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        <title>Lowyat.NET: Latest topics by Materazzi</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 28 Jun 2026 02:26:54 +0800</lastBuildDate>
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            <title>leonhart88 got permaban by goldfries&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/3310211</link>
            <description>after he opened thread &lt;a href='https://forum.lowyat.net/topic/3309850' target='_blank'&gt;https://forum.lowyat.net/topic/3309850&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;is goldfries a child of stupiak chroni ah? opened thread got permaban  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Materazzi</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 05 Aug 2014 00:59:49 +0800</pubDate>
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            <title>How much minimal salary to marry? Men should know</title>
            <link>http://forum.lowyat.net/topic/3236401</link>
            <description>Then it made ​​a survey of the question of origin , and the following is a list of the standard monthly expenses after married . &lt;br /&gt;&lt;br /&gt;List monthly budget :&lt;br /&gt;-------------------------------&lt;br /&gt;( assumption : prepared based on the priority scale , ​relative , and based on basic needs standards to lower middle ) .&lt;br /&gt;&lt;br /&gt;1 . Eat&lt;br /&gt;&lt;br /&gt;Assuming a meal is RM 2(cook at home) . So eat 3x a day , times 2  , times 30 days is : RM360&lt;br /&gt;&lt;br /&gt;* Tips :&lt;br /&gt;Go to temple or mosque for free foods, take milo at office for breakfast and snack so only needs 2x a day&lt;br /&gt;&lt;br /&gt;2 . Rental&lt;br /&gt;&lt;br /&gt;Assuming still leasing Then the funds for rent around RM 500/mth .&lt;br /&gt;[ B ]&lt;br /&gt;* Tips :&lt;br /&gt;Stay on in law house for free ;p . . Beautiful in -laws cottage , you will be free to eat&lt;br /&gt;&lt;br /&gt;3 . Electricity and Water&lt;br /&gt;&lt;br /&gt;Assuming 900 watts of electrical power the budget for electricity is RM100/mth&lt;br /&gt;&lt;br /&gt;* Tips :&lt;br /&gt;Do not use air conditioning  . Do not  play playstation or watch tv  , just play Monopoly , poker or  domino with wife so feels more romantic .&lt;br /&gt;&lt;br /&gt;4 . Transportation&lt;br /&gt;&lt;br /&gt;Assuming the bike ride to the office , with the most economical then for petrol and servicing costs are RM50 .&lt;br /&gt;&lt;br /&gt;* Tips :&lt;br /&gt;Use bicycle to work or run to work&lt;br /&gt;&lt;br /&gt;5 . Communications&lt;br /&gt;&lt;br /&gt;Assuming that use Digi then for a month , the cost of both communication is RM 50.&lt;br /&gt;&lt;br /&gt;* Tips :&lt;br /&gt;Borrow your friend&amp;#39;s phone for free&lt;br /&gt;&lt;br /&gt;6 . Daily needs&lt;br /&gt;&lt;br /&gt;Such as soap , toothpaste , shampoo , etc. etc. . Assuming no use facial , creambath, manicure , pedicure , the allocation of funds for this at RM 20 .&lt;br /&gt;&lt;br /&gt;* Tips :&lt;br /&gt;Bath if need be . If used 2 times a day , so now 1 time a days. To save more money use shampoo once a week, cut your hair yourself bald.&lt;br /&gt;&lt;br /&gt;7 . Health&lt;br /&gt;&lt;br /&gt;Such as eucalyptus oil , vitamins , drugs  , Then the allocation of reserves to the health of RM 30&lt;br /&gt;&lt;br /&gt;* Tips :&lt;br /&gt;Keep your health . run every day in the mornong.Do not stay up &lt;br /&gt;&lt;br /&gt;8 . Entertainment&lt;br /&gt;&lt;br /&gt;This if there is more money  ,watch cinema, look at live music , go jogging at complex , or sometimes go starbucks RM50 &lt;br /&gt;&lt;br /&gt;Tips: Watch in your laptop download the movie through torrent will save your money a lot, go park free, go library.&lt;br /&gt;&lt;br /&gt;conclusion&lt;br /&gt;Thus , we can conclude ...&lt;br /&gt;Basic needs of the assumptions above, the expenditure for each month is equal to :&lt;br /&gt;&lt;br /&gt;RM 1,160 / month ..&lt;br /&gt;&lt;br /&gt;And you can save RM840/month&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;But there is one thing that can not be explained by calculations when you decide to get married&lt;br /&gt;( Serious Mode : On ) ....&lt;br /&gt;&lt;br /&gt;Namely , Blessing Married .. Married is more blessings like Malei said.&lt;br /&gt;&lt;br /&gt;Always , God will meet the needs of his people who want to try and pray . Always grateful and believe that God is the king of all kings accounting &amp;#33; OK &amp;#33;</description>
