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        <title>Lowyat.NET: Latest topics by nova80</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 06 Jun 2026 00:33:13 +0800</lastBuildDate>
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            <title>Master in Information Technology</title>
            <link>http://forum.lowyat.net/topic/5251148</link>
            <description>Hello&lt;br /&gt;I’m thinking to take Master in IT. Is there something I should know, for I do not have any IT background. My only worry is I cannot cope. &lt;br /&gt;&lt;br /&gt;I have a business admin. degree. with 10 years of business-facing experience, and 3 years of managerial experience (just a little leader of a tiny team) &lt;br /&gt;&lt;br /&gt;Thank you in advance for anyone reply.</description>
            <author>nova80</author>
            <category>Education Essentials</category>
            <pubDate>Wed, 09 Mar 2022 22:51:26 +0800</pubDate>
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            <title>Sold</title>
            <link>http://forum.lowyat.net/topic/5122933</link>
            <description>Thank you</description>
            <author>nova80</author>
            <category>Mobile Phones Garage Sales</category>
            <pubDate>Thu, 25 Mar 2021 00:38:52 +0800</pubDate>
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            <title>HELP Latest business policy</title>
            <link>http://forum.lowyat.net/topic/4875134</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;My boss is about to start a business and new to all the business setup, while I have very limited resources, I have to manage all the business administration change myself. &lt;br /&gt;&lt;br /&gt;Is there a place where I can get notified and read about all the government policy changes that will impact the business? Sdn Bhd per say. Something like tax, accounting, rebate, incentive and etc. &lt;br /&gt;&lt;br /&gt;Thank you. &lt;br /&gt;&lt;br /&gt;</description>
            <author>nova80</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sun, 08 Dec 2019 11:50:15 +0800</pubDate>
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            <title>Chances to pay off homeloan</title>
            <link>http://forum.lowyat.net/topic/4768846</link>
            <description>I had a home loan with UOB but it wasn&amp;#39;t exactly flexi. I was told by the loan manager upon signing the loan agreement, paying advance on loan principal amount is always acceptable although the agreement said subject to manager approval with written request.&lt;br /&gt;&lt;br /&gt;Now first 10% of the loan released and I wanted to pay off the entire 10%. What is the chances of this? Am I naive to trust 100% the loan manager?&lt;br /&gt;&lt;br /&gt;I&amp;#39;m going write the formal request next week. Wonder what is the chances given the loan is not 100% facilitated. Thank you.</description>
            <author>nova80</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 20 Apr 2019 18:28:28 +0800</pubDate>
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        <item>
            <title>Am I being conned?</title>
            <link>http://forum.lowyat.net/topic/4748622</link>
            <description>Hi all,&lt;br /&gt;I went to Suzuki panel workshop for 9 years. (No longer panel, since Suzuki no more in Malaysia) Recently I have a problem with my starter and compressor replaced. Without having second thoughts, I ask them to just fix it. Then I found about on mudah/lelong, it the part don&amp;#39;t cost at much.&lt;br /&gt;&lt;br /&gt;Starter (not original) -RM 850&lt;br /&gt;Compressor (recon) - RM 1500&lt;br /&gt;Aircon hose - RM100&lt;br /&gt;Labor charges ++&lt;br /&gt;&lt;br /&gt;Total bill RM2680.&lt;br /&gt;&lt;br /&gt;It&amp;#39;s Suzuki Swift, model 2010...&lt;br /&gt;&lt;br /&gt;Is that a fair price, guys?&lt;br /&gt;&lt;br /&gt;The purpose of this post is not to be regret about what has been paid, but help me decide if I should went with a different workshop that is more honest....</description>
            <author>nova80</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Thu, 07 Mar 2019 13:11:04 +0800</pubDate>
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        <item>
            <title>WTS Used iPhone 6+ 64gb RM500</title>
