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        <title>Lowyat.NET: Latest topics by carjack18</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 19 Jul 2026 22:10:42 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>MRTA rejected. Need advise.</title>
            <link>http://forum.lowyat.net/topic/4916976</link>
            <description>Dear guys/ gals,&lt;br /&gt;&lt;br /&gt;Good day,&lt;br /&gt;&lt;br /&gt;I recently signed a bank loan with MRTA included in the loan amount. After that the insurance company called me to do a medical checkup as i have a pre-existing medical condition (age 40+), high blood pressure. &lt;br /&gt;&lt;br /&gt;Today i received a letter from insurance company that my MRTA application is rejected. &lt;br /&gt;&lt;br /&gt;Does it also mean that my approved loan with bank, will also be rejected ? or I need to pay for higher loan interest?&lt;br /&gt;&lt;br /&gt;thanks in advance.</description>
            <author>carjack18</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Wed, 04 Mar 2020 12:42:03 +0800</pubDate>
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        <item>
            <title>How to start loan payment instead pay interest 1st</title>
            <link>http://forum.lowyat.net/topic/4902649</link>
            <description>Hi guys/ gals,&lt;br /&gt;&lt;br /&gt;Have anyone here started to pay their housing loan payment instead of paying 1st interest while waiting for the house is completed?&lt;br /&gt;Currently i&amp;#39;m paying interest only but i wish to start paying my house loan so that i can finish it earlier. &lt;br /&gt;&lt;br /&gt;Can we request to the bank to allow to us to pay the house loan (principal + interest) ? If yes, do they charge a fee for it?&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>carjack18</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Sat, 08 Feb 2020 01:20:59 +0800</pubDate>
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        <item>
            <title>Question on SPA/Loan LEgal -newbie</title>
            <link>http://forum.lowyat.net/topic/4750859</link>
            <description>&lt;br /&gt;Dear guys/ gals,&lt;br /&gt;&lt;br /&gt;I&amp;#39;m looking to buy my 1st house and i have a few questions regarding the SPA &amp;amp; Loan Legal Fee.&lt;br /&gt;&lt;br /&gt;Q1 : Usually the lawyer will require the buyer to make payment for these 2 types of fee on which stage? i.e during the signing of SPA agreement? OR after the signing the agreement &lt;br /&gt;&lt;br /&gt;Q2 : Is the lawyer handling the SPA and Loan Legal Fee can the same person? or needs 2 different lawyer?&lt;br /&gt;&lt;br /&gt;Q3 : Does the lawyer allows us to make the payment for SPA agreement and Loan Legal fee after I have withdrawal EPF money from my account? My intention is to use the additional of 10% allowable from EPF withdrawal to pay for it?&lt;br /&gt;&lt;br /&gt;Thanks and appreciate time taken to read this post.</description>
            <author>carjack18</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Mon, 11 Mar 2019 21:51:55 +0800</pubDate>
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        <item>
            <title>[WTS] Fiio X5 MK 3 - Red Color</title>
            <link>http://forum.lowyat.net/topic/4612418</link>
            <description>&lt;b&gt;Item(s):FIIO X5 MK III Digital Audio Player &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:The bundle accessories such a case and documentation. All the original items are inside the box.&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:RM800 &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty: No warranty. Bought in May 2017&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method: COD &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:KL Sentral or Pavillion KL&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details: PM &lt;/b&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:[9.8/10/b]&lt;br /&gt;&lt;br /&gt;[b]Picture:[attachmentid=9895528] [attachmentid=9895529]&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale: Looking for fund to upgrade to a A&amp;amp;K DAP&lt;/b&gt;</description>
            <author>carjack18</author>
            <category>Music Players and Audio Accessories Garage Sales</category>
            <pubDate>Tue, 03 Jul 2018 20:48:40 +0800</pubDate>
        </item>
        <item>
            <title>WTS HUAWEI P9+</title>
            <link>http://forum.lowyat.net/topic/4457828</link>
            <description>&lt;b&gt;Item(s):HUAWEI P9 PLUS&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:Everything that comes in the original box itself&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:RM900   [Strictly Sale Only - No Swap]&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:None&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:COD &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location: Ipoh at weekdays OR KL Sentral at weekend&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details: PM&lt;/b&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:Tiptop condition, seldom use as this is my backup phone&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:[attachmentid=9340880]&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:Looking to get a Huawei Mate 10 &lt;/b&gt;</description>
