Lowyat.NET: Latest topics by iceanise

Health Screening - Blood test, Tumour Market, ECG

iceanise — Thu, 25 Oct 2012 10:05:56 +0800

Hi forumers,

I am thinking to do a health screening. After doing some research on most of the hospital and lab...i couldnt decide which one is better in terms of service and also professionalism....i am scare of needle...i hope they don't poke few time in order to draw my blood...

I am actually experiencing chest pain, would like to do the ECG to detect any abnormalities (i am worry that i might get stroke)..

Anyone doing health screening recently and have good experience in some of the hospital? How about the pricing? any promotional packages available?

Thanks alot.

RHB Bank

iceanise — Tue, 22 May 2012 10:54:56 +0800

hi,

just want to check did anyone went for RHB bank interview before? how was the assessment? working environment? appreciate your comment.

thanks.

Anyone working in MBSB

iceanise — Thu, 10 Feb 2011 08:52:12 +0800

Anyone working in MBSB? Can brief on the working environment, bonus and benefits?

what's the function of Cagamas?

iceanise — Mon, 24 Jan 2011 16:29:43 +0800

Hi there,

Just want to ask, what's the function of Cagamas? I am confused even reading the details in their website. Did they purchase the houses from banks and in return banks get some liquidity? Please enlighten me on which website to get clearer picture on this.

Thank you

The power of realization

iceanise — Wed, 12 Jan 2011 15:14:41 +0800

Hi there,

i believe that when we face certain hard situation, the thought of committing suicide might surface as a choice to end our problem altogether. This is very disturbing when i read about the news of a 22years old chap jumping from the building when he suffered a failed relationship.

I heard that those who jump from building will not feel the pain when they landed because they are "death" from the very moment they jump...argument been, over-scared and over-shocked. How true is this?

Certified Credit Professional (CCP)

iceanise — Tue, 11 Jan 2011 13:15:23 +0800

Dear all,

Anyone of you have taken CCP examination? Is it very tough? I realised that most of my colleagues need to resit the paper, any idea on the type of questions that they are going to ask? What kind of preparation and which topic to give extra attention? Thanks

i lost my car registration card

Thu, 01 Jan 1970 07:30:00 +0800

i lost my car registration card

iceanise — Fri, 07 Jan 2011 10:07:59 +0800

-- Please keep your post concise to ensure a speedy review from us. We recommend 250 words or less. --

Hi,

as per above topic, i would like to know what's the procedures to apply for a new RC? The car is fully paid off. My road tax is still valid till this coming May. I heard that no need to bring the car to Puspakom anymore, is it true?

Replace spoilt door

iceanise — Mon, 20 Dec 2010 15:06:26 +0800

Hi there,

Just want to ask, do you all have contacts to replace spoilt door with a new one? I mean i need someone to do it for me (i.e: the shop will have the service to fix the door for you if you purchase the door from them). My area is in Shah Alam

Thanks.

Parquet - how to mend it?

iceanise — Wed, 15 Dec 2010 09:14:24 +0800

Hi all,

Initially, was thinking to re-tiles my house, however, since i wanted to rent it out, was re-thinking to save cost, not to re-tiles the floor instead and mend the parquet. What should i do if i want to DIY? There's approx. 20 pieces of parquet came off and i want to stick it back....however, do i need to apply "Syelek"? i want to apply this so that it will looks better, however, i am not sure how to do it....apply and then use sand paper, then re-apply? I remember in Form 3, we did that for our Kemahiran hidup.....

Appreciate if you can enlighten me....what's the material to buy in hardware shop?

Further, i want to check, because i want to apply water proof in 2 of my bathroom, any contractor doing that? How much is it? i get a plumber but i have yet to check about the contractor for tiling...

Please let me know if you know.

Thanks

can quote me for this kinda reno?

iceanise — Mon, 13 Dec 2010 17:24:13 +0800

Appreciate if you can give an estimated figure. Thank you.

