<?xml version="1.0" encoding="utf-8"?>
<!-- generator="FeedCreator 1.7.2" -->
<rss version="2.0">
    <channel>
        <title>Lowyat.NET: Latest topics by k@ezoon</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 15 Apr 2026 06:27:28 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>CIMB released 2 stages of progressive payment</title>
            <link>http://forum.lowyat.net/topic/4890410</link>
            <description>Is it normal for bank to disburse progressive payment for house loan that is currently in completion stage (b) structural framework of building (according to the standard Schedule H); together with stage c? - walls with door and window frames placed.&lt;br /&gt;&lt;br /&gt;The problem is I only received billing for stage (b) only late last year and until now still did not received stage c) of the progressive billing. But the bank released both stage payment to the developer in one lump sum which represents 25% of the house price. So I suspected my bank trying to earn more from me since I have to pay more interest to them per month. I start suspecting them because they also promoted me some personal loan for house renovation and the Sunlife Insurance (their preffered MRTA provider) trying to upsell me their insurance.&lt;br /&gt;&lt;br /&gt;What should I do? Can I report this to the Bank Negara after confirming with developer or their lawyer that they also did not received invoice for stage c) too? Can the bank do this to its customers? Dahlah interest rate mahal giler @4.6%.. &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;</description>
            <author>k@ezoon</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 11 Jan 2020 19:08:01 +0800</pubDate>
        </item>
        <item>
            <title>Deposits money online but seller ffk</title>
            <link>http://forum.lowyat.net/topic/4852406</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Recently I&amp;#39;m buying online from wechat. We deals through whatsapp. The seller request booking before we meet to avoid no shows. He gave me his account numbers.. I&amp;#39;m tranferring the money through online banking (not much just RM50). Then I wait for him at the agreed meeting place.&lt;br /&gt;&lt;br /&gt;Guess what? He not replying me afterwards. The last msg from him is otw. Any ideas how should I report his bank accounts for fraud or suspected mule accounts. Do I need to make police reports before asking the banks to close his accounts? I already reported the user on wechat, they are already permaban him.&lt;br /&gt;&lt;br /&gt;The amount is small for me and I have been &amp;#39;friends&amp;#39; with the seller for two years on wechat. However, I need the banks to close down his accounts so he won&amp;#39;t dare to cheat another person. Anyone working at fraud department at the bank knows something? How should I go about it? Appreciated your help. Thanks. ☺</description>
            <author>k@ezoon</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 17 Oct 2019 06:53:10 +0800</pubDate>
        </item>
        <item>
            <title>(WTA) Where to Repair/Services Suzuki Bike in KL</title>
            <link>http://forum.lowyat.net/topic/4517136</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;I am using kapchai Suzuki Smash FI. The problem is the FI light indicator goes blinking 3 times intermittently during riding. The book manual says that if such thing happen we should go to the workshop for a check-up. There is one time, when I go from gear neutral to gear 1, the engine(?) start stall/lagging with loud sound.&lt;br /&gt;&lt;br /&gt;Did anyone knows any workshop around KL that specializes with FI engine or any Suzuki workshop that can help? Prefer if they are selling original stuff. Thanks. &lt;br /&gt;&lt;br /&gt;P/s: Most workshop does not have that much knowledge on FI engine afaik &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>k@ezoon</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 03 Feb 2018 20:56:12 +0800</pubDate>
        </item>
        <item>
            <title>[WTA] Forgone auction house</title>
            <link>http://forum.lowyat.net/topic/4111324</link>
            <description>Did I need to do anything on my part? The agent just gone missing after received their payment. My concern is after end of 90 days did I get charged on late-interest penalty because not doing full settlement to the auction bank? &lt;br /&gt;&lt;br /&gt;I regret because did not do further research on the house first. &lt;!--emo&amp;:cry:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cry.gif' border='0' style='vertical-align:middle' alt='cry.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;</description>
            <author>k@ezoon</author>
            <category>Property Talk</category>
            <pubDate>Sun, 13 Nov 2016 11:26:47 +0800</pubDate>
        </item>
        <item>
