Lowyat.NET: Latest topics by wheimeng

what's better investment - stock vs property

wheimeng — Sat, 22 Oct 2011 09:36:22 +0800

i don't know man, i know stock much better than property. but lately i've been thinking of property too, however, the price has skyrocketed too much in the past 2-3 years. i'm NOT sure if it was irrational or the property is really reflecting its value now.

stock has gone down somewhat... while i don't see economy going much better in short term, stocks may look cheaper and the risk of going down further - we've seen it in 1998.

but property? we've not seen it, so i'm not sure if the we are heading to that cycle.

what do you guys think?

kampar property for rental

Thu, 01 Jan 1970 07:30:00 +0800

kampar property for rental

wheimeng — Sun, 02 Oct 2011 17:04:47 +0800

anyone has property in kampar, specifically for utar student...

how's the demand like and average rental per pax?

does irb check your credit card spending?

wheimeng — Mon, 12 Sep 2011 15:55:10 +0800

does irb check your irb spending?

e.g., you pay cash to pay your credit card bills, sounds like tax evasive lol.

islamic banking vs conventional banking

wheimeng — Mon, 28 Jun 2010 11:00:59 +0800

it's interesting to see islamic banking gaining momentum, but the question is, what's islamic banking?

i think the most striking difference between islamic and conventional would be the money invested would be syariah compliance activity.

i also see that it has profit sharing.

would that mean saving account will get more interest, and loan is cheaper in interest?

anyone care to explain?

Let's share a little about bank saving plans

wheimeng — Sun, 31 Jan 2010 14:30:49 +0800

i've been offered a hong leong saving plans, if i were to commit rm500/mo, lock in for 6 years, i would be getting back about double the investment. (~10%/pa)

Just want to know how about others? It's mainly for children education.

business premise license

wheimeng — Tue, 04 Nov 2008 11:09:45 +0800

anyone knows if a corner lot house can be converted to a business premise?

mbpj.. anyone has any jalan at all?

fd pledge od

wheimeng — Wed, 29 Oct 2008 15:52:41 +0800

any banks out there that allows fd to be pledged with od with a ratio more than 1:1?

in simple it means, 10k fd, can get 15k od or something, as long as its higher than 1:1.

need recommendation for specialist

wheimeng — Sun, 27 Jul 2008 04:34:06 +0800

i've got few problems that i need to consult specialist, i've had these issues for quite some time and i guess i need to pay attention to it now:

1. i've a symptom that i only breath with only one nose nostril. it can be either left or right, it seems to be taking shift, morning could be left and later with the right or either way. anyone knows of a good Otorhino-laryngology (ENT)?
2. with that said, i'm tired all the time, dont really get good sleep. i snore, but not that loud, however, i've read that snore might be a bigger issue, sleep apnea, read through it and it looked SCARY!

3. urologist
3. psychologist

hahaha sounds scary eh me? na some are real minor problems but want to check if it could lead to any more major issues.

[addedon]July 27, 2008, 4:38 am[/addedon]lol, i just made a search... we actually breath through one nostril .. -.-

im not sure how accurate those things are..

Investing properties in Aus vs Mal

wheimeng — Sun, 18 May 2008 22:29:17 +0800

I've read the star today on this Flinder St @ Melbourne fully furnished freehold apartment, selling at A$200k, if you had a budget of about RM600k for a property as an investment, would you invest in Melb or KL?

One of the considerations that I have is that over here rental payment cannot cover your loan repayment, but in Australia, it is pretty easily to recoup your loan payment from rental, in fact, at times you can get positive cash flow from it.

Actually, US and UK have pretty cheap properties too for the recent subprime, but I've personally been to Melb and know how populated and good location Flinder St is, on top of that, there's Uni of Melb, Victoria U and RMIT just around there...

What do you think?

IT + business lawyer

wheimeng — Sun, 11 May 2008 10:46:34 +0800

does anyone knows any IT / business (commercial, sales contract, letter of intent) lawyers?

HR policy drafter as well.. employment agreement etc..

[addedon]May 11, 2008, 6:39 pm[/addedon]anyone anyone?

any great semi-d interior show room

wheimeng — Sun, 04 May 2008 19:28:09 +0800

am looking for some inspiration for semi-d interior design, anyone knows any good ones?

i think spsetia has got pretty good interior, but dont know what projects that they have right now around klang valley.

contractor? build house

wheimeng — Fri, 02 May 2008 22:57:59 +0800

i've finally got my house plan ready.

any contractors around? in order to keep the building cost down, we are looking for contractor to build the house only, we will provide the materials (tiles, etc)

my house is situated in ss1 PJ if that ever matters for contractors out there.

Citigroup, Merill Lynch, UBS, Credit Suisse?

wheimeng — Sun, 27 Apr 2008 10:01:03 +0800

All these financial giants market cap dropped for more than 45%, do you think it's a good buy for a mid term investment, say 5 yrs?

I think they are too huge to fail, so what's your say? I've great interest in getting into these financial giants.

corporate training @ agile + CI?

wheimeng — Wed, 02 Apr 2008 12:33:40 +0800

hey guys,

do you know how can i implement agile and continuous integration programming practice to a company?

i'm starting up a company and am not so much of a coder but i'd love to hear from you.

US recession vs Malaysia stock

wheimeng — Tue, 25 Mar 2008 15:53:15 +0800

well, according to analyst, US finance sector profit might downfall up to 30% with share might go south for almost 50% of the current value.

do you think it's good to invest in finance sector in malaysia? but based on the current price, a lot of the stocks are very expensive vs the economy outlook.

do you think investing in gambling industry would be a good? I've read sin chew and they've recommended DGATE which produces slot machines and other electronic machine for gambling industry, with taiwan and thailand considering casinos over there.

resort too..

what do you have to say about it?

Looking for Java developer RM50,000 6 months

Thu, 01 Jan 1970 07:30:00 +0800

car insurance? which has best service?

wheimeng — Tue, 15 Jan 2008 13:03:33 +0800

i'm getting my new car soon.. car dealer told me to get uni asia, which i'm not exactly sure how well it fairs.

another insurance agent suggested tokio marine.

i've used lonpac, with free e-assist, like aam sorta service.

what have you used and is the best thus faR?

cdam.biz / icapital.biz?

wheimeng — Tue, 25 Dec 2007 10:23:56 +0800

has anyone heard of this fund manager? they seem to be outstanding too, probably a good alternative for pbb mutual?

best capital gain share?

wheimeng — Tue, 25 Dec 2007 10:18:23 +0800

which share do you think is best for capital gain?

would you say digi is a mix of dividend and capital gain?