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        <title>Lowyat.NET: Latest topics by vdvaart</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 11 Jun 2026 10:39:57 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>Switching from Private School to SMK</title>
            <link>http://forum.lowyat.net/topic/5173201</link>
            <description>I want to send my son to a private school but still want him to take SPM, anybody here has the same experience?&lt;br /&gt;&lt;br /&gt;1. what was your syllabus in primary school? KBSM (national), or other country&amp;#39;s syllabus?&lt;br /&gt;2. did you go to SMK or boarding school? &lt;br /&gt;3. what is the entry requirement to SMK or SBP for private student?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;EDIT:&lt;br /&gt;Sorry I was not clear in my question, I plan to send him to private school only for primary, then switch to public/sbp for his secondary.</description>
            <author>vdvaart</author>
            <category>Education Essentials</category>
            <pubDate>Fri, 23 Jul 2021 08:03:05 +0800</pubDate>
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            <title>Private School in Cyberjaya offering KSSR</title>
            <link>http://forum.lowyat.net/topic/5173200</link>
            <description>Hello&lt;br /&gt;&lt;br /&gt;I am moving in to Cyberjaya, probably some time next year (2022). I am looking for a private school that offers national syllabus since my child is going to school there in 2024. &lt;br /&gt;&lt;br /&gt;I looked around but could not find any, the nearest is Brainy Bunch but I heard some not so good reviews about it from a friend. King Henry is offering igsce.&lt;br /&gt;&lt;br /&gt;The initial plan was either SK Cyberjaya or Brain Bunch, but now I heard SK Cyberjaya is overloaded with students already, I am scared my son would be having trouble learning.&lt;br /&gt;&lt;br /&gt;I wanted to take national syllabus because:&lt;br /&gt;&lt;br /&gt;1. In case I ran out of money I can pull him out  &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;2. I plan to put/apply him into SBP or MRSM or KYS for his secondary education&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Note: does igsce accepted for boarding school/SBP application?&lt;br /&gt;&lt;br /&gt;Thank you in advance&amp;#33;&lt;br /&gt;&lt;br /&gt;p/s I can&amp;#39;t believe I am here making a thread for my son, when I first made this account I was in Sunway doing foundation (16 years ago&amp;#33;)</description>
            <author>vdvaart</author>
            <category>Education Essentials</category>
            <pubDate>Fri, 23 Jul 2021 07:58:33 +0800</pubDate>
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            <title>Proof of income/savings for loan application</title>
            <link>http://forum.lowyat.net/topic/4997838</link>
            <description>Hello,&lt;br /&gt;&lt;br /&gt;I am applying for a housing loan, and the bank is requesting some documents, namely any unit trust/asb/asw/what have you.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;The problem is all my savings I park it under my son&amp;#39;s tabung haji, asb. and savings account. No savings at all under my name. I am the one managing it.&lt;br /&gt;&lt;br /&gt;Is it qualified as &amp;quot;my source of income&amp;quot; so to speak since I am the benefactor for said account, not my son (he is only 2).</description>
            <author>vdvaart</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 17 Jul 2020 10:03:33 +0800</pubDate>
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            <title>Relocating Bedroom and Kitchen Area</title>
            <link>http://forum.lowyat.net/topic/4995197</link>
            <description>Hello,&lt;br /&gt;&lt;br /&gt;I am looking to buy a house but got turned off by the idea that the kitchen is not located adjacent to the living room, refer image. &lt;img src='https://imgur.com/lqgqxyi.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Is it difficult to relocate/switch the kitchen and bedroom area? Anybody has experience in doing so? I am guessing it is major work but I do not mind as long as I can get a kitchen that is accessible/open from my dining and living area.&lt;br /&gt;&lt;br /&gt;This house is strata title, if that helps with your answer/suggestion.&lt;br /&gt;&lt;br /&gt;Thank you in advance&amp;#33;&lt;br /&gt;&lt;br /&gt;EDIT: It is a new unit, so it is bare unit. Nothing inside.</description>
            <author>vdvaart</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sun, 12 Jul 2020 21:06:41 +0800</pubDate>
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            <title>Wifi down when I connect my work laptop</title>
            <link>http://forum.lowyat.net/topic/4414261</link>
