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        <title>Lowyat.NET: Latest topics by shchoy</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Tue, 09 Jun 2026 06:12:25 +0800</lastBuildDate>
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            <title>TIME Broadband with Asus RT-AC68U Router</title>
            <link>http://forum.lowyat.net/topic/5133922</link>
            <description>Hi Folks, &lt;br /&gt;&lt;br /&gt;Have anyone setup TIME Broadband with their own Asus router before? &lt;br /&gt;&lt;br /&gt;I tried doing a Quick Internet Setup using my PPoE user name and password &lt;br /&gt;but it doesn&amp;#39;t seem to connect to Internet. &lt;br /&gt;&lt;br /&gt;Wondering if there&amp;#39;s other settings I need to be concern about.&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>shchoy</author>
            <category>Networks and Broadband</category>
            <pubDate>Sun, 18 Apr 2021 22:24:11 +0800</pubDate>
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            <title>Hypptv Multicast Failure</title>
            <link>http://forum.lowyat.net/topic/4671823</link>
            <description>Just got myself a TPLink AC60 and manage to get &lt;br /&gt;unifi + hypptv working.&lt;br /&gt;&lt;br /&gt;The issue is Hypptv is not stable. &lt;br /&gt;Whenever I needed to restart my router Hypptv may not work.&lt;br /&gt;Although there&amp;#39;s internet, Hypptv is just blank with a Satellite X Logo.&lt;br /&gt;&lt;br /&gt;I may need to reboot my router a couple of times and &lt;br /&gt;if I am lucky, Hypptv works again. &lt;br /&gt;&lt;br /&gt;What I realize is that whenever Hypptv fails to work,&lt;br /&gt;the &amp;quot;Multicast Connectivity&amp;quot; test fails. &lt;br /&gt;&lt;br /&gt;Anyone encountered the same issue and&lt;br /&gt;any suggestion to fix this? &lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;&amp;#33;&amp;#33;</description>
            <author>shchoy</author>
            <category>Networks and Broadband</category>
            <pubDate>Wed, 10 Oct 2018 18:06:34 +0800</pubDate>
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            <title>Avoid Dr. Wong Chin Yuan from Sunway Medical</title>
            <link>http://forum.lowyat.net/topic/4451737</link>
            <description>We were looking forward for a good 1st trimester visit with Dr. Wong at Sunway Medical Centre (SMC)&lt;br /&gt;but came out truly disappointed with the visit. Here&amp;#39;s the reason why,&lt;br /&gt;&lt;br /&gt;1) When I ask about 1st Trimester &amp;quot;test&amp;quot;, he recommended the RM 2000+ procedure from the US with a higher accuracy to detect down-syndrome. &lt;br /&gt;    I was aware about a &amp;quot;cheaper&amp;quot; test albeit lower accuracy (85% vs 95%) which is around RM 500+&lt;br /&gt;    I asked him about it and the cost for this &amp;quot;cheaper&amp;quot; test in SMC and to my surprise he answered, &lt;br /&gt;    &amp;quot;I have no idea how much, you can go out and ask&amp;quot;... Seriously? An experience Gynae like himself doesn&amp;#39;t know an estimate price range&lt;br /&gt;    for the &amp;quot;cheaper&amp;quot; test yet know the price for the more &amp;quot;expensive&amp;quot; one? &lt;br /&gt;&lt;br /&gt;2) He has a rush attitude. His mode of communication = Ask 1 question, get 1 answer. &lt;br /&gt;    Folding arms while talking, his body language explains everything.&lt;br /&gt;&lt;br /&gt;3) During the Scan, he mention nothing unless asked. Come on Mr. Wong, is it that hard to at least explain and &lt;br /&gt;    put some effort in showing some interest in our 3 month old fetus.&lt;br /&gt;&lt;br /&gt;4) When I told him I wanted to do the test now... He said the fetus was not in position... and ask us to return.&lt;br /&gt;    Really? Please let me know if this is true.. from my research and feedback from other Gynae, this doesn&amp;#39;t seem true.&lt;br /&gt;    I hope he isn&amp;#39;t Lying...&lt;br /&gt;&lt;br /&gt;5) Cost... his consultation fee is RM 250+.. bringing the total cost of 1st time visit in SMC to approx RM 450. &lt;br /&gt;    Even more expensive then both Prince Court (RM 340+) and Desa Park City (RM 320+) &lt;br /&gt;&lt;br /&gt;Just wanted to vent and share my experience with this doctor... it was such a distasteful and expensive &lt;br /&gt;experience that I just have to let it out.&lt;br /&gt;&lt;br /&gt; Avoid..</description>