            <link>http://forum.lowyat.net/topic/4695781</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Used iPhone 6 Plus 64gb space grey&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; An original box, original phone and original plug. Cable are not original.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM500 &lt;br /&gt;(Calculation: Market price for used RM1000, bend -300, battery -100, bare unit -100 = RM500)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; no more&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; USJ Taipan (Mon -Thursday); KL - Cheras - Serdang (Fri - Sun)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM me&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt;&lt;br /&gt;- used, no crack or scratches as it always kept in cover&lt;br /&gt;- corner bend a bit, see photo. Slidely bend, but screen display is perfect and no defect.&lt;br /&gt;- battery need replacement (Consume 70% battery power just to Waze for 40 minutes) &lt;br /&gt;- malaysia unit, bought from apple store, no more warranty.&lt;br /&gt;- iOS 12&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;Front: &lt;a href='http://s36.photobucket.com/user/reno_raird/media/IMG_20181108_221850_zps3ubtnngr.jpg.html' target='_blank'&gt;&lt;img src='http://i36.photobucket.com/albums/e12/reno_raird/IMG_20181108_221850_zps3ubtnngr.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;Side: &lt;a href='http://s36.photobucket.com/user/reno_raird/media/IMG_20181108_221923_zpsvhp9ntdx.jpg.html' target='_blank'&gt;&lt;img src='http://i36.photobucket.com/albums/e12/reno_raird/IMG_20181108_221923_zpsvhp9ntdx.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;Back: &lt;a href='http://s36.photobucket.com/user/reno_raird/media/6abb91f1-11b7-4c3b-97eb-6b3133f83c77_zpsz6lykkux.jpg.html' target='_blank'&gt;&lt;img src='http://i36.photobucket.com/albums/e12/reno_raird/6abb91f1-11b7-4c3b-97eb-6b3133f83c77_zpsz6lykkux.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Got a new phone.</description>
            <author>nova80</author>
            <category>Mobile Phones Garage Sales</category>
            <pubDate>Tue, 20 Nov 2018 16:09:37 +0800</pubDate>
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            <title>Mate20 dark mode</title>
            <link>http://forum.lowyat.net/topic/4690305</link>
            <description>I was iOS user and using Android. I spend most time searching for ios inside android. You get what I mean. I realise one thing. Huawei Emui work differently on Android Pie. &lt;br /&gt;&lt;br /&gt;So I found android still don&amp;#39;t have &amp;#39;undo&amp;#39; feature like ios...&lt;br /&gt;&lt;br /&gt;Now I&amp;#39;m searching to enable Dark Mode in my mate 20. The intenet suggest it in setting &amp;gt; display &amp;gt; device theme &amp;gt; select dark mode, but not in emui 9. &lt;br /&gt;&lt;br /&gt;Changing phone display theme to dark theme don&amp;#39;t work. The some button don&amp;#39;t change it... &lt;br /&gt;&lt;br /&gt;Help&amp;#33;&amp;#33;&amp;#33; What I got myself into? I missed iPhone. &lt;br /&gt;</description>
            <author>nova80</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Sun, 11 Nov 2018 14:07:30 +0800</pubDate>
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            <title>Safe to buy device from Maxis?</title>
            <link>http://forum.lowyat.net/topic/4670672</link>
            <description>Thinking to buy a device from maxis with a subscription plan. &lt;br /&gt;I wonder do they give you refurbish set or always a brand new?</description>
            <author>nova80</author>
            <category>Maxis</category>
            <pubDate>Mon, 08 Oct 2018 22:14:52 +0800</pubDate>
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        <item>
            <title>Who can I ask on finance legal advice?</title>
            <link>http://forum.lowyat.net/topic/4419214</link>
            <description>Hello everyone&amp;#33;&lt;br /&gt;&lt;br /&gt;I have a fintech idea but not sure if is legal under any existing regulation in Malaysia, for example under financial service act or security commission.&lt;br /&gt;&lt;br /&gt;Seeing at how Malaysia is a business-friendly place, from the case oBike vs MBPJ, I&amp;#39;m worried.&lt;br /&gt;&lt;br /&gt;So I&amp;#39;m wondering if there are such free advisory service to check if the fintech idea is legal in Malaysia? Preferably free service and bank negara-related source.&lt;br /&gt;&lt;br /&gt;Thank you.  &lt;!--emo&amp;:lol:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/laugh.gif' border='0' style='vertical-align:middle' alt='laugh.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>nova80</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 29 Sep 2017 20:38:10 +0800</pubDate>
        </item>
        <item>
            <title>Taylor Business Process job</title>
            <link>http://forum.lowyat.net/topic/4391511</link>
            <description>I keep seeing Taylor hiring business process analyst role. I&amp;#39;m curious how can this position turnover so violent? &lt;br /&gt;What happen to Taylor? Would anyone know?</description>
            <author>nova80</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sat, 19 Aug 2017 16:54:59 +0800</pubDate>
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        <item>
            <title>Trade iPadPro9.7 for SurfacePro4</title>
