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        <title>Lowyat.NET: Latest topics by chee yat</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 14 Jun 2026 15:49:35 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Repair / Replace toilet bowl</title>
            <link>http://forum.lowyat.net/topic/4975496</link>
            <description>Anyone have contact or could give me a quotation for this?&lt;br /&gt;Meanwhile I also want take this opportunity to replace basin also. &lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/7BDxRx' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/06/07/7BDxRx.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/7BDZmv' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/06/07/7BDZmv.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>chee yat</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sun, 07 Jun 2020 23:28:28 +0800</pubDate>
        </item>
        <item>
            <title>Aesthetics</title>
            <link>http://forum.lowyat.net/topic/3821303</link>
            <description>Hi Guys,&lt;br /&gt;&lt;br /&gt;Aesthetics has becoming more common from day to day.&lt;br /&gt;Is anyone in this forum been through any aesthetics treatment before?&lt;br /&gt;Or do have friends or family members which getting aesthetics treatment?&lt;br /&gt;*Anyone which working in aesthetics line are much more welcome.&lt;br /&gt;&lt;br /&gt;Since i foresee this as a upcoming booming market, so would like to know more detail~&lt;br /&gt;I would like to start off with the any discussion or sharing will do.&lt;br /&gt;</description>
            <author>chee yat</author>
            <category>Girl&amp;#39;s Club</category>
            <pubDate>Wed, 30 Dec 2015 18:06:04 +0800</pubDate>
        </item>
        <item>
            <title>General house repair work</title>
            <link>http://forum.lowyat.net/topic/3751316</link>
            <description>Hi Guys,&lt;br /&gt;&lt;br /&gt;Do you guys have any person to intro which provide service:&lt;br /&gt;&lt;br /&gt;1) Change house lighting&lt;br /&gt;2) Change ceiling fan&lt;br /&gt;3) Change toilet door&lt;br /&gt;&lt;br /&gt;Would like to have the person available for USJ 1&lt;br /&gt;*Thanks for kind feedback~</description>
            <author>chee yat</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Wed, 21 Oct 2015 20:45:23 +0800</pubDate>
        </item>
        <item>
            <title>Clearing off commercial property loan</title>
            <link>http://forum.lowyat.net/topic/3740198</link>
            <description>Yesterday i went to bank and ask for the procedure of clearing off all the outstanding loan amount.&lt;br /&gt;The banker told me that, i do need to pay a fee for them to get third party to check on all the outstanding amount.&lt;br /&gt;Besides that, i do need to hire a lawyer to settle on the documentation.&lt;br /&gt;&lt;br /&gt;Is all this true?&lt;br /&gt;Can someone advice on the real settlement loan procedure?&lt;br /&gt;&lt;br /&gt;*Appreciate on the kind assist &amp;amp; feedback~  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>chee yat</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Sun, 11 Oct 2015 08:00:16 +0800</pubDate>
        </item>
        <item>
            <title>Stamp Duty</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Property Talk</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>Stamp Duty</title>
            <link>http://forum.lowyat.net/topic/3712483</link>
            <description>Hi guys, for the S&amp;amp;P and Deed of Assignment stamp duty is it charges based on purchased price or evaluation value?</description>
            <author>chee yat</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Tue, 15 Sep 2015 08:18:36 +0800</pubDate>
        </item>
        <item>
            <title>Commercial Property</title>
            <link>http://forum.lowyat.net/topic/3700515</link>
            <description>Guys, 90% thread out there is discussing about residential property~&lt;br /&gt;How about commercial property?&lt;br /&gt;Any good rental yield either shop lot or office for intro?  &lt;!--emo&amp;:cool2:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/cool2.gif' border='0' style='vertical-align:middle' alt='cool2.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;</description>
            <author>chee yat</author>
            <category>Property Talk</category>
            <pubDate>Fri, 04 Sep 2015 22:08:32 +0800</pubDate>
        </item>
        <item>
            <title>[WTA] Buying property from foreigner</title>
            <link>http://forum.lowyat.net/topic/3513788</link>