            <author>shchoy</author>
            <category>Pregnancy &amp;amp; Parenting</category>
            <pubDate>Thu, 09 Nov 2017 00:31:58 +0800</pubDate>
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            <title>Peugeot Extended Warranty claims</title>
            <link>http://forum.lowyat.net/topic/3738613</link>
            <description>Hi Folks,&lt;br /&gt;&lt;br /&gt;I was wondering if anyone faced a challenge on claiming for &amp;quot;Extended&amp;quot; Warranty. &lt;br /&gt;&lt;br /&gt;Was told rejected because of 1-2k mileage late for servicing, which I felt is unfair.   &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Anyone face similar issue before ? Did you manage to appeal? &lt;br /&gt;&lt;br /&gt;Cheers</description>
            <author>shchoy</author>
            <category>Car Clubs</category>
            <pubDate>Fri, 09 Oct 2015 14:58:58 +0800</pubDate>
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            <title>[WTS]30% Discount Surface Pro 3</title>
            <link>http://forum.lowyat.net/topic/3729581</link>
            <description>&lt;span style='font-size:16pt;line-height:100%'&gt;&lt;span style='color:red'&gt;&lt;b&gt; SOLD&amp;#33; no longer available. Thanks for all the PM &lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:16pt;line-height:100%'&gt;&lt;span style='color:red'&gt;&lt;b&gt;New&amp;#33;&amp;#33; Surface Pro 3 128GB 4GB RAM with Type Cover&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Price: RM 3,000 nett&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;Won this Surface Pro 3 and it is unopened and unused. &lt;br /&gt;Want to Sell this off as I have no need of another hybrid laptop. &lt;br /&gt;Retail price is selling at close to RM 4,200.&lt;br /&gt;I am selling &amp;gt;30% cheaper then retail price.&lt;br /&gt;&lt;br /&gt;Please PM me if interested.&lt;br /&gt;Cash on delivery, meet at public mall in PJ. &lt;br /&gt;&lt;br /&gt;Thanks  &lt;!--emo&amp;:thumbs:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/thumbup.gif' border='0' style='vertical-align:middle' alt='thumbup.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;img src='http://i859.photobucket.com/albums/ab152/shchoy/IMG_7265.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i859.photobucket.com/albums/ab152/shchoy/IMG_7267.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i859.photobucket.com/albums/ab152/shchoy/surfacepro3.jpg' border='0' alt='user posted image' /&gt;</description>
            <author>shchoy</author>
            <category>Notebooks Garage Sales</category>
            <pubDate>Thu, 01 Oct 2015 15:32:29 +0800</pubDate>
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            <title>[WTS]30% Discount Surface Pro 3</title>
            <link>http://forum.lowyat.net/topic/3729576</link>
            <description>&lt;span style='font-size:16pt;line-height:100%'&gt;&lt;span style='color:red'&gt;&lt;b&gt;New&amp;#33;&amp;#33; Surface Pro 3 128GB 4GB RAM with Type Cover&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Price: RM 3,000 nett&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;Won this Surface Pro 3 and it is unopened and unused. &lt;br /&gt;Want to Sell this off as I have no need of another hybrid laptop. &lt;br /&gt;Retail price is selling at close to RM 4,200.&lt;br /&gt;I am selling &amp;gt;30% cheaper then retail price.&lt;br /&gt;&lt;br /&gt;Please PM me if interested.