            <link>http://forum.lowyat.net/topic/4171681</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt;&lt;br /&gt;iPad Pro 9.7 (Cellular + wifi, 128GB, Black) &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt;&lt;br /&gt;+ Logitech keyboard with smart connector&lt;br /&gt;+ Apple Pen&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;&lt;br /&gt;Looking to trade for Surface Pro 4, i5, 128GB, with keyboard&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt;&lt;br /&gt;Apple, expire on August 2017&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;&lt;br /&gt;face to face only&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt;&lt;br /&gt;KL or PJ&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt;&lt;br /&gt;PM me&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt;&lt;br /&gt;4 months&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt;&lt;br /&gt;Rarely use. As good as new.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt;&lt;br /&gt;Cannot get used to apple keyboard system. I use a lot ctrl with excel...</description>
            <author>nova80</author>
            <category>Notebooks Garage Sales</category>
            <pubDate>Tue, 10 Jan 2017 20:41:01 +0800</pubDate>
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            <title>How to report gambling website?</title>
            <link>http://forum.lowyat.net/topic/4020324</link>
            <description>I&amp;#39;m sure most of you receive SMS from gambling website.&lt;br /&gt;It is very annoying. &lt;br /&gt;Anyone know the proper portal to report such illegal activity/website running in Malaysia?</description>
            <author>nova80</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 03 Aug 2016 17:29:05 +0800</pubDate>
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            <title>Kaodim is helping bookkeeper suicide</title>
            <link>http://forum.lowyat.net/topic/3962966</link>
            <description>My friend recently joined kaodim as freelance accountant to earn some extra buck. (I recommended him recommn too)&lt;br /&gt;&lt;br /&gt;He was surprised to see all kind of cheapskate request. He showed me screenshot of the request from kaodim customer that he think is an insult. (According to his words)&lt;br /&gt;&lt;br /&gt;Request for things like: Looking for freelance bookkeeper to be on site twice weekly to do everything A to Z, and it&amp;#39;s a construction company. &lt;br /&gt;&lt;br /&gt;My friend say he bid that job for 100 per trip. Not sure his price too expensive or trip after office hour is not preferable. &lt;br /&gt;&lt;br /&gt;To be fair, that sound like a full time job to me too instead of part time. &lt;br /&gt;&lt;br /&gt;The point is if you need anything more than weekly service for A-Z, then it&amp;#39;s a full time job. Anyway, I know many freelance mother worked as bookkeeper charge very low.&lt;br /&gt;&lt;br /&gt;I&amp;#39;m wondering would there be a day their price for bookkeeping will be standardized.</description>
            <author>nova80</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Wed, 01 Jun 2016 07:55:50 +0800</pubDate>
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            <title>Company review missing</title>
            <link>http://forum.lowyat.net/topic/3961520</link>
            <description>Not sure if you notice. &lt;br /&gt;Some of the company review post are missing entirely from search. &lt;br /&gt;Surprisingly, there are always new post of new job opportunity available from these companies. I wonder why? &lt;br /&gt;&lt;br /&gt;Hmmm...will I get banned from this forum for raising doubt about Lowyat forum?</description>
            <author>nova80</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 30 May 2016 15:53:43 +0800</pubDate>
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        <item>
            <title>Cafe with Spotify need to pay music loyalty?</title>
            <link>http://forum.lowyat.net/topic/3947343</link>
            <description>Years ago we heard all businesses who played music in their business premises need to register and pay music loyalty. Pay to PPM if not mistaken. &lt;br /&gt;&lt;br /&gt;I wonder do they need to pay PPM (Malaysian music loyalty authority) if play from Spotify? Since Spotify subscriber already paying loyalty to artist via Spotify (as Spotify claim).</description>
            <author>nova80</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 14 May 2016 15:35:35 +0800</pubDate>
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            <title>IFRS or any accounting standard</title>
            <link>http://forum.lowyat.net/topic/3936431</link>