            <description>End of November 14, i purchase a condo which is under a Singaporean name till date the transaction still in process.&lt;br /&gt;So we got 4 parties involve, my lawyer / owner lawyer / my bank / owner bank.&lt;br /&gt;Owner telling me that initially due to pending instruction from my lawyer which lead to his bank redemption expired.&lt;br /&gt;But from my lawyer, he telling me that developer confirmation obtained from owner lawyer is rejected by my bank.&lt;br /&gt;&lt;br /&gt;I understand from lawyer that there will be 2 major redemption in order to complete this transaction:&lt;br /&gt;1) 1st Redemption for owner bank (Pay money toward owner bank)&lt;br /&gt;2) 2nd Redemption for owner (Paid money toward owner)&lt;br /&gt;&lt;br /&gt;Is there anyone experience on this kind of case?&lt;br /&gt;Someone can advice me more clearly on the process on actually how all these could be get done?&lt;br /&gt;&lt;br /&gt;*Thanks &amp;amp; appreciate on the sharing in advance~  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>chee yat</author>
            <category>Property Talk</category>
            <pubDate>Thu, 05 Mar 2015 12:28:50 +0800</pubDate>
        </item>
        <item>
            <title>Bangsar Area</title>
            <link>http://forum.lowyat.net/topic/3512100</link>
            <description>Hi guys, i realized that jam is getting worst at Bangsar area.&lt;br /&gt;It show that the population is getting higher there i suppose the rental &amp;amp; living standard come along.&lt;br /&gt;So is there any nice condo or commercial to be intro?&lt;br /&gt;Or any area worth to research for?  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;</description>
            <author>chee yat</author>
            <category>Property Talk</category>
            <pubDate>Tue, 03 Mar 2015 16:38:34 +0800</pubDate>
        </item>
        <item>
            <title>[WTA] Buying 2nd hand house transaction period</title>
            <link>http://forum.lowyat.net/topic/3474850</link>
            <description>On Oct 2014 i signed on the offer letter for purchase a property from Singapore owner.&lt;br /&gt;By Nov loan agreement &amp;amp; S&amp;amp;P signed, 10% given to lawyer.&lt;br /&gt;By Dec bank evaluation done &amp;amp; paid.&lt;br /&gt;&lt;br /&gt;My lawyer told me that it gonna take roughly 3 months period from Jan 15.&lt;br /&gt;He mentioned below activities going on right now:&lt;br /&gt;1) Currently developer agree to direct transfer the strata title toward under my name.&lt;br /&gt;2) Bank is under process to release 1st payment to owner bank. (Owner outstanding amount)&lt;br /&gt;3) Then bank will process to release 2nd payment to owner, which direct to owner. (Gain margin)&lt;br /&gt;&lt;br /&gt;Is this a normal procedure &amp;amp; time frame in the market?&lt;br /&gt;</description>
            <author>chee yat</author>
            <category>Property Talk</category>
            <pubDate>Mon, 19 Jan 2015 20:33:07 +0800</pubDate>
        </item>
        <item>
            <title>[WTA] Settle principal loan amount</title>
            <link>http://forum.lowyat.net/topic/3470510</link>
            <description>I having housing loan with bank, now i want to settle the principal amount by 100k.&lt;br /&gt;What is the process and procedure?&lt;br /&gt;Anyone has any idea?</description>
            <author>chee yat</author>
            <category>Property Talk</category>
            <pubDate>Thu, 15 Jan 2015 08:29:16 +0800</pubDate>
        </item>
        <item>
            <title>[WTA] Location for Petshop</title>
            <link>http://forum.lowyat.net/topic/3428563</link>
            <description>Guys, is there any area need pet shop?&lt;br /&gt;Or any area pet shop always pack, which it will be better to have another one~&lt;br /&gt;Cheers~  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>chee yat</author>
            <category>Pets Wonderland</category>
            <pubDate>Tue, 02 Dec 2014 11:40:47 +0800</pubDate>
        </item>
        <item>
            <title>Property which rental could cover the instalment</title>
            <link>http://forum.lowyat.net/topic/3289561</link>
            <description>Guys, kindly share out the property in the market which having high ROI.&lt;br /&gt;It would be good if the rental could cover the monthly instalment.&lt;br /&gt;May i take the lead first:&lt;br /&gt;&lt;br /&gt;1) Bandar Sunway - Suriamas Apartment&lt;br /&gt;2) USJ 1 - Impian Meridian&lt;br /&gt;&lt;br /&gt;</description>
            <author>chee yat</author>
            <category>Property Talk</category>
            <pubDate>Mon, 14 Jul 2014 21:06:42 +0800</pubDate>
        </item>
        <item>
            <title>G &amp;amp; Jazz Residence (GRR)</title>
            <link>http://forum.lowyat.net/topic/3288341</link>
            <description>Guys really need your input &amp;amp; opinion about this the property mentioned above by HCK Capital Group.&lt;br /&gt;According to their 993 sf type selling around MYR 800k, is it worth it with 6% GRR on the first 3 years?&lt;br /&gt;&lt;br /&gt;I&amp;#39;m kind in dilemma now, confusing..&lt;br /&gt;Anyone getting any unit from this project?&lt;br /&gt;Can share?&lt;br /&gt;Why is it so limited peoples talking about this project?&lt;br /&gt;Is it mean is not a good investment?&lt;br /&gt;&lt;br /&gt;After 5 years is it the price possible reach 1mil?&lt;br /&gt;Because i still can find 500k for around 1k sf 2nd condo in the market, example Suriamas Sunway &amp;amp; Impian Meridian.&lt;br /&gt;Which will be the better choice?</description>