            <description>I have posted this to other forum as well, seeking if I can get lucky here:&lt;br /&gt;&lt;br /&gt;I have a work laptop, sometimes I need to do some work at home and I want to use my home wifi. The problem is every time I connect to my wifi, the router goes down and every other devices get disconnected.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;The device:&lt;br /&gt;TP-Link 300M Wireless N Router Model No. TL-WR841N / TL-WR841ND&lt;br /&gt;Home Laptop - HP, Windows 10 Work Laptop - Dell, Windows 7 (the one causing problem)&lt;br /&gt;TM Unifi&lt;br /&gt;&lt;br /&gt;Thank you in advance.</description>
            <author>vdvaart</author>
            <category>Networks and Broadband</category>
            <pubDate>Fri, 22 Sep 2017 11:29:20 +0800</pubDate>
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            <title>[WTS] Pacific Place, Ara Damansara Office Suite</title>
            <link>http://forum.lowyat.net/topic/4184670</link>
            <description>RM600,000 (negotiable)&lt;br /&gt;&lt;br /&gt;Pacific Place Office Suite, next to LRT Ara Damansara&lt;br /&gt;&lt;br /&gt;Pacific Place Office Suite, next to Putra LRT Ara Damansara available for rent. Suitable for up-and-coming entrepreneurs that are looking for a workspace, and at the same time looking for a convenient and well-connected location to expand their business.&lt;br /&gt;&lt;br /&gt;THE UNIT&lt;br /&gt;* 1,055 sq.ft of new, unfurnished/bare space for tenants to renovate according to their business requirement/creativity&lt;br /&gt;* 1 bathroom, 1 shower area&lt;br /&gt;* Furnished with kitchen cabinet/pantry&lt;br /&gt;* 1 AC unit&lt;br /&gt;* 2 spacious open balconies&lt;br /&gt;* Equipped with sprinkler system for fire protection&lt;br /&gt;* Corner Unit&lt;br /&gt;* 1 dedicated parking lot, with ample public parking space in the area&lt;br /&gt;&lt;br /&gt;STRATEGIC LOCATION&lt;br /&gt;* 1 min. Walking distance to Ara Damansara Putra LRT&lt;br /&gt;* Evolve Mall and Jaya Grocer located right in front of the unit&lt;br /&gt;* Various restaurants, cafes, amenities, laundries in the area&lt;br /&gt;* Easy access to LDP, KESAS, Federal Highway, NKVE, ELITE, LKSA, and NPE&lt;br /&gt;* Nearby SJMC and Sunway Medical Centre&lt;br /&gt;* 10 minute drive to Subang Airport&lt;br /&gt;* 25 minute drive to KL City Centre&lt;br /&gt;* 20 minute drive to Shah Alam&lt;br /&gt;&lt;br /&gt;FACILITIES&lt;br /&gt;* Swimming Pool&lt;br /&gt;* Spa&lt;br /&gt;* Sauna&lt;br /&gt;* Gym&lt;br /&gt;* Conference Room&lt;br /&gt;* Surau&lt;br /&gt;* Roof garden&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5QCgkX' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/01/22/5QCgkX.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5QCrg8' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/01/22/5QCrg8.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5QCNMx' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/01/22/5QCNMx.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5QCUFv' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/01/22/5QCUFv.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5QC6BV' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/01/22/5QC6BV.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>vdvaart</author>
            <category>Property For Sale</category>
            <pubDate>Fri, 27 Jan 2017 11:13:46 +0800</pubDate>
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        <item>
            <title>[Need Advise] Bought an office/residential space</title>
            <link>http://forum.lowyat.net/topic/4159546</link>
            <description>Hello,&lt;br /&gt;&lt;br /&gt;I recently just bought a high rise office suite, 1000 sq. ft, with 1 shower, 1 bathroom, but no room partition. Initially it is an office space, but I am made to understand that it can be also be turned into residential unit.&lt;br /&gt;&lt;br /&gt;Here are the details about it:&lt;br /&gt;1. 1000++ sq. ft with no partition whatsoever.&lt;br /&gt;2. 1 bathroom, 1 shower, 1 kitchen cabinet.&lt;br /&gt;3. Location next to Putra LRT (5 mins walk)&lt;br /&gt;&lt;br /&gt;Now I am torn on what should I do with the unit, whether&lt;br /&gt;1. Rent it bare, unfurnished to business owners.&lt;br /&gt;2. Fully/partial furnished for residential use, no room partition (studio style). Bear in mind that it is a 1000 sq. ft of space.&lt;br /&gt;3. Partition the space into 3/4, and sublet it. However, it has only 1 toilet/shower.&lt;br /&gt;&lt;br /&gt;Here are my concerns for the above suggestions:&lt;br /&gt;&lt;br /&gt;Option 1:&lt;br /&gt;1. It is suitable only for stable business owner since they have the capital to renovate the space for their usage, if I were up-and-coming entrepreneur I won&amp;#39;t spend that much for office space.