Lowyat.NET: Latest topics by freedom8901

Best laptop for gaming, budget ~RM2.5K

freedom8901 — Thu, 03 Jan 2019 12:37:54 +0800

Hey guys, tight budget for light gaming. Doing some research myself and would like to get some opinions here. Currently what i have is Acer E15 and similar budget Asus Vivobook, any other worthy choices?

Crowdfunding for property Ver.2

freedom8901 — Tue, 14 Aug 2018 14:09:02 +0800

DISCLAIMER~~SEEKING ADVICE, SUGGESTIONS AND IDEAS ONLY

Hey all, I decided to open new version 2 since I was reported and moved to classifieds. I want to stress again I am not asking anyone to invest on this, I simply post this up to get more opinion so I may run it smoothly with my partners.

I am doing crowdfunding to buy a few subsales units. Target is to crowdfund 100k, so far I got 60k from friends and colleagues. The return is 10% for one year from the amount you invested. Eg. you invested 10k, one year later I will pay you back 11k. Both parties (me and you) will sign agreement endorsed by lawyer. What you guys think?

Crowdfunding for property

freedom8901 — Mon, 13 Aug 2018 11:30:14 +0800

Hey all, I am doing crowdfunding to buy a few subsales units. Target is to crowdfund 100k, so far I got 60k from friends and colleagues. The return is 10% for one year from the amount you invested. Eg. you invested 10k, one year later I will pay you back 11k. Both parties (me and you) will sign agreement endorsed by lawyer. What you guys think?

Should I buy a house before "Tax Holiday" ends?

freedom8901 — Thu, 28 Jun 2018 13:13:47 +0800

Agents keep saying buy a house now before SST kicks in, i understand for commercial properties, the answer is YES. How about residential properties under HDA? How much savings we actually can get during this no tax period in terms of all the documents cost eg. loan agreement, SNP etc.?

Buy a studio for own stay in Cyberjaya

freedom8901 — Tue, 24 Apr 2018 15:34:07 +0800

Viewed more than 10 studios in cyber 2 weeks ago, got the bank value and have a game plan below:

1. Buy a studio selling around 250K, markup to 350K current market value.
2. Keep half of the cashout, around 20k as backup cash. Another 20k for other usage
3. Stay in it around 5 years

THEN

4a. Sell it off at SNP price (350k), pocket the previous cashout ~20k+ as profit after deduct misc. fees

OR

4b. Rent it out around 1.2k fully furnished (current rate), negative RM500 every month (shortages of installment and misc. fees). Use the backup cash 20K to tahan MAX 3 years (RM500 X 12 X 3=RM18K). Then sell off probably around 400k (or worst case, SNP price at 350k), pocket extra profit if able to sell higher, or less profit if sell SNP price.

What you guys think? Planning to buy a studio in cyber because of the low entry price as marriage house, using my quota only because will reserve wife's quota to sapu other houses.

However, I do worry would it be able to sell at 350k, even after 5 years

Which studio to buy in Cyberjaya? Super confusing

freedom8901 — Tue, 10 Apr 2018 16:10:20 +0800

Hey everyone, am hunting for studios recently and when I landed upon Cyberjaya, it surprised me to see more than 10 different studios to choose from, in only one area. I know it's super overoveruspply, however I am seeing opportunity hidden among the dangers. Supply is overflowing with limited demand, so it's time to get some way below market deals

I know it's a weird taste, I am looking for a suitable one as own stay, although not much people wanted to stay here. I wanted to have a compact unit with my future wife as our marriage house. Will be arranging viewing this weekend, I am squeezing as much as I able to view, so far my list as below:

1. Dpulze
2. Cybersquare
3. Hyve
4. Solstice
5. Kanvas
6. Centrus

My favorites, by far are Dpulze and Cybersquare because these two are the only ones with balcony (my future wife top priority). While Dpulze appears to be the winner with bigger sf (558sf vs 450sf), and it sits on top the Dpulze mall, although price is around 30k more expensive. Not gonna make any decision yet until I did all the viewings.