            <author>carjack18</author>
            <category>Mobile Phones Garage Sales</category>
            <pubDate>Wed, 15 Nov 2017 21:19:25 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] 1:18 AUTOART MOdels</title>
            <link>http://forum.lowyat.net/topic/2935965</link>
            <description>&lt;b&gt;Item(s):&lt;br /&gt;1. AUTOART BMW CSL - RM260 [SOLD]&lt;br /&gt;2. AUTOART SUBARU IMPREZA STI - RM250 [SOLD]&lt;br /&gt;3. HOTWHEELS FERRARI F1 - RM110&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:What You In The Picture&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:Refer to the above stated price&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:NONE&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:COD in KL SENTRAL or in IPOH&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:IPOH&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:PM&lt;/b&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;br /&gt;1. AUTOART BMW CSL - 10/10&lt;br /&gt;2. AUTOART SUBARU IMPREZA STI - 9/10&lt;br /&gt;3. HOTWHEELS FERRARI F1 - 10/10&lt;/b&gt;&lt;br /&gt;[/b]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:Refer to The Pictures At The Bottom&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:Clearing My Collection of 1:18 Models&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=3598640][attachmentid=3598652][attachmentid=3598655]</description>
            <author>carjack18</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sun, 25 Aug 2013 20:46:37 +0800</pubDate>
        </item>
        <item>
            <title>[SOLD]WTS - LEGO IRON MAN 76006 &amp;amp; 76008</title>
            <link>http://forum.lowyat.net/topic/2918615</link>
            <description>&lt;b&gt;Item(s): LEGO IRON MAN 76006 &amp;amp; 76008&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:UNOPENED BOX&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price: RM150 for both together &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:NONE &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:COD in IPOH or SENTRAL KL&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:IPOH&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:PM&lt;/b&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:NEW&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:Need &amp;#036;&amp;#036;&amp;#036; fund for new Lego&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;[attachmentid=3576969]</description>
            <author>carjack18</author>
            <category>Garage Sales Archive</category>
            <pubDate>Sun, 11 Aug 2013 08:08:42 +0800</pubDate>
        </item>
        <item>
            <title>IS Deposit Refund</title>
            <link>http://forum.lowyat.net/topic/981017</link>
            <description>Hi guys/gals,&lt;br /&gt;&lt;br /&gt;I wish to ask whether my deposit of 10% of the house is refundable to me in the event my loan is rejected? This is my 1st time buying a house. The reason I ask because the developer ask me to pay 10% 1st even though I told him I haven&amp;#39;t secure a loan from Bank. Usually how does it takes the Bank process my loan?&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>carjack18</author>
            <category>Property Talk</category>
            <pubDate>Mon, 30 Mar 2009 06:17:10 +0800</pubDate>
        </item>
        <item>
            <title>Software for photobook</title>
            <link>http://forum.lowyat.net/topic/944919</link>
            <description>Hi,&lt;br /&gt;Can anyone tell me is there any free software to do photobook and print on my own?&lt;br /&gt;I google around and most of the software require me to use the printing services.&lt;br /&gt;&lt;br /&gt;Thanks in advance.</description>
            <author>carjack18</author>
            <category>Software</category>
            <pubDate>Mon, 23 Feb 2009 06:57:47 +0800</pubDate>
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        <item>
            <title>Image Retrieval/Database Software</title>
            <link>http://forum.lowyat.net/topic/943113</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Do anyone know is there is any freeware that do image/photo management system that can be retrieve by user similiar to those office archival/document imaging system?&lt;br /&gt;&lt;br /&gt;This is because I hv lots of images in my collection. &lt;br /&gt;&lt;br /&gt;Thanks in advance.</description>
            <author>carjack18</author>
            <category>Software</category>
            <pubDate>Sat, 21 Feb 2009 11:34:11 +0800</pubDate>
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        <item>
            <title>UPgrading VGA Card</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Technical Support</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
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            <title>UPgrading VGA Card</title>
            <link>http://forum.lowyat.net/topic/934189</link>
            <description>Can anyone out there tell me whether my Coolermaster Extreme Power 460W PSU able to accomodate a Nvidia 9600GT VGA Card? or Possible a 9800GT VGA card?&lt;br /&gt;&lt;br /&gt;I hv the following:-&lt;br /&gt;2 Chasis Fan&lt;br /&gt;3 Sata Harddisk&lt;br /&gt;1 DVD/RW Writer&lt;br /&gt;AMD 4800+ X2 Processor&lt;br /&gt;&lt;br /&gt;Thanks in advance.</description>
