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        <title>Lowyat.NET: Latest topics by nandayo</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 04 Jun 2026 04:14:43 +0800</lastBuildDate>
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        <item>
            <title>Child car seat refurbish</title>
            <link>http://forum.lowyat.net/topic/4837805</link>
            <description>One of my kids car seat has it sponges disintegrated. Is it posible to replace the padding like people do with do with sofa set?&lt;br /&gt;Where can do that? &lt;br /&gt;Kinda wasted if can&amp;#39;t do that since the structure and the fabric is still prestine.</description>
            <author>nandayo</author>
            <category>Pregnancy &amp;amp; Parenting</category>
            <pubDate>Sun, 15 Sep 2019 18:53:01 +0800</pubDate>
        </item>
        <item>
            <title>Early settlement home mortgage</title>
            <link>http://forum.lowyat.net/topic/4819787</link>
            <description>Hi,&lt;br /&gt;Can anyone elaborate what happen if we do early settlement of housing loan?&lt;br /&gt;Do the bank recalculate back the interest or the interest burned and we just pay the exact remaining principal?&lt;br /&gt;&lt;br /&gt;thank you sifu&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=10297249]</description>
            <author>nandayo</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 08 Aug 2019 11:43:42 +0800</pubDate>
        </item>
        <item>
            <title>open face helmet</title>
            <link>http://forum.lowyat.net/topic/4789361</link>
            <description>those helmets look the same. maybe there are more brands.. idk&lt;br /&gt;as far as i know magnum and sgv is in different quality group with apollo and ms88.&lt;br /&gt;magnum is probably a bell magnum knock off.&lt;br /&gt;and there&amp;#39;s 3 button and more expensive 5 buttons&lt;br /&gt;can anyone advice me on those helmets? looking for one for short ride. &lt;br /&gt;</description>
            <author>nandayo</author>
            <category>Biker Base</category>
            <pubDate>Fri, 07 Jun 2019 12:30:04 +0800</pubDate>
        </item>
        <item>
            <title>Reducing Home Loan</title>
            <link>http://forum.lowyat.net/topic/4728354</link>
            <description>Hi .. I&amp;#39;m planning to withdraw my EPF this year and pay my CIMB syariah home loan so I can reduce the loan duration. However my wife insist me to use it for renovation.&lt;br /&gt;Let say I go with my wife plan and wait for other 5 years to pay will there be any difference in the interest?&lt;br /&gt;&lt;br /&gt;thank you</description>
            <author>nandayo</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 25 Jan 2019 09:55:44 +0800</pubDate>
        </item>
        <item>
            <title>wts Note 3 Jet Black</title>
            <link>http://forum.lowyat.net/topic/3583004</link>
            <description>&lt;b&gt;Item(s): Note 3 Jet Black&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes: full set &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:RM1300&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty: not sure, KNOX tripped already. AP set&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method: COD / Poslaju (buyer risk)&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller: Cyberjaya&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details: PM&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:4 months&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions: a bit scratch on the rim&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture: brb &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale: Getting smaller phone&lt;/b&gt;</description>
            <author>nandayo</author>
            <category>Mobile Phones Garage Sales</category>
            <pubDate>Tue, 19 May 2015 15:47:51 +0800</pubDate>
        </item>
        <item>
            <title>glass disposal</title>
            <link>http://forum.lowyat.net/topic/3156124</link>
            <description>After the renovation of my house I have two sliding door and window glasses which I forgot to dispose in rero tank because it was put at the back of my house. Any idea  how can dispose them now? The aluminium fram was ripped off and stolen. One of them is broken and now it might hurt someone.</description>
            <author>nandayo</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sun, 09 Mar 2014 21:14:57 +0800</pubDate>
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