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        <title>Lowyat.NET: Latest topics by thilanesh</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Tue, 28 Jul 2026 15:54:38 +0800</lastBuildDate>
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        <item>
            <title>Cheap shipping to Canada</title>
            <link>http://forum.lowyat.net/topic/5156621</link>
            <description>I&amp;#39;m trying to look for cheap shipping to Canada &lt;br /&gt;Box of 10kg &lt;br /&gt;Doesn&amp;#39;t matter if sea shipping or take months to arrive as long it&amp;#39;s cheap &lt;br /&gt;&lt;br /&gt;Any recommendation</description>
            <author>thilanesh</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 11 Jun 2021 23:18:43 +0800</pubDate>
        </item>
        <item>
            <title>Foreign cheque</title>
            <link>http://forum.lowyat.net/topic/4773215</link>
            <description>Anyone know how long maybank takes to clear Canadian cheque?&lt;br /&gt;Also online access is not showing late clearing/foreign cheque &lt;br /&gt;I assume when you bank in foreign cheque it should show online</description>
            <author>thilanesh</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 01 May 2019 22:15:14 +0800</pubDate>
        </item>
        <item>
            <title>How to open bank account</title>
            <link>http://forum.lowyat.net/topic/4758748</link>
            <description>Which bank allow to open an account if you&amp;#39;re citizen but not residing in Malaysia, I tried maybank and public bank both refuse to open an account</description>
            <author>thilanesh</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 29 Mar 2019 06:28:17 +0800</pubDate>
        </item>
        <item>
            <title>Shop from Futureshop/Bestbuy</title>
            <link>http://forum.lowyat.net/topic/3388242</link>
            <description>Hi Guys,&lt;br /&gt;&lt;br /&gt;Im originally from malaysia but based in Canada&lt;br /&gt;Im offering service if anyone interested to buy stuff from Futureshop/Bestbuy&lt;br /&gt;I can give u few ideas on how you can order&lt;br /&gt;&lt;br /&gt;1. I can sell Prepaid gift card Visa/Master from canada, You can use it to purchase direct from Futureshop&lt;br /&gt;2. I can provide Forwarding service to purchase any item you request and ship it using Canadapost&lt;br /&gt;3. If you ask how to trust me, i have friends and family in KL and you can meet them and perform the transaction on behalf &lt;br /&gt;&lt;br /&gt;If you interested do PM me else leave it, Im available on whatsapp as well&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>thilanesh</author>
            <category>Services Noticeboard</category>
            <pubDate>Fri, 24 Oct 2014 13:16:03 +0800</pubDate>
        </item>
        <item>
            <title>11R 22.5 Price</title>
            <link>http://forum.lowyat.net/topic/3294969</link>
            <description>How much is the price for 11R 22.5 ? some help appreciated</description>
            <author>thilanesh</author>
            <category>Tyre Talk</category>
            <pubDate>Sun, 20 Jul 2014 00:12:36 +0800</pubDate>
        </item>
        <item>
            <title>passport question</title>
            <link>http://forum.lowyat.net/topic/2724160</link>
            <description>what happen if you deported from other country and arrive in m&amp;#39;sia with expired passport?</description>
            <author>thilanesh</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 05 Mar 2013 01:00:37 +0800</pubDate>
        </item>
        <item>
            <title>Japan faces SECOND monster quake and tsunami</title>
            <link>http://forum.lowyat.net/topic/1792916</link>
            <description>Another massive earthquake with a potential magnitude of 7.9 could strike Japan in the next two days, sparking fresh fears it will trigger another tsunami in the country&amp;#39;s devastated north-east.&lt;br /&gt;&lt;br /&gt;Seismologists have warned a powerful quake may hit the region, which continues to experience aftershocks of up to 6.2 in the wake of Friday&amp;#39;s deadly 9.0 quake and tsunami.&lt;br /&gt;&lt;br /&gt;The official death toll in Japan tragedy has reached 1800, with fears it could climb to more than 10,000.&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.dailymail.co.uk/news/article-1366093/Japan-faces-2nd-earthquake-tsunami-2-000-bodies-wash-ashore.html?ITO=socialnet-twitter-dmailnews' target='_blank'&gt;http://www.dailymail.co.uk/news/article-13...itter-dmailnews&lt;/a&gt;</description>
            <author>thilanesh</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 15 Mar 2011 17:25:52 +0800</pubDate>
        </item>
        <item>
            <title>Whats this about</title>
            <link>http://forum.lowyat.net/topic/1791825</link>
