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        <title>Lowyat.NET: Latest topics by chai85</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 29 Oct 2026 09:53:25 +0800</lastBuildDate>
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        <item>
            <title>Proton Warranty</title>
            <link>http://forum.lowyat.net/topic/1547852</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;i juz get my new proton saga blm 3 mths ago.unfortunately my &amp;#39;new baby&amp;#39; had a bit scratches as i accidentally bang with a motor.&lt;br /&gt;&lt;br /&gt;i would like to know if i take my baby for 10k service and i ask them to spray it back and &amp;#39;ketuk&amp;#39; a bit will they charge me for it?&lt;br /&gt;&lt;br /&gt;pls advice.&lt;br /&gt;&lt;br /&gt;thx.</description>
            <author>chai85</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Thu, 02 Sep 2010 08:15:18 +0800</pubDate>
        </item>
        <item>
            <title>Proton Saga 1st 1000km service</title>
            <link>http://forum.lowyat.net/topic/1420738</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;i am going to service my proton saga for 1st 1000km this coming weeks.&lt;br /&gt;&lt;br /&gt;i would like to knw what is normally the cost would be, what should be change?&lt;br /&gt;&lt;br /&gt;can anyone please advice me?&lt;br /&gt;&lt;br /&gt;(p/s: did the proton service center open on sat?)</description>
            <author>chai85</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Wed, 12 May 2010 13:23:36 +0800</pubDate>
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        <item>
            <title>Proton Saga M-Line Delivery Time</title>
            <link>http://forum.lowyat.net/topic/1385178</link>
            <description>I would like to know whether you guys have any idea when is the soonest I can have my car since that I have booked the car since last month. At first I booked Proton Saga SE but according to the sales person, it would take a long queue for SE and advised me to take M-Line instead. He said that he could get me the car by end of March but unfortunately it did not materialize. &lt;br /&gt; &lt;br /&gt;FYI, I have booked Proton saga 1.3 Auto (Black Metallic). &lt;br /&gt;&lt;br /&gt;Anyone face the same problem?&lt;br /&gt;&lt;br /&gt;Any sales person here that have available stocks for BLM?&lt;br /&gt;</description>
            <author>chai85</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Fri, 09 Apr 2010 14:34:03 +0800</pubDate>
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        <item>
            <title>Financial Institution</title>
            <link>http://forum.lowyat.net/topic/1345686</link>
            <description>hwy forumers,&lt;br /&gt;&lt;br /&gt;do you guys have any idea which bank offer the best car loan in Malaysia?&lt;br /&gt;&lt;br /&gt;i mean in terms of service, int. rate( although almost all the same), and so on...&lt;br /&gt;&lt;br /&gt;please feel free to drop your opinions on this..as i just obtain a car loan RM40k for Saga SE with Maybank....&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;so let me know you guys thought&amp;#33;&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;thanks.</description>
            <author>chai85</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Fri, 05 Mar 2010 12:28:12 +0800</pubDate>
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        <item>
            <title>Hire Purchase Loan</title>
            <link>http://forum.lowyat.net/topic/1315032</link>
            <description>GUys,&lt;br /&gt;&lt;br /&gt;any one here familiar with H/P loan?&lt;br /&gt;&lt;br /&gt;i got a question:&lt;br /&gt;&lt;br /&gt;i heard from my friends said that h/p loan is kinda tricky &amp;amp; complex loan, where in the first few years, you are paying the interest only, then after that only pay the principal. is it true?   (i.e. 7 years loan- 3 years pay interest, 4 years pay principal)&lt;br /&gt;&lt;br /&gt;</description>
            <author>chai85</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Tue, 02 Feb 2010 11:17:15 +0800</pubDate>
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        <item>
            <title>Proton Saga Downpayment</title>
            <link>http://forum.lowyat.net/topic/1300753</link>
            <description>anyone here can advice me?&lt;br /&gt;&lt;br /&gt;i would like to buy a proton saga m-line(auto)(metallic) but don have enough cash for downpayment....&lt;br /&gt;&lt;br /&gt;anyone here got any idea whether i can get a car with less minimum d/p...?</description>
            <author>chai85</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Wed, 20 Jan 2010 12:26:04 +0800</pubDate>
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            <title>Proton Saga SE</title>
            <link>http://forum.lowyat.net/topic/1286681</link>
            <description>hi guys,&lt;br /&gt;&lt;br /&gt;just wondering what do you guys think of saga se? i rarely see many saga se on the road....&lt;br /&gt;&lt;br /&gt;do you guys think is it just waste of money just for the sake of leather seat,side skirt and bumper?&lt;br /&gt;&lt;br /&gt;if you are a buyer, would you just buy a M-line saga or saga se?but the difference is only 3-4k, which i think if you wish to modify by yourself will be much more than that....&lt;br /&gt;&lt;br /&gt;give me some comments and opinions....&lt;br /&gt;&lt;br /&gt;cheers...</description>
            <author>chai85</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Fri, 08 Jan 2010 10:19:06 +0800</pubDate>
        </item>
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            <title>Mortgage Sales Executive</title>
            <link>http://forum.lowyat.net/topic/1251548</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;any1 here work as a mortgage sales executive? can share with me what is the experience? the salary? how the work going to be?</description>
            <author>chai85</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 07 Dec 2009 13:58:40 +0800</pubDate>
        </item>
        <item>
            <title>SAGA VS MYVI</title>
            <link>http://forum.lowyat.net/topic/1220684</link>
