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        <title>Lowyat.NET: Latest topics by kamal.amir</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 29 Jun 2026 23:01:01 +0800</lastBuildDate>
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            <title>18 years wasted... time for a change</title>
            <link>http://forum.lowyat.net/topic/2382581</link>
            <description>Hi peeps, well my story was a very sad &amp;amp; bad one... in a nutshell, ate like mad and slept and sat on my ass doing nothing. by the time i finished form 5, i was 120kg...&lt;br /&gt;&lt;br /&gt;then i went abroad to do my degree.. maybe climate, influence or society or the fact that i hated the food over there, i managed to get all the way down to 85kg &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;however, i still have about 19kg of fat and a massively out of shape body... so ive been in the gym lately and heres what i do&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Day 1&lt;/u&gt;&lt;br /&gt;&lt;br /&gt;Cardio - 20 minutes (either jog, or cross trainer or cycle)&lt;br /&gt;&lt;br /&gt;6 Sets of:&lt;br /&gt;&lt;br /&gt;10 squats (while holding 5kg ball)&lt;br /&gt;10 pushups&lt;br /&gt;20 lunges (10 each leg)&lt;br /&gt;10 sit ups&lt;br /&gt;20 sec plank&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Day 2&lt;/u&gt;&lt;br /&gt;&lt;br /&gt;Cardio - 45 minutes (jog, cross trainer, cycle)&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Day 3&lt;/u&gt;&lt;br /&gt;&lt;br /&gt;Cardio 20 minutes &lt;br /&gt;&lt;br /&gt;Weight training (light to medium weights)&lt;br /&gt;&lt;br /&gt;lat pulldown (20) x 3&lt;br /&gt;assisted chin (20) x 3&lt;br /&gt;chest flys (20) x 3&lt;br /&gt;&lt;br /&gt;shoulder press (20) x 3&lt;br /&gt;tricep press (20) x 3&lt;br /&gt;bicep curls (20) x 3&lt;br /&gt;&lt;br /&gt;Sit ups x 100&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Day 4 Rest&lt;/u&gt;&lt;br /&gt;&lt;br /&gt;Repeat process[/U]&lt;br /&gt;&lt;br /&gt;my weight training is mainly for strength and conditioning and the rest is weight loss exercise. i need to reduce body weight to 78kg and then maybe put on muscle... the thing is, im getting engaged in december, which means i have about 5-6 months to do it... &lt;br /&gt;&lt;br /&gt;would welcome any suggestions&amp;#33; thanks guys</description>
            <author>kamal.amir</author>
            <category>Member Workout Journals</category>
            <pubDate>Mon, 11 Jun 2012 15:40:46 +0800</pubDate>
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            <title>the final frontier (weight loss &amp;amp; toning)</title>
            <link>http://forum.lowyat.net/topic/2121167</link>
            <description>hi peeps&lt;br /&gt;&lt;br /&gt;A year ago I was 102KG and decided to get in shape as Im approaching my 25th yr on this planet.. A year has passed and currently I weigh 87KG with a body fat % of 28.8. Theres still alot of work to do.. my goal is to at least reach 12-15% body fat within 6 months.. currently my routines are as such:&lt;br /&gt;&lt;br /&gt;Cardio = 30 mins speed interval (walk 5.5kmh, run 9kmh), bicycle 20 mins (80-85pm, between level 3-7)&lt;br /&gt;&lt;br /&gt;Routines =           Day 1 Cardio + Chest &amp;amp; Back&lt;br /&gt;                         Day 2 Cardio Only&lt;br /&gt;                         Day 3 Cardio + Biceps &amp;amp; Triceps&lt;br /&gt;                         Day 4 Cardio only&lt;br /&gt;                         Day 5 Cardio +Shoulder &amp;amp; Legs&lt;br /&gt;                         Day 6 Cardio Only (sometimes rest if too tired)&lt;br /&gt;                         Day 7 rest&lt;br /&gt;&lt;br /&gt;Abs =   40 ab crunch a day&lt;br /&gt;&lt;br /&gt;thats the routine i have planned... most of the time i follow it 70% by the book... slacking off 30%&lt;br /&gt;&lt;br /&gt;my diet is my only problem.... i try to maintain protein + fibre but at times i do consume some carbs (rice mainly, around 2-3 times a week)&lt;br /&gt;&lt;br /&gt;Any suggestions is highly appreciated&lt;br /&gt;&lt;br /&gt;PS: im planning to lose 14.8% - 16% body fat, which translate to roughly 13-16 kg of fat (yeah i have alot of fat</description>
            <author>kamal.amir</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Wed, 23 Nov 2011 23:13:06 +0800</pubDate>
