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        <title>Lowyat.NET: Latest topics by Nicklly</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 07 Jun 2026 07:36:21 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Looking Hairstylist</title>
            <link>http://forum.lowyat.net/topic/5169383</link>
            <description>Got any?&lt;br /&gt;&lt;br /&gt;At Cheras outcall for haircut and hair treatment&lt;br /&gt;&lt;br /&gt;ada?</description>
            <author>Nicklly</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 13 Jul 2021 18:45:00 +0800</pubDate>
        </item>
        <item>
            <title>Credit Card</title>
            <link>http://forum.lowyat.net/topic/5161071</link>
            <description>Dear K,&lt;br /&gt;&lt;br /&gt;can I get opinion or offer on to get 0% IPP for credit limit balance&lt;br /&gt;&lt;br /&gt;Any K, who intend to purchase big stuff by cash and then I use my citibank card do 0% IPP for the big stuff purchase&lt;br /&gt;&lt;br /&gt;In results, I offer 5% discount of the price&lt;br /&gt;&lt;br /&gt;Workable?&lt;br /&gt;&lt;br /&gt;e.g item purchase 8k ( get 5% discount 400 )&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>Nicklly</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 24 Jun 2021 11:31:57 +0800</pubDate>
        </item>
        <item>
            <title>FMCO Massage</title>
            <link>http://forum.lowyat.net/topic/5159971</link>
            <description>Well, WFH too much caused neck and body strain.. &lt;br /&gt;&lt;br /&gt;Where can we go for massage?</description>
            <author>Nicklly</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 21 Jun 2021 11:47:54 +0800</pubDate>
        </item>
        <item>
            <title>FMCO Stationery&amp;amp;Printing</title>
            <link>http://forum.lowyat.net/topic/5159388</link>
            <description>Dear K,&lt;br /&gt;&lt;br /&gt;Where to photostat and do printing during FMCO?&lt;br /&gt;&lt;br /&gt;Just want to print some document for 1time, x kan need to buy printer?...</description>
            <author>Nicklly</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 19 Jun 2021 16:27:12 +0800</pubDate>
        </item>
        <item>
            <title>Permanent Residence</title>
            <link>http://forum.lowyat.net/topic/5158918</link>
            <description>Dear K,&lt;br /&gt;&lt;br /&gt;Is there anyone here with experience on holding multi Permanent Residence of few country as a Malaysian.&lt;br /&gt;&lt;br /&gt;I am currently a Singapore PR and looking forward to get Taiwan or HongKong PR status..&lt;br /&gt;&lt;br /&gt;It is allow or workable or any experience can be share over here?&lt;br /&gt;&lt;br /&gt;Thank a lot for sharing</description>
            <author>Nicklly</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 18 Jun 2021 11:41:35 +0800</pubDate>
        </item>
        <item>
            <title>FMCO Delivery</title>
            <link>http://forum.lowyat.net/topic/5158888</link>
            <description>Delivery of washing machine &amp;amp; refrigerator &amp;amp; furniture like sofa/cabinet to condo&lt;br /&gt;&lt;br /&gt;does FMCO allow?</description>
            <author>Nicklly</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 18 Jun 2021 10:29:42 +0800</pubDate>
        </item>
        <item>
            <title>do new NRIC</title>
            <link>http://forum.lowyat.net/topic/5157047</link>
            <description>how to do new nric age 25++&lt;br /&gt;&lt;br /&gt;at kl cheras area,, mintak tolong</description>
            <author>Nicklly</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 13 Jun 2021 12:21:32 +0800</pubDate>
        </item>
        <item>
            <title>hungry</title>
            <link>http://forum.lowyat.net/topic/5156923</link>