            <title>Deciding to buy a motorcycle</title>
            <link>http://forum.lowyat.net/topic/3503507</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;First time bike user here, just got a license. &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt; I need a suggestion on which bike I should get for riding to work (around 60KM per day, going to and back, mostly on the highway). After surveying a market for about a month, I skimmed it down with these three choices:&lt;br /&gt;&lt;br /&gt;1) Yamaha Nouvo LC, which is a scooter and is the most expensive out of the three at around RM 6,500. I choose Yamaha&amp;#39;s scooter because afraid it will be stolen if I go for normal Yamaha bike. &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;2) Second is Suzuki Smash Fi at RM 5,300 which I most keen with because it was least targeted by theft and can save on fuel a bit because of fuel injection engine. &lt;!--emo&amp;:blush:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blush.gif' border='0' style='vertical-align:middle' alt='blush.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;3) Lastly my cheapest choice SYM E Bonus at RM 3,500 so I can save money for other things.. &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;If I can get around 5 years from this purchase is good enough for me. Any other suggestions are welcome. Thank you. &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>k@ezoon</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 21 Feb 2015 19:04:01 +0800</pubDate>
        </item>
        <item>
            <title>Help with problem</title>
            <link>http://forum.lowyat.net/topic/3421045</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;I have a 8 years-old cat that losing weight drastically. Suddenly he&amp;#39;s losing appetite and have a hard time to defecate. &lt;br /&gt;&lt;br /&gt;I have an experience with a cat that dying because of the same problem and the caused is said to be of kidney failure. He is unable to eat and becoming weak after a few days. Unable to bear the sight, we proceed to give the feline the anesthetic shot.. The vet said there&amp;#39;s nothing can be done.&lt;br /&gt;&lt;br /&gt;I can see my cat sometimes stared on the horizon like just waiting for his time to come..&lt;br /&gt;&lt;br /&gt;Anyone have any idea regarding this problem? I don&amp;#39;t think this is a work of sabotage. &lt;!--emo&amp;:unsure:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/unsure.gif' border='0' style='vertical-align:middle' alt='unsure.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>k@ezoon</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 24 Nov 2014 22:14:00 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] PS3/PSVita games ±RM50</title>
            <link>http://forum.lowyat.net/topic/1638296</link>
            <description>&lt;u&gt;WTS used PS3 games&lt;/u&gt; (All in great condition, included user manual)&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=4450259]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Uncharted 2: Among Thieves R1 - RM50&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Test Drive Unlimited 2 R2 (like new) - RM60&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Haze R3 - RM30&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;The Darkness II - Limited Edition R3 (Codes for two extra talents and comic unredeem)- RM35&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Mass Effect 2 R3 - RM35&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Hyperdimension Neptunia Mk2 R2 - RM80&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Darksiders R3 - RM35&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Mafia II R3 (Map included) - RM50&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Wet R3 - RM50&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Alice: Madness Returns R3 - RM50&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Call of Duty: Modern Warfare 2 R1 - RM50&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;u&gt;WTS used PSVita games&lt;/u&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=4450261]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Call of Duty Black Ops: Declassified R1 - RM60&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;New Little King&amp;#39;s Story R3 - RM60&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;For single game add additional RM5 for Poslaju. Buy two or more get free Poslaju. Discount RM5 for each subsequent copy if buying more than two (e.g.: Buy three get RM5 discount. Buy four get RM10 discount. Buy five get RM15 discount, and so on..)&lt;br /&gt;&lt;br /&gt;Reason for sale: Funding for a new PS3 since the old one give up on me.&lt;br /&gt;&lt;br /&gt;Location of seller: COD available on weekdays only at KTM Station Serdang, Bandar Tasik Selatan and Salak Selatan (after working hours). And around Precinct 2 Putrajaya (during working hours). Other COD places can be consider, otherwise can opt for postage.