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            <title>Pubel Bedford Capital Ltd</title>
            <link>http://forum.lowyat.net/topic/2110686</link>
            <description>Hi peeps,&lt;br /&gt;&lt;br /&gt;Met the owner of the abovementioned company a while ago. Said he was a PICJ (Permanent International Court of Justice) judge but he handles this trust whereby you can apply to get a loan. It is an interest free loan with a long payback period. The only catch is you need to pay a &amp;quot;fee&amp;quot; which is apparently nonrefundable. After spending some time i returned home and decided to do some research on this guy and his company. This is what i found:&lt;br /&gt;&lt;br /&gt;1) the Permanent International Court of Justice was abolished in 1945 and replaced by the ICC  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;2)no record whatsoever on him, other than complaints made by other entrepreneurs who applied and paid the commission. (&lt;a href='http://flyingspaghettimonster.com/portal/forums/showthread.php?t=252433' target='_blank'&gt;&lt;span style='color:red'&gt;Complaint Site Link&lt;/span&gt;&lt;/a&gt;)&lt;br /&gt;&lt;br /&gt;3) got a picture of him (he&amp;#39;s the one in the brown uniform)&lt;br /&gt;&lt;br /&gt;&lt;img src='http://2.bp.blogspot.com/-sWO7r1uXWkg/Tj4YVET1S6I/AAAAAAAAAME/znkt-35MMhU/s1600/DSC_0071_2.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;4) some basic company information:&lt;br /&gt;&lt;br /&gt;Pubely Bedford Capital Ltd&lt;br /&gt;Dato Mohamad Zahari Al Pubely,&lt;br /&gt;Asset Chancellor,&lt;br /&gt;Level 9(F), Main Office Tower,&lt;br /&gt;Financial Park Complex, Jalan Merdeka,Labuan&lt;br /&gt;&lt;br /&gt;Am not pointing fingers just yet, but if any of the sifus here that may have heard or come into contact with this person or company, please share your thoughts.&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>kamal.amir</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 16 Nov 2011 00:47:45 +0800</pubDate>
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            <title>need help on Financing &amp;amp; BG issues</title>
            <link>http://forum.lowyat.net/topic/1871047</link>
            <description>ill try n make it short and direct.&lt;br /&gt;&lt;br /&gt;i have a project that needs financing.. after countless amount of time searching, i have finally found one. the financer is based overseas and have approved a term loan to finance my project.&lt;br /&gt;&lt;br /&gt;he cant transfer it to me directly for security reasons (worried i run with the money).&lt;br /&gt;&lt;br /&gt;so we came up with a solution to tranfer the cash to a local back, in which i will obtain a bank guarantee by ways of collateral and fixed deposit. this method however will take a long time and may cause delays to my project.&lt;br /&gt;&lt;br /&gt;my question is, is there another way that i can do this? ( i get the money, and the financer gets a security on the sum paid out).&lt;br /&gt;&lt;br /&gt;also, if there are any bankers out there who would like to assist me with my loan, i would gladly get a BG with your bank. just PM me &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;Thanks in advance ppl..</description>
            <author>kamal.amir</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 09 May 2011 22:28:13 +0800</pubDate>
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            <title>Ghost Bride</title>
            <link>http://forum.lowyat.net/topic/1854328</link>
            <description>[YOUTUBE]6bRJXkf3fg0[/YOUTUBE]</description>
            <author>kamal.amir</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 27 Apr 2011 23:12:30 +0800</pubDate>
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            <title>Floyd &amp;quot;Money&amp;quot; Mayweather Vs. &amp;quot;Sugar&amp;quot; Shane Mosley</title>
            <link>http://forum.lowyat.net/topic/1405891</link>
