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        <title>Lowyat.NET: Latest topics by navink</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 10 Jun 2026 04:45:06 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>EPF Reduce / Redeem Housing Loan</title>
            <link>http://forum.lowyat.net/topic/5132409</link>
            <description>Hi Sifu,&lt;br /&gt;&lt;br /&gt;Just want to know, is it true that this reduce/redeem only can do once a year? Still got balance in acct2 and thinking of paging off debt so can buy another house.&lt;br /&gt;&lt;br /&gt;Anyone experience on this issue?&lt;br /&gt;&lt;br /&gt;Appreciate your comments and view.&lt;br /&gt;&lt;br /&gt;Thank you.</description>
            <author>navink</author>
            <category>Property Talk</category>
            <pubDate>Thu, 15 Apr 2021 13:51:31 +0800</pubDate>
        </item>
        <item>
            <title>Documents to receive once settle loan</title>
            <link>http://forum.lowyat.net/topic/5129707</link>
            <description>Dear Sifus and All,&lt;br /&gt;&lt;br /&gt;What are the documents that you normally received once you settle your housing loan?&lt;br /&gt;&lt;br /&gt;Thank you in advance for your advice.</description>
            <author>navink</author>
            <category>Property Talk</category>
            <pubDate>Fri, 09 Apr 2021 00:50:43 +0800</pubDate>
        </item>
        <item>
            <title>Should I ?</title>
            <link>http://forum.lowyat.net/topic/3116854</link>
            <description>Dear guys and gals..&lt;br /&gt;&lt;br /&gt;Wanna ask u all this.&lt;br /&gt;Recently I found out that my housing loan interest is around 6.8% and not 6.6% - 2.x%.&lt;br /&gt;&lt;br /&gt;I&amp;#39;m think of refinancing the house but the issue right now is most of the bank only wanna do refinance for RM250k.&lt;br /&gt;My outstanding balance is at 122k.&lt;br /&gt;&lt;br /&gt;I think the max amount that I&amp;#39;m willing to do is around RM200k. The balance I would like to put in ASB.&lt;br /&gt;&lt;br /&gt;What do you think of this?&lt;br /&gt;&lt;br /&gt;Thanks.&lt;br /&gt;</description>
            <author>navink</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 30 Jan 2014 15:38:48 +0800</pubDate>
        </item>
        <item>
            <title>Tabung Haji Savings</title>
            <link>http://forum.lowyat.net/topic/2925714</link>
            <description>Hello Sifu(s), &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Just wanted to know anything good about savings in Tabung Haji. Some claim it is better than ASB? Is it true?&lt;br /&gt;Let&amp;#39;s discuss.&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>navink</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 16 Aug 2013 23:51:02 +0800</pubDate>
        </item>
        <item>
            <title>Unable To Connect To Digi Using Alcatel Modem</title>
            <link>http://forum.lowyat.net/topic/1221624</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;I just changed from Celcom to Digi but unfortunately having problem to connect to Digi with Alcatel One Touch X060S modem. Tested my SIM Card with other modem and it is working fine.&lt;br /&gt;&lt;br /&gt;I&amp;#39;ve try to call 016-2993333 but no one is available.&lt;br /&gt;&lt;br /&gt;Please help.&lt;br /&gt;&lt;br /&gt;</description>
            <author>navink</author>
            <category>Networks and Broadband</category>
            <pubDate>Mon, 09 Nov 2009 16:35:52 +0800</pubDate>
        </item>
        <item>
            <title>Unable to Change 2nd Wallpaper</title>
