Lowyat.NET: Latest topics by guy3288

Qualitas Bond Coupon 6.0% anyone?

guy3288 — Tue, 18 Mar 2025 13:30:11 +0800

Come take part in Health care sector Bond
Coupon 6.0%.
Any comment from you guys?

Qualitas Sukuk Berhad – PNC5 Subordinated Sukuk Wakalah 🌟

🔹 Key Investment Details

* 📌 Issuer: Qualitas Sukuk Berhad
* 📌 Obligor: Ameetaz Capital Sdn Bhd
* 📌 Issuer Rating: 🟢 A2/Stable (RAM)
* 📌 Facility Size: RM2.5 billion
* 📌 Indicative Issue Size: RM665 million
* 📌 Instrument: Sukuk Wakalah
* 📌 Tenure: Perpetual (Callable after 5 years) 🔄
* 📌 Pricing: 💰 101.20
* 📌 Yield to Call (YTC): 📈 5.42% – 5.52% p.a.
* 📌 Indicative Coupon Rate: 📉 5.7% – 5.8% p.a.
* 📌 Ranking: ⚠️ Perpetual Subordinated
* 📌 Profit Distribution: 📅 Semi-Annual
* 📌 Minimum Investment: RM250,000

Bigger KWSP fund size is bad for us

guy3288 — Mon, 25 Mar 2024 22:42:04 +0800

Many times i heard people saying KWSP Fund size (Total Asset under Management)
growing too big, it will be bad, KWSP would not be able to produce good return for us.

Ignoring all other prevailing market factors, just solely on the Size of fund
ie Total Asset Under management (AUM) alone

Do you agree KWSP Fund size growing bigger and bigger is bad for us?

With bigger Fund size, we should expect lower investment return?

Shinhan Bank (Seoul) Bond in AUD

guy3288 — Wed, 21 Feb 2024 14:42:01 +0800

in 4.5 years time call back can get PAR value

Now selling below PAR at 96.80

earning AUD3.20 and fixed coupon 5%
If MYR tank further, profit will increase.

Any comment?

Bond kaki lai

guy3288 — Wed, 26 Jul 2023 00:04:39 +0800

Coupon rate 6.6-6.7%!
paid 6 monthly
Subordinated Perpetual Sukuk
Min 250k rating A-
coming next month
limited stock
Price 102

Bank Bond 4.86% any one?

guy3288 — Fri, 14 Jul 2023 00:22:42 +0800

Sabah Development Bank bonds
Anybody bought before?

This time coupon seems quite good 5.2%
YTM 4.86%

Rating good AA1
tenure 5 year.
Min RM250k
Price RM101

Anyone knows any thing bad about that bank?

FD rates look like not going to go up
so far highest is BI FD 4.5%
but interest at maturity only
bond coupon 6 monthly seems more attractive

Bank Islam Bond launching soon

guy3288 — Thu, 28 Jul 2022 14:55:44 +0800

Bank Islam bonds should be safe right??
Mana boleh bank Islam bankrupt?

Come see

DRB HICOM Bond

guy3288 — Tue, 19 Jul 2022 00:24:03 +0800

RM400 Million Sukuk will open for booking soon.

Rm recommended me to buy.

Any views on this?

Looks like DRB need money so much paying so high 6.75%!

Perpetual -callable at 5 yrs with step-up coupon rate +1%
Price RM102 quite high

Recent proton losses no wonder need money,
but such a big conglomerate, cant go bankrupt right?
Rating A- (RAM)

https://www.drb-hicom.com/wp-content/upload...Y2022-FINAL.pdf

CIMB Islamic product -5 years

guy3288 — Wed, 22 Jun 2022 14:43:04 +0800

RM told me about this Callable Islamic Range Accrual (CIRA)

Capital guaranteed if hold 5 years
Get 5.5% as long as Klibor doesnt shoot beyond limit
Paid 3 monthly
Min RM65k only
Closing date Friday 24.6.22

Good deal if Klibor unlikely to shoot beyond those limits
What do you think?

Principal Digital Investment

guy3288 — Fri, 04 Mar 2022 17:39:40 +0800

Sharing an email invite received today,

Special Invitation: Get 4% p.a. and exclusive rewards!

A very special invitation to get exclusive rewards.

Hello xxxxxxx,

There is a new way for you to build your wealth and financial legacy. With our enhanced online investment portal, we are making it easier for you to invest and manage your portfolio under one portal.

With more than 142 years of financial expertise at your fingertips, we’re here to help you plan, protect and invest for your future. Invest in funds with Global and Domestic exposure and manage all your investments on-the-go, anytime, anywhere.

Get 4% p.a. rewards, RM50 Touch 'n Go eWallet Reload PIN (welcome gift) and invest with no sales charge!
Use campaign code "CashInvest" at checkout to redeem offer. Offer from now till 13 March 2022 only. Terms and Conditions apply.