            <author>Materazzi</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 25 May 2014 23:06:23 +0800</pubDate>
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            <title>What are best banking/business dramas</title>
            <link>http://forum.lowyat.net/topic/3235639</link>
            <description>About Conmen.What I like&lt;br /&gt;&lt;br /&gt;A Threshold and an ERA&lt;br /&gt;Dicey Business&lt;br /&gt;Born Rich&lt;br /&gt;&lt;br /&gt;Any recommendation?</description>
            <author>Materazzi</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 24 May 2014 23:55:42 +0800</pubDate>
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            <title>What are the best wuxia drama?</title>
            <link>http://forum.lowyat.net/topic/3234944</link>
            <description>A step into the past very gooding ya, very addicted (10/10)&lt;br /&gt;&lt;br /&gt;what I like:&lt;br /&gt;&lt;br /&gt;-Jumong (8/10)&lt;br /&gt;-A princess man (9/10)&lt;br /&gt;-Demi gods Semi Devils(9/10)</description>
            <author>Materazzi</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 24 May 2014 09:45:43 +0800</pubDate>
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            <title>To retire is very simple lah bro</title>
            <link>http://forum.lowyat.net/topic/3234170</link>
            <description>There are threads to guide you to get car and house with RM 2k and thread about buying house. Now I am creating thread to retire without sacrificing your lifestyle. &lt;br /&gt;&lt;br /&gt;Just live with zen principle. Satisfy yourself with content.&lt;br /&gt;&lt;br /&gt;Cook yourself : RM10/day for 60 yrs, it will be RM219k ( no need to eat in expensive restaurant since all foods will become shiat in the end)&lt;br /&gt;Sport: Running in the grass with barefoot, it will be free&lt;br /&gt;Reading, listen songs and watch movies contently-&amp;gt;Internet subscription, it will be 72k for 60 yrs.&lt;br /&gt;Electricity: cheapo with one netbook without aircon 10rm/mth=rm7,200&lt;br /&gt;&lt;br /&gt;Leave the inflation, just put your money in good stocks/property, it will beat inflation.&lt;br /&gt;&lt;br /&gt;Don&amp;#39;t worry be happy&amp;#33; Too many people earn money to buy anything they do not need.&lt;br /&gt;As Dalai Lama said: &lt;b&gt;“Man surprised me most about humanity. Because he sacrifices his health in order to make money.&lt;br /&gt;Then he sacrifices money to recuperate his health. And then he is so anxious about the future that he does not enjoy the present; the result being that he does not live in the present or the future; he lives as if he is never going to die, and then dies having never really lived.” &lt;/b&gt;</description>
            <author>Materazzi</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 23 May 2014 13:45:43 +0800</pubDate>
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            <title>Why do you say Vios are chick magnet cars?</title>
            <link>http://forum.lowyat.net/topic/3225969</link>
            <description>My gf doesn&amp;#39;t like Vios lei, she said ugly car. She likes a power look car. She likes pajero sport liao..  &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:x--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Materazzi</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 15 May 2014 23:21:39 +0800</pubDate>
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            <title>Will you buy this car to cheong chio girls?</title>
            <link>http://forum.lowyat.net/topic/3225933</link>
            <description>&lt;img src='http://i.kinja-img.com/gawker-media/image/upload/s--A4WXvwzJ--/c_fit,fl_progressive,q_80,w_636/19hhzvnmzza3ljpg.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.kinja-img.com/gawker-media/image/upload/s--5qK9cbVB--/c_fit,fl_progressive,q_80,w_636/19hi2807jupi2jpg.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.kinja-img.com/gawker-media/image/upload/s--LKq8afTW--/c_fit,fl_progressive,q_80,w_636/19hi2807o0d38jpg.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://www.carsguide.com.au/images/uploads/Jeep-Renegade_2015-(5)-W.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://www.themotorreport.com.au/content/image/2/0/2015_jeep_renegade_leaked_01_1-0304.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;</description>
