Lowyat.NET: Latest topics by umapathy

Samsung S10 Plus

umapathy — Thu, 03 Oct 2019 17:06:33 +0800

Item(s): Samsung S10 Plus 8gb Ram with 128gb

[b]Package includes:Complete Set

[b]Price: [color=red] RM2500

[b]Warranty: May 2020

[b]Dealing method: Cod or Postage

[b]Location: Ipoh, Perak

[b]Contact method/details: Whtsapp me at 01124408002
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[b]Item(s) conditions: 9/10

[b]Picture: Will whtsapp once requested

[b]Reason for sale: Wants to upgrade phone

IT Professional Courses

umapathy — Tue, 17 Jan 2017 15:36:52 +0800

Hai Guys,

Can any of the experts here recommend any good and demanding professional courses in networking or server related field?

I plan to take the course to improve my skills.

Please do let me know which center provides good services.

Thanks for your noble advice.

[WTS] Star Wars Boxset

umapathy — Wed, 20 Jul 2016 13:26:06 +0800

[WTS] Star Wars Boxset
Condition: Brand New
Price: RM200 (Postage will be RM6)
Location: Ipoh
Contact Number: 01124408002 or you can PM me

Thanks

Insurance Claim

umapathy — Tue, 06 Oct 2015 12:23:41 +0800

Hai Guys,

If a person have been paying for 7 months for life plus medical card, on the 5th month he was diagnosed with stomach cancer, is he eligible to use medical card and claim insurance?

Please advice.

Thanks

Iphone 5 cannot startup

umapathy — Thu, 09 Apr 2015 11:33:14 +0800

Hai Guys,

My IP5 cannot startup even after recharged.

Anyone know how to fix the issue.

Thanks

How to Solve Debt Issue

umapathy — Mon, 09 Feb 2015 07:32:11 +0800

What to do if the bank ask to settle the total loan borrowed?

Please advice.

Thanks

Hot Toys Iron Patriot

umapathy — Mon, 22 Sep 2014 23:14:47 +0800

Item(s):Hot Toys Iron Patriot

[b]Package includes:All

[b]Price:RM900

[b]Warranty:N/A

[b]Dealing method:Postage/COD

[b]Location of seller:Ipoh

[b]Contact method/details:PM me

[b]Age of item:New (MISB)

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[b]Item(s) conditions:New

[b]Picture:

[b]Reason for sale:

Iphone 5 64 GB

umapathy — Fri, 19 Sep 2014 09:41:57 +0800

Item(s): Iphone 5 64GB

[b]Package includes: Full Set

[b]Price: RM1500

[b]Warranty:None

[b]Dealing method:COD/Postage

[b]Location of seller:Ipoh

[b]Contact method/details:011-16492106/Email

[b]Age of item:More than 1 year

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[b]Item(s) conditions:Good

[b]Picture:

[b]Reason for sale:Upgrade to Iphone 6

Germany home jersey 2014

umapathy — Wed, 16 Jul 2014 20:35:08 +0800

Hai Guys,

Anyone selling off Germany original jersey 2014? Preferably saiz M or L?

Thanks

Hot Toys Iron Man - Needed

umapathy — Thu, 08 May 2014 11:51:24 +0800

Hai Guys,

Anyone selling Hot Toys Iron Man V to VII or any limited edition ?

Please PM me.

Thanks

Ipad 4 32gb cellular + wifi

umapathy — Sat, 09 Nov 2013 14:38:50 +0800

Item(s):ipad 4

[b]Package includes:full set plus cover

[b]Price:offer me

[b]Warranty:Until July 2014

[b]Dealing method:Postage

[b]Location of seller:Ipoh

[b]Contact method/details:011-16492106

[b]Age of item:more than 3 months

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[b]Item(s) conditions:

[b]Picture:Soon

[b]Reason for sale:getting ipad air

AIA Medical Plan Clause

umapathy — Sun, 20 Oct 2013 20:55:16 +0800

Hai Guys,

I saw this clause on AIA medical proposal plan. Can someone from AIA or other insurance clear the meanings of below statement:

"These riders are renewable on the policy’s anniversary. However, the rider’s premium is not guaranteed. AIA reserves the right to revise or adjust, on the Policy Anniversary or renewal, by giving a 90-day prior notice in writing by ordinary post to the Owner’s last known address in the Company’s records, the benefit’s structure and restrictions/limitations and the premium for them, including but not limited to the Schedule of Benefits and any other benefits or coverage as determined by the Company. The rider’s coverage will automatically terminate in the case that the Owner disagrees with such revision and notifies the Company in writing."

Please advice.

Thanks

What is partial lapse in Insurance?

umapathy — Fri, 18 Oct 2013 12:03:31 +0800

Hai Sifus,

What does partial lapse means? If we pay the monthly premium wil the premium be reinstated?

Please advice.

Thanks

Samsung Tab 2 10.1 N 8000 (3g + Wifi)

umapathy — Thu, 21 Mar 2013 20:30:19 +0800

Item(s):Samsung Tab 2 10.1 N 8000 (3g + Wifi)

Package includes:Full Set (New)

Price:Offer Me

Warranty:2 years from Samsung

Dealing method:Postage

Location of seller:Ipoh

Contact method/details:PM Me

Age of item:New

---

Item(s) conditions:New

Picture:

Reason for sale:Prefer Ipad

Is it okay to have 2 medical cards?

umapathy — Thu, 11 Oct 2012 20:33:16 +0800

Hai Guys,

Is it okay to have 2 medical cards as i have from ING and Prudential.

My ING Card details:

Annual Limit: 120K
Life Time Limit: 1.2 Million
NCB: RM180 per year
Expiry: Age 85
Life/CI: RM100K

My Prudential Card details:

Annual Limit: 75K
Life Time Limit: 750K
NCB: RM300 per year
Expiry: Age 70
Life/CI: RM50K

Please advice.

Thanks Guys.

PruCash Double Reward vs Pru Retirement Reward

umapathy — Mon, 24 Sep 2012 15:10:25 +0800

Hai Guys,

I need an opinion from the masters here. Which is the best scheme for Retirement purpose?

PruCash Double Reward is an endowment plan whereas Pru Retirement Reward is ILP.

Maybe can get feedback from Prudential agents.

Thanks

RM20K Debt and unable to pay monthly loan

umapathy — Tue, 11 Sep 2012 10:22:00 +0800

Hai Guys,

Can you advice what can be done to prevent legal action on personal loan?

Can i negoiate with the bank?

Please advice.

Thanks

Private Retirement Scheme Started?

umapathy — Tue, 04 Sep 2012 06:52:17 +0800

Hai GUys,

Have the Private Retirement Scheme (PRS) started already?

Anybody have any ifo?

Please advice.

Thanks Guys.

Best Investment for Kids

umapathy — Tue, 08 May 2012 20:05:18 +0800

Hai Guys,

Are investing monthly in unit trust schemes like fundsupermart is a better option to save for a kid's education in long term?

What about education plan in insurance field? Does a child need a life insurance?

i'm in the middle of making a major overhaul on this.

It seems i have a lot of insurance policies rather than investmen tools. Rich man don't buy insurance. Is it true?

Please advice.

Thanks

Need Medical Card for my Mum

umapathy — Mon, 26 Mar 2012 15:51:57 +0800

Hai Guys,

My mum is 58 this year and needs a medical card.

Anyone care to help please PM me or email me at umapathy.khrisnan@finisar.com

Thanks