            <link>http://forum.lowyat.net/topic/1012132</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;I&amp;#39;m using GPU Sapphire 4830 and didn&amp;#39;t find any option that allow me to have different set of wallpaper for Monitor 1 and Monitor 2.&lt;br /&gt;Any idea how I can use two different wallpaper for my monitors?&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>navink</author>
            <category>Technical Support</category>
            <pubDate>Mon, 27 Apr 2009 14:08:14 +0800</pubDate>
        </item>
        <item>
            <title>Question Abt Fan</title>
            <link>http://forum.lowyat.net/topic/1004617</link>
            <description>Guys. Just wanted to ask..&lt;br /&gt;&lt;br /&gt;Just bought the following items yesterday and the system is damn silent..  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;1. Proc - E8400&lt;br /&gt;2. Mobo - UD3L&lt;br /&gt;3. RAM - Corsair Dominator 4GB&lt;br /&gt;4. Hard Disk - 640GB WD&lt;br /&gt;5. GPU - Sapphire HD4830&lt;br /&gt;6. Power Supply - CM 650 Watt&lt;br /&gt;7. CPU Cooler - Ultra 120 Extreme&lt;br /&gt;7. Casing - CM690.&lt;br /&gt;&lt;br /&gt;My question is all the fan function for the above things already fully utilized but I still got the CM690 side panel fan to connect.&lt;br /&gt;Is there any additional &amp;quot;adapter or whatever they call it&amp;quot; to make from 1 fan connection to 2 fan connection at mobo?&lt;br /&gt;&lt;br /&gt;Thanks.&lt;br /&gt;&lt;br /&gt;[addedon]April 20, 2009, 2:34 pm[/addedon]Anyone?</description>
            <author>navink</author>
            <category>Hardware</category>
            <pubDate>Mon, 20 Apr 2009 13:08:45 +0800</pubDate>
        </item>
        <item>
            <title>Which RAM?</title>
            <link>http://forum.lowyat.net/topic/1000339</link>
            <description>Hi guys,&lt;br /&gt;&lt;br /&gt;Basically I&amp;#39;ve choose the below setup for my rig and would like to know which type of RAM suits the best for the rig.&lt;br /&gt;&lt;br /&gt;Proc - E8400&lt;br /&gt;Mobo - EP45 - UD3L&lt;br /&gt;HD - WD 640GB SATA&lt;br /&gt;GPU - Sapphire HD4830&lt;br /&gt;&lt;br /&gt;The issue now is which RAM should I choose to complete my rig? Should I choose PC6400 DDR2-800 or PC8500 DDR2-1066?&lt;br /&gt;&lt;br /&gt;Mainly use the PC for Photoshop, Illustrator and Gaming.&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>navink</author>
            <category>Hardware</category>
            <pubDate>Thu, 16 Apr 2009 10:57:58 +0800</pubDate>
        </item>
        <item>
            <title>Help Me to Choose Processor</title>
            <link>http://forum.lowyat.net/topic/999358</link>
            <description>Guys... Which one is better without any OC.&lt;br /&gt;&lt;br /&gt;E8400 vs Q8200 vs Q8400&lt;br /&gt;&lt;br /&gt;Becoz the price range is between 600-700.&lt;br /&gt;&lt;br /&gt;tq.</description>
            <author>navink</author>
            <category>Hardware</category>
            <pubDate>Wed, 15 Apr 2009 14:40:03 +0800</pubDate>
        </item>
        <item>
            <title>RM1.5k CPU</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Technical Support</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>RM2k CPU</title>
            <link>http://forum.lowyat.net/topic/996905</link>
            <description>Hi experts..&lt;br /&gt;&lt;br /&gt;I need to built a new CPU since my current CPU already kaput. Budget for new CPU is as stated.&lt;br /&gt;I already have 2 15&amp;quot; monitor and if possible wanted to bring my dual display card (AGP format) as well to this new CPU.&lt;br /&gt;&lt;br /&gt;The PC is mainly use for Photo Editing (Lightroom, Illustrator and Photoshop) plus Gaming (Football Manager).&lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>navink</author>
            <category>Hardware</category>
            <pubDate>Mon, 13 Apr 2009 15:16:28 +0800</pubDate>
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