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        <title>Lowyat.NET: Latest topics by kyian</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 06 Jul 2026 08:50:00 +0800</lastBuildDate>
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        <item>
            <title>WTA - OCBC employee provident fund</title>
            <link>http://forum.lowyat.net/topic/2243731</link>
            <description>Dear all,&lt;br /&gt;&lt;br /&gt;I get a phone call from a individual saying that she works for OCBC, and now the bank is providing their own provident fund with higher return.&lt;br /&gt;&lt;br /&gt;how true is that?&lt;br /&gt;&lt;br /&gt;she say this offer is to employer only so there is not much info to search on the web.</description>
            <author>kyian</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 27 Feb 2012 16:00:51 +0800</pubDate>
        </item>
        <item>
            <title>(WTA) 3DS Design 2010</title>
            <link>http://forum.lowyat.net/topic/1383050</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;the software is original and is stated for &amp;quot;commercial use&amp;quot; &amp;quot;2 seats&amp;quot;&lt;br /&gt;&lt;br /&gt;the question i wanna ask is, can i use on the 4th PC (home use, not commercial)?&lt;br /&gt;will there be any consequences?&lt;br /&gt;&lt;br /&gt;Please clear my doubts &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>kyian</author>
            <category>Software</category>
            <pubDate>Wed, 07 Apr 2010 16:31:15 +0800</pubDate>
        </item>
        <item>
            <title>Car Loan</title>
            <link>http://forum.lowyat.net/topic/1233264</link>
            <description>hi to all the sifus,&lt;br /&gt;&lt;br /&gt;recently bought a car, loan 140k 9 years loan, monthly installment 1.7K+&lt;br /&gt;&lt;br /&gt;my question is, wat will the bank charge me if sold the car after a month for 120k?&lt;br /&gt; &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;</description>
            <author>kyian</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 20 Nov 2009 00:00:43 +0800</pubDate>
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