redemption statement, If I am the sole person to settle the sum in redemption statement I will get nothing.  &lt;!--emo&amp;:facepalm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt;  [join borrower for the loan as well]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;SPA Statement&lt;/b&gt;&lt;br /&gt;&lt;i&gt;In the event the redemption sum stated in the &lt;b&gt;Redemption Statement should exceed the Balance Purchase Price&lt;/b&gt;, the &lt;b&gt;Vendor shall deposit the differential sum&lt;/b&gt; between the redemption sum and the said Loan (hereinafter referred to as “the Top-Up Sum”)&lt;/i&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;This is my assumption.&lt;/b&gt;&lt;br /&gt;House selling price 800k&lt;br /&gt;Remaining Loan 400k&lt;br /&gt;split 2 = (800 - 400) / 2 = 200k (she need to folk out 200k to settle the loan and 200k for me or borrow from bank)&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;But now with the statement above and agreement in SPA&lt;/b&gt;&lt;br /&gt;House selling price 400k&lt;br /&gt;Remaining Loan 400k&lt;br /&gt;I settle the 400k loan mean I get 0?  &lt;!--emo&amp;:facepalm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;but in divorce agreement said I selling my share to her with 200k. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Anyone with similar experience?</description>
            <author>mcloudteo</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Tue, 25 Aug 2020 18:59:07 +0800</pubDate>
        </item>
        <item>
            <title>ILLEGEAR Selenite Discussion Thread V1</title>
            <link>http://forum.lowyat.net/topic/4738579</link>
            <description>The world’s first 17.3” bezel-less laptop and the world’s first silent mechanical keyboard by GENESWITCH BROWN. Expand your gaming boundaries with Selenite’s RTX graphics and experience infinity gaming with its INFINIVISION bezel-less display – now bigger and better at 17.3”. Don’t be fooled by its size, the SELENITE is ultra-slim at 25 mm and ultra-light at only a mere 2.25kg with a 15.6” form factor – the perfect size for your backpack without compromising performance.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://www.illegear.com/wp-content/uploads/2018/10/2-2.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Drivers&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('3844ce359099a44f53ae35901c88de58')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;3844ce359099a44f53ae35901c88de58&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;&lt;a href='http://bit.ly/2ILBylF' target='_blank'&gt;Selenite Drivers Suite&lt;/a&gt;&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;Reviews&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('5e7108022ce1e326d139379ce7aa7170')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;5e7108022ce1e326d139379ce7aa7170&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;Aftershock Apex 17 - Same chassis with Illegear Selenite&lt;br /&gt;[YOUTUBE]4miUv4El0kA[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;Cyberpower Tracer III 17 (Tongfang GK7CN6S)&lt;br /&gt;[YOUTUBE]REMqP2MsDFA[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;Review by Youtuber Dave Lee&lt;br /&gt;[YOUTUBE]6bLG0GcCYik[/YOUTUBE]&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Illegear Selenite Pictures&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('aca77ff152c06a4612e62c05589f9b36')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;aca77ff152c06a4612e62c05589f9b36&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;&lt;img src='https://www.illegear.com/wp-content/uploads/2018/10/2-2-400x400.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='https://www.illegear.com/wp-content/uploads/2018/10/3-2-400x400.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='https://www.illegear.com/wp-content/uploads/2018/10/4-2-400x400.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Benchmark&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('f98d7f02fa2341e7ed8e812f21f6a352')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;f98d7f02fa2341e7ed8e812f21f6a352&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/0JYCaA' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/02/27/0JYCaA.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:8pt;line-height:100%'&gt;The photo and info are from Illegear website Please visit &lt;a href='https://www.illegear.com/laptops/selenite/' target='_blank'&gt;https://www.illegear.com/laptops/selenite/&lt;/a&gt; for more info&lt;/span&gt;</description>
            <author>mcloudteo</author>
            <category>Notebook Specific Discussion</category>
            <pubDate>Fri, 15 Feb 2019 18:46:53 +0800</pubDate>
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        <item>
            <title>TNB change name (disconnected 6 months)</title>
            <link>http://forum.lowyat.net/topic/3122640</link>
            <description>Hi my electricity been disconnected more than 6 months, went to tnb they said need to apply through contractor, called a contractor supply by them they said documentation + deposit need RM900  &lt;!--emo&amp;:blink:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blink.gif' border='0' style='vertical-align:middle' alt='blink.gif' /&gt;&lt;!--endemo--&gt; , my question is, is this the right charges? Thanks for help in advance.</description>
            <author>mcloudteo</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Thu, 06 Feb 2014 15:14:00 +0800</pubDate>
        </item>
        <item>
            <title>&amp;lt;WTS&amp;gt; PAPAGO&amp;#33; R6300T GPS Navigator</title>
            <link>http://forum.lowyat.net/topic/2777981</link>
            <description>&lt;b&gt;Item(s):PAPAGO&amp;#33; R6300T GPS Navigator &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes: &lt;br /&gt;1 x Unit of PAPAGO&amp;#33; R6300T&lt;br /&gt;1 x Vehicle Suction Mount&lt;br /&gt;1 x Car Charger&lt;br /&gt;1 x USB Cable&lt;br /&gt;1 x User Manual&lt;br /&gt;Preloaded with 5 country maps including Malaysia, Singapore, Thailand, Brunei and Singapore.&lt;br /&gt;Real time traffic through FM signal. (no need data or 3g)&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:RM530 (RM649.00 from PAPAGO&amp;#33; website)&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty: 10 months&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method: COD&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller: PJ&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details: PM me if interest&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item: new&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions: never open&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item Specification from PAPAGO&amp;#33; website: &lt;a href='http://www.m3asia.com/index.php?option=com_djcatalog2&amp;view=item&amp;id=7:papago-r6300t&amp;cid=11' target='_blank'&gt;http://www.m3asia.com/index.php?option=com...o-r6300t&amp;cid=11&lt;/a&gt; &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;br /&gt;&lt;img src='http://img.photobucket.com/albums/v447/mcloudteo/IMG-20130317-WA0001.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://img.photobucket.com/albums/v447/mcloudteo/IMG-20130317-WA0002.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://img.photobucket.com/albums/v447/mcloudteo/IMG-20130317-WA0003.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://img.photobucket.com/albums/v447/mcloudteo/IMG-20130317-WA0004.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;[b]Reason for sale: Lucky Draw from Company Events&lt;/b&gt;</description>
            <author>mcloudteo</author>
            <category>Garage Sales Archive</category>
            <pubDate>Wed, 17 Apr 2013 17:15:38 +0800</pubDate>
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        <item>
            <title>Cisco Examination CCNA</title>
            <link>http://forum.lowyat.net/topic/1801871</link>
            <description>Hi, anyone here took the CCNA exam before?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Just want to ask where can i take the exam to get the certificate?&lt;br /&gt;&lt;br /&gt;Can i take the exam by self study?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;I found some website just training not include the exam what does it mean? It mean we have to take the exam from Cisco? and where can we register for the exam?  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>mcloudteo</author>
            <category>Education Essentials</category>
            <pubDate>Tue, 22 Mar 2011 11:22:50 +0800</pubDate>
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