            <description>I dont understand whats the video about but its being talked about lotsa malay in facebook, and i dont understand since its in chinese, Im not sure if i can post this here but im unsure about the content, Anyone care to explain whats this about?&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.youtube.com/watch?v=9Jb9cs3MpzQ&amp;feature=player_embedded#at=15' target='_blank'&gt;http://www.youtube.com/watch?v=9Jb9cs3MpzQ..._embedded#at=15&lt;/a&gt;</description>
            <author>thilanesh</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 14 Mar 2011 22:44:22 +0800</pubDate>
        </item>
        <item>
            <title>Laptop Display Type</title>
            <link>http://forum.lowyat.net/topic/1781384</link>
            <description>Whats the different between Wide FHD/ Wled etc ?&lt;br /&gt;&lt;br /&gt;which one does not glare? i have a dell laptop and i can&amp;#39;t use it if im next to window as its glossy</description>
            <author>thilanesh</author>
            <category>Mobile Computing</category>
            <pubDate>Mon, 07 Mar 2011 09:28:46 +0800</pubDate>
        </item>
        <item>
            <title>Damaged Passport</title>
            <link>http://forum.lowyat.net/topic/1759485</link>
            <description>i forgot my passport was in my jeans and it went tru the washing machine, basicly its damaged and i need to Travel to states on 2nd week of March, What are the process and procedure and how long does it take to get a new passport?&lt;br /&gt;anyone experienced this? please advise</description>
            <author>thilanesh</author>
            <category>Travel &amp;amp; Living</category>
            <pubDate>Fri, 18 Feb 2011 23:20:23 +0800</pubDate>
        </item>
        <item>
            <title>Travel to Canada</title>
            <link>http://forum.lowyat.net/topic/1633277</link>
            <description>Which is the cheapest Airline to Canada, Montreal&lt;br /&gt;I dont know where and which to book&lt;br /&gt;&lt;br /&gt;Please Advise</description>
            <author>thilanesh</author>
            <category>Travel &amp;amp; Living</category>
            <pubDate>Wed, 10 Nov 2010 09:56:51 +0800</pubDate>
        </item>
        <item>
            <title>Car Loan Full Settlement Period</title>
            <link>http://forum.lowyat.net/topic/1590547</link>
            <description>Once submitted all the documents to the buyers bank how long does the buyers bank take to do the full settlement to owners bank? the process and period?</description>
            <author>thilanesh</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 07 Oct 2010 11:21:51 +0800</pubDate>
        </item>
        <item>
            <title>pls delete</title>
            <link>http://forum.lowyat.net/topic/1589579</link>
            <description>pls delete</description>
            <author>thilanesh</author>
            <category>Hardware</category>
            <pubDate>Wed, 06 Oct 2010 16:25:58 +0800</pubDate>
        </item>
        <item>
            <title>Graphic Card Question</title>
            <link>http://forum.lowyat.net/topic/1589540</link>
            <description>comparing to HD5970 and GTX 480 which one is better, there is many type asus sapphire etc im not sure whats the difference between these brands&lt;br /&gt;</description>
            <author>thilanesh</author>
            <category>Hardware</category>
            <pubDate>Wed, 06 Oct 2010 16:00:57 +0800</pubDate>
        </item>
        <item>
            <title>WTA About microtower Desktop ugrade</title>
            <link>http://forum.lowyat.net/topic/1588340</link>
            <description>I have a dell optiplex 380 DT&lt;br /&gt;its a microtower, below is the spec&lt;br /&gt;&lt;br /&gt;Intel Core 2 Duo E7500 (2.93GHz/1066FSB/3M L2 Cache)&lt;br /&gt;320GB 7.2k RPM SATA&lt;br /&gt;4GB DDR3 1333MHz SDRAM memory&lt;br /&gt;235 PSU&lt;br /&gt;1x PCI express slot&lt;br /&gt;&lt;br /&gt;my question is i wanna use HD5850 GC&lt;br /&gt;can i upgrade the PSU and new casing ? or my motherboard wont support the new PSU?&lt;br /&gt;pls advise</description>
            <author>thilanesh</author>
            <category>Hardware</category>
            <pubDate>Tue, 05 Oct 2010 17:04:25 +0800</pubDate>
        </item>
        <item>
            <title>Hire Purchase Full Settlement</title>
            <link>http://forum.lowyat.net/topic/1586930</link>
            <description>what is the process for hire purchase full settlement&lt;br /&gt;correct me if im wrong&lt;br /&gt;&lt;br /&gt;1. Find a buyer &lt;br /&gt;2. Buyer apply loan &amp;gt; Loan Approved &amp;gt; Seller obtain full settlement statement from bank and grand &lt;br /&gt;3. Seller proceed to JPJ Inspection to obtain B5 Forum&lt;br /&gt;4. If seller own more to bank seller prepare a bank draft and submit together to buyers bank together with Grand and inspection for so the buyer bank will issue 1 cheque to make full settlement to owners bank&lt;br /&gt;5. Buyer bank make full settlement and transfer name&lt;br /&gt;&lt;br /&gt;Is this correct ? how long does the process take for step 4?&lt;br /&gt;&lt;br /&gt;[addedon]October 6, 2010, 5:31 pm[/addedon]nobody answer&lt;br /&gt;so good &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>thilanesh</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 04 Oct 2010 16:15:56 +0800</pubDate>