Anyone know about this?
after opened account with KDi now received this email...

https://www.principal.com.my/invest-online/...=&mid=518001903

net annual return of 7% in Australian dollar

guy3288 — Fri, 07 Jan 2022 00:20:51 +0800

Tan Teng Boo launching new Fund.
Any one interested? 7% return wor....

received email below:

Dear Investor

You may ask:

How to get a better return for my hard-earned money in a low interest rate and low dividend yield environment? Is it still safe to invest in the stock markets, I have not recovered from my losses yet! With the poor stock market performance, can EPF still pay out 5% dividend this year?

Here’s the answer.

Capital Dynamics is launching the i Capital Asia-Pacific ex-Japan BTB Fund, its first ever dividend income fund with a target net annual return of 7% in Australian dollar. Yes, 7%. You read it correctly.

Get 7% Annually

The i Capital Asia-Pacific ex-Japan BTB Fund will be investing in 17 stock markets across 14 countries in the Asia-Pacific ex-Japan region. This is a vast and dynamic region with robust GDP growth with many variations across the countries. The Fund will invest in stocks in this region that pay attractive dividends, with strong fundamentals and the potential for capital growth over the longer term. More importantly, you get to diversify your currency risk as the Fund will be based in Australian dollar. Watch this short video to better understand why you should invest in the Fund:

Invest before 14 January 2022 at only A$1.00 per Unit

Grab this golden opportunity to invest in the Fund at only A$1.00 per unit during its Initial Offering Period that ends on 14 January 2022. Invest NOW

Come talk to us

If you are interested in knowing more, Capital Dynamics will be organising virtual and physical roadshow at our Kuala Lumpur office this

Saturday, 8 January 2022 at 10am to 1pm, MYT (physical & virtual)
Monday, 10 January 2022 at 2pm to 5pm, MYT (virtual)
Come join us to find out what this new and exciting fund has to offer. You may reserve your seat for the session at https://events.icapital.biz/. In the event you are unable to attend the roadshows, please contact us to make an appointment for further arrangements.

To ensure the safety of all participants, the following Standard Operating Procedures (SOPs) will be implemented strictly at all our physical roadshows:

Event will be held at 40% capacity. Spaces are limited, seats are on a first come, first serve basis.
Only fully vaccinated participants clear of symptoms of Covid-19 will be allowed entry.
All participants attending the roadshows are required to undergo a saliva test prior to entering the event venue. Capital Dynamics will provide the saliva test kits at no charge.
For any further enquiries, visit www.capitaldynamics.com.au or contact us at 603 2070 2106/07 (KL) or at +612 9262 2621/36 (Sydney) or email us at info@capitaldynamics.com.au

Best wishes.

Teng Boo

Your trusted investment partner

Capital Dynamics

Disclaimer:

Corporate bond wanna try?

guy3288 — Thu, 09 Dec 2021 20:19:06 +0800

Now open for Booking,
Small insurance company, rating A1 /A2
Tier 2 bond,(higher ranked than Tier 1)
10 year maturity, 5 year call back
Price abit expensive RM102, so nett return ~4.9% pa
Limited stock only RM250M, better book early if keen.
Call your CIMB manager
I doubt we can ever get FD rate 4.85% again within 5 yrs.........so hantam lah this one

Downlight Compact Fluorescent Light Blow

guy3288 — Mon, 21 Dec 2020 00:34:29 +0800

We all have to face downlights, Compact Fluorescent Lights every where, at home n office.

Anyone experienced the CFL bulb making loud popping sound before die off?

I had quiet a few times now. Check the Philip 3U E27 blown, the glass is ok, not broken.
Shake it can hear some lose parts inside. Do you think the loud popping sound
can blow out some mercury?

Is LED bulb safer, would they also blow out loud like that also?

Previously i remember some CFL bulbs just blow off quietly, not so scarry.
Must be the quality problem now.

What is the cause of the loud popping sound? The Ballast burst?

Luckily mine always the 3U or spiral glass not broken, i heard some even the glasses broken,
the bulb exploded that is even worse...

New Bank Bond

guy3288 — Wed, 07 Oct 2020 09:36:45 +0800

New Bank bond coming
15 years tenure
Coupon rate 3.85-4.05%
10 years call date
rating A2
Price FRM101.5
Ready for booking today, pay on 20.10.2020
Profile Aggressive

Affin Hwang Single Bond Series 1

guy3288 — Sat, 30 May 2020 15:41:01 +0800

Opportunity to buy HSBC Holdings Plc USD bond
Direct from HSBC 1 lot =USD200k
Launched 23.3.2018 Perpetual
1st Call back 23.3.2028
Coupon Rate 6.5% 6 monthly
Type - AT1, Junior Subordinated

MYR hedged by Affin Hwang -->Single Bond series 1
now selling below PAR~ RM94 ( was moving from high in Feb 2020 RM114 down to low RM79 in mid Mac 2020)
as low as RM10,000.00, Fee 2.0%
Deduct Mx fees etc , Coupon ~ 5.5% pa 6 monthly
rating BBB only

I bought from CIMB, you call your own bank and ask

Bonds are cheap now

guy3288 — Mon, 30 Mar 2020 11:05:23 +0800

Opportunity in crisis time

Many bonds are selling cheap

Coupon rates much better than FD rates

TG/Top glove 3.95% RM100
UMW 6.3% RM101
Genting 4.38% RM97.00
Aeon Cr 6.65% RM99.20
CIMB 5.4% RM100.3
Muamalat 5% RM100.80
HLB 5.25% RM99.60

Mind you,those are not junk bonds!
people panic sell below their costs, we go sapu.