            <author>Materazzi</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 15 May 2014 22:47:04 +0800</pubDate>
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            <title>[ask]High pitched noise during laptop start up</title>
            <link>http://forum.lowyat.net/topic/3225859</link>
            <description>my AMD laptop faces high pitched noise during the start up for first 5 mins then the noise gone. But will it be problem for my 1 yr old AMD laptop?&lt;br /&gt;&lt;br /&gt;Noises are from CPU on the bottom left of the laptop</description>
            <author>Materazzi</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 15 May 2014 21:37:47 +0800</pubDate>
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            <title>How&amp;#39;s the cooking skill your gf have?</title>
            <link>http://forum.lowyat.net/topic/3223079</link>
            <description>There is proverb: &lt;br /&gt;&lt;br /&gt;if you are rich but have wife cannot cook meals well then u will be unhappy.&lt;br /&gt;if you are average joe but have wife can cook meals well then u will be happy.&lt;br /&gt;&lt;br /&gt;if you have pretty wife but cooking skill **** then u will be unhappy&lt;br /&gt;if u have average looking wife but cooking skill above average then u will be happy&lt;br /&gt;&lt;br /&gt;if u have wife doesn&amp;#39;t want to cook for urself then u are miserable.&lt;br /&gt;&lt;br /&gt;Which are u belong?</description>
            <author>Materazzi</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 13 May 2014 13:21:22 +0800</pubDate>
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            <title>Are Condos depreciating assets?</title>
            <link>http://forum.lowyat.net/topic/3222174</link>
            <description>Condos are building assets with limited land from developer. Most condo leasehold or freehold have useful life. &lt;br /&gt;We know in Singapore leasehold assets 99 yrs, the building still need to be en-bloc or demolished when it reaches 50 yrs old.&lt;br /&gt;Assume we are now 25 yrs old then when 75 yrs old the building need to be demolished then our investment become zero? or developer sell the land but the land need to be divided by thousands units in one condo area so the value is super small cannot be enough to top up new condo.&lt;br /&gt;&lt;br /&gt;Why do we buy condo if this is depreciating asset? better buy landed house right? so when we are 75 yrs old we can sell the house high for our retirement. I don&amp;#39;t know why people buy condo more than 1.</description>
            <author>Materazzi</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 12 May 2014 13:49:44 +0800</pubDate>
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            <title>The Woman agreed to be 2nd choice. problem?</title>
            <link>http://forum.lowyat.net/topic/3219967</link>
            <description>This is my friend story. He dated one girl(baby) for 6 years and suddenly he wants to marry another girl from another city with they have 1 year r/s(angel). &lt;br /&gt;He told baby he wanna marry someone else and dun disturb him again. However, baby begged him not to cut the r/s and she agreed to be 2nd as long as she is still with him. &lt;br /&gt;&lt;br /&gt;Then my friend intro angel to baby and told angel that baby is his cousin. Then baby and angel become very good friend like sisters. Angel asked baby if any girls approach him then just told her. This is during past 1 year. Then he will marry angel in next few months. baby will be the bridesmaid. &lt;br /&gt;&lt;br /&gt;i am concern with my friend,I do not know what baby motives that she wanna be 2nd. I think my friend spent his time with baby about 80% and 20% to Angel. Do you know what will be the problem in the future? my friend only promised baby he will not run away from him. Somehow, I also pity baby if her love is sincere to him.</description>
            <author>Materazzi</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Sat, 10 May 2014 01:24:24 +0800</pubDate>
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            <title>anyone here invest in shares and not work?</title>
            <link>http://forum.lowyat.net/topic/2759666</link>
            <description>my dividend is currently half of my cost of living. plqn to retire after i multiple my dividend 2x of my cost of living. 24 yrs old now.</description>
            <author>Materazzi</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 02 Apr 2013 20:32:00 +0800</pubDate>
