Lowyat.NET: Latest topics by [f]ireZz[kf]

Marshal

[f]ireZz[kf] — Fri, 12 Apr 2013 14:10:03 +0800

Anyone hear of this brand Marshal?

Is it a good brand?

Anyone have pricing for this brand?

Any feedback after using it?

thanks!

Effect of Budget 2011 on Luxury goods

[f]ireZz[kf] — Fri, 03 Dec 2010 23:36:21 +0800

In order to boost the local tourism industry and to make Malaysia as a shopping haven for branded goods (READ HANDBAGS AND LEATHER GOODS) at competitive prices, the government proposes to abolish import duty range from 5% to 20% on about 300 goods favoured by tourists and locals, with immediate effect from Oct 15, 2010.

Few of my female friends are asking about me whether to buy it now or maybe later??

Kindly provide me info about it...thanks...

Type of Mortgage Plan

[f]ireZz[kf] — Wed, 28 Jul 2010 16:41:26 +0800

Hi, would be appreciate if someone can provide me info about type of mortgage plan available in the market such as Flexi, Semi-Flexi and Fixed loan? Anymore? Thanks.

Please include Pro and Cons so that I can summarize it here. Thanks!

-Some info gathered-

----------Flexi loan--------------

Loan comes with current account ( two in one ) meaning you can put in all your savings into this account

Advantages:
- Might reduce total amount of interest paid if extra money paid is not withdraw
- Earn interest rate as high as your loan rate
- Can withdraw money in the account anytime. However, you cannot withdraw installments due and paid.
- Allow to settle all outstanding debt only after 5 years.

Disadvantages
- Total loan repayment highly dependent on the interest rate (BLR).
- Higher interest rate
- RM 120 / year for maintenance fee and initial RM 200 for setting up the account

----------Fixed loan----------

Advantages:
- For those who purchase house for own stay.
- Not affected by BLR

Disadvantage
- No clearance of outstanding debt in short period.

Correct me if I am wrong!