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        <title>Lowyat.NET: Latest topics by mIssfROGY</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 04 Jun 2026 10:28:18 +0800</lastBuildDate>
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        <item>
            <title>Lonpac smart Medi 2.0</title>
            <link>http://forum.lowyat.net/topic/4303338</link>
            <description>Hello am interested in this medical card, can someone advise me about it and also about the extension discount to my family. Thanks much&amp;#33;</description>
            <author>mIssfROGY</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 28 May 2017 15:06:51 +0800</pubDate>
        </item>
        <item>
            <title>[WTH] Freelance Web Designer</title>
            <link>http://forum.lowyat.net/topic/4158373</link>
            <description>&lt;b&gt;Role:&lt;/b&gt;&lt;br /&gt;To do the below;&lt;br /&gt;&lt;br /&gt;Html5, bootstrap, css3.&lt;br /&gt;1. Login page&lt;br /&gt;2. Post login page.&lt;br /&gt;3. Logout page&lt;br /&gt;&lt;br /&gt;1. Cross platform compatibility. Android, ios, windows, macos and etc&lt;br /&gt;2. Cross browsers compatibility. Chrome, firefox, safari, ie and etc&lt;br /&gt;3. Responsive page&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Remuneration:&lt;/b&gt;&lt;br /&gt;Please Quote me your price according to the Description above&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Requirements:&lt;/b&gt;&lt;br /&gt;1. Must be able to complete all tasks as mentioned above&lt;br /&gt;2. Do provide me your portfolio&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact Person:&lt;/b&gt;&lt;br /&gt;Please PM me for further info if interested&lt;br /&gt;&lt;br /&gt;</description>
            <author>mIssfROGY</author>
            <category>Job Enlistments</category>
            <pubDate>Mon, 26 Dec 2016 17:53:04 +0800</pubDate>
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        <item>
            <title>[WTS] 2Days Legoland Combo Tickets</title>
            <link>http://forum.lowyat.net/topic/3618204</link>
            <description>Valid for both Themepark and Waterpark for 2Days straight in a row for adult or child. Expires&lt;br /&gt;on 11Dec2015 (Open Dated)&lt;br /&gt;&lt;br /&gt;Bought to go with family but they had something to do so am letting go some. Limited Tickets&amp;#33;&lt;br /&gt;Want to Sell at &lt;b&gt;RM200&lt;/b&gt; each, retail at &lt;b&gt;RM260&lt;/b&gt; each.&lt;br /&gt;&lt;br /&gt;You can give me your email and i will send you the tickets pictures for further details.</description>
            <author>mIssfROGY</author>
            <category>Services Noticeboard</category>
            <pubDate>Wed, 24 Jun 2015 12:11:06 +0800</pubDate>
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        <item>
            <title>If i Want to Rent out my Parking...?</title>
            <link>http://forum.lowyat.net/topic/3101196</link>
            <description>Hi sifus &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;I have a question.....not sure if it has been asked but i have searched and found no answers &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt; Maybe type in wrong search question.&lt;br /&gt;Anyway my Question is.....&amp;quot;&lt;span style='color:green'&gt;If i want to rent out my parking space, do i need paper work? Or just face to face agreement can de?&lt;/span&gt;&amp;quot; &lt;br /&gt;&lt;br /&gt;Thanks Very Much&amp;#33;&amp;#33;</description>
            <author>mIssfROGY</author>
            <category>Property Talk</category>
            <pubDate>Wed, 15 Jan 2014 15:51:49 +0800</pubDate>
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        <item>
            <title>Lets compare Diaper Price&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/1984691</link>
            <description>The prices indicated should be the cheapest YOU have gotten before so that we can all watch out and know that its a BARGAIN when we see it on SALE to grab as many as possible so that we don&amp;#39;t need to pay the normal retail price.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;PetPet M80 - RM28 Tesco&lt;br /&gt;Red Huggies M66+6Free - RM28.50 Tesco &lt;br /&gt;Drypers Dry Wee Wee M84+2Free - RM29.90 Tesco&lt;br /&gt;Mamypoko M72(yes u see correctly, some M comes in 72 pieces) - RM41.90 Jusco&lt;br /&gt;Mamypoko M66 - RM40.90 Tesco&lt;br /&gt;Mamypoko Pants M44 = RM22 Isetan&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>mIssfROGY</author>
            <category>Pregnancy &amp;amp; Parenting</category>
            <pubDate>Thu, 04 Aug 2011 14:13:07 +0800</pubDate>
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        <item>
            <title>Getting someone out from an auction prop?</title>
            <link>http://forum.lowyat.net/topic/1628445</link>
            <description>Hi All, looking for some advices here...Thanks 1st for your opinions&amp;#33;&lt;br /&gt;&lt;br /&gt;I am interested in buying an auction house. Took some peeps few times, very clean &amp;amp; nice exterior and last nite was even able to see a glimpse of the inside because the owner was having a BBQ and everything was open wide &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;Looking real good&amp;#33;&amp;#33;&lt;br /&gt;One big concern is....owner is still staying IN with his family and an even bigger concern is, we suspect he is probably from some &amp;quot;GANG&amp;quot; as there is a really big KUAN KONG statue there....coz usually chinese who pray to KK are either Triads or Police  :/&lt;br /&gt;Shd i take the risk? The property is selling at 30% discount. How hard is it to get &amp;quot;someone&amp;quot; out? U think if i pretended to be some damsel in distress they will bug off?</description>
            <author>mIssfROGY</author>
            <category>Property Talk</category>
