Lowyat.NET: Latest topics by chunho01

[WTR] For RENT: PJS 9 Sunway; Cosy, large rooms

chunho01 — Tue, 07 Jan 2014 13:44:36 +0800

Dear students ,

Two furnished cosy rooms at PJS 9, Bandar Sunway are available for rent. Details:

Features & Facilities
- All bills inclusive
- Aircon
- All essential furnitures (new mattress and the wardrobe is large )
- Free wifi
- Attached bathroom
- Furnished living, dining area
- Guarded community
- Superb location (walk/drive to school, walk to restaurants; 天天来 & 名城 are your best takeaway places!)
- Cheap rental rates

Female students only, if interested, please send a text message to Madam Cheong (013-513 2619), with the following format:
- Name (include last name)
- Study at
- Preferred move-in date

We will get back to you shortly should the rooms are still available.

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Do people still wear surfwear brands for fashion?

chunho01 — Sun, 29 Dec 2013 16:16:57 +0800

Just curious about the latest fashion trend in Malaysia and/or Singapore about surfwear brands. I remember these Quicksilver, Billabong used to be a very 'in' thing among teenagers and young adults.

Boom and Bear markets

chunho01 — Sun, 19 Dec 2010 13:28:06 +0800

Hey everyone, I just started learning property investing, hope the pro can clear off my doubt by voicing your opinions in this thread. Ok, below is my question:

Boom market/Seller's market - Defined as when demand for property hit the top and sellers can sell their property easily at high prices
Bear market/Buyer's market - Defined as when demand is much lesser than supply, and the sellers are eager to sell off their properties at low prices

Then nowdays, with the very low mortgage interest rate and the sudden emergence of many property buyers (These days everyone's buying property for god knows what reason, perhaps someone can also point out the reason to me), does it qualify as Boom market?

But everyone is certain that the interest rate will go up, when it goes up, demand for property decreases, and of course it is easier to negotiate for the right price. But can it cover the extra interest that one must pays?

Rental income, interest and tax deduction question

chunho01 — Wed, 08 Dec 2010 20:57:41 +0800

I read before that if the property is used to generate rental income, the interest portion of the mortgage repayment can be claimed as tax deduction. I am a bit confused by the statement above.

My current interpretation of the statement is:
Let's say my monthly mortgage repayment is RM1000, and out of the RM1000, RM700 is interest.
I can deduct RM700 from my rental income as it is to pay the mortgage interest without paying tax for the RM700.
However, I will need to pay tax for the remaining rental income, the amount after deducted the RM700.

I appreciate further clarification on this matter. Thank you for all your advices

Mechatronics or Mechanical or Electrical&ComSys

chunho01 — Mon, 07 Sep 2009 11:05:40 +0800

I can't decide which specialization to major in starting next year. I'm torn between 3 choices...

Electrical and Computing System
Mechanical
Mechatronics

I found that I'm not very interested in doing all the circuits stuffs (1st year Electrical subject) and from what i heard, Electrical and computing system has lots of it.

But since I like high-tech stuff, then left with Mechatronics. However, another new problem arises as I heard people talking bout Mechatronics being hard to be employed as employers prefer conventional Engineering such as Mechanical or Electrical. They also mentioned that Mechatronics is specialized in neither branches, hanging in the middle of nowhere...meaning only learn half from either branch

So I look into Mechanical....but I took Dynamics as 1st year subject before and I dislike it! And if I take Mechanical, I have to deal with lots of subjects related to Dynamics ! Oh my........

I'm still interested in something related to high end technology...though I hate circuits...so is Electrical&ComSys a better choice?