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Other Sales&lt;/u&gt;&lt;br /&gt;&lt;br /&gt;PS2 original game bundle: Metal Gear Solid 2 and NBA Live 2001 - RM50 only (Sell in bundle).&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;My previous successful trade lists:&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('1a9547506a2880de4d8968d650a5e0d0')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;1a9547506a2880de4d8968d650a5e0d0&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;Uncharted 3: Drake&amp;#39;s Deception (Steelbook Edition) sold to Dickson1227&lt;br /&gt;Ys: Memories of Celceta traded with jimnuz&lt;br /&gt;Ni no Kuni: Wrath of the White Witch sold to kaolen&lt;br /&gt;Puss in Boots sold to rizal_upsi&lt;br /&gt;Megamind: Ultimate Showdown sold to rizal_upsi&lt;br /&gt;Yakuza 3 sold to ballistix89&lt;br /&gt;Yakuza 4 sold to ballistix89&lt;br /&gt;Prince of Persia Classic Trilogy HD traded with xomanowar&lt;br /&gt;Saw II: Flesh &amp;amp; Blood traded with xomanowar&lt;br /&gt;Toy Story 3 traded with xomanowar&lt;br /&gt;Saw sold to danial1467&lt;br /&gt;Zone of the Enders HD Collection sold to Kagekiyo&lt;br /&gt;Far Cry 3 R2 traded with jvccvjjvc&lt;br /&gt;Castlevania: Lords of Shadow sold to renling_01&lt;br /&gt;Asura&amp;#39;s Wrath sold to sakimishani&lt;br /&gt;Hyperdimension Neptunia sold to sakimishani&lt;br /&gt;Silent Hill Downpour sold to syazx&lt;br /&gt;The Last of Us sold to ansonyyp&lt;br /&gt;Mass Effect 3 sold to kfhoe&lt;br /&gt;Dragon Age 2: Signature Edition sold to fantasyfan88&lt;br /&gt;Saints Row 2 sold to deadcity&lt;br /&gt;Saints Row: The Third sold to sammwitwicky&lt;br /&gt;Tales of Graces f traded with lolnoneed88&lt;br /&gt;Dynasty Warriors 6 Empires sold to roxas5507&lt;br /&gt;Last Rebellion sold to roxas5507&lt;br /&gt;Dragon Age: Origins - Ultimate Edition sold to FightSoul&lt;br /&gt;Atelier Totori: The Adventurer of Arland sold to ansonyyp&lt;br /&gt;Dynasty Warriors 7: Xtreme Legends R2 sold to fung78&lt;br /&gt;Uncharted: Drake&amp;#39;s Fortune sold to Muramasa1984&lt;br /&gt;Dynasty Warriors 7 sold to fung78&lt;br /&gt;Trinity: Souls of Zill O&amp;#39;ll sold to jesswong666&lt;br /&gt;Enslaved: Odyssey to the West sold to samftrmd&lt;br /&gt;Infamous sold to chaoz87&lt;br /&gt;God of War Collection traded with chaoz87&lt;br /&gt;Valkyria Chronicles traded with chaoz87&lt;br /&gt;Borderlands sold to mycheatcodeemail&lt;br /&gt;Deus Ex: Human Revolution sold to mycheatcodeemail&lt;br /&gt;Duke Nukem Forever sold to mycheatcodeemail&lt;br /&gt;Trinity Universe sold to n1chOlas&lt;br /&gt;Final Fantasy XIII-2 (Chinese edition) sold to kokanchai&lt;br /&gt;Nier (Gestalt) sold to maxkong26&lt;br /&gt;Batman: Arkham Asylum sold to maxkong26&lt;br /&gt;Dark Void sold to maxkong26&lt;br /&gt;Eat Lead: The Return of Matt Hazard sold to msfreedom&lt;br /&gt;X-Blades sold to msfreedom&lt;br /&gt;RM20 MY PSN Card sold to zerosprit&lt;br /&gt;RM20 MY PSN Card sold to bryanboy&lt;br /&gt;The Saboteur sold to vianmavis2004&lt;br /&gt;Atelier Rorona: The Alchemist of Arland sold to sarahlsy&lt;br /&gt;Split/second: Velocity sold to lenybee&lt;br /&gt;Assassin&amp;#39;s Creed II: Complete Edition sold to Kraaken Gotcha Appendage&lt;br /&gt;Alone In The Dark: Inferno sold to  Kraaken Gotcha Appendage&lt;br /&gt;Naruto Shippuden: Ultimate Ninja Storm 2  sold to keyhearts&lt;br /&gt;Dante&amp;#39;s Inferno traded with Faezl&lt;br /&gt;Prototype traded with Faezl&lt;br /&gt;Resonance of Fate traded with Louisyo&lt;br /&gt;Final Fantasy XIII  traded with malasnya&lt;br /&gt;Resident Evil 5 traded with citizen2009&lt;br /&gt;Where the Wild Things Are sold to slowpoker&lt;br /&gt;Need for Speed: SHIFT sold to bliZZerg&lt;br /&gt;Bayonetta sold to bliZZerg&lt;br /&gt;Need for Speed Undercover traded with stream87&lt;br /&gt;Just Cause 2 traded with stream87&lt;br /&gt;PURE traded with stream87&lt;br /&gt;Heavy Rain sold to cloudku&lt;br /&gt;Bakugan Battle Brawlers sold to cloudku&lt;br /&gt;Quantum of Solace sold to cloudku&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;</description>
            <author>k@ezoon</author>
            <category>Games Garage Sales</category>
            <pubDate>Sun, 14 Nov 2010 10:11:49 +0800</pubDate>
        </item>
        <item>
            <title>Help with resume (soft copy)</title>
            <link>http://forum.lowyat.net/topic/1121971</link>
            <description>I need to submit the softcopy one to my employer&amp;#39;s mail address. But I don&amp;#39;t have a scanner. What to do?&lt;br /&gt;&lt;br /&gt;Can take own picture with camera phone and transfer the picture to the PC?</description>
            <author>k@ezoon</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 07 Aug 2009 09:01:02 +0800</pubDate>
        </item>
    </channel>
</rss>