Buy bonds kaki lai.

guy3288 — Mon, 13 Jan 2020 17:43:20 +0800

Aeon Credit is going to issue new Bond soon,
Coupon rate around 6.5%
No details yet,
just tips for those who are keen
and need time to prepare money.

So can gather money park in CIMB 6 month FD
@3.9% to earn daily interest till the last date,
withdraw and pay for the bond, no penalty.

NOTE:latest info AEON BOND not going trough,i am disappointed
already parked my money sigh...tied down for 6month at 3.9%

Buy Bonds kaki lai

guy3288 — Tue, 20 Aug 2019 08:57:53 +0800

PROPOSED ISSUANCE OF SENIOR UNRATED PERPETUAL SUKUK PURSUANT TO A PERPETUAL SUKUK PROGRAMME OF RM2,000,000,000 IN NOMINAL VALUE UNDER THE SHARIAH PRINCIPLE OF MUSHARAKAH

Issuer: Tropicana Corporation Berhad
Indicative Coupon: 7% area
Tenure: Perpetual Non-Callable 5 years
Issue Rating: Unrated
Seniority: Senior Secured
Distribution Frequency: Semi Annually
Expected First Issue Size: RM200.0 million, with option to upsize (“First Issuance”)
Sole Principle Advisor / Lead Arranger / Lead Manager: CIMB Investment Bank Berhad
Minimum Investment Amount (Nominal Value): MYR250,000
Deadline: 23rd Aug 2019, 12 pm (order after deadline is handled on a case by case basis)

Credit Highlights

1. First tranche of RM 200 million is guaranteed by the founder of Tropicana (Tan Sri Dato’ Tan Chee Sing), who is also the major shareholder at 63% both through direct and indirect interest (as per IM)

2. First tranche also secured by commercial land in Johor Bahru that’s worth more than twice of the first tranche

3. Step-up rate of 2% if bond is not called in the first call date. 1% step-up annually thereafter

4. This perpetual is considered a secured bond and is ranked equally as other senior unsecured bonds of Tropicana

5. Tropicana’s pro-forma (taking into account the proposed tranche’s issue) net gearing is at 0.35x

6. (Total Borrowings less Cash/ Total Equity) compared to SP Setia at 0.64x, UEM Sunrise 0.55x, YNH Berhad at 0.95x while Mah Sing is a net cash company.

7. Only YNH Berhad and Mah Sing offer perpetual bonds with YNH being the direct comparable as the years to next call of YNH perp is in 5 years (similar to Tropicana) while Mah Sing next call date is in 2.64 years

8. Adjusted Net Gearing for the respective developers are:
• Tropicana = 0.35x
• YNH = 0.95x
• Mah Sing = Net Cash

9. Yield to Next Call for the respective bonds are:
• Tropicana = 7%
• YNH = 6.75%
• Mah Sing = 6.14%

Ubb CASH TRUST 3 years nett 6-8% pa anyone?

guy3288 — Tue, 02 Jul 2019 18:32:03 +0800

Hello frens,

An ex bankers recommended this Ubb Trust to me
Its new to me as i never had any trust account.

This particular product is called Cash Trust.

www.cashtrust.my
www.ubbamanah.com

Their fee is 3.5% pa , seems quite high
yet it says NETT return assured 6-8%pa for 3 year tenure product,
min RM60k capital guaranteed,

She said it has benefits that FD do not provide in
death claims, bancrupty etc..

Any of you guys have Trust account with Ubb,
are they reliable?

I am tempted to try as FD rate is getting lower..

EcoWorld again issue new Bond

guy3288 — Fri, 03 May 2019 14:19:40 +0800

Issuer: Eco World International Berhad

Bond Credit Rating: Not Rated

Tenure: 4 years

Price Guidance: up to 6.3% area

Annual Coupon Frequency: Semi Annually

Minimum Investment Amount (Nominal Value): MYR 100,000 (client may only transfer out with nominal value of MYR1,000)

Subscription Closing Date: 17th May 2019 (Any subscription received after 17th May
will be decided on a case to case basis)

Credit Highlights
1) Strong Ownership Structure
2) Strong Earnings Visibility, Supported by Sizeable Unbilled Sales
3) Comfortable Gearing
4) Shareholding Covenant

Is this Yahoo Scam or genuine?

guy3288 — Fri, 23 Nov 2018 14:36:57 +0800

i receive email warning me closure if i dont upgrade, Is this genuine?

Thanks