            <description>craving for mcd at this time,&lt;br /&gt;&lt;br /&gt;how to order and get my mcd  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Nicklly</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 12 Jun 2021 22:52:21 +0800</pubDate>
        </item>
        <item>
            <title>Covid PCR Test</title>
            <link>http://forum.lowyat.net/topic/5155300</link>
            <description>How come Malaysia need to charge as high as RM150 for each PCR-Test?&lt;br /&gt;&lt;br /&gt;If the country are committed to fight and eliminate the virus they should reduce the price right?&lt;br /&gt;&lt;br /&gt;Income: RM2000 = each test @RM150 is equivalent to 7.5% of their salary to do the test... &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Is fighting against covid or finding another source of business...  &lt;!--emo&amp;:facepalm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:facepalm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:facepalm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Well aware that other country also charge quite high for the PCR Test, frequent test is the way to eliminate the virus instead vaccination is just prevention..</description>
            <author>Nicklly</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 08 Jun 2021 18:49:11 +0800</pubDate>
        </item>
        <item>
            <title>Purchase Subsales Condo (maintenance fee)</title>
            <link>http://forum.lowyat.net/topic/5130199</link>
            <description>Sifu of lowyat members &lt;br /&gt;&lt;br /&gt;Question 1: &lt;br /&gt;Purchasing leasehold subsale property will usually take 6months time to complete.&lt;br /&gt;&lt;br /&gt;Therefore, by when the buyer need to bear the condo maintenance fee?&lt;br /&gt;&lt;br /&gt;Upon getting keys or upon sign SPA or at other stages&lt;br /&gt;</description>
            <author>Nicklly</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Sat, 10 Apr 2021 12:06:35 +0800</pubDate>
        </item>
        <item>
            <title>ex - refuse to return back</title>
            <link>http://forum.lowyat.net/topic/5064071</link>
            <description>Ex-gf break up because cannot travel back to the country due to covid19 and after 2months ex-gf found new bf.&lt;br /&gt;&lt;br /&gt;ex-gf does not want to return back the dog we raise up, although the dog 50-50 is come from us&lt;br /&gt;&lt;br /&gt;Frustrated and getting more anger and knowing ex-gf family run illegal business, this always come in my mind&lt;br /&gt;to use this to threaten ex-gf to get back the dog&lt;br /&gt;&lt;br /&gt;ex-gf says maybe she can be playful in relationship but she never will betray or leave behind the dog and will love the dog&lt;br /&gt;&lt;br /&gt;&lt;br /&gt; &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Nicklly</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Thu, 26 Nov 2020 22:32:55 +0800</pubDate>
        </item>
        <item>
            <title>Asus Build Rig</title>
            <link>http://forum.lowyat.net/topic/5061163</link>
            <description>Want advice &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt;:D&lt;br /&gt;&lt;br /&gt;For this build, how much will you pay for it?&lt;br /&gt;&lt;br /&gt;Specs:&lt;br /&gt;MOBO: Asus ROG Strix B550-I Gaming  (warranty 3yrs)&lt;br /&gt;Processor: AMD Ryzen 5 3500 w Ori Fan (warranty 3yrs)&lt;br /&gt;RAM: 2x - 8GB Vengeance RGB PRO ( warranty 5yrs)&lt;br /&gt;SSD: Adata XPG SX6000 PRO 512GB NVME ( warranty 5yrs)&lt;br /&gt;FAN: 2x - Thermalake Black Pure Duo 120mm ARGB ( warranty 2yrs)&lt;br /&gt;PSU: InWin CS-700W SFX 80+ Gold F-Modular ( warranty 5yrs)&lt;br /&gt;GPU: Asus ROG Strix RTX2060S 8GB Evo Gaming ( warranty 3yrs)&lt;br /&gt;Case: Lian Li TU150 - Black ( warranty 2yrs)&lt;br /&gt;&lt;br /&gt;Window 10 Pro Installed &lt;br /&gt;Microsoft Office 2016 Installed</description>
            <author>Nicklly</author>
            <category>Mobile Computing</category>
            <pubDate>Sat, 21 Nov 2020 10:19:14 +0800</pubDate>
        </item>
        <item>