            <description>&lt;img src='http://www.undefeatedboxing.com/mayweather_vs_mosley_poster.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Promo Video&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;[YOUTUBE]&amp;lt;object width=&amp;quot;480&amp;quot; height=&amp;quot;385&amp;quot;&amp;gt;&amp;lt;param name=&amp;quot;movie&amp;quot; value=&amp;quot;http://www.youtube.com/v/9QxVsUcH_JU&amp;amp;hl=en_US&amp;amp;fs=1&amp;amp;&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;param name=&amp;quot;allowFullScreen&amp;quot; value=&amp;quot;true&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;param name=&amp;quot;allowscriptaccess&amp;quot; value=&amp;quot;always&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;embed src=&amp;quot;http://www.youtube.com/v/9QxVsUcH_JU&amp;amp;hl=en_US&amp;amp;fs=1&amp;amp;&amp;quot; type=&amp;quot;application/x-shockwave-flash&amp;quot; allowscriptaccess=&amp;quot;always&amp;quot; allowfullscreen=&amp;quot;true&amp;quot; width=&amp;quot;480&amp;quot; height=&amp;quot;385&amp;quot;&amp;gt;&amp;lt;/embed&amp;gt;&amp;lt;/object&amp;gt;[/YOUTUBE] &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Floyd Mayweather Jr. (40-0-0, 25 Ko&amp;#39;s)&lt;/b&gt; &lt;br /&gt;The perfect record speaks for itself. 40 fights, 40 wins with 25 by way of knockout has brought Mayweather to the very top level of boxing super stardom and is regarded by many as the purest boxer of all time. Known for his ability to hit ans slip from punches with great ease, Mayweather is a gifted boxer who in his long professional career, has never been hurt. Question can be raised however on the opponents he faced, whereby most of them were either past their prime or just looking for a payday. He has been known to ignore challenges from fighters that might blemish his record, choosing instead those whose style of fighting put them at a disadvantage against Floyd. Nevertheless, he does possess great speed, god-like defense and with long time trainer and uncle Roger Mayweather by his side, there is no doubting that Mayweather will be ready come May 1st.&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;Floyd Mayweather Highlights&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;[YOUTUBE]&amp;lt;object width=&amp;quot;480&amp;quot; height=&amp;quot;385&amp;quot;&amp;gt;&amp;lt;param name=&amp;quot;movie&amp;quot; value=&amp;quot;http://www.youtube.com/v/5dPy_C5tXgc&amp;amp;hl=en_US&amp;amp;fs=1&amp;amp;&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;param name=&amp;quot;allowFullScreen&amp;quot; value=&amp;quot;true&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;param name=&amp;quot;allowscriptaccess&amp;quot; value=&amp;quot;always&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;embed src=&amp;quot;http://www.youtube.com/v/5dPy_C5tXgc&amp;amp;hl=en_US&amp;amp;fs=1&amp;amp;&amp;quot; type=&amp;quot;application/x-shockwave-flash&amp;quot; allowscriptaccess=&amp;quot;always&amp;quot; allowfullscreen=&amp;quot;true&amp;quot; width=&amp;quot;480&amp;quot; height=&amp;quot;385&amp;quot;&amp;gt;&amp;lt;/embed&amp;gt;&amp;lt;/object&amp;gt;[/YOUTUBE] &lt;br /&gt;&lt;br /&gt;&lt;b&gt; Shane Mosley (46-5-1, 39 Ko&amp;#39;s)&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;A professional boxing career spanning 17 year and 52 fights, Shane Mosley has seen it all, and done it all. Shane has been in the ring with the best of the best in the sport and is still going strong when everyone else has called it a day. His physical condition, and his previous fight against Margarito clearly shows he has the desire for it. The dilemma facing him is which Mosley will show up on fight night. Before the Margarito fight, we saw a washed up Mosley, one that should retire from boxing. At 38, he might have lost some of that speed that made him great, and having not fought in over a year, stamina will be put into question. But with new trainer Naazim Richardson beside him, a rejuvenated Mosley was brought back against Margarito whom he destroyed to win the title. Still quick with both hands and feet, and possessing brutal knockout power, look for Mosley to send out a statement on the 1st of May&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:blue'&gt;Shane Mosley Highlights&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;[YOUTUBE]&amp;lt;object width=&amp;quot;480&amp;quot; height=&amp;quot;385&amp;quot;&amp;gt;&amp;lt;param name=&amp;quot;movie&amp;quot; value=&amp;quot;http://www.youtube.com/v/mHqT91a0MsU&amp;amp;hl=en_US&amp;amp;fs=1&amp;amp;&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;param name=&amp;quot;allowFullScreen&amp;quot; value=&amp;quot;true&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;param name=&amp;quot;allowscriptaccess&amp;quot; value=&amp;quot;always&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;embed src=&amp;quot;http://www.youtube.com/v/mHqT91a0MsU&amp;amp;hl=en_US&amp;amp;fs=1&amp;amp;&amp;quot; type=&amp;quot;application/x-shockwave-flash&amp;quot; allowscriptaccess=&amp;quot;always&amp;quot; allowfullscreen=&amp;quot;true&amp;quot; width=&amp;quot;480&amp;quot; height=&amp;quot;385&amp;quot;&amp;gt;&amp;lt;/embed&amp;gt;&amp;lt;/object&amp;gt;[/YOUTUBE] &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;i&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;&lt;span style='color:red'&gt;Who R U Pickin?&lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;</description>
            <author>kamal.amir</author>
            <category>The Sports Channel</category>
            <pubDate>Wed, 28 Apr 2010 17:00:23 +0800</pubDate>
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            <title>Attention all Pacquiao, Mayweather &amp;amp; Khan Fans</title>
            <link>http://forum.lowyat.net/topic/1256558</link>
            <description>Just started a blog about boxing recently and would like any fans out there to read and comment on my thoughts on the boxing scene.&lt;br /&gt;&lt;br /&gt;I&amp;#39;ll try my best to cover all the news &amp;amp; views, fights, guides to boxing and give tips and predictions to all you betting maniacs out there.&lt;br /&gt;&lt;br /&gt;I will  to give you an alternative view and hope to maintain a record worthy for a place in the boxing blog&amp;#39;s hall of fame (if there is one)&lt;br /&gt;&lt;br /&gt;&lt;a href='http://toughglove.blogspot.com' target='_blank'&gt;&lt;span style='color:red'&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;A VIEW FROM RINGSIDE&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;</description>
            <author>kamal.amir</author>
            <category>LYN Bloggers</category>
            <pubDate>Fri, 11 Dec 2009 19:36:15 +0800</pubDate>
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            <title>Firepower: Manny Pacquiao Vs Miguel Cotto</title>
            <link>http://forum.lowyat.net/topic/1219375</link>
            <description>&lt;span style='font-size:14pt;line-height:100%'&gt;Pacquiao vs Cotto is promoted by Top Rank, in association with MP Promotions,Cotto Promotions,MGM Grand and Tecate, will take place, Saturday,November 14 at the sold out MGM Grand in Las Vegas&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://www.girlopinion.com/wp-content/uploads/2009/09/firepower.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Tale Of The Tape&lt;br /&gt;&lt;br /&gt;&lt;img src='http://synamatiq.files.wordpress.com/2009/07/manny-pacquiao-vs-miguel-cotto2.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Last fights&lt;br /&gt;&lt;br /&gt;Pacquiao Vs Hatton (Pacquiao wins, TKO 2nd round)&lt;br /&gt;&lt;br /&gt;[YOUTUBE]&amp;lt;object width=&amp;quot;425&amp;quot; height=&amp;quot;344&amp;quot;&amp;gt;&amp;lt;param name=&amp;quot;movie&amp;quot; value=&amp;quot;http://www.youtube.com/v/dqzA9TycW-Y&amp;amp;hl=en&amp;amp;fs=1&amp;amp;&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;param name=&amp;quot;allowFullScreen&amp;quot; value=&amp;quot;true&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;param name=&amp;quot;allowscriptaccess&amp;quot; value=&amp;quot;always&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;embed src=&amp;quot;http://www.youtube.com/v/dqzA9TycW-Y&amp;amp;hl=en&amp;amp;fs=1&amp;amp;&amp;quot; type=&amp;quot;application/x-shockwave-flash&amp;quot; allowscriptaccess=&amp;quot;always&amp;quot; allowfullscreen=&amp;quot;true&amp;quot; width=&amp;quot;425&amp;quot; height=&amp;quot;344&amp;quot;&amp;gt;&amp;lt;/embed&amp;gt;&amp;lt;/object&amp;gt;[/YOUTUBE] &lt;br /&gt;&lt;br /&gt;Cotto Vs Clottey (cotto wins, Decision)&lt;br /&gt;&lt;br /&gt;[YOUTUBE]&amp;lt;object width=&amp;quot;560&amp;quot; height=&amp;quot;340&amp;quot;&amp;gt;&amp;lt;param name=&amp;quot;movie&amp;quot; value=&amp;quot;http://www.youtube.com/v/3OXv3QUGEAI&amp;amp;hl=en&amp;amp;fs=1&amp;amp;&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;param name=&amp;quot;allowFullScreen&amp;quot; value=&amp;quot;true&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;param