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        <title>Lowyat.NET: Latest topics by my5412</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 29 Jul 2026 17:22:35 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>CIMB credit card</title>
            <link>http://forum.lowyat.net/topic/4059197</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;need to ask about cimb credit card. i got a call from a guy who claimed to be from cimb. he offers credit protector plus. something about settling your credit card outstanding in the event of death etc etc.&lt;br /&gt;&lt;br /&gt;i checked cimb website and it seem legit.&lt;br /&gt;&lt;br /&gt;question is,&lt;br /&gt;&lt;br /&gt;1) is it worth to sign up? RM0.60 on every RM100 of outsanding credit card balances.&lt;br /&gt;2) as far as i know, bank cannot force other to pay for someone else&amp;#39;s debt right?&lt;br /&gt;&lt;br /&gt;thank you</description>
            <author>my5412</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 19 Sep 2016 10:50:56 +0800</pubDate>
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            <title>0 interest credit card</title>
            <link>http://forum.lowyat.net/topic/3979413</link>
            <description>hi all,&lt;br /&gt;&lt;br /&gt;i need to clarify something when i see 0 interest credit card. the one you can see from many stores (seng q, harvey norman etc)&lt;br /&gt;&lt;br /&gt;what actually does it means?&lt;br /&gt;&lt;br /&gt;let say the price is 4000, divide by 12 months installment so they will charge 333 (approx) monthly?&lt;br /&gt;&lt;br /&gt;or they will deduct 4000 from our cc first, then pay 333 monthly?so if our credit limit 10000, we have balance 6000 left.&lt;br /&gt;&lt;br /&gt;which one is correct?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>my5412</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 20 Jun 2016 11:37:00 +0800</pubDate>
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            <title>fertility clinic</title>
            <link>http://forum.lowyat.net/topic/2958160</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;Anyone here knows any clinic that does fertility check? &lt;br /&gt;&lt;br /&gt;like tvs scanning, egg mature tracking, sperm check etc etc..&lt;br /&gt;&lt;br /&gt;i have been looking tru the net, but mostly are hospitals.&lt;br /&gt;&lt;br /&gt; &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;thanks</description>
            <author>my5412</author>
            <category>Pregnancy &amp;amp; Parenting</category>
            <pubDate>Fri, 13 Sep 2013 13:09:16 +0800</pubDate>
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        <item>
            <title>Watch-replica or original?</title>
            <link>http://forum.lowyat.net/topic/2900455</link>
            <description>hi all,&lt;br /&gt;&lt;br /&gt;anyone here know how to check the watch that we buy is replica or original watch?&lt;br /&gt;&lt;br /&gt;i have been to watch store, for same watch totally diff price. and they both claimed its original.&lt;br /&gt;&lt;br /&gt;nowadays warranty card oso can fake meh?? &lt;!--emo&amp;:shakehead:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/shakehead.gif' border='0' style='vertical-align:middle' alt='shakehead.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;thanks</description>
            <author>my5412</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 26 Jul 2013 10:33:38 +0800</pubDate>
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            <title>Interview with proton- share experience</title>
            <link>http://forum.lowyat.net/topic/2859716</link>
            <description>Hai all,&lt;br /&gt;&lt;br /&gt;I just got call from proton for interview. &lt;br /&gt;&lt;br /&gt;Mind to share any tips/experience for the interview?&lt;br /&gt;&lt;br /&gt;I read somewhere that they have IQ test. Is it true? If so what kind of question?&lt;br /&gt;&lt;br /&gt;Btw im not fresh grad. Heheh&lt;br /&gt;&lt;br /&gt;Many thanks</description>
            <author>my5412</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sun, 23 Jun 2013 18:19:12 +0800</pubDate>
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            <title>Wonderglow, Aurawhite, Felinna and so on...</title>
            <link>http://forum.lowyat.net/topic/2806670</link>
            <description>Hi All,&lt;br /&gt;&lt;br /&gt;Right now in Fb got a lot people selling this kinda product, got testimonial and all..&lt;br /&gt;&lt;br /&gt;before and after picture. result so fast, from bad acne to flawless skin.&lt;br /&gt;&lt;br /&gt;i noticed that it took quite a short term, so i wonder...&lt;br /&gt;&lt;br /&gt;is it because of the high chemical content? or it just worked miraculously..&lt;br /&gt;&lt;br /&gt;i havent use this kind of product, so i looked tru the net for the bad effects (so far i couldnt find any)&lt;br /&gt;&lt;br /&gt;and the person who took the product, their face not only flawless but a bit of shining (donno how to describe but oily knid of shining- &lt;!--emo&amp;:shakehead:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/shakehead.gif' border='0' style='vertical-align:middle' alt='shakehead.gif' /&gt;&lt;!--endemo--&gt; to me)&lt;br /&gt;&lt;br /&gt;anyone mind to share some thoughts?&lt;br /&gt;&lt;br /&gt;Sorry if in wrong tered, but my concern is basically about side effects&lt;br /&gt;</description>
            <author>my5412</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Fri, 10 May 2013 11:37:55 +0800</pubDate>
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            <title>Warm water with lemon slices everyday</title>