        </item>
        <item>
            <title>Hire Purchase Full Settlement</title>
            <link>http://forum.lowyat.net/topic/1579331</link>
            <description>I want to make full settlement for my car, I called the bank and they said full settlement amount is Rm85.986&lt;br /&gt;now i got a buyer where loan has been approved but i cant take the Grant from my bank becoz overdue 3 months&lt;br /&gt;If i pay off the 3 months overdue i believe that the full settlement will be recalculate again. My question is after i pay 3 month outstanding how much is the full settlement amount will be ? i called bank and ask but they said they cant tell me until i pay, Below is my loan details for calculation&lt;br /&gt;&lt;br /&gt;Loan Taken: Rm 96000&lt;br /&gt;Interest: 4.5%&lt;br /&gt;Monthly payment: Rm 1250&lt;br /&gt;Total Tenure: 9 years = 108 months&lt;br /&gt;Payment until now : 22 months payment made&lt;br /&gt;&lt;br /&gt;Someone please help to calculate, the online calculator is not that accurate</description>
            <author>thilanesh</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 28 Sep 2010 18:28:34 +0800</pubDate>
        </item>
        <item>
            <title>Car loan, credit cards, personal loan debts</title>
            <link>http://forum.lowyat.net/topic/1562707</link>
            <description>i need some advise on settling my debts, i learned my lesson not to take so much of loans which i cant afford, i lost my job and now just found a new job, however my salary is no longer as what i earned before, where im earning lesser now, below is what my commitment is&lt;br /&gt;&lt;br /&gt;Credit cards: 11k&lt;br /&gt;personal loan: 12k&lt;br /&gt;carloan: 85k&lt;br /&gt;carloan: 45k (cousin is using this car)&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;My expenses monthly&lt;br /&gt;&lt;br /&gt;car: 1250&lt;br /&gt;personal loan: 330&lt;br /&gt;utility: 400&lt;br /&gt;rental: 350&lt;br /&gt;total: 2830&lt;br /&gt;&lt;br /&gt;my salary bring back home after EPF is Rm 3011&lt;br /&gt;with this i dont have &amp;#036; for daily expenses and i cant pay my CC, what a life, so i was thinking of to sell my car, the full settlement to the bank is 85k however the market value for my card is somewhere 65k to 70k, worst come to worst i need 20k if i decide to sell my car, but i was thinking how and im really blur, I tried to apply personal loans but all rejected, of coz becoz of my CCRIS record, I obtained my credit report from BNM and i see my CCRIS under my personal loan and my car, under special attention is my credit cards, which 100% i cant get any personal loan, i tried with 5-6 banks but no luck..&lt;br /&gt;&lt;br /&gt;I feel the only way to lighten the burned is to sell my car, so my parents offered me to remortgage the house but i dont exactly know how or what the process to remortgage the house. The house is fully paid off and value is 85k.&lt;br /&gt;&lt;br /&gt;I asked one of the bank officer and he said that if my parents is aged 55 is hard, another one said the property is below 600sq so cant remortgage&lt;br /&gt;&lt;br /&gt;please advise</description>
            <author>thilanesh</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 15 Sep 2010 15:18:33 +0800</pubDate>
        </item>
        <item>
            <title>selling off my car</title>
            <link>http://forum.lowyat.net/topic/1403672</link>
            <description>I need some advice on this topic. I intend to sell my car. bought it1 ½ years ago n i took the loan for RM 93,000. I pay for RM 1250/month, paid for 18 months, I checked with the bank and they said it still have 113k, if i do full settlement will be around 88k, I see many used car selling from 75-85k but lot of them offer like 70k only&lt;br /&gt;&lt;br /&gt;My question is how do I sell my car. If I want to sell my car for RM 85,000 . Do I need pay the extra money to the bank. Or there is other method that I dont need to pay anything and just get my car sold? due to financial situation i cant pay it anymore, btw its a bmw e46 01/reg 05&lt;br /&gt;&lt;br /&gt;pls advise</description>
            <author>thilanesh</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 26 Apr 2010 17:22:30 +0800</pubDate>
        </item>
        <item>
            <title>Streamyx High Letact</title>
            <link>http://forum.lowyat.net/topic/1267369</link>
            <description>what is the average ping to streamyx router ? i heard 10-15ms if good anything above 40ms is not good? &lt;br /&gt;please advise which is true&lt;br /&gt;&lt;br /&gt;Regards</description>
            <author>thilanesh</author>
            <category>Networks and Broadband</category>
            <pubDate>Mon, 21 Dec 2009 17:33:00 +0800</pubDate>
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