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            <title>which sales line be able to make money?</title>
            <link>http://forum.lowyat.net/topic/2733806</link>
            <description>Medical sales representative i heard easy and commission is 2%. Since you are good, u can build relationship with doctors. Later your chio bu wife is  your client</description>
            <author>Materazzi</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 12 Mar 2013 22:13:27 +0800</pubDate>
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            <title>wtf i bought used laptop</title>
            <link>http://forum.lowyat.net/topic/2688987</link>
            <description>From someone, he gave  me personal  warranty for  2 weeks.one week, I complained to  him laptop sometimes shut down when overheat but he is irresponsible. Can i sue him lor?</description>
            <author>Materazzi</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 31 Jan 2013 16:57:24 +0800</pubDate>
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            <title>will you buy a condo with highest floor</title>
            <link>http://forum.lowyat.net/topic/2684259</link>
            <description>It is placed in highest floor with 10% discounted  price. Will  you consider  it?</description>
            <author>Materazzi</author>
            <category>Property Talk</category>
            <pubDate>Sun, 27 Jan 2013 20:59:25 +0800</pubDate>
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            <title>Tyre guard business</title>
            <link>http://forum.lowyat.net/topic/2684113</link>
            <description>How to market this business? The product can help to protect the tyres until 2 yrs. It can protect the  tyre from all sharp things including the screw.You will not waste time on the road to pump wheels.&lt;br /&gt;&lt;br /&gt;Anybody  want to be reseller? Minimum purchases 25pcs. 1 pcs cheap only rm 50.</description>
            <author>Materazzi</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 27 Jan 2013 18:20:59 +0800</pubDate>
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            <title>Anybody here work from home?</title>
            <link>http://forum.lowyat.net/topic/2663308</link>
            <description>This is such dream job for me.&lt;br /&gt;This will be with least supervision.&lt;br /&gt;Got some travellings on project.&lt;br /&gt;&lt;br /&gt;Anybody know what job is it?&lt;br /&gt;i prefer being paid 4k work from home with flexible hrs than 6k work routine job 9-6. How about u?</description>
            <author>Materazzi</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Thu, 10 Jan 2013 23:44:44 +0800</pubDate>
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            <title>Why is a career in corporate finance paid so low?</title>
            <link>http://forum.lowyat.net/topic/2663148</link>
            <description>5 years only got 4k max.&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.jobstreet.com.my/jobs/2012/3/j/50/37552.htm?fr=R' target='_blank'&gt;http://www.jobstreet.com.my/jobs/2012/3/j/50/37552.htm?fr=R&lt;/a&gt;</description>
            <author>Materazzi</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Thu, 10 Jan 2013 21:54:21 +0800</pubDate>
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            <title>do i entitle to my bonus?</title>
            <link>http://forum.lowyat.net/topic/2644543</link>
            <description>I&amp;#39;m sorry that i posted so many topics here about my work problem here.&lt;br /&gt;&lt;br /&gt;Just asking here, HR in my company said i don&amp;#39;t get my bonus although i fully worked in 2012 frim jan to dec.my last day in feb but bonus will be given in march.hr said my name not in payroll when bonus will be given. Is that fair?</description>
            <author>Materazzi</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Thu, 27 Dec 2012 16:30:32 +0800</pubDate>
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            <title>what is the job with less hours and more money?</title>
            <link>http://forum.lowyat.net/topic/2632661</link>
            <description>Dentist right? Definitely not accountant or auditor.both of them no life ones.</description>
            <author>Materazzi</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 18 Dec 2012 10:17:57 +0800</pubDate>
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