&lt;br /&gt;Cash on delivery, meet at public mall in PJ. &lt;br /&gt;&lt;br /&gt;Thanks  &lt;!--emo&amp;:thumbs:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/thumbup.gif' border='0' style='vertical-align:middle' alt='thumbup.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;img src='http://i859.photobucket.com/albums/ab152/shchoy/IMG_7265.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i859.photobucket.com/albums/ab152/shchoy/IMG_7267.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i859.photobucket.com/albums/ab152/shchoy/surfacepro3.jpg' border='0' alt='user posted image' /&gt;</description>
            <author>shchoy</author>
            <category>Garage Sales</category>
            <pubDate>Thu, 01 Oct 2015 15:29:25 +0800</pubDate>
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            <title>Golf Bag Adidas Strike aG Stand</title>
            <link>http://forum.lowyat.net/topic/1884049</link>
            <description>Anybody knows where to buy this golf bag? &lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Adidas Strike AG Stand Bag 2011&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.golfstuffreview.com/index.cfm/2010/10/19/Adidas-Golf-NEW-2011-golf-bag-collection' target='_blank'&gt;http://www.golfstuffreview.com/index.cfm/2...-bag-collection&lt;/a&gt;&lt;br /&gt;</description>
            <author>shchoy</author>
            <category>The Sports Channel</category>
            <pubDate>Thu, 19 May 2011 16:00:04 +0800</pubDate>
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            <title>2 Router Setup - WiFi Internet error</title>
            <link>http://forum.lowyat.net/topic/1554946</link>
            <description>Modem = 2 x DLINK 2640T Modem Router. &lt;br /&gt;&lt;br /&gt;I am trying to do a 2 router setup. I&lt;br /&gt;&lt;br /&gt;The &lt;b&gt;First&lt;/b&gt; D-link is connected to the telephone line for Broadband (TMNET).&lt;br /&gt;&lt;br /&gt;The &lt;b&gt;Second&lt;/b&gt; D-Link is connected to the &lt;b&gt;First&lt;/b&gt; D-Link. &lt;br /&gt;&lt;br /&gt;All the LAN Wired equipment (PC, xbox, ps3, WDTV) that&amp;#39;s connected &lt;br /&gt;to the First or Second D-Link works Fine.&lt;br /&gt;&lt;br /&gt;However, the Wifi internet connection is now Screw up (not working).&lt;br /&gt;All my wireless device (Laptop &amp;amp; ipad) can detect the WIFI but is unable to connect to the internet. &lt;br /&gt;&lt;br /&gt;Previously with just one D-LINK router setup... WiFi internet works fine. &lt;br /&gt;&lt;br /&gt;Any idea what happen? I am guessing it&amp;#39;s got to do with some settings&lt;br /&gt;but I am not sure where to start. &lt;br /&gt;&lt;br /&gt; &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;  Thanks&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>shchoy</author>
            <category>Networks and Broadband</category>
            <pubDate>Tue, 07 Sep 2010 21:54:16 +0800</pubDate>
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            <title>Just got my NEX-5 Dual Lens&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/1477878</link>
            <description>Photos&amp;#33;   &lt;!--emo&amp;:hyper:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxm9.gif' border='0' style='vertical-align:middle' alt='rclxm9.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dual Kit&lt;/b&gt;&lt;br /&gt;&lt;img src='http://i859.photobucket.com/albums/ab152/shchoy/NEX-5/DSC04568.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;18-55mm Lens&lt;/b&gt;&lt;br /&gt;&lt;img src='http://i859.photobucket.com/albums/ab152/shchoy/NEX-5/DSC04570.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;16mm &amp;quot;Pancake&amp;quot; Lens&lt;/b&gt;&lt;br /&gt;&lt;img src='http://i859.photobucket.com/albums/ab152/shchoy/NEX-5/DSC04571.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Size&lt;/b&gt;&lt;br /&gt;&lt;img src='http://i859.photobucket.com/albums/ab152/shchoy/NEX-5/DSC04569.jpg' border='0' alt='user posted image' /&gt;</description>