name=&amp;quot;allowscriptaccess&amp;quot; value=&amp;quot;always&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;embed src=&amp;quot;http://www.youtube.com/v/3OXv3QUGEAI&amp;amp;hl=en&amp;amp;fs=1&amp;amp;&amp;quot; type=&amp;quot;application/x-shockwave-flash&amp;quot; allowscriptaccess=&amp;quot;always&amp;quot; allowfullscreen=&amp;quot;true&amp;quot; width=&amp;quot;560&amp;quot; height=&amp;quot;340&amp;quot;&amp;gt;&amp;lt;/embed&amp;gt;&amp;lt;/object&amp;gt;[/YOUTUBE] &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Pacquiao vs. Cotto Fight Preview&lt;br /&gt;&lt;br /&gt;Manny Pacquiao’s opponent for his November fight was unknown for quite some time. Finally it appeared that Shane Mosley would be the man to step into the ring with him. However, Team Pacquiao and Team Cotto were able to finalize the deal, made all the easier since both men are promoted by Bob Arum and Top Rank Promotions.&lt;br /&gt;&lt;br /&gt;Pacquiao will have the clear speed advantage in this bout. He showed the world what his speed could do even at the higher weight classes against the likes of Oscar De La Hoya and Ricky Hatton.&lt;br /&gt;&lt;br /&gt;Miguel Cotto on the other hand will come into the ring as the naturally larger man, having fought at junior welterweight and welterweight for his entire career. He also has superior boxing skills, while Pacquiao is the more dynamic offensive fighter. Team Pacquiao is also hoping that forcing Cotto to cut weight down to 145 pounds will leave him weaker, and Pacquiao more able to capitalize on that vulnerability.&lt;br /&gt;&lt;br /&gt;Which man will have the edge come fight night? Some people wonder how much Miguel Cotto has left in the tank after his beat down from Margarito, however, he has rebounded and gutted out a tough win against Joshua Clottey. And isn’t there ever going to be a limit on Pacquiao, on the size and caliber of the fighters he can continue taking out so impressively?&lt;br /&gt;&lt;br /&gt;We’ll have to wait for fight night to see the winner of this exciting match between Manny Pacquiao and Miguel Cotto. The winner will have the world at his fingertips, and may end up facing Shane Mosley, Juan Manuel Marquez or Floyd Mayweather.&lt;br /&gt;&lt;br /&gt;My Prediction&lt;br /&gt;&lt;br /&gt;Pacquiao will finally meet an opponent who is at his prime best. Cotto is stronger, bigger, younger and is fighting at his natural weight. Pacman is a southpaw, faster, more accurate, more deadly when delivering punches. Here is my prediction how the fight will go down&lt;br /&gt;&lt;br /&gt;Pacquiao will start the fight much like he did against Hatton, fierce, power oriented, trying to catch Cotto off guard. Cotto will be relying on his signature body punches which will take their toll in the latter rounds. Cotto suffered a recurring cut on his last match vs Clottey, and i have a feeling that cut might play a part in the fight. In the latter rounds, Pacquiao will no doubt have slowed down due to the rib smashing punches cotto has give throughout. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;I see Pacman winning this match by unanimous decision as he will most definitely win the majority of the early rounds&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;who do you think will win this super bout??? its time to give ur predictions</description>
            <author>kamal.amir</author>
            <category>The Sports Channel</category>
            <pubDate>Sat, 07 Nov 2009 14:39:20 +0800</pubDate>
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            <title>unique and exciting form of investment</title>
            <link>http://forum.lowyat.net/topic/1209452</link>
            <description>Hi ppl,&lt;br /&gt;&lt;br /&gt;i thought i&amp;#39;d share with you something that i have been doing for about a year now. its highly exciting, unique, fun and can potentially give high returns.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;What Is It?&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;Race Horse Ownership. That&amp;#39;s right, buying a racehorse and entering it into competitions. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;How does it work?