            <link>http://forum.lowyat.net/topic/2805279</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I have been searching tru the net about the benefit of drinking warm water with lemon slices.&lt;br /&gt;&lt;br /&gt;Is there any bad effect if we consume everyday? as u know lemon has high acidity..&lt;br /&gt;&lt;br /&gt;Thank you</description>
            <author>my5412</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Thu, 09 May 2013 11:31:29 +0800</pubDate>
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        <item>
            <title>Need opinion- apply for job nowadays</title>
            <link>http://forum.lowyat.net/topic/2777441</link>
            <description>Hello guys,&lt;br /&gt;&lt;br /&gt;I need your opinion. for a guy who just finished study (diploma, management field, not really high CGPA) and wanted to look for a job.&lt;br /&gt;&lt;br /&gt;Nowadays it seems that not really much of company interested with him..&lt;br /&gt;&lt;br /&gt;So, is there anything(skills etc) that boost his resume so that he can get higher chances?&lt;br /&gt;&lt;br /&gt;I know for fresh grad it would be very hard to give very nice resume.&lt;br /&gt;&lt;br /&gt;So, anyone here (especially who hiring ppl) can give opinion??&lt;br /&gt;&lt;br /&gt;Many thanks</description>
            <author>my5412</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Wed, 17 Apr 2013 11:14:58 +0800</pubDate>
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        <item>
            <title>Test tooling solutions</title>
            <link>http://forum.lowyat.net/topic/2759164</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;I would like to know anyone knows about this company.&lt;br /&gt;&lt;br /&gt;Appreciate any feedback (working env, management etc)&lt;br /&gt;&lt;br /&gt;I know there is a thread about this company but so long already.&lt;br /&gt;&lt;br /&gt;please help me &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Thank you&amp;#33;&amp;#33;&amp;#33;</description>
            <author>my5412</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 02 Apr 2013 14:20:54 +0800</pubDate>
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        <item>
            <title>Fitness center in Nilai</title>
            <link>http://forum.lowyat.net/topic/2745831</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;Anyone here knows any good fitness center near nilai/nilai 3?&lt;br /&gt;&lt;br /&gt;how about the rate?&lt;br /&gt;&lt;br /&gt;Many thanks &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>my5412</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Fri, 22 Mar 2013 12:38:03 +0800</pubDate>
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        <item>
            <title>Interview question- Reason of leaving</title>
            <link>http://forum.lowyat.net/topic/2733013</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;Just wanna share my experience for the past interviews that i have been recently..&lt;br /&gt;&lt;br /&gt;One of the must question &amp;quot;why you want to leave current company?&amp;quot;&lt;br /&gt;&lt;br /&gt;i answered &amp;quot;the company is closer my home&amp;quot; then they said im not interested with the job, just want to be near to home.  &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;then, next interview also asked the same thing,&lt;br /&gt;&lt;br /&gt;i answered to get new experience, coz current company only doing product A. &lt;br /&gt;then they said, we also do product B only for past 20 years, so you will get bored.&lt;br /&gt;&lt;br /&gt;Haiyooo...&lt;br /&gt;&lt;br /&gt;What is the best answer then? &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;cannot say i want to leave because my manager sucks, management/ HR is like hell right?&lt;br /&gt;&lt;br /&gt;p/s: i have read somewhere in the internet, high turnover is normally caused from immediate manager.&lt;br /&gt;&lt;br /&gt;</description>
            <author>my5412</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 12 Mar 2013 11:45:04 +0800</pubDate>
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        <item>
            <title>Bosch Penang</title>
            <link>http://forum.lowyat.net/topic/2717881</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;I havent seen thread about this company for quite some time.&lt;br /&gt;&lt;br /&gt;Anyone here mind to share working environment there.&lt;br /&gt;&lt;br /&gt;Plus, currently im working with Japanese company, is it ok when you want to switch to Germany company?&lt;br /&gt;&lt;br /&gt;thanks in advance &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>my5412</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Wed, 27 Feb 2013 17:41:53 +0800</pubDate>
        </item>
        <item>
            <title>company law</title>
            <link>http://forum.lowyat.net/topic/2680504</link>
            <description>hi all,&lt;br /&gt;&lt;br /&gt;I need to know, does the company allowed to change the company law as they please?&lt;br /&gt;&lt;br /&gt;in a month, they keep changing the law to their own benefit.&lt;br /&gt;&lt;br /&gt;and keep on finding employee&amp;#39;s fault so they can issue warning letter(issuing warning letter is one of the KPI) &lt;!--emo&amp;:angry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/mad.gif' border='0' style='vertical-align:middle' alt='mad.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;if i report to jabatan buruh, will they entertain this kind of problem,( i think there are lot of shit companies out there)&lt;br /&gt;&lt;br /&gt;thanks for enlighten me &lt;br /&gt;&lt;br /&gt;sorry for bad english &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>my5412</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Thu, 24 Jan 2013 13:14:34 +0800</pubDate>
