http://forum.lowyat.net/ Fri, 05 Jun 2026 02:12:45 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/2368754 Masih ramai yg ragu-ragu…ASB loan ni boleh buat untung ka? …Memang jelas, asb loan lebih untung daripada simpan sendiri… asb loan boleh memberi pulangan melebihi 45%, sedangkan simpan sendiri hanya dapat pulangan sekitar 7.5%.<br />Di sini saya tunjukkan contoh perbandingan keuntungan bagi asb loan dan simpan sendiri bagi tahun 2010. Dividen 7.5 sen dan bonus 1.25 (Jumlah pulangan 7.625). Loan 100K, bulanan RM550.<br /><br />Keuntungan kaedah Simpan sendiri:<br />Simpanan bulanan 550 x 12 = RM6600<br />Untung dividen (1×550+2×550+3×550+ … + 12×550)/12 x 7.625% = RM273<br />Untung bersih = RM273<br />Keuntungan kaedah ASB loan:<br />Untung dividen 100K x 7.625% = RM7625<br />Kos bulanan 550 x 12 = RM6600<br />Equity gain = RM2160<br />Untung bersih = 7625 – 6600 + 2160 = RM3185<br /><br />Kesimpulan:<br />Simpan sendiri dapat untung bersih terlalu sedikit = RM273<br />Melabur melalui ASB loan dapat untung bersih = RM3185<br />Mana lebih untung? Fikirkan lah…kalau masih ragu2 lagi…tak tau la macam mana nak terangkan lagi… <!--emo&:hyper:--><img src='http://static.lowyat.net/style_emoticons/default/rclxm9.gif' border='0' style='vertical-align:middle' alt='rclxm9.gif' /><!--endemo--> <br /><br /><br /> samirah2009 Finance, Business and Investment House Thu, 31 May 2012 20:20:40 +0800 http://forum.lowyat.net/topic/1885787 [Center]<span style='color:red'><span style='font-size:16pt;line-height:100%'>Good News to all investor and house owner&#33;<br /><br />Introducing CIMB Bank new rates&#33;&#33;<br /><br /><span style='font-size:16pt;line-height:100%'>BLR - 2.4%</span>* for whole tenure<br /><br /><b>NO LOCK IN PERIOD , NO PENALTY</b></span></span><br /><br /><br />It&#39;s time for you to Save on Interest , Get More Cash and many more&#33;[/Center] samirah2009 Property Talk Fri, 20 May 2011 19:48:26 +0800 http://forum.lowyat.net/topic/1561986 Korang karaoke nyanyi lagu ape? <!--emo&:w--><img src='http://static.lowyat.net/style_emoticons/default/whistling.gif' border='0' style='vertical-align:middle' alt='whistling.gif' /><!--endemo--> <!--emo&:w--><img src='http://static.lowyat.net/style_emoticons/default/whistling.gif' border='0' style='vertical-align:middle' alt='whistling.gif' /><!--endemo--> <br /><br />@== post for leisure. samirah2009 The Museum Of Kopitiam Tue, 14 Sep 2010 23:28:55 +0800