&lt;br /&gt;2. If I decide to furnish/do partition BEFORE getting any business owners to come in, it might be less attractive to them since they may have different ideas. Plus it will cost me a lot.&lt;br /&gt;&lt;br /&gt;Option 2:&lt;br /&gt;1. There are too many studio residential units available (700 sq.ft - 900 sq.ft, around RM1300 - RM1500 per month) in the area, in terms of rental amount I cannot cover back my installment if I set my rental too low.&lt;br /&gt;&lt;br /&gt;Option 3:&lt;br /&gt;1. The cost for partition may be too high.&lt;br /&gt;2. I am not sure if the idea of subletting is more attractive than a studio, from a tenant&amp;#39;s perspective.&lt;br /&gt;3. I have to micromanage the units as I might have 3,4 different tenants This is not an issue, I can handle this.&lt;br /&gt;&lt;br /&gt;LYN what are your thoughts on this? Thank you in advance  &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>vdvaart</author>
            <category>Property Talk</category>
            <pubDate>Wed, 28 Dec 2016 00:29:23 +0800</pubDate>
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        <item>
            <title>Going to Japan from 12/2 - 19/2&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/3859636</link>
            <description>Hi everyone,&lt;br /&gt;&lt;br /&gt;I&amp;#39;ll be leaving to Tokyo on 12/2/2016 . I&amp;#39;m providing personal shopper service to who ever wants to buy:&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;1. Games&lt;br /&gt;2. Anime/DVD/Comics/Any Japan produce material&lt;br /&gt;3. Camera accessories like lenses etc. &lt;br /&gt;4. Action figure/GUNDAM&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;The fee for my service will be:&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:blue'&gt;10% of the original price + RM10.00 + Shipping Cost&lt;/span&gt;&lt;/span&gt;&lt;/b&gt; (Will be finalized once I get back to Malaysia on 19/2). &lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;How to Buy?&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;1. PM me with the things that you want to buy.&lt;br /&gt;&lt;span style='color:green'&gt;For Games, please provide: Name, platform, version/region code, normal version or GOTY edition, and kindly let me know if you want the English or Full Japanese version.&lt;/span&gt;&lt;br /&gt;&lt;span style='color:red'&gt;&lt;span style='color:orange'&gt;For comics/dvd please provide: Name, author/artist, edition year, any other relevant information to make it easier for me to narrow down the search.&lt;/span&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style='color:blue'&gt;Camera accessories: Name of the accessories, suitable for which camera model, and other relevant information&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;2. I will find the item, take photos and description of said items and PM you with them/update this thread. I am not sure which one is better, will keep you posted on this&amp;#33; &lt;br /&gt;&lt;br /&gt;3. The price that you see is the one that you will be paying + fees mentioned above&amp;#33; Deposit your money to my bank account before 16/2/2016 and I will make the purchase.&lt;br /&gt;&lt;br /&gt;4. When I get back in 19/2/2016, you have the option to COD (Dayabumi/Pasar Seni location) or I can post it to you (with some shipping cost).&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;Disclaimer&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;1. I may or may not be able to find your items, so if you could provide more context that would be great&amp;#33;&lt;br /&gt;2. If I am out of capacity I might not be able to buy, but I will inform you in advance. I will try to get as much orders as I possible could&amp;#33;&lt;br /&gt;3. No hentai/JAV/porn of the sort please&amp;nbsp; &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt; &lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;</description>
            <author>vdvaart</author>
            <category>CD / Blu-ray / HD-DVD / DVD Garage Sales</category>
            <pubDate>Tue, 02 Feb 2016 21:16:10 +0800</pubDate>
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        <item>
            <title>Going to Japan from 12/2 - 19/2&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/3859633</link>
