http://forum.lowyat.net/ Sun, 26 Jul 2026 18:22:13 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/1704953 Hi.. I wanna ask about Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) loan.. it&#39;s say 1% interest per annum on the remaining loan amount.. As if i loan for RM50,000.00 from PTPTN and i need pay for 15years... which mean each month i need to pay for RM277.78... after the 1st year i had paid for RM 3,333.36.. the remaining amount loan is RM 46,666,64 and add for 1% then is equal to RM 47,133.31... So, same as the 2nd year i finish paying for RM 3,333.36.. then the remaining amount add for 1% again then continue add till 15 years?? then the interest become 15%?? and I heard people said that if the PTPTN stated that we need to pay for 15 years, if we got extra money and we cannot pay more to finish paying the loan in 10years or 5 years.. Is that real?? <!--emo&:help:--><img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /><!--endemo--><br /><br />[addedon]January 7, 2011, 11:37 am[/addedon]anyone can help? Hocan Education Essentials Wed, 05 Jan 2011 18:18:30 +0800