&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;You either do it on your own ( need lots of spare cash for this) or you can do a group ownership (which is what I&amp;#39;m doing). a group of 20 of us, invested USD 10&amp;#39;000 each to raise USD 200&amp;#39;000. then a long list of procedures follows which leads up to purchasing a race horse&lt;br /&gt;&lt;br /&gt;&lt;b&gt;How much does it cost?&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;a decent 3yo generally cost  from 15&amp;#39;000 upwards. it all depends on the breed, bloodline, race portfolio, etc. monthly maintenance cost will run from anywhere between USD 3&amp;#39;000 - USD 5&amp;#39;000, and these consist of training, vet, stables, shoeing, food, license, trainer, insurance and jockey. around USD 40&amp;#39;000 - USD 50&amp;#39;000 per year&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Any risk involved?&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;yes. horses are living things and they are vulnerable to accidents, diseases, etc. It is a risky investment&lt;br /&gt;&lt;br /&gt;&lt;b&gt;What are the returns like?&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;-horses race and earn winnings. usually top 3 finishers get cash prizes, but there are races that pay-out to the top 5 finishers. a horse can race around 7-11 races a year. here are some of the winners and how much they cost and earned&lt;br /&gt;&lt;br /&gt;Horse                        Price        Earnings&lt;br /&gt;&lt;br /&gt;Takeover Target  	&amp;#036;1,250  	&amp;#036;206,400&lt;br /&gt;Old Fashion 	        &amp;#036;7,000 	&amp;#036;705,650 &lt;br /&gt;Royal Purler 	        &amp;#036;8,000 	&amp;#036;322,510&lt;br /&gt;Sportsman 	        &amp;#036;8,000 	&amp;#036;688,250&lt;br /&gt;Bel Esprit 	                &amp;#036;9,000 	&amp;#036;2,073,600 &lt;br /&gt;Regimental Gal 	        &amp;#036;16,500 	&amp;#036;1,537,350 &lt;br /&gt;Private Steer 	        &amp;#036;18,000 	&amp;#036;3,407,290 &lt;br /&gt;Rinky Dink 	        &amp;#036;25,000 	&amp;#036;609,200&lt;br /&gt;Hardrada 	                &amp;#036;30,000 	&amp;#036;818,080&lt;br /&gt;Polar Success 	        &amp;#036;32,000 	&amp;#036;2,171,505 &lt;br /&gt;Mummify 	                &amp;#036;41,000 	&amp;#036;3,075,600&lt;br /&gt;Excellerator 	        &amp;#036;50,000 	&amp;#036;2,228,495&lt;br /&gt;Choisir 	                &amp;#036;55,000 	&amp;#036;2,230,033 &lt;br /&gt;Helenus 	                &amp;#036;80,000 	&amp;#036;2,114,680 &lt;br /&gt;&lt;br /&gt;horses are also subject to sponsorship deals. you also get VIP invites to races as owners&lt;br /&gt;&lt;br /&gt;&lt;b&gt;What happens to the horse when it retires?&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;- If its a winning stallion, it can be sold for a premium price (300K-1M) for breeding purposes.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Do you recommend it?&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;- Yes but only if you have some spare cash (dont blow ur life savings&amp;#33;&amp;#33;).&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Do you regret investing your money this way?&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;- Ask me that a million times and i&amp;#39;ll answer no.. love it to bits&lt;br /&gt;&lt;br /&gt;If you want to know more, or if ur interested to become a racehorse owner, feel free to ask me</description>
            <author>kamal.amir</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 29 Oct 2009 00:11:20 +0800</pubDate>
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            <title>90&amp;#39;s Dance Hits</title>
            <link>http://forum.lowyat.net/topic/1145864</link>
            <description>hi peeps, im compiling a play list of 90&amp;#39;s dance tunes. So far, here&amp;#39;s what i have&lt;br /&gt;&lt;br /&gt;- 2 Unlimited- (Get Ready For This, No Limit, Tribal Dance &amp;amp; Twilight Zone)&lt;br /&gt;- Culture Beat- Mr. Vain&lt;br /&gt;- Ini Kamoze- Here Comes The Hot Stepper&lt;br /&gt;- Chumbawamba- Tubthumping&lt;br /&gt;- NightCrawlers- Push The Feeling On&lt;br /&gt;- Ace Of Base- All That She Wants&lt;br /&gt;- DJ Miko- Whats Up&lt;br /&gt;- Scatman John- Scatman&lt;br /&gt;&lt;br /&gt;would appreciate it if u guys can name a few more.... i hope to reach around 50</description>
            <author>kamal.amir</author>
            <category>Movies &amp;amp; Music</category>
            <pubDate>Sat, 29 Aug 2009 00:18:24 +0800</pubDate>
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