            <description>Hi everyone,&lt;br /&gt;&lt;br /&gt;I&amp;#39;ll be leaving to Tokyo on 12/2/2016 . I&amp;#39;m providing personal shopper service to who ever wants to buy:&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;1. Games&lt;br /&gt;2. Anime/DVD/Comics/Any Japan produce material&lt;br /&gt;3. Camera accessories like lenses etc.&lt;br /&gt;4. Action figure/GUNDAM &lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;The fee for my service will be:&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;span style='color:blue'&gt;10% of the original price + RM10.00 + Shipping Cost&lt;/span&gt;&lt;/span&gt;&lt;/b&gt; (Will be finalized once I get back to Malaysia on 19/2). &lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;How to Buy?&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;1. PM me with the things that you want to buy.&lt;br /&gt;&lt;span style='color:green'&gt;For Games, please provide: Name, platform, version/region code, normal version or GOTY edition, and kindly let me know if you want the English or Full Japanese version.&lt;/span&gt;&lt;br /&gt;&lt;span style='color:red'&gt;&lt;span style='color:orange'&gt;For comics/dvd please provide: Name, author/artist, edition year, any other relevant information to make it easier for me to narrow down the search.&lt;/span&gt;&lt;br /&gt;&lt;/span&gt;&lt;span style='color:blue'&gt;Camera accessories: Name of the accessories, suitable for which camera model, and other relevant information&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;2. I will find the item, take photos and description of said items and PM you with them/update this thread. I am not sure which one is better, will keep you posted on this&amp;#33; &lt;br /&gt;&lt;br /&gt;3. The price that you see is the one that you will be paying + fees mentioned above&amp;#33; Deposit your money to my bank account before 16/2/2016 and I will make the purchase.&lt;br /&gt;&lt;br /&gt;4. When I get back in 19/2/2016, you have the option to COD (Dayabumi/Pasar Seni location) or I can post it to you (with some shipping cost).&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;Disclaimer&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;1. I may or may not be able to find your items, so if you could provide more context that would be great&amp;#33;&lt;br /&gt;2. If I am out of capacity I might not be able to buy, but I will inform you in advance. I will try to get as much orders as I possible could&amp;#33;&lt;br /&gt;3. No hentai/JAV/porn of the sort please&amp;nbsp; &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt; &lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;</description>
            <author>vdvaart</author>
            <category>Games Garage Sales</category>
            <pubDate>Tue, 02 Feb 2016 21:14:37 +0800</pubDate>
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        <item>
            <title>[WTS] Midi Skirt, Polyester</title>
            <link>http://forum.lowyat.net/topic/3747382</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Midi Skirt, Polyester.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Midi Skirt, Polyester.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; 69&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; Postage Poslaju RM10/COD around KLCC area FREE&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; KLCC&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; Email/Whatsapp (will be given once deal is confirmed) - shamsul.ramli@outlook.com&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt; &amp;lt; 1 year&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; New in stock&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/kDZJ90G.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/DK4dLNm.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/7JQdCHC.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/vh7zqsY.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/sl0bznx.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/YoE00Z7.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/G6BkxNd.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/lLdDqYT.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://imgur.com/a/0sXxx' target='_blank'&gt;Photo Gallery&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;Color printed midi skirt, made of polyester with thick pleats and flare cuts.&lt;br /&gt;&lt;br /&gt;-Polyester&lt;br /&gt;-Midi&lt;br /&gt;-Back zipper&lt;br /&gt;-Flare cuts&lt;br /&gt;&lt;br /&gt;Available Colors:&lt;br /&gt;Green&lt;br /&gt;Pink&lt;br /&gt;Green/Yellow&lt;br /&gt;Peach&lt;br /&gt;Dark Green&lt;br /&gt;White&lt;br /&gt;Purple&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;We, LANA (now defunct/in the midst of rebranding) are clearing our old stocks. In the future we will not be using the name, and all of our new stocks will be under our new brand&amp;#33;&lt;br /&gt;&lt;br /&gt;Happy viewing and thank you&amp;#33;</description>
            <author>vdvaart</author>
            <category>Women&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Sat, 17 Oct 2015 18:59:49 +0800</pubDate>
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        <item>
            <title>What happens to loan (principal + interest) once</title>