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        <item>
            <title>Upgrading car engine</title>
            <link>http://forum.lowyat.net/topic/2678752</link>
            <description>Hi all sifus out there,&lt;br /&gt;&lt;br /&gt;I have a car that almost 20 years old now. So far not much of trouble, just body rusting.&lt;br /&gt;&lt;br /&gt;But now engine oil is decreasing, sometime need to add up coz reach min level. I do change engine oil one per month or 2 months&lt;br /&gt;&lt;br /&gt;Other that this, my car is ok. I only use it for work and not long distance.&lt;br /&gt;&lt;br /&gt;Is it time to upgrade, i mean to overhaul the engine? Now mileage reach 5++ k , i think so. &lt;br /&gt;&lt;br /&gt;I heard that it might worsen the engine condition, some more will makan minyak.&lt;br /&gt;&lt;br /&gt;Or should i buy new engine?  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;I dont know much about upgrading car performance, maybe this is a stupid question.&lt;br /&gt;&lt;br /&gt;Please suggest what can be done, asking all car expert in here. &lt;br /&gt;&lt;br /&gt;Thanks in advance.  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;</description>
            <author>my5412</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Wed, 23 Jan 2013 01:00:26 +0800</pubDate>
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            <title>Sweat problem</title>
            <link>http://forum.lowyat.net/topic/2678718</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;I stopped using anykind of deodorant cause i read abt the breast cancer effect.&lt;br /&gt;&lt;br /&gt;Now the problem is that i keep sweating even i didnt do much physical activity. Summore at armpit area&amp;#33;&amp;#33;&amp;#33;  &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Anyone here know is it bad? Or i need to continue using deodorant?&lt;br /&gt;&lt;br /&gt;Please share anything that you may know  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Thanks &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>my5412</author>
            <category>Girl&amp;#39;s Club</category>
            <pubDate>Wed, 23 Jan 2013 00:30:15 +0800</pubDate>
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        <item>
            <title>Anyone work here? Need help</title>
            <link>http://forum.lowyat.net/topic/2664007</link>
            <description>Hello everyone&amp;#33;&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Does anyone knows about this company?&lt;br /&gt;&lt;br /&gt;Working env etc etc...&lt;br /&gt;&lt;br /&gt;Really appreciate if someone can help me</description>
            <author>my5412</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Fri, 11 Jan 2013 14:44:53 +0800</pubDate>
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        <item>
            <title>Japanese language</title>
            <link>http://forum.lowyat.net/topic/2530758</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;Anyone here can recommend me japanese class?&lt;br /&gt;&lt;br /&gt;Near kl and not so pricey&lt;br /&gt;&lt;br /&gt;Thanksss</description>
            <author>my5412</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 01 Oct 2012 15:50:43 +0800</pubDate>
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        <item>
            <title>Malaysian capabilities in RnD</title>
            <link>http://forum.lowyat.net/topic/2527096</link>
            <description>Hey guys...&lt;br /&gt;&lt;br /&gt;Currently im working in MNC company, the mother company in developed country. Dont want to mention it here.&lt;br /&gt;Previously, we have design a car part product,which was done by malaysian engineers( of course they went for training first at the mother company) and it was a success,considering their first project and also customer satisfaction...&lt;br /&gt;But somehow,the OWNER of the company did not know about this, until recently. He thought that the product was made by the engineers in the mother company.&lt;br /&gt;Right now, the customer wants to have new product, and the owner dont want any involvement from malaysian engineers, as he said the product will be complete failure.&lt;br /&gt;I felt so angry the way he look down towards us as malaysian. I dont know if it happen at other places too??&lt;br /&gt;I think of working abroad, to show malaysian capabilities, but i donno how to start...&lt;br /&gt;Does anyone experience the same thing?????</description>
            <author>my5412</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 28 Sep 2012 11:04:08 +0800</pubDate>
        </item>
        <item>
            <title>Hybrid car in Malaysia</title>
            <link>http://forum.lowyat.net/topic/2021968</link>
            <description>Hello all,&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Can any hybrid car owner here share their experience using this car so far? &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>my5412</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Mon, 05 Sep 2011 13:46:41 +0800</pubDate>
        </item>
        <item>
            <title>interview question</title>
            <link>http://forum.lowyat.net/topic/1676566</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;i think this question is frequently asked during interview&lt;br /&gt;&lt;br /&gt;why you want to leave your current company?&lt;br /&gt;standard answers would be - i want to broaden my experience.&lt;br /&gt;&lt;br /&gt;is that ok if we say that current company have financial issue? &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>my5412</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 14 Dec 2010 14:42:49 +0800</pubDate>
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