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        <title>Lowyat.NET: Latest topics by ashchronicles</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 24 Jun 2026 13:59:43 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>Help needed&amp;#33; A Dummy Guide to Personal Finance</title>
            <link>http://forum.lowyat.net/topic/4299171</link>
            <description>Hi everyone,&lt;br /&gt;&lt;br /&gt;Im 28 years old this year and guilty of declaring myself as one of those people who are &amp;#39;bad&amp;#39; with money (fact: most people are actually just scared).&lt;br /&gt;&lt;br /&gt;Just realized on the importance of financial planning. So the only thing I have now (pre-realization days) are just ASNB account (direct salary cut).&lt;br /&gt;&lt;br /&gt;What do u suggest a beginner to do first thing? I&amp;#39;ve been reading around and there&amp;#39;s stock, FD, insurance, kwsp account 1 investment so on and so forth. It&amp;#39;s very overwhelming.&lt;br /&gt;&lt;br /&gt;I dont have a lot of wealth nor portfolio so do u think hiring a financial advisor would be beneficial for me? Or any financial books that are easy and relatable for malaysian to recommend?&lt;br /&gt;&lt;br /&gt;Your help is very much appreciated. Admin kindly delete if this is a double post etc</description>
            <author>ashchronicles</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 24 May 2017 07:37:52 +0800</pubDate>
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            <title>Audiobook narrating</title>
            <link>http://forum.lowyat.net/topic/3966402</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;These days, audiobooks are pretty much the trend for book readers especially english books.&lt;br /&gt;I&amp;#39;m just wondering, since I don&amp;#39;t see any in Bahasa Malaysia, whether it would be a good industry / career to explore in Malaysia.&lt;br /&gt;And if you think so too, do you know any agencies that open auditions for malay language audiobooks?&lt;br /&gt;&lt;br /&gt;Or maybe, if I want to start, any ideas on how to approach the whole thing?&lt;br /&gt;I presume I can just do the recording and editing on my own at home. But do I need to go to publishers first to narrate their books?&lt;br /&gt;Im really quite clueless on the legal and business side of it all.&lt;br /&gt;&lt;br /&gt;But really, I like the idea of audiobook. There arent any in BM yet. Or other languages here.&lt;br /&gt;Anybody knows anything about this industry in Malaysia, primarily Bahasa Malaysia ones?&lt;br /&gt;Please leave a comment here.&lt;br /&gt;&lt;br /&gt;Admin, in case this is the wrong thread, please guide me to the correct thread. Thank youuuss terima kasih&amp;#33;</description>
            <author>ashchronicles</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sun, 05 Jun 2016 00:45:18 +0800</pubDate>
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            <title>[WTS] Preloved cosmetics and books</title>
            <link>http://forum.lowyat.net/topic/3864519</link>
            <description>Hi everyone&amp;#33;&lt;br /&gt;&lt;br /&gt;I need to clear off some space in my room and collection so letting go of some cosmetics and books at VERY GOOD PRICES&amp;#33;&lt;br /&gt;I have TheBalm, Wet n Wild, New York Colors, Canmake and more for SALE&amp;#33;&lt;br /&gt;Check out my carousell account here: &lt;a href='https://carousell.com/ashchronicles89/' target='_blank'&gt;https://carousell.com/ashchronicles89/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;</description>
            <author>ashchronicles</author>
            <category>Women&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Wed, 10 Feb 2016 00:17:53 +0800</pubDate>
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            <title>Preloved Makeup For Sale</title>
            <link>http://forum.lowyat.net/topic/3213482</link>
            <description>&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;HI LOWYAT FORUMERS&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;Selling my preloved makeup. Barely used.&lt;br /&gt;&lt;br /&gt;1) &lt;img src='http://i231.photobucket.com/albums/ee9/ashchronicles/20140504_005213.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;- ORIGINAL (bought from Metrojaya Midvalley] middle of last year&lt;br /&gt;- Used only Laugh with me Lee Lee&lt;br /&gt;- Selling separately for RM35 / Laugh with me Lee Lee for RM20&lt;br /&gt;- The whole set &lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;RM100&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;2) &lt;img src='http://i231.photobucket.com/albums/ee9/ashchronicles/20140504_005149.