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        <title>Lowyat.NET: Latest topics by OhIsU</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Tue, 07 Jul 2026 00:27:57 +0800</lastBuildDate>
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        <item>
            <title>psychiatrist, recommendation</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>Withdraw EPF for 1st house without bank loan</title>
            <link>http://forum.lowyat.net/topic/3704170</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Can i withdraw EPF for my 1st house purchase without bank loan?&lt;br /&gt;how many % can i withdraw from EPF ?&lt;br /&gt;&lt;br /&gt;Exp:&lt;br /&gt;&lt;br /&gt;House = RM100k&lt;br /&gt;EPF can withdraw how much?&lt;br /&gt;&lt;br /&gt;note : i didn&amp;#39;t apply for bank loan.&lt;br /&gt;&lt;br /&gt;tks</description>
            <author>OhIsU</author>
            <category>Property Talk</category>
            <pubDate>Tue, 08 Sep 2015 16:05:48 +0800</pubDate>
        </item>
        <item>
            <title>Help&amp;#33; Need advise for S&amp;amp;P, legal fee, Stamp duty</title>
            <link>http://forum.lowyat.net/topic/3268195</link>
            <description>Dear All Sifu out there,&lt;br /&gt;&lt;br /&gt;Please help to check for me below is from a lawyer quote for me.&lt;br /&gt;is this normal?&lt;br /&gt;&lt;br /&gt;Property price : 113k&lt;br /&gt;Loan : 90%&lt;br /&gt;&lt;br /&gt;						&lt;br /&gt;					RM&lt;br /&gt;Fee					1130		&lt;br /&gt;Sup-agreement 			300	&lt;br /&gt;Peremetan				100&lt;br /&gt;CKHT x 2				400&lt;br /&gt;N.O. Assignment			200&lt;br /&gt;Developer fee			50 &lt;br /&gt;Stamping Agreement		50&lt;br /&gt;Stamping Sup-Agreement 	40&lt;br /&gt;Stamping DO. Assignment	670&lt;br /&gt;Land search			80&lt;br /&gt;Service tax 			128&lt;br /&gt;Printing 				80&lt;br /&gt;Traveling 				80&lt;br /&gt;C/Oaths 				8&lt;br /&gt;Miscellaneous 			50&lt;br /&gt;				……………………&lt;br /&gt;					3366	&lt;br /&gt;				……………………									&lt;br /&gt;Loan:&lt;br /&gt;Fee 				1061&lt;br /&gt;Bank caveat		350&lt;br /&gt;D. Assignment 		200&lt;br /&gt;PA				200&lt;br /&gt;SD				200&lt;br /&gt;Premetan 			100	&lt;br /&gt;Stamping SD		20&lt;br /&gt;Stamping LO 		45&lt;br /&gt;Stamping PA		40&lt;br /&gt;Stamping DA		50&lt;br /&gt;Stamping FA		308&lt;br /&gt;High Court			100&lt;br /&gt;Bankruptcy search	36&lt;br /&gt;Registration of Caveat700&lt;br /&gt;Bank Doc			250&lt;br /&gt;Land search		80&lt;br /&gt;C/Oaths			40 &lt;br /&gt;Printing 			80&lt;br /&gt;Traveling			80&lt;br /&gt;Service tax 		127&lt;br /&gt;Misc				50&lt;br /&gt;			…………………………..&lt;br /&gt;				4117&lt;br /&gt;			……………………….&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Total: RM7483.  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;</description>
            <author>OhIsU</author>
            <category>Property Talk</category>
            <pubDate>Tue, 24 Jun 2014 11:53:33 +0800</pubDate>
        </item>
        <item>
            <title>psychiatrist, recommendation</title>
            <link>http://forum.lowyat.net/topic/727300</link>
            <description>&lt;br /&gt;where can i find a psychiatrist in Penang or Butterworth area???&lt;br /&gt;how much it cost for their service???&lt;br /&gt;many thanks</description>
            <author>OhIsU</author>
            <category>Mental Health &amp;amp; Counselling</category>
            <pubDate>Wed, 25 Jun 2008 10:07:07 +0800</pubDate>
        </item>
        <item>
            <title>All PC Expert Please help</title>
            <link>http://forum.lowyat.net/topic/355556</link>
            <description></description>
            <author>OhIsU</author>
            <category>Technical Support</category>
            <pubDate>Wed, 18 Oct 2006 19:26:45 +0800</pubDate>
        </item>
        <item>
            <title>Please register your name to protect our pets</title>
            <link>http://forum.lowyat.net/topic/325533</link>
            <description>&lt;span style='color:red'&gt;&lt;b&gt;Petition to Prime Minister ~ Phase II&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;Dear Animal Lovers and Advocates,&lt;br /&gt;&lt;br /&gt;As you may be aware, the SPCA started a petition to the prime minster to raise the cruelty fine from RM200 to a significantly higher fine of around RM10,000.00. The petition, which included the signatures of supporters, was supposed to be handed to the prime minister in October 2004. However, this has not happened, as we only managed to raise 20,000 signatures. Due to the insufficient number of signatures collected during the first phase of this petition, the SPCA is entering a second phase in hope to collect at least &lt;b&gt;100,000 signatures &lt;/b&gt;locally and internationally.&lt;br /&gt;&lt;br /&gt;Therefore, we are now entering a phase II stage of the petition whereby we would like you to join our effort for this cause. Please download the petition forms. Kindly photocopy it and distribute it for signatures to be collected. The more names we have, the better.&lt;br /&gt;&lt;br /&gt;Please ensure that those who have already signed the form during the first phase of the petition do not sign the petition again.&lt;br /&gt;&lt;br /&gt;All forms should be signed, signatures counted and returned to the SPCA by &lt;b&gt;September 2006&lt;/b&gt;.&lt;br /&gt;&lt;br /&gt;We need your every support as we try our best to stop these cruel acts and t punish those who do injustice to these helpless animals. Let us work together to bring justice to these voiceless animals.&lt;br /&gt;&lt;br /&gt;On behalf of the animals, thank you very much for your support. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.catzmedia.com/spca/petitions/index.asp#friend' target='_blank'&gt;Register&lt;/a&gt;</description>
            <author>OhIsU</author>
            <category>Pets Wonderland</category>
            <pubDate>Fri, 11 Aug 2006 11:34:28 +0800</pubDate>
        </item>
        <item>
            <title>Today Maxis Problem?</title>
            <link>http://forum.lowyat.net/topic/320844</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;Do anyone feel maxis today have problem??&lt;br /&gt;when you call or received call... no sound at all...&lt;br /&gt;my company all almost have this problem...&lt;br /&gt;&lt;br /&gt;anyone same with me??  &lt;!--emo&amp;:unsure:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/unsure.gif' border='0' style='vertical-align:middle' alt='unsure.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:stars:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxub.gif' border='0' style='vertical-align:middle' alt='rclxub.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>OhIsU</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Mon, 31 Jul 2006 15:39:24 +0800</pubDate>
        </item>
        <item>
            <title>Who work in ISO firm</title>
            <link>http://forum.lowyat.net/topic/254294</link>
            <description>Hi all brother and sister,&lt;br /&gt;just want to know out there who work at ISO firm?? &lt;br /&gt;come and share your experience  &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;I work in ISO 9001 : 2000 firm &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>OhIsU</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 21 Feb 2006 16:08:49 +0800</pubDate>
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