            <description>Hey accountant out there,&lt;br /&gt;I&amp;#39;m an accounting student with limited commercial experience in corporate that wanted to study know more. &lt;br /&gt;How do you demonstrate your understanding of accounting standard in an interview? &lt;br /&gt;Please not recite section number or few line from accounting pages...&lt;br /&gt;Thank you</description>
            <author>nova80</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 02 May 2016 00:43:38 +0800</pubDate>
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            <title>[Survey] Personal loan</title>
            <link>http://forum.lowyat.net/topic/3933637</link>
            <description>Hi, &lt;br /&gt;just wonder how effective of these loan offered via random call. &lt;br /&gt;How likely you will accept those offer?&lt;br /&gt;&lt;br /&gt;Thank you</description>
            <author>nova80</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 27 Apr 2016 23:11:02 +0800</pubDate>
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            <title>Adult circumcision - insurance claimable?</title>
            <link>http://forum.lowyat.net/topic/3899311</link>
            <description>Hi,&lt;br /&gt;I&amp;#39;m 40 and I need to get a circumcision done on my foreskin. When it enlarge, it wraps the head. Sometimes I can flip it open. On bad day, it tear when flip (no blood or any visible scar) and it&amp;#39;s very painful. I can&amp;#39;t clean it for few days until it heal (no more pain), not to mention no xxx life during healing time.&lt;br /&gt;&lt;br /&gt;Question, any kind of company medical card or personal  medical insurance cover expenses like this?&lt;br /&gt;&lt;br /&gt;Thank you.</description>
            <author>nova80</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Sat, 19 Mar 2016 17:13:17 +0800</pubDate>
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        <item>
            <title>[WTA] Small lump on my sack&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/3884400</link>
            <description>Hi...&lt;br /&gt;I got 3 small lumps growing under my scrotum. &lt;br /&gt;It developed few years ago when I had rashes, may be underwear too tight, and it&amp;#39;s itchy until I scratched my sack to bleed, lightly.&lt;br /&gt;When it heals, i scratch. After many times, some worn not heal normally, but grow into lumps. &lt;br /&gt;It stays there like that.&lt;br /&gt;&lt;br /&gt;Note: Inside those lumps is not grease, it&amp;#39;s more like whole flesh.&lt;br /&gt;&lt;br /&gt;Should I go hospital or clinics for surgery to remove those small lumps? How much roughly would it cause for this minor surgery? How long it takes to heal?&lt;br /&gt;&lt;br /&gt;This is kinda embarrassing question to ask anyone...&lt;br /&gt;&lt;br /&gt;Thank you...</description>
            <author>nova80</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Fri, 04 Mar 2016 00:17:03 +0800</pubDate>
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        <item>
            <title>WTS YI Home Surveillance Camera+night vision+app</title>
            <link>http://forum.lowyat.net/topic/3858822</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; MI Home Surveillance Camera with night vision&lt;br /&gt;- you now can check your home condition day or night, lights on or off in crystal clear picture on your phone&lt;br /&gt;- you can play back and record what has happened the past 24 hours&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt;&lt;br /&gt;- home camera with night vision&lt;br /&gt;- adapter and cable&lt;br /&gt;- YI app (from Android or iTunes)&lt;br /&gt;- memory card 32G (free from me)&lt;br /&gt;- The receipt of my original purchase (You did bought at discounted price)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;&lt;br /&gt;RM110 (poslaju included)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt;&lt;br /&gt;Warranty until 14-Jan-2017&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;&lt;br /&gt;Bank-in then deliver or face-to-face in Mid Valley&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt;&lt;br /&gt;Kajang&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt;&lt;br /&gt;private message me, i&amp;#39;ll check them once a day.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt;&lt;br /&gt;100% new. Has not been used before, just unboxed.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt;&lt;br /&gt;- device 100% new&lt;br /&gt;- box is 90% new (i have unboxed it)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;- see attachment&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt;&lt;br /&gt;- regretted to that I have bought this device as it cannot be used as spy cam. Doesn&amp;#39;t have own battery. It need to connect to power source.</description>
            <author>nova80</author>
            <category>Home Electronics &amp;amp; Wares Garage Sales</category>
            <pubDate>Tue, 02 Feb 2016 02:59:57 +0800</pubDate>
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