http://forum.lowyat.net/ Wed, 24 Jun 2026 01:54:18 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/3363439 Anyone have this problem?<br /><br />My sister-in-law scenario:<br />1. Bought a house for 20k bought on 1997 (loan period 25yrs). Monthly payment RM176.<br />2. Have an issue with payment for 1 year (1999-2000). House went to auction sessions but no buyer.<br />3. Have signed for restructure program with bank. Monthly repayment increased to RM260. This account is known as &quot;recovery account&quot;.<br />4. Have been paying since 2001 with RM260 (no miss payments).<br />5. Still paying until now (September 2014) with the amount of RM260.<br />6. She wanted to make refinance with other banks. This bank cannot produce the latest bank statement for some reason.<br />7. When she called the bank asking for the total amount to date, the banker mentioned that she still owes the back 35k.<br />8. From the amortized table that I&#39;ve download from the internet, the total debt to date should be around 15k.<br /><br />Can any sifu recommend what should my sister-in-law do in order to get the latest banking statement and whether the latest debt balance is correct?<br />Is a &quot;recovery account&quot; even exist? paperbosz Property Talk Mon, 29 Sep 2014 12:04:28 +0800