            <link>http://forum.lowyat.net/topic/3712389</link>
            <description>Hello guys,&lt;br /&gt;&lt;br /&gt;The question in the title, if let say I have an outstanding loan, what happen to it once I sold the house? From what I know if I sell a car, the buyer will &amp;quot;sambung bayar&amp;quot; the loan.&lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;</description>
            <author>vdvaart</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Tue, 15 Sep 2015 00:37:45 +0800</pubDate>
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        <item>
            <title>Booking Fee forfeiture</title>
            <link>http://forum.lowyat.net/topic/3646504</link>
            <description>Hello&lt;br /&gt;&lt;br /&gt;I recently paid a booking fee for a new development, however, upon submitting the loan application, and got the loan approval, I decided against buying the property. The agent said I had to forfeit the booking fee I paid, because the loan is already approved.&lt;br /&gt;&lt;br /&gt;Is this true or the agent is lying to me? How am I going to get back my booking fee? I submitted it using Banker&amp;#39;s cheque, not CA cheque.&lt;br /&gt;&lt;br /&gt;</description>
            <author>vdvaart</author>
            <category>Property Talk</category>
            <pubDate>Sun, 12 Jul 2015 12:27:22 +0800</pubDate>
        </item>
        <item>
            <title>First time SOFO buyer question regarding bank loan</title>
            <link>http://forum.lowyat.net/topic/3619300</link>
            <description>Hello LYN,&lt;br /&gt;&lt;br /&gt;Recently I made a booking of one of the new SOFO unit, and I applied to Bank XXX for Home Loan. Since this is my first time, there are several things that I do not understand, even after I talked to the Bank executive.&lt;br /&gt;&lt;br /&gt;1. I can only get 20 years tenure, I asked why, and he said because it is a SOFO unit. Is this true? On top of that, once I got the keys, then I can re-apply for full 35/max tenure.&lt;br /&gt;2. I received the offer letter (as attached below) and I was asked to sign it (Memorandum Penerimaan) ASAP, he said that this is only offer letter, not an actual loan agreement. I am bit skeptical on this since I might be in hot water if I sign anything without any prior knowledge.&lt;br /&gt;3. In the letter also there are 2 forms, Perlantikan Bank Sebagai Wakil Pembelian and Perlantikan Bank Sebagai Wakil Penjualan. Do I need to sign them now?&lt;br /&gt;4. What will be the implications if I sign all 3 of these forms (Memorandum Penerimaan, Perlantikan Bank Sebagai Wakil Pembelian and Perlantikan Bank Sebagai Wakil Penjualan)? Am I still be able to back out of the loans, if I do not want to choose them for my home loan? I do not want to take his words over the phone, and later I got trapped and forced to pick this bank.&lt;br /&gt;&lt;br /&gt;Photo for reference.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Thank you in advance.</description>
            <author>vdvaart</author>
            <category>Property Talk</category>
            <pubDate>Thu, 25 Jun 2015 11:41:24 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] FUJIFILM INSTAX 10 Sheets x 2 Packs</title>
            <link>http://forum.lowyat.net/topic/3501715</link>
            <description>FUJIFILM INSTAX 10 Sheets x 2 Packs&lt;br /&gt;&lt;br /&gt;To be used with INSTAX Camera.&lt;br /&gt;&lt;br /&gt;RM40 + RM6 postage, purchase of 3 items or more get free delivery.&lt;br /&gt;&lt;br /&gt;Expires on June 2015, so hurry&amp;#33; At the moment I have 24 in stock.&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/AqnaKmP.jpg' border='0' alt='user posted image' /&gt;</description>
            <author>vdvaart</author>
            <category>Photography Accessories Garage Sales</category>
            <pubDate>Wed, 18 Feb 2015 06:58:15 +0800</pubDate>
        </item>
        <item>
            <title>Hairpin Legs</title>
            <link>http://forum.lowyat.net/topic/3498995</link>
            <description>Where to find such legs? I have some ikea furniture I would like to mod. &lt;br /&gt;&lt;br /&gt;Thanks in advance&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/KkveL9q.jpg' border='0' alt='user posted image' /&gt;</description>
            <author>vdvaart</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sat, 14 Feb 2015 14:29:39 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Second Hand Furnitures for Sale</title>