            <author>chee yat</author>
            <category>Property Talk</category>
            <pubDate>Sun, 13 Jul 2014 18:46:19 +0800</pubDate>
        </item>
        <item>
            <title>Banking Investment</title>
            <link>http://forum.lowyat.net/topic/3243654</link>
            <description>Hi guys, i&amp;#39;m currently 26 years old working @ singapore as project engineer.&lt;br /&gt;I would have interest in joining bank investment line, as it all about figure (money &amp;#036;&amp;#036;&amp;#036;) of course.&lt;br /&gt;I go to preview courses such as MBA or MSF, the feedback was it would not be useful for me as engineering background.&lt;br /&gt;Because what master programme teach is to manage.&lt;br /&gt;&lt;br /&gt;I would not want to spend engineer life back at singapore either.&lt;br /&gt;I would like to back to Malaysia get into finance line before age of 30s.&lt;br /&gt;Is there any suggestion or advice i could get from taikor here?  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>chee yat</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sun, 01 Jun 2014 15:35:34 +0800</pubDate>
        </item>
        <item>
            <title>Iphone 4s VS Samsung S2</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>iPhone</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>Iphone 4s VS Samsung S2</title>
            <link>http://forum.lowyat.net/topic/2139072</link>
            <description>Guys, i&amp;#39;m not sure whether i post this topic in the correct place or not~ If is at the wrong place please do remove it..&lt;br /&gt;&lt;br /&gt;So all of us know that Iphone 4s is coming to down at Dec 16..&lt;br /&gt;I had been waiting this phone for quite sometimes also, but as time goes by..&lt;br /&gt;I keep on hearing rumors that 4s is not as perfect as what in my imagination..&lt;br /&gt;Ppl out there keep on compare 4s with S2..&lt;br /&gt;&lt;br /&gt;So is there any &amp;#39;Si Fu&amp;#39; here whereby can drop some comment?&lt;br /&gt;Or any person had been really experience about both of d phone?&lt;br /&gt;Can give some opinion so that i will not make a wrong choice?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Again.. Dude thx for d drop by or comment~&lt;br /&gt;&lt;br /&gt;Cheers~  &lt;!--emo&amp;:thumbs:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/thumbup.gif' border='0' style='vertical-align:middle' alt='thumbup.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>chee yat</author>
            <category>Android</category>
            <pubDate>Wed, 07 Dec 2011 12:31:42 +0800</pubDate>
        </item>
        <item>
            <title>Iphone 4s VS Samsung S2</title>
            <link>http://forum.lowyat.net/topic/2138794</link>
            <description>Guys, i&amp;#39;m not sure whether i post this topic in the correct place or not~ If is at the wrong place please do remove it..&lt;br /&gt;&lt;br /&gt;So all of us know that Iphone 4s is coming to down at Dec 16.. &lt;br /&gt;I had been waiting this phone for quite sometimes also, but as time goes by..&lt;br /&gt;I keep on hearing rumors that 4s is not as perfect as what in my imagination..&lt;br /&gt;Ppl out there keep on compare 4s with S2..&lt;br /&gt;&lt;br /&gt;So is there any &amp;#39;Si Fu&amp;#39; here whereby can drop some comment?&lt;br /&gt;Or any person had been really experience about both of d phone?&lt;br /&gt;Can give some opinion so that i will not make a wrong choice?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Again.. Dude thx for d drop by or comment~ &lt;br /&gt;&lt;br /&gt;Cheers~  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>chee yat</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Wed, 07 Dec 2011 08:34:36 +0800</pubDate>
        </item>
        <item>
            <title>SPA</title>
            <link>http://forum.lowyat.net/topic/2008965</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Is there any different charges by putting one people name and two peoples name in the SPA? How much will be the fee different is it alot?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>chee yat</author>
            <category>Property Talk</category>
            <pubDate>Tue, 23 Aug 2011 17:00:37 +0800</pubDate>
        </item>
        <item>
            <title>Suriamas Sunway</title>
            <link>http://forum.lowyat.net/topic/2003590</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Currently i already paid d 2% of the booking fee for 388k house. So right now my friend who work at bank getting me the value only 280k. And my friend keep on advice me not to buy d house.. Say will regret in the future.. How? I am very confuse right now.. Please i need ur guys advice here.. Really need it much...   &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>chee yat</author>
            <category>Property Talk</category>
            <pubDate>Fri, 19 Aug 2011 11:51:03 +0800</pubDate>
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