            <author>carjack18</author>
            <category>Hardware</category>
            <pubDate>Thu, 12 Feb 2009 22:09:10 +0800</pubDate>
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        <item>
            <title>Trade overseas share</title>
            <link>http://forum.lowyat.net/topic/857625</link>
            <description>Is anybody having experience to trade overseas share? US, HK or UK.&lt;br /&gt;Any local securities firm provide real time quote for the above market?&lt;br /&gt;Thanks in advance...</description>
            <author>nanbade</author>
            <category>Stock Exchange</category>
            <pubDate>Wed, 26 Nov 2008 23:14:43 +0800</pubDate>
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            <title>Blue-Ray PC Drive</title>
            <link>http://forum.lowyat.net/topic/714969</link>
            <description>Dear All,&lt;br /&gt;&lt;br /&gt;Can anyone tell when I can find BLUE-RAY Drive for PC? I intend to get 1.&lt;br /&gt;&lt;br /&gt;Thanks. &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>carjack18</author>
            <category>Hardware</category>
            <pubDate>Mon, 09 Jun 2008 12:02:34 +0800</pubDate>
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        <item>
            <title>Unable to access yahoo using mozilla/firefox</title>
            <link>http://forum.lowyat.net/topic/549997</link>
            <description>Does anyone here encounter problem accessing Yahoo Mail or Gmail using firefox or mozilla?</description>
            <author>carjack18</author>
            <category>Internet Related</category>
            <pubDate>Thu, 08 Nov 2007 00:00:29 +0800</pubDate>
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        <item>
            <title>Problem with itunes in vista</title>
            <link>http://forum.lowyat.net/topic/548783</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Have anyone encounter problem using their Itunes in Vista? When I click on the Itunes, a message displayed on the screen saying that it encoutner problem and Windows is looking for a solution.</description>
            <author>carjack18</author>
            <category>Software</category>
            <pubDate>Tue, 06 Nov 2007 07:21:15 +0800</pubDate>
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        <item>
            <title>Buying Nintendo DS Lite Online</title>
            <link>http://forum.lowyat.net/topic/547648</link>
            <description>Hi guys/gals,&lt;br /&gt;&lt;br /&gt;I m interested in purchasing a limited edition of Nintendo DS Lite from Play-Asia or Yesasia wbesite. I was wondering will be charge by our Custom office when the product came into Malaysia?&lt;br /&gt;&lt;br /&gt;Thanks in advance for your answer.</description>
            <author>carjack18</author>
            <category>Nintendo</category>
            <pubDate>Sun, 04 Nov 2007 13:55:38 +0800</pubDate>
        </item>
        <item>
            <title>User Account</title>
            <link>http://forum.lowyat.net/topic/514766</link>
            <description>Dear All Gurus,&lt;br /&gt;&lt;br /&gt;Can anyone tell me how can I change / remove the password for the USER ACCOUNT in WinXP Pro SP2? I don&amp;#39;t want to sign and type password every time I use my PC. &lt;br /&gt;&lt;br /&gt;I don&amp;#39;t see any option for me to change the setting other than &amp;#39;CHANGE PASSWORD&amp;#39; setting. &lt;br /&gt;&lt;br /&gt;Other than installing &amp;#39;TWEAK UI&amp;#39; is there anyway I could change it?&lt;br /&gt;&lt;br /&gt;Thanks in advance.</description>
            <author>carjack18</author>
            <category>Software</category>
            <pubDate>Mon, 03 Sep 2007 21:08:34 +0800</pubDate>
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        <item>
            <title>Setup D-LINK 2540</title>
            <link>http://forum.lowyat.net/topic/500761</link>
            <description>Hi guys/gals,&lt;br /&gt;&lt;br /&gt;I need help to setup my Streamyx connection using D-Link 2540T modem. I was unable to connect to Streamyx as VISTA keep prompting error message. B4 this I was using Aztech DSL600E but it was &amp;#39;damage&amp;#39;. I just plug-in my new modem and click on the preset broadband connection icon but it is not working. Do I need set any special setting to the modem since it hv 4 ports.&lt;br /&gt;&lt;br /&gt;BTW, do I setup the username as highlighted below:-&lt;br /&gt;&lt;br /&gt;USERNAME : carjack18@streamyx.com OR carjack18@streamyx&lt;br /&gt;&lt;br /&gt;Thanks in advance.</description>
            <author>carjack18</author>
            <category>Networks and Broadband</category>
            <pubDate>Tue, 07 Aug 2007 21:14:43 +0800</pubDate>
        </item>
        <item>
            <title>Vista OS Upgrade</title>
            <link>http://forum.lowyat.net/topic/477499</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I currently using VISTA Basic for my Desktop. How do I upgrade to VISTA Ultimate? Can Ibuy the OEM version of VISTA Ultimate or the Retail version?&lt;br /&gt;&lt;br /&gt;Thanks in advance</description>
            <author>carjack18</author>
            <category>Software</category>
            <pubDate>Sat, 23 Jun 2007 22:18:31 +0800</pubDate>
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