            <title>EPF I-Sinar</title>
            <link>http://forum.lowyat.net/topic/5060166</link>
            <description>How come such big organizations dint follow their own target timeline&lt;br /&gt;&lt;br /&gt;Today 19th still no news, I want take out all EPF monies leh&lt;br /&gt;&lt;br /&gt;[attachmentid=10693310]&lt;br /&gt;[attachmentid=10693311]</description>
            <author>Nicklly</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 19 Nov 2020 11:02:28 +0800</pubDate>
        </item>
        <item>
            <title>WTA : desktop setup</title>
            <link>http://forum.lowyat.net/topic/5044348</link>
            <description>AMD Ryzen 5 3600 Processor&lt;br /&gt;Gigabyte B450I AORUS Pro Wi-Fi Motherboard&lt;br /&gt;ADATA XPG SPECTRIX D60G 16GB (2x8GB) DDR4-3200 RAM&lt;br /&gt;GALAX GeForce RTX 2060 6GB 1-Click OC Graphics Card &lt;br /&gt;ADATA XPG SX8200 Pro 256GB M.2 NVMe SSD&lt;br /&gt;InWin A1 Casing w/ 600W Bronze PSU&lt;br /&gt;&lt;br /&gt;Price: RM4200&lt;br /&gt;&lt;br /&gt;This setup pricing is it worth? Cheap/expensive/average?</description>
            <author>Nicklly</author>
            <category>Desktop Customization</category>
            <pubDate>Tue, 20 Oct 2020 01:23:09 +0800</pubDate>
        </item>
        <item>
            <title>Serviced Apartment (HDA)</title>
            <link>http://forum.lowyat.net/topic/5040742</link>
            <description>Refer to the title for type of property, can I use it as my business address? &lt;br /&gt;&lt;br /&gt;Such as running online business selling beauty products and providing service like facial? &lt;br /&gt;&lt;br /&gt;</description>
            <author>Nicklly</author>
            <category>Property Talk</category>
            <pubDate>Tue, 13 Oct 2020 12:37:54 +0800</pubDate>
        </item>
        <item>
            <title>Property Transaction: how you buy subsales/new pro</title>
            <link>http://forum.lowyat.net/topic/5038371</link>
            <description>I believe that many upcoming good deal will appears in the market. Hence, would like to share my experience here. Malaysian work in Singapore&lt;br /&gt;&lt;br /&gt;Process 1: Found the property you intend to purchase and paid for the booking&lt;br /&gt;&lt;br /&gt;Process 2: send email to consular@mhc.org.sg to make appointment, my advice is ask for 2 appointment date or use 2 different email to make appointment.&lt;br /&gt;The appointment arrangement need to wait about 3months&lt;br /&gt;&lt;br /&gt;Process 3: Apply Loan &amp;amp; Loan approved &amp;amp; Get lawyer to send you all the documents that needed to signed. &lt;br /&gt;Please inform your lawyer and banker: high commission of Malaysia Singapore charged SGD10 per signature.&lt;br /&gt;&amp;quot; Lawyer must already prepare a cover letter attention to Singapore Malaysia High Commission that stated specifically what is required high commission Signature.&lt;br /&gt;&lt;br /&gt;Process 4: After gotten your appointment date &amp;amp; time, go ahead and sign then pay for it and collect it back after few days which high commission will tell you when.&lt;br /&gt;&lt;br /&gt;Process 5: Courier back to your lawyer, as pandemic it cause courier time frame extended from normal few working days to few weeks. If urgent the cost it self will be higher &lt;br /&gt;&lt;br /&gt;Important notes: to send email to consular@mhc.org.sg make appointment or else you will need to find a notary public service which cost you a bomb. &lt;br /&gt;&lt;br /&gt;Costing of Notary services: this is when you don&amp;#39;t get appointment or you need urgent sign the documents.&lt;br /&gt;Attestion of signature - SGD40 per signature &lt;br /&gt;Notary certificate: SGD 75&lt;br /&gt;Authentication notary: SGD 85.60&lt;br /&gt;&lt;br /&gt;My total cost spend to sign at high commission: with early preparation you will save a lot.