May I know which ones among the list is best for own stay? Or others like The Place, Shaftsbury etc which are not the list, but are better choice?

Markup Dilemma--Go for the highest "lone" value?

freedom8901 — Thu, 29 Mar 2018 11:17:32 +0800

The markup discussion here got me excited, wanna share my markup dilemma too and get advises from you guys:

I found a studio selling for 265k around Seri Kembangan, decided to markup and did value shopping from over 10 bankers from different banks, outsource bankers included. I got value from as low as 280k, to as high as 400k! The 400k shocked me because a few bankers replied me 350k, which I am quite happy, and suddenly a lone value of 400k pops up.

I am quite skeptical because have heard cases where after SNP signed, the valuer performed site visit and decided the value can't be supported, and bank will accept the second highest value. My question is, for this 400k value, if the value can't go through, what is the second highest value the bank will recognize and consequences?

I wanted to "bet" on 400k as I think the odds are on me, because:

1. Bank might recognize second value, should be 350k right. If yes, then is safe.
2. Bank might slash margin, however 80% of 400k is still more than 90% of 350k. So, it's safe.

P/S: I have no problem for the installment of 400k, which is why it got my heart pumping because the nett cashout is around 60k+

300k for a 2 rooms or studio. How to choose?

freedom8901 — Tue, 20 Mar 2018 15:53:13 +0800

For a budget around 300k, I have to choose between:

Zxxx Residence, Equine Park
~280k, Subsale
454sf
1R1B
600m to MRT2 station (Walkable, passing through a couple rows of shops and flats)
Opposite Aeon

The Wxxxx, Tasik Prima Puchong
~320k, SUbsale
818sf
2R2B
3km+ to LRT3 station
2km+ to nearest mall

Buying for own stay with my future wife, not planning to have children in the next 2-3 years.
Which would be the better choice considering future appreciation, as well as comfort of staying?

ERIC CHOU 27TH MAY CONCERT TICKETS AVAILABLE HERE

freedom8901 — Mon, 15 May 2017 14:55:34 +0800

Last 2 pieces of Eric Chou THIS IS LOVE Live in Genting Concert Tickets

DATE: 27TH May 2017
Venue: Genting Arena of Stars
Qty: 2

SPECIAL PROMO PRICE of RM250 per ticket (ORIGINAL PRICE RM268) Up for grab!!!

PM me to get the tickets before it is too late

WTS Eric Chou Concert Tickets

freedom8901 — Wed, 03 May 2017 13:14:06 +0800

Item(s):Eric Chou Genting Concert 27th May Tickets

Package includes:2x Tickets

Price:PM

Warranty:Official receipt available

Dealing method:COD

Location of seller:KL, Seremban

Contact method/details:PM

Age of item:-

---

Item(s) conditions:Brand New

Picture:PM

Reason for sale:Cash

Ebooks and Emagazines for sale

freedom8901 — Thu, 20 Apr 2017 12:48:54 +0800

PM me for titles and best price, up to 50% discounts from market price!!

UCITY SEMENYIH

freedom8901 — Thu, 29 Sep 2016 16:40:34 +0800

Seems like an interesting project, since it is just opposite of University of Nottingham. However was worried it will turned into another The Boss.... what you guys think?

Got this from SA:

*UCity - Earn Net Rental Yield of 6.5% p.a.**

Semenyih, 0.8km to University of Nottingham
Projected 8,000 student population upon completion*
450sft Soho, dual key design
Zero cost, zero hassle
Positive rental income
High return
Price from RM249,000

WTS Pokemon Trading Card Game Online Cards & Packs

freedom8901 — Wed, 03 Jun 2015 12:09:50 +0800

Item(s): Pokemon Trading Card Game Online cards & packs

Package includes: Pokemon cards, Trainer cards, Packs

Price: Starting from RM1

Dealing method: Online, COD

Location: Selangor

Contact method/details: Lowyat, or email me at freedom8901@yahoo.com

Reason for sale:Selling of unwanted cards