1) Plumbing Works
- to fix the leakage at ground floor bathroom and living hall
- to check leakages at first floor bathroom (master and sharing bathroom)
- to check piping outside of the house
- to check all water outlet whether the flow is alright inclusive the water tank (tangki)

2) Roof Work
- to detect leakages and to replace faulty roof tiles
- to put zinc to prevent future leakages

3) Electrical work
- to check all electrical outlet whether it's functioning well

4) Grille
- to install window grille (4ft x 4ft) x 7 unit
- to install grille at ground floor sliding door (9ft x 7ft) x 1 unit
- to install grille at first floor sliding door (8ft x 7ft) x 1 unit
- to install grille for all bathroom (18inch x 18inch) x 3 unit
- to install grille at kitchen door (3ft x 7ft) x 1 unit
- to install grille for air well (6ft x 2ft) x 1 unit

5) Painting Works
- To supply labour only for paint of all internal wall, ceiling and timber door & to fix all nail holes with putty filla

6) Tiling
- to remove existing parquet at first floor and staircase.
- to supply labour and cement & adhesive for laying tiles and skirting for entire first floor and staircase
- to supply labour for re-tiling and apply waterproof substances at masterbath and sharing bath at 1st floor

7) Door
- to replace door knob at masteroom, 1st bedroom, 2nd room, store room & kitchen door (5 unit)
- to install plastic doors for all bathroom (4 unit)
- to replace door frame lining to metal frame lining at utility room

8) To get rid of the tree outside the house

house renovation - want to rent out the house

iceanise — Fri, 10 Dec 2010 09:00:05 +0800

Hi there,

Just want to get some opinions from forumer about house renovation. Recently i have bought a double storey house (20 x 70) in shah alam. Wanted to do a simple reno - at least to make the house look clean and can be rent out.

I noticed that there's quite a bad leakage at the downstair bathroom (mainly due to the leakage from the 1st floor bathroom). I wanted to get a reliable contractor to do some renovation inclusive of grilling for the whole house, to repaint the interior part of the house, to fix the leakage, to check all power outlet and water outlet and possibly, to change all parquet to tiles at 1st floor.

I am on budget but changing the tiles are quite expensive. I have few questions here, which i would like to get some idea from all of you.

1) One of the contractor quote me the price but didnt quote for fixing the leakages, i heard that he is reluctant to fix leakages.....do you think i should award the job to him since "fixing the leakages" is the main concern here.

2) The parquet upstair came out pieces by pieces, as such, he recommended me to change to all tiles. Is there a shop that sell parquet that i can actually stick it back myself? Or any recommended shop for cheap tiles with average quality?

3) For grille, he quoted me about RM3000 for normal type of steel. Is this reasonable?

4) For painting of whole house with cheap paint, he quoted me RM3350 (this is inclusive of painting exterior with dulux weathershield). But my exterior is still clean as the seller paint it exterior before handling over to me, so i decided not to paint the exterior.

5) Buying 4 doors with aluminium coating (for washroom so that it will last longer) - RM1040, reasonable?

6) if i engage a contractor, what are the payment like? do i need to pay deposit or i only pay when the work is done? How about warranty? If the leakage still persist after fixing, do i get warranty that they will fix it till right? Do i need to pay additional?

7) I need to get receipt to them everytime i pay or i need to get them to sign my payment voucher everytime they received the money?

Appreciate your input.

Thanks and have a nice day

confirmed 70% LTV for 3rd property and above?

iceanise — Thu, 25 Nov 2010 09:00:58 +0800

hi,

just thinking whether still can get 90% financing....any idea?

i am trapped

iceanise — Wed, 27 Oct 2010 15:49:47 +0800

i purchase a house in mid August 2010, until now, i have yet to get the key! I was informed by my lawyer that the seller's lawyer couldnt get hold of HSBC staff to release the title. i query my lawyer, in the first place, why my current end-financier disburse the redemption amount to HSBC eventhough they did not gett he original title?

My lawyer said HSBC has given the letter of undertaking. Ok, fine. Then if the letter of undertaking has been issued, when can HSBC release the title? Hey, is there a time frame for that? if not, what happen if thay waited for 2 years only realeasing the title to my end-financier (they said they couldnt find the title)? The seller's lawyer is telling my lawyer that HSBC lost the title......so!!!!!! what it gotta do with me????? i need to keep on servicing interest and not be able to service instalment!!!!

And at the moment, when i asked my lawyer, what is the cost to me if i abort the sale? she told me that the 10% will be forfeited and i need to pay the legal fees....i lose more than 25K! Which mean i am in the losing end.......on something which i am out of control!!

My lawyer told me that HSBC is really slow, not only in my case but alot of cases.....so, it has nothing to do with me because it's not my end-financier but the seller's end-financier but affects me because i am buying his property!!!!

What can i do? I wanted to write to bank negara but i heard that bank negara only entertain vendor's complaint and not purchaser's complaint. What should i do now???? i do not want to keep on sevicing interest on a completed property which i doesnt own and the seller is happily enjoying himself because i have settled his loan with HSBC......

HSBC sucks!