            <description>hi guys,&lt;br /&gt;&lt;br /&gt;im planning to buy a car but in dilemma now...&lt;br /&gt;&lt;br /&gt;do you guys think its better buy a 1.3 proton saga or 1.3 myvi instead?&lt;br /&gt;&lt;br /&gt;i know in terms of price myvi is much expensive but i heard that their engine is much better as they are using toyota technology...&lt;br /&gt;&lt;br /&gt;my salary is only 2000++ so would really like to know u guys opinion...&lt;br /&gt;&lt;br /&gt;but i really care in terms of maintenance,FC and value...</description>
            <author>chai85</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sun, 08 Nov 2009 21:20:34 +0800</pubDate>
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            <title>Maintenance for Proton Waja 2nd hand</title>
            <link>http://forum.lowyat.net/topic/1209546</link>
            <description>may i know is it expensive for the Maintenance for Proton Waja 2nd hand?</description>
            <author>chai85</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Thu, 29 Oct 2009 02:23:55 +0800</pubDate>
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            <title>2ND HAND PERODUA KENARI</title>
            <link>http://forum.lowyat.net/topic/1184791</link>
            <description>any1 here have any idea about 2nd hand perodua kenari? plan to buy a 2nd car..is it worth to buy kenari?</description>
            <author>chai85</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Mon, 05 Oct 2009 23:00:20 +0800</pubDate>
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        <item>
            <title>Rio Kiara Sdn Bhd</title>
            <link>http://forum.lowyat.net/topic/1171630</link>
            <description>yo....&lt;br /&gt;&lt;br /&gt;anyone hear rio kiara sdn bhd before?</description>
            <author>chai85</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Wed, 23 Sep 2009 13:07:07 +0800</pubDate>
        </item>
        <item>
            <title>IT-365 Sdn Bhd- Service Banker</title>
            <link>http://forum.lowyat.net/topic/1171141</link>
            <description>Hello,&lt;br /&gt;&lt;br /&gt;Any1 working or worked in IT-365 sdn bhd before?I&amp;#39;ve been offered to work there as a service banker aka customer service executive. Last week i went for an interview in a recruitment agency name rio kiara sdn bhd and the first interview went smoothly and the interviewer asked to go for 2nd interview next week for some tests (grammar, vocabulary, phone, and calculation).&lt;br /&gt;&lt;br /&gt;the interviewer told me that the company is &amp;#39;standard chartered bank&amp;#39; but what i found out is actually it is a subsidiary of the bank to handle calls mainly from Singapore. he told me that i will have 3months probation period in which during that time, i am entitled to get medical benefit, annual leave and etc. after the probation, if my performance is good enough, i will be offer a permanent position in which i could even get more benefits like subsidize loan, staff credit card, etc which really attract me.&lt;br /&gt;&lt;br /&gt;now my main concern is in the forum, i read a lot of negative reviews regarding the company and i really like to confirm it whether it is really that bad or maybe even worse&amp;#33; how is the environment, the staffs, is it true what they offer is what i get, is it the company is like another scam company in kl, and so on...&lt;br /&gt;&lt;br /&gt;i really appreciate if someone in the forum can guide me thru this as i really in dilemma, now i have a job with less pay and i would like to change my current job...if the IT-365 isn&amp;#39;t that bad, i would give it a try...please&amp;#33;&amp;#33;&amp;#33;&amp;#33;</description>
            <author>chai85</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 22 Sep 2009 23:02:03 +0800</pubDate>
        </item>
        <item>
            <title>Citibank Job Environment</title>
            <link>http://forum.lowyat.net/topic/1166591</link>
            <description>Hello,&lt;br /&gt;&lt;br /&gt;Did anyone here working with Citibank before or still working in there now? I was wondering how is the environment inside? Is it stress or something like that?&lt;br /&gt;&lt;br /&gt;Some more i would like to ask any1 know what is unsecured loan is? I plan to apply for a job as telemarketing in citibank for unsecured loan. please help with your advice&amp;#33;&amp;#33;&amp;#33;</description>
            <author>chai85</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Thu, 17 Sep 2009 15:02:47 +0800</pubDate>
        </item>
        <item>
            <title>Buying second hand car</title>
            <link>http://forum.lowyat.net/topic/1141681</link>
            <description>Hello all&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;I have some questions regarding 2nd hand car, hopefully someone could help me&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;1) I planned to buy a second hand car, which brand of car tat is the best in terms of fuel efficiency, maintenance and etc&lt;br /&gt;&lt;br /&gt;2) Since my budget is only rm 20k - rm 25k  &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt; , which brand is the best in the market&lt;br /&gt;&lt;br /&gt;3) Any guideline to buy a second hand car&lt;br /&gt;&lt;br /&gt;4) which bank offer the lowest interest rate for 2nd hand car</description>
            <author>chai85</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Tue, 25 Aug 2009 10:40:22 +0800</pubDate>
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        <item>
            <title>Recruitment Consultant</title>
            <link>http://forum.lowyat.net/topic/1137847</link>
            <description>Hi ya&amp;#39;ll&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;I am new here in this forum.&lt;br /&gt;&lt;br /&gt;I have a question to ask to all of you who interested to help me...&lt;br /&gt;&lt;br /&gt;I am working in a production house rite now for the past 4 months with the salary only rm1800. But the worst is since i work here,i din manage to learn anything&amp;#33; so i plan to change my job and find a new one,maybe as recruitment consultant/executive which i have 6 months experience before this.&lt;br /&gt;&lt;br /&gt;So my question is:&lt;br /&gt;&lt;br /&gt;1) Should I keep my job or change it? &lt;br /&gt;&lt;br /&gt;2) What is the salary for junior recruitment consultant? Is the pay good?&lt;br /&gt;&lt;br /&gt;3) Is there any future/career advancement in this job?&lt;br /&gt;&lt;br /&gt;</description>
            <author>chai85</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Fri, 21 Aug 2009 15:15:05 +0800</pubDate>
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