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;- Used twice. More than 90% left.&lt;br /&gt;- Super expensive shampoo&amp;#33; Bought from Shins for RM68. Doesn&amp;#39;t suit my scalp but heard Lakme is a very good brand in India.&lt;br /&gt;- Selling for &lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;RM50&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;3) &lt;img src='http://i231.photobucket.com/albums/ee9/ashchronicles/20140504_005115.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;- Just bought this week. Too many masks.&lt;br /&gt;- For whitening.&lt;br /&gt;- Made from Taiwan. Brand Sasatinnie from Sasa.&lt;br /&gt;- Selling &lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;RM30&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;4) &lt;img src='http://i231.photobucket.com/albums/ee9/ashchronicles/20140504_005946.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;From left to right:&lt;br /&gt;- My Beauty Diary: &lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;RM10&lt;/span&gt;&lt;/b&gt; &amp;lt;-- bought late last year. Doesn&amp;#39;t suit my skin&lt;br /&gt;- Sendayu Tinggi High Definition Liquid Foundation in Nude: &lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;RM30&lt;/span&gt;&lt;/b&gt; &amp;lt;-- used once. I&amp;#39;m using another foundation atm. Suits medium - tan malay skintone&lt;br /&gt;- Benefit Stay Flawless 15 Hour Primer: &lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;RM90&lt;/span&gt;&lt;/b&gt; &amp;lt;-- awesome primer. only problem is that I don&amp;#39;t wear makeup that long. hehe&lt;br /&gt;- The Body Shop Honey Mania soap &amp;amp; shower gel set: &lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;RM20&lt;/span&gt;&lt;/b&gt; &amp;lt;-- smells lovely&lt;br /&gt;&lt;br /&gt;5) &lt;img src='http://i231.photobucket.com/albums/ee9/ashchronicles/20140504_005243.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;- Mega Effects Mascara: &lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;RM20&lt;/span&gt;&lt;/b&gt; &amp;lt;-- u gotta try this mascara cz it&amp;#39;s so unique&amp;#33; brand new in box&lt;br /&gt;&lt;a href='http://www.musingsofamuse.com/2013/08/avon-mega-effects-mascara-review.html' target='_blank'&gt;http://www.musingsofamuse.com/2013/08/avon...ara-review.html&lt;/a&gt;&lt;br /&gt;- Supershock Max Mascara: &lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;RM20 each&lt;/b&gt;&lt;/span&gt; &amp;lt;-- brand new never use&lt;br /&gt;&lt;a href='http://www.makeupandfood.com/2013/01/avon-supershock-max-mascara-black-review.html' target='_blank'&gt;http://www.makeupandfood.com/2013/01/avon-...ack-review.html&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;6) &lt;img src='http://i231.photobucket.com/albums/ee9/ashchronicles/20140504_005718-vert.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;- &lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;RM10&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;7) &lt;img src='http://i231.photobucket.com/albums/ee9/ashchronicles/20140504_005828-vert.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;- Sleek Face Form in Medium&lt;br /&gt;- &lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;RM20&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;8) &lt;img src='http://i231.photobucket.com/albums/ee9/ashchronicles/20140504_010026.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;- Bought from Luxola website&lt;br /&gt;- Selling &lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;RM10&lt;/b&gt;&lt;/span&gt; &amp;lt;-- used twice&lt;br /&gt;&lt;br /&gt;9) &lt;img src='http://i231.photobucket.com/albums/ee9/ashchronicles/20140504_010111.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;- Star Lash bought from Sasa. the other lashes also from Sasa.&lt;br /&gt;- Wet n Wild blush in Heather Silk. Never use&lt;br /&gt;- &lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;RM5 each&amp;#33;&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;10) &lt;img src='http://i231.photobucket.com/albums/ee9/ashchronicles/20140504_010137.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;- &lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;RM5&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;- Revlon Creme Lipstick. Pale on me.&lt;br /&gt;&lt;br /&gt;Shipping NOT included. Thanks&amp;#33;&lt;br /&gt;Please whatsapp me 0176136715 for quick response.</description>
            <author>ashchronicles</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sun, 04 May 2014 08:39:36 +0800</pubDate>
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