&lt;br /&gt;32 copy of attestion : SGD 320&lt;br /&gt;Courier back to Malaysia Express: SGD 61&lt;br /&gt;&lt;br /&gt;Before pandemic: travel to Johor sign at zero costing&amp;#33;&amp;#33;&amp;#33; &lt;br /&gt;&lt;br /&gt;** Special remark: if you intended to buy property but still undecided which property, I would advice you send email to consular@mhc.org.sg make appointment first. Make multiple appointment by using different email address. &lt;br /&gt;&lt;br /&gt;** Special remark: banker sometimes does not know which documents need high commission attestion, so they will ask u to give them sign all but must let them know per signature is SGD10&amp;#33;</description>
            <author>Nicklly</author>
            <category>Property Talk</category>
            <pubDate>Thu, 08 Oct 2020 19:57:54 +0800</pubDate>
        </item>
        <item>
            <title>SPA &amp;amp; Loan Agreement</title>
            <link>http://forum.lowyat.net/topic/5001806</link>
            <description>Dear sifu expert,&lt;br /&gt;&lt;br /&gt;As the usual process, we usually meet lawyer and sign it together. &lt;br /&gt;&lt;br /&gt;Does it able to sign via digitally or appoint representative to sign on behalf?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;The reasons are &lt;br /&gt;1. Currently not in Malaysia&lt;br /&gt;2. The high commission /embassy of Malaysia at Singapore need to set appointment to witness the signature, but the earliest available date to do is after 2 months&lt;br /&gt;3. Unable to travel back to Malaysia&lt;br /&gt;4. Lawyer unable to travel to Singapore too.&lt;br /&gt;</description>
            <author>Nicklly</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Sat, 25 Jul 2020 09:37:05 +0800</pubDate>
        </item>
        <item>
            <title>Buy Serviced Apartment w Master title</title>
            <link>http://forum.lowyat.net/topic/4991857</link>
            <description>I wanted to buy a  subsale services apartment in KL cost 330k , the unit now still under master title.&lt;br /&gt;&lt;br /&gt;Would like to seek expert advise, for this case.. &lt;br /&gt;&lt;br /&gt;1. DO I need to pay MOT stamp duty? based on 330k is rm5600 &lt;br /&gt;&lt;br /&gt;2. If I no need, then I need to pay for lawyer to do deed of assignment? Anyone know usually how lawyer charge?&lt;br /&gt;&lt;br /&gt;3. Anyone can share experience of buying a vped 3years leasehold service apartment without strata title with cost of acquire the unit.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Well, I asked agent about this but he just ask refer lawyer cos he is not lawyer.. &lt;br /&gt;&lt;br /&gt;Hope can get answer from here..</description>
            <author>Nicklly</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Mon, 06 Jul 2020 18:30:08 +0800</pubDate>
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        <item>
            <title>Yard to toilet</title>
            <link>http://forum.lowyat.net/topic/4990657</link>
            <description>Anyone have the experience from converting the condo 5m² yard to another toilet with WC, shower</description>
            <author>Nicklly</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sat, 04 Jul 2020 18:30:49 +0800</pubDate>
        </item>
        <item>
            <title>RPGT exemption 2020</title>
            <link>http://forum.lowyat.net/topic/4989672</link>
            <description>Start from June2020, seller can get the rpgt exemption for first 3 residential properties.&lt;br /&gt;&lt;br /&gt;Wanna check with you guys about residential properties, does Serviced Apartment counted? &lt;br /&gt;&lt;br /&gt;Residential properties mean flat, condo and apartment only? &lt;br /&gt;&lt;br /&gt;Or&lt;br /&gt;&lt;br /&gt;Residential properties is those with HDA?&lt;br /&gt;&lt;br /&gt;</description>
            <author>Nicklly</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Thu, 02 Jul 2020 19:56:40 +0800</pubDate>
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