http://forum.lowyat.net/ Sun, 04 Oct 2026 15:42:57 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/1493634 hi, im getting a property of about rm350k, am now in the process of getting a housing loan..im only 20yrs old this year and earning less than 2k per month..so i ll have to apply loan by way of joining name with my mum(joint borrower).....<br /><br />so im thinking of getting a loan which has the longest tenure period which is 40yrs...i understand the fact that the longer the tenure period is, the more interest i ll be paying...bt what if i opt for a flexi loan...the interest ll be daily rest and i still can settle the loan earlier when i earn more in the future right??so ll the interest really be an issue here??and by spreading the loan to a longest tenure period ll show a lower monthly commitment so it ll be easier for me to get other kinda loan for eg.car loan in the future right??<br /><br />sorry if my statement is wrong..cuz im also a 1st time buyer of a property...need more advice too...thks<br /><br />kindly advise me on which bank is currently offering the most attractive housing loan package...thks<br /> beibak Property Talk Sun, 18 Jul 2010 03:12:40 +0800 http://forum.lowyat.net/topic/1473166 i just want to know is there any legal age in getting home loan eg.21??or as long as u have income every month n a personal guarantor, then it shouldn&#39;t be a problem getting a home loan though u r just 19 or 20 yrs old??<br /><br />n yea...what about joint borrower?? beibak Property Talk Mon, 28 Jun 2010 23:29:56 +0800