            <pubDate>Sat, 06 Nov 2010 12:17:00 +0800</pubDate>
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            <title>Title Transfer from WILL</title>
            <link>http://forum.lowyat.net/topic/1329140</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Would like some advise for my problem below; Thanks 1st&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;1. My mom, left a will(written by a lawyer) to give half my parents&amp;#39;s house to my bro n sis. Can i skip the lawyer and straight to the land office to execute the will to transfer half the title to them? Or issit to the court 1st to execute the will and then to the land office to transfer title? Or is it something else?&lt;br /&gt;2. My dad, wants to transfer his other half too to both my bro n sis. Can it be done at the same time?&lt;br /&gt;3. Is the land office the way to go?? Or is there something else?&lt;br /&gt;4. What will the costs incurs? Any idea? &lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;</description>
            <author>mIssfROGY</author>
            <category>Property Talk</category>
            <pubDate>Wed, 17 Feb 2010 16:23:26 +0800</pubDate>
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        <item>
            <title>NEW Semi_D HOuse for Sale&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Property Talk</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
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        <item>
            <title>If a Bank close shop....</title>
            <link>http://forum.lowyat.net/topic/852215</link>
            <description>I am wondering, now that citigroup looks like its in big trouble, if touchwood, they close-shop in the US, will the branch here close to? If yes, will we be able to get our funds out beforehand or not? I understand that our gomen oredi gurantee all deposits, but I still need to ask...  &lt;!--emo&amp;:blush:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blush.gif' border='0' style='vertical-align:middle' alt='blush.gif' /&gt;&lt;!--endemo--&gt; &lt;!--emo&amp;:shock:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/shocking.gif' border='0' style='vertical-align:middle' alt='shocking.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>mIssfROGY</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 21 Nov 2008 11:47:07 +0800</pubDate>
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        <item>
            <title>CITIBANK flexi Loan</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Stock Exchange</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
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        <item>
            <title>CITIBANK flexi Loan</title>
            <link>http://forum.lowyat.net/topic/617268</link>
            <description>I am wondering, how come people would prefer HSBC or Mortgage One flexi homeloan to citibank flexi homeloan? Are their rates much much better?&lt;br /&gt;&lt;br /&gt;HSBC and Mortgage One needs to pay monthly of RM10.00 but of coz with current account advantages included. Citibank however, offers the same thing but it also have another flexi homeloan where one only need to open an initial RM200 account for the transactions, but of coz without the current account advatages but one can put in and withdraw any access money put in just like normal savings account (but of coz minus the monthly prepayment). Does hsbc or standard chartered offer the same thing too?&lt;br /&gt;&lt;br /&gt;If CTB offers me a BLR-1.5) for whole tenure for a below 300k  refinance loan, &lt;br /&gt;with flexibility of withdrawing and putting in money without prior notice and,&lt;br /&gt;need to open an initial RM200 loan account. Is this package worth thinking of?&lt;br /&gt;Is there anything about citibank should i be aware of?&lt;br /&gt;&lt;br /&gt;Note: Yes...i need the flexibility becoz of my work nature and because i had banked with ctb for many years, i like their service....but becoz i am a noobie in mortgage loan, i would like to know the consequences. &lt;br /&gt;&lt;br /&gt;Thanks for your feedbacks....  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;[addedon]January 22, 2008, 5:28 pm[/addedon]sorry wrong place...can someone shift it for me please? thanks.</description>
            <author>mIssfROGY</author>
            <category>Property Talk</category>
            <pubDate>Tue, 22 Jan 2008 17:11:36 +0800</pubDate>
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            <title>Which Kind of Loan Most Feasible?</title>
            <link>http://forum.lowyat.net/topic/593855</link>
            <description>Would like to ask opinions here....&lt;br /&gt;&lt;br /&gt;I have thought of a few options of getting a loan (around 100k) to expand my business, but not sure of which kind of loan which will be the best for me and currently offer the lowest interest rate (because too many types of loans and i am not sure if there&amp;#39;s some type of loan which i am unaware of. Thanks for your feedbacks..  &lt;!--emo&amp;:peace:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_rolleyes.gif' border='0' style='vertical-align:middle' alt='icon_rolleyes.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;1. Shd i refinance my house? (Home Loan) If yes, flexi or fixed homeloan the best? Shd i get just the needed amount or shd i refinance the whole value of the house?&lt;br /&gt;2. Personal Loan?&lt;br /&gt;3. Save money by doing credit card balance transfer (in a way credit card balance transfer loan)?&lt;br /&gt;4. SME loan?&lt;br /&gt;5. Get study loan (by using bro&amp;#39;s degree as an excuse but use the money upfront 1st to do business...not sure if can do this)&lt;br /&gt;6. Any other loan suggestions??</description>
            <author>mIssfROGY</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 18 Dec 2007 23:01:23 +0800</pubDate>
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