Lowyat.NET: Latest topics by FrozenSoul81

Eggs,Four letter words,dont lie to your mother,

FrozenSoul81 — Tue, 08 Sep 2009 15:07:44 +0800

Two neighbors, John and Sam, are always competing.

One day John looks over the fence and spies Sam's wife, naked, watering the garden. When Sam gets home from work, John brags to him that he's seen his wife naked.

Sam wants revenge, so that night creeps over to John's yard and catches sight of John's wife performing oral sex.

The next day, Sam approaches John at the mailbox. "Hey, I saw your wife performing oral sex on you last night."

"Ha ha, the joke's on you," John says, "I wasn't home last night!"

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John invited his mother over for dinner. During the meal his mother couldn't help noticing how beautiful John's roommate was. She had long been suspicious of a relationship between John and his roommate and this only made her more curious. Over the course of the evening, while watching the two interact, she started to wonder if there was more between John and the roommate than met the eye.
Reading his mom's thoughts, John volunteered, "I know what you must be thinking, but I assure you, Julie and I are just roommates."
About a week later, Julie came to John and said, "Ever since your mother came to dinner, I've been unable to find the beautiful gravy ladle. You don't suppose she took it, do you?"
John said, "Well, I doubt it, but I'll write her a letter just to be sure."
So, he sat down and wrote, "Dear Mother, I'm not saying you 'did' take a gravy ladle from my house, and I'm not saying you 'did not' take a gravy ladle. But, the fact remains that one has been missing ever since you were here for dinner."
Several days later, John received a letter from his mother which read: "Dear Son, I'm not saying that you 'do' sleep with Julie, and I'm not saying that you 'do not' sleep with Julie. But, the fact remains that if she was sleeping in her own bed, she would have found the gravy ladle by now.
Love, Mom.
Lesson of the day: Don't lie to your mother.
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A young couple got married and left on their honeymoon. When they got back, the bride immediately called her mother. Her mother asked, ''How was the honeymoon?''
''Oh, mama,'' she replied, ''the honeymoon was wonderful! So romantic...''
Suddenly she burst out crying. ''But, mama, as soon as we returned Sam started using the most horrible language...things I'd never heard before! I mean, all these awful 4-letter words! You've got to come get me and take me home.... Please mama!''
''Sarah,'' her mother said, ''calm down! Tell me, what could be so awful? What 4-letter words?''
''Please don't make me tell you, mama,'' wept the daughter, ''I'm so embarrassed, they're just too awful! Come get me, please!''
''Darling, you must tell me what has you so upset....Tell your mother these horrible 4-letter words!''
Still sobbing, the bride said, ''Oh, mama...words like DUST, WASH, IRON, COOK...!''

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One day, while Sue was cleaning under the bed, she found a small box. Curious, she opened it and found 3 eggs and 10,000 dollars. A little bit suspicious, she confronted her husband of twenty years about it.
"Oh, that," Frank said. "Every time I cheated on you, I put an egg in this box." Sue was a bit unhappy about this, but figured that 3 affairs over twenty years wasn't so bad.
"But what about the 10,000 dollars?"
"Every time I got a dozen, I sold them."

No Regret Korean Movie? Gay movie but i love it

FrozenSoul81 — Tue, 01 Sep 2009 14:12:27 +0800

Try to go through the whole story of this movie in youtube if you have time. Movie call
No regret
Actor to watch: Su Min ( Lee Young Hoon )

Nice Gay romance movie But the love they shown and the actor good look and powerful acting skill was so pure and their tears is so real. Its a korean movie but first time watch those movie and i dont find it disgusting to watch. Sub title available.

Whats wrong with me.

[addedon]September 1, 2009, 2:13 pm[/addedon]You must watch the whole story and do not skip any part

How long to get Legal letter from Bank for payment

FrozenSoul81 — Fri, 21 Aug 2009 16:43:54 +0800

I really really need you guyz advised.

My current financial status:
CC ( 2 cards) // Eon and Alliance Bank : RM 8k monthly need RM 400
One card Cancel(Citibank): Monthly RM 130
2 loans: Monthly need RM 800 // Hong Leong & Standard Chartered
1 Car: RM 420
Most of the account went to 2 months already

I am trying not to seek AKPK help at this moment

I need your advised based on your experience, we all know Bank always tells us if you dont paid for the 3rd month we would issue a legal letter to you?
But my fren told me this is not true. The legal dept usually will give 2-3 month on top of the 3 months period to chase for your payment before they really issue a legal letter to you. It is not easy to get a legal letter so easily. IS THIS CORRECT?

One of my fren says this depends to the bank. Is it true?

I had try my level best to nego with the bank however they dont allowed for me to refiance unless make this at least one more payment. Problem is if i can make another more one payment i wouldnt have to seek for their help. My salary is only RM 2.2 nett and i need to give my parents//family to survive RM 1500 monthly. They really need me and my only brother is still studying and he is working part time and only barely sufficient for them to survive. I do not wish my parents to know about this and they are old enough to worry about me.

Can anyone advised me which bank is more " loose" in terms of issuing the letter. I plan to settle 2 of of loan and next month another 2 of the loans. Till end of the year i will get one month bonus then i can add it into my loans. I dont really wish to get the letter.

Some of my fren who dont paid for 6months still they dont get the legal letter. However it is none from Standard Chartered and HLB. I really need advised by next Tuesdays. Hope you guys can help me out.

I only plan to see AKPK if i do really get the Legal letter from Bank( pls pray hard i dont get this)

Please advise before i really get crazy everyday thinking of this........Thanks!!!!

[addedon]August 21, 2009, 4:57 pm[/addedon]Just in case anyone dunno,

Legal letter is so call Lawyer letter" Letter of Demand"