            <author>shchoy</author>
            <category>Photography, Digital Imaging &amp;amp; Video</category>
            <pubDate>Sat, 03 Jul 2010 11:45:29 +0800</pubDate>
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            <title>AVR Speaker Setup, Price, Location</title>
            <link>http://forum.lowyat.net/topic/1466254</link>
            <description>&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:blue'&gt;&lt;b&gt;AVR Speaker Setup, Price, Location&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;I am about to purchase my first &amp;quot;proper&amp;quot; Audio/Video Receiver Speaker system, that&amp;#39;s NOT the basic Home-Theater-In-The-Box,&lt;br /&gt;and share the system, price &amp;amp; location that I gathered during my &amp;quot;shopping&amp;quot;.&lt;br /&gt;&lt;br /&gt;There&amp;#39;s no proper consolidated list of location, price, etc.. that I know-off on-line for Malaysia,&lt;br /&gt;And thought it would be great if everyone who just bought and have bought their system to share the same.&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:purple'&gt;Location&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;Harvey Norman at Ikano&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:purple'&gt;System &amp;amp; Price&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;b&gt;AVR&lt;/b&gt;&lt;br /&gt;Onkyo TX-SR608 = RM 2699&lt;br /&gt;&lt;b&gt;Speaker&lt;/b&gt;&lt;br /&gt;Jamo S 606 HCS 3 = RM 1799&lt;br /&gt;Jamo Sub 200 = RM 650&lt;br /&gt;Jamo Sub 300 = RM 1699&lt;br /&gt;&lt;b&gt;Cable&lt;/b&gt;&lt;br /&gt;Monster THX 100 ft = 292&lt;br /&gt;&lt;b&gt;Service&lt;/b&gt;&lt;br /&gt;Free Basic Setup&lt;br /&gt;&lt;br /&gt;This it the discounted price i got from Harvey &lt;br /&gt;and shopping around to see if there&amp;#39;s a better deal.&lt;br /&gt;&lt;br /&gt;I am pretty fix with the Onkyo AVR but open to the speaker setup.</description>
            <author>shchoy</author>
            <category>Home Entertainment</category>
            <pubDate>Tue, 22 Jun 2010 18:39:36 +0800</pubDate>
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            <title>AVR Speaker Setup + Price Listing&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/1464832</link>
            <description>&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:blue'&gt;&lt;b&gt;AVR Speaker Setup, Price, Location&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;I am about to purchase my first &amp;quot;proper&amp;quot; Audio/Video Receiver Speaker system, that&amp;#39;s NOT the basic Home-Theater-In-The-Box,&lt;br /&gt;and share the system, price &amp;amp; location that I gathered during my &amp;quot;shopping&amp;quot;.&lt;br /&gt;&lt;br /&gt;There&amp;#39;s no proper consolidated list of location, price, etc.. that I know-off on-line for Malaysia,&lt;br /&gt;And thought it would be great if everyone who just bought and have bought their system to share the same.&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:purple'&gt;Location&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;Harvey Norman at Ikano&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:purple'&gt;System &amp;amp; Price&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;b&gt;AVR&lt;/b&gt;&lt;br /&gt;Onkyo TX-SR608 = RM 2699&lt;br /&gt;&lt;b&gt;Speaker&lt;/b&gt;&lt;br /&gt;Jamo S 606 HCS 3 = RM 1799&lt;br /&gt;Jamo Sub 200 = RM 650&lt;br /&gt;Jamo Sub 300 = RM 1699&lt;br /&gt;&lt;b&gt;Cable&lt;/b&gt;&lt;br /&gt;Monster THX 100 ft = 292&lt;br /&gt;&lt;b&gt;Service&lt;/b&gt;&lt;br /&gt;Free Basic Setup&lt;br /&gt;&lt;br /&gt;This it the discounted price i got from Harvey &lt;br /&gt;and shopping around to see if there&amp;#39;s a better deal.&lt;br /&gt;&lt;br /&gt;I am pretty fix with the Onkyo AVR but open to the speaker setup.&lt;br /&gt;&lt;br /&gt;[addedon]June 22, 2010, 8:59 am[/addedon]No response?... &lt;br /&gt;I guess this is not really an audiophile forum...  &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>shchoy</author>