            <link>http://forum.lowyat.net/topic/3464296</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; &amp;amp; &lt;b&gt;Price:&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;Various furniture for sale; All in RM.&lt;br /&gt;&lt;br /&gt;1. Cabinet - 250&lt;br /&gt;2. TV Cabinet - 250&lt;br /&gt;3. Wooden Table - 180&lt;br /&gt;4. Tall Unit - 250&lt;br /&gt;5. Makeup table - 250&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;&lt;br /&gt;Own transport pickup&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; &lt;br /&gt;Section 17, PJ&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; &lt;br /&gt;011-12412915 (Whatsapp)&lt;br /&gt;shamsul.ramli@outlook.com&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; &lt;br /&gt;Used&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;1. Cabinet - 250&lt;br /&gt;&lt;img src='http://i.imgur.com/7AHus3p.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/hafeptY.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;2. TV Cabinet - 250&lt;br /&gt;&lt;img src='http://i.imgur.com/1Ggqu5w.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/0nBgfyI.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;3. Wooden Table - 180&lt;br /&gt;&lt;img src='http://i.imgur.com/641VzGe.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/ZJ2RrJQ.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;4. Tall Unit - 250&lt;br /&gt;&lt;img src='http://i.imgur.com/3v0pPG4.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/VKx0CGb.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;5. Makeup table - 250&lt;br /&gt;&lt;img src='http://i.imgur.com/6c0waJ5.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/mpYwEsV.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;[IMGhttp://i.imgur.com/wZFRK2F.jpg[/IMG]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt;&lt;br /&gt;My wife and I would like to change the whole house concept, thus decided to change all furniture.&lt;br /&gt;&lt;br /&gt;Thank you in advance&amp;#33;</description>
            <author>vdvaart</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Thu, 08 Jan 2015 22:04:55 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Second Hand Furnitures for Sale</title>
            <link>http://forum.lowyat.net/topic/3464275</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; &amp;amp; &lt;b&gt;Price:&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;Various furniture for sale; All in RM.&lt;br /&gt;&lt;br /&gt;1. Cabinet - 250&lt;br /&gt;2. TV Cabinet - 250&lt;br /&gt;3. Wooden Table - 180&lt;br /&gt;4. Tall Unit - 250&lt;br /&gt;5. Makeup table - 250&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;&lt;br /&gt;Own transport pickup&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; &lt;br /&gt;Section 17, PJ&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; &lt;br /&gt;011-12412915 (Whatsapp)&lt;br /&gt;shamsul.ramli@outlook.com&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; &lt;br /&gt;Used&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;1. Cabinet - 250&lt;br /&gt;&lt;img src='http://i.imgur.com/7AHus3p.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/hafeptY.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;2. TV Cabinet - 250&lt;br /&gt;&lt;img src='http://i.imgur.com/1Ggqu5w.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/0nBgfyI.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;3. Wooden Table - 180&lt;br /&gt;&lt;img src='http://i.imgur.com/641VzGe.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/ZJ2RrJQ.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;4. Tall Unit - 250&lt;br /&gt;&lt;img src='http://i.imgur.com/3v0pPG4.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/VKx0CGb.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;5. Makeup table - 250&lt;br /&gt;&lt;img src='http://i.imgur.com/6c0waJ5.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/mpYwEsV.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;[IMGhttp://i.imgur.com/wZFRK2F.jpg[/IMG]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt;&lt;br /&gt;My wife and I would like to change the whole house concept, thus decided to change all furniture.&lt;br /&gt;&lt;br /&gt;Thank you in advance&amp;#33;</description>
            <author>vdvaart</author>
            <category>Services Noticeboard</category>
            <pubDate>Thu, 08 Jan 2015 21:32:53 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Second Hand Furnitures for Sale</title>
            <link>http://forum.lowyat.net/topic/3463375</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; &amp;amp; &lt;b&gt;Price:&lt;/b&gt; &lt;br /&gt;&lt;br /&gt;Various furniture for sale; All in RM.&lt;br /&gt;&lt;br /&gt;1. Cabinet - 250&lt;br /&gt;2. TV Cabinet - 250&lt;br /&gt;3. Wooden Table - 180&lt;br /&gt;4. Tall Unit - 250&lt;br /&gt;5. Makeup table - 250&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;&lt;br /&gt;Own transport pickup&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; &lt;br /&gt;Section 17, PJ&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; &lt;br /&gt;011-12412915 (Whatsapp)&lt;br /&gt;shamsul.ramli@outlook.com&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; &lt;br /&gt;Used&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;1. Cabinet - 250&lt;br /&gt;&lt;img src='http://i.imgur.com/7AHus3p.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/hafeptY.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;2. TV Cabinet - 250&lt;br /&gt;&lt;img src='http://i.imgur.com/1Ggqu5w.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/0nBgfyI.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;3. Wooden Table - 180&lt;br /&gt;&lt;img src='http://i.imgur.com/641VzGe.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/ZJ2RrJQ.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;4. Tall Unit - 250&lt;br /&gt;&lt;img src='http://i.imgur.com/3v0pPG4.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/VKx0CGb.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;5. Makeup table - 250&lt;br /&gt;&lt;img src='http://i.imgur.com/6c0waJ5.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/mpYwEsV.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;[IMGhttp://i.imgur.com/wZFRK2F.jpg[/IMG]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt;&lt;br /&gt;My wife and I would like to change the whole house concept, thus decided to change all furniture.&lt;br /&gt;&lt;br /&gt;Thank you in advance&amp;#33;</description>
            <author>vdvaart</author>
            <category>Home Electronics &amp;amp; Wares Garage Sales</category>
            <pubDate>Wed, 07 Jan 2015 22:54:24 +0800</pubDate>
        </item>
        <item>
            <title>Wood Stain Effect on Furniture</title>
            <link>http://forum.lowyat.net/topic/3448380</link>
            <description>Hello,&lt;br /&gt;&lt;br /&gt;I would like to try getting the same wood stain effect like this: &lt;a href='http://akadesign.ca/white-wash-pickling-get-the-restoration-hardware-look-for-less/' target='_blank'&gt;[Wood Stain Guide]&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;I require:&lt;br /&gt;1. Pre-stain wood conditioner&lt;br /&gt;2. Clear tint base wood stain (water based)&lt;br /&gt;3. Wash white pickling wood stain (water based)&lt;br /&gt;4. Polycrylic protective finish (satin)&lt;br /&gt;&lt;br /&gt;I could not find any of this in ACE hardware or any other local hardware shop for that matter. Do you guys know where I can find such items? (Except oversea). &lt;br /&gt;&lt;br /&gt;It does not have to be MINWAX, probably other brands would do. I&amp;#39;m not quite sure about wood staining, this Is my first time therefore I don&amp;#39;t know what is the equivalent products from other brands for this. &lt;br /&gt;&lt;br /&gt;Thank you&amp;#33;</description>
            <author>vdvaart</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Mon, 22 Dec 2014 16:10:57 +0800</pubDate>
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        <item>
            <title>[WTR] Intan Apartment, Setiawangsa</title>
            <link>http://forum.lowyat.net/topic/3202163</link>
            <description>Hello&lt;br /&gt;&lt;br /&gt;I am looking for new tenants for my apartment in Setiawangsa. I put the same ad in mudah.my, hence the same description  &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Newly-vacated unit, 1st floor, 3 bedrooms and 2 bathrooms (1 in master&lt;br /&gt;bedroom). Comes with built-in closet in master bedroom, built-in kitchen, a&lt;br /&gt;gas stove with gas line connection. Air-conditioning unit in spacious living&lt;br /&gt;room.&lt;br /&gt;&lt;br /&gt;Facilities/Amenities:&lt;br /&gt;* Setiawangsa LRT (KJ Line)&lt;br /&gt;* AEON Wangsa Maju&lt;br /&gt;* Wangsa Walk Mall&lt;br /&gt;* Giant Wangsa Maju&lt;br /&gt;* Great Eastern Mall&lt;br /&gt;* Shoplots near Setiawangsa LRT (KJ Line)&lt;br /&gt;* Mosque&lt;br /&gt;&lt;br /&gt;Access to:&lt;br /&gt;* DUKE Highway&lt;br /&gt;* AKLEH Highway&lt;br /&gt;* MRR2&lt;br /&gt;* Jalan Ampang&lt;br /&gt;&lt;br /&gt;Please call/whatsapp/sms for viewing arrangement - Shamsul 011-12412915&lt;br /&gt;Location:&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.google.com/maps/place/Intan+Apartment/@3.1758325,101.7396476,15z/d' target='_blank'&gt;https://www.google.com/maps/place/Intan+Apa...1.7396476,15z/d&lt;/a&gt;&lt;br /&gt;ata=&amp;#33;4m2&amp;#33;3m1&amp;#33;1s0x31cc378510489967:0x20803487e1086539&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;More pics shall be shared upon request &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;Thank you in advance.&lt;br /&gt;&lt;br /&gt;[attachmentid=3941810][attachmentid=3941811]</description>
            <author>vdvaart</author>
            <category>Property For Sale</category>
            <pubDate>Tue, 22 Apr 2014 21:28:30 +0800</pubDate>
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