            <category>Audiophiles</category>
            <pubDate>Mon, 21 Jun 2010 15:40:03 +0800</pubDate>
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            <title>DE RITZ PET Hotel is Terrible. Any better place?</title>
            <link>http://forum.lowyat.net/topic/1449387</link>
            <description>Heh All,&lt;br /&gt;&lt;br /&gt;Does anyone know of any Good Pet Hotel or Care Taker for &lt;br /&gt;Dogs in the PJ / KL area? &lt;br /&gt;And i really do mean one that is really good &lt;br /&gt;and cares for your Dog. &lt;br /&gt;&lt;br /&gt;I just brought my Dog back from De Ritz Pet Hotel in IKANO&lt;br /&gt;and he came back with blood on his feet and feeling dehydrated. &lt;br /&gt;&lt;br /&gt;Apparently the so call &amp;quot;5 star&amp;quot; hotel doesn&amp;#39;t give a &lt;br /&gt;damn and ignorant about the dogs in their care &lt;br /&gt;despite their claims of 5-star treatment. &lt;br /&gt;</description>
            <author>shchoy</author>
            <category>Pets Wonderland</category>
            <pubDate>Mon, 07 Jun 2010 15:34:48 +0800</pubDate>
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            <title>Mattress - Getha, Dunlopillo, others</title>
            <link>http://forum.lowyat.net/topic/1348570</link>
            <description>Hi All....&lt;br /&gt;&lt;br /&gt;Hoping if you can share your mattress purchase experience.&lt;br /&gt;&lt;br /&gt;Thinking of getting a Getha Mattress after trying their&lt;br /&gt;&amp;quot;Dream 9 Zone&amp;quot;... selling King Size at RM 6450 (after discount).&lt;br /&gt;It sure is comfortable but i am concern about the &lt;br /&gt;reliability and company reputation.&lt;br /&gt;&lt;br /&gt;I saw this post about Getha and got kind of worried about their mattress.&lt;br /&gt;&lt;a href='http://www.malaysiabrides.com/forum/index.php?showtopic=12803' target='_blank'&gt;http://www.malaysiabrides.com/forum/index....showtopic=12803&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Anyone have used a Getha mattress before ?&lt;br /&gt;How&amp;#39;s the quality like? &lt;br /&gt;&lt;/b&gt;&lt;br /&gt;Also thinking about Dunlopillo Latex + Spring mattress, tried at  Tropicana mall… &lt;br /&gt;It&amp;#39;s called &amp;quot;Brighton&amp;quot; selling King Size at RM 5440 (after discount)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Anyone have used a Dunlopillo mattress before ?&lt;br /&gt;How&amp;#39;s the quality like? &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;Any other feedback on other brands is welcome.&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;&lt;br /&gt;</description>
            <author>shchoy</author>
            <category>Property Talk</category>
            <pubDate>Mon, 08 Mar 2010 10:42:39 +0800</pubDate>
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            <title>Under Construction Property</title>
            <link>http://forum.lowyat.net/topic/1159836</link>
            <description>Hi Folks,&lt;br /&gt;&lt;br /&gt;I am thinking of buying an &lt;b&gt;under-construction&lt;/b&gt; property.&lt;br /&gt;I visited the site and it is &lt;b&gt;near completion&lt;/b&gt;. (should be done 2-3 months time.)&lt;br /&gt;&lt;br /&gt;Would like some insights from anyone &lt;br /&gt;with experience on buying under-construction property.&lt;br /&gt;&lt;br /&gt;Some questions on my mind is,&lt;br /&gt;&lt;br /&gt;1) How long does it take for CF to be issue after completion&lt;br /&gt;&lt;br /&gt;2) Does Property generally appreciate right after CF is issued&lt;br /&gt;&lt;br /&gt;3) What are the &amp;quot;important&amp;quot; things i have to take note of &lt;br /&gt;    in terms of payments. (exp. who pays initial insurance, sinking fund, etc.)&lt;br /&gt;&lt;br /&gt;Any sharing on this topic would be great.&lt;br /&gt;&lt;br /&gt;[addedon]September 11, 2009, 8:35 pm[/addedon]&lt;!--QuoteBegin-shchoy+Sep 11 2009, 10:33 AM--&gt;&lt;div class='quotetop'&gt;QUOTE(shchoy &amp;#064; Sep 11 2009, 10:33 AM)&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;Hi Folks,&lt;br /&gt;&lt;br /&gt;I am thinking of buying an &lt;b&gt;under-construction&lt;/b&gt; property.&lt;br /&gt;I visited the site and it is &lt;b&gt;near completion&lt;/b&gt;. (should be done 2-3 months time.)&lt;br /&gt;&lt;br /&gt;Would like some insights from anyone &lt;br /&gt;with experience on buying under-construction property.&lt;br /&gt;&lt;br /&gt;Some questions on my mind is,&lt;br /&gt;&lt;br /&gt;1) How long does it take for CF to be issue after completion&lt;br /&gt;&lt;br /&gt;2) Does Property generally appreciate right after CF is issued&lt;br /&gt;&lt;br /&gt;3) What are the &amp;quot;important&amp;quot; things i have to take note of &lt;br /&gt;&amp;nbsp; &amp;nbsp; in terms of payments. (exp. who pays initial insurance, sinking fund, etc.)&lt;br /&gt;&lt;br /&gt;Any sharing on this topic would be great.&lt;br /&gt;[right][snapback]28562921[/snapback][/right]&lt;br /&gt;&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;Wah... nobody bought on-going construction property before?</description>
            <author>shchoy</author>
            <category>Property Talk</category>
            <pubDate>Fri, 11 Sep 2009 10:33:17 +0800</pubDate>
        </item>
        <item>
            <title>EPF Dividend doesn&amp;#39;t Tally</title>
            <link>http://forum.lowyat.net/topic/1121377</link>
            <description>Take out your Yearly KWSP Report...&lt;br /&gt;&lt;br /&gt;Look at your Total Year-End Amount (December) &lt;br /&gt;for either Account 1, 2 or Both.&lt;br /&gt;&lt;br /&gt;Now multiply that with 4.5% Dividend (2008).&lt;br /&gt;The Dividend payout noted in the Report is definitely LESS then 4.5%.&lt;br /&gt;&lt;br /&gt;Anyone has any idea why? &lt;br /&gt;What happen to the &amp;quot;missing&amp;quot; cash? &lt;br /&gt;&lt;br /&gt;Admin fee? If yes, shouldn&amp;#39;t it be stated in the KWSP Annual Report or something&lt;br /&gt;Perhaps a different calculation is used?&lt;br /&gt;&lt;br /&gt;I send an email to KWSP posting this question &lt;br /&gt;and not surprising, there&amp;#39;s no reply.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.shchoy.com' target='_blank'&gt;&lt;img src='http://shchoy.com/img/shchoy.com%20banner.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style='font-size:12pt;line-height:100%'&gt;&lt;a href='http://shchoy.com' target='_blank'&gt;&lt;span style='color:blue'&gt;www.shchoy.com&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;</description>
            <author>shchoy</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 06 Aug 2009 17:59:39 +0800</pubDate>
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        <item>
            <title>Mount Kiara - Still Worth Investing?</title>
            <link>http://forum.lowyat.net/topic/1112516</link>
            <description>Anyone have any Condo units renting out in Mount Kiara?&lt;br /&gt;&lt;br /&gt;The rental returns looks good but there seem to be lots of development going on &lt;br /&gt;over there and my concern is &amp;quot;Over-supply&amp;quot;&lt;br /&gt;&lt;br /&gt;Is it still worth the investing in Mount Kiara?&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.shchoy.com' target='_blank'&gt;&lt;img src='http://shchoy.com/img/shchoy.com%20banner.png' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style='font-size:12pt;line-height:100%'&gt;&lt;a href='http://shchoy.com' target='_blank'&gt;&lt;span style='color:blue'&gt;www.shchoy.com&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;</description>
            <author>shchoy</author>
            <category>Property Talk</category>
            <pubDate>Wed, 29 